Common use of Online Tools Clause in Contracts

Online Tools. NBDB offers you a wide range of practical tools to help you get the most out of your brokerage experience. • Trading platform The platform allows you to make trades, consult your account and use our tools at any time. • Trading Central Interactive and easy to use, Trading Central is an integrated, free research tool that helps investors obtain technical analysis information, search for investment ideas, find purchase and selling prices, and monitor security watch lists. Trading Central is much more than a simple form of technical event recognition software; it analyzes over 65,000 equities, indices, and global currencies and provides you objective analyses every day. • National Bank Financial (NBF) research Take advantage of free access to NBF research and analyses on close to 300 Canadian securities. Whether you are interested in exchange-traded funds, stocks or options, NBF’s analysts make weekly postings of their favourite stock picks, lists of selected securities, model portfolios, and investment ideas. • Morningstar Research Take advantage of the independent expertise of 100 Morningstar analysts who, for over 25 years, have been specifically helping independent investors make objective investment decisions through a star-based recommendation system on over 2,000 North American equities and exchange-traded funds. Their 2,000 reports allow you to make detailed comparisons of securities and understand the qualitative and quantitative factors of the analysis, which is focused on a company’s long-term ability to generate cash flows. Whether you are looking for the best company in a given sector, the best investment opportunities or simply those equities providing the best dividend yields, Morningstar delivers exclusive monthly watch lists of selected securities, in English and in French. • OptionsPlay OptionsPlay is designed to show investors of all experience levels, new ways to find opportunities on either bullish or bearish markets. The tool allows you to easily compare three trading strategies and two income strategies based on your market outlook. Whether you are brand new to options trading or have never traded options before and are trying to figure out where to start, the OptionsPlay platform can be a good starting point. Even experienced options traders can save time and gain insight by leveraging the power of OptionsPlay. With OptionsPlay, you can: o Compare strategies according to your market forecast. o Understand each strategy’s risk zone. o Estimate potential gains and losses to make an informed choice. o Assess the different strategies with the results simulator. o Access more advanced option strategies. Visit ▇▇▇▇.▇▇ for more details. • Market-Q (Available upon subscription - There are costs associated with using this tool. Learn more on our website or speak to a representative for more information) Market-Q is a sophisticated and fully customizable information and trading platform that allows you not only to track changes in the North American markets in real time, but also to monitor your own positions, in particular through real-time streaming quotes. The platform does not require any software downloads and it allows you to quickly respond to opportunities when they present themselves, no matter where you are. Whether you perform your own analyses, are looking for news of a particular interest, or want to sort through market information in the blink of an eye, using your own criteria, Market-Q adjusts to your needs and gives you the most complete picture of the markets. • Decision-Plus tools (Available upon subscription - There are costs associated with using this tool. Learn more on our website or speak to a representative for more information) In partnership with Decision-Plus, National Bank Direct Brokerage offers stock market investors the MarketVisionPlus, TraderPlus and ▇▇▇▇▇▇▇▇▇▇▇.▇▇ suite of tools. These tools are designed to assist active investors by helping them map out an investment strategy that meets their financial objectives. • ETF Centre (exchange-traded funds) Are you looking for exchange-traded funds, or do you simply want to learn more about this type of product? Our ETF Centre is a comprehensive source of information that can not only assist you in your decision process; it can also enable you to quickly take action. With several thousand ETFs available, choosing one that suits you best can be a difficult task. The ETF Centre lets you search for ETFs more quickly using symbols, personalized criteria and a simple key word. The characteristics and composition of ETFs are displayed in real time on a single page. It is also possible to customize the display using our many options: frequency, period, indicators and volume. Our ETF Centre allows you to better understand this type of product. • Educational tools Are you taking advantage of all the benefits from investing in a TFSA and a RESP? Do you have any questions about how income trusts work or the tax treatment of dividend income? Our Education Centre will provide you with a wealth of information. It answers questions that independent investors have, allowing you to learn about investments when you want, where you want and at your own speed, using the many interactive learning capsules in English and French on our website. We freely offer a wide range of seminars for you to learn, step by step, investment basics, how markets work, and the differences between products and accounts, or even broaden your investment and trading knowledge. • A variety of publications, including the Morning Brief A daily pre-market outlook news brief providing you with a U.S. and Canadian snapshot of company-specific news, earnings reports, economic data, technical market analysis, and trading ideas based on technical events – all by email. Once you’ve logged into your NBDB account, follow this path to subscribe: Markets > Trading Central and Morning Brief > Subscribe.

Online Tools. NBDB offers you a wide range of practical tools to help you get the most out of your brokerage experience. • Trading platform National Bank Direct Brokerage’s transactional site The platform site allows you to make trades, consult your account and use our tools at any time. • Trading Central Recognia Interactive and easy to use, Trading Central Recognia is an integrated, free research tool that helps investors obtain technical analysis information, search for investment ideas, find purchase and selling prices, and monitor security watch lists. Trading Central Recognia is much more than a simple form of technical event recognition software; it analyzes over 65,000 equities, indices, and global currencies and provides you objective analyses every day. • National Bank Financial (NBF) research Take advantage of free access to NBF research and analyses on close to 300 Canadian securities. Whether you are interested in exchange-traded funds, stocks or options, NBF’s analysts make weekly postings of their favourite stock picks, lists of selected securities, model portfolios, and investment ideas. • Morningstar Research Take advantage of the independent expertise of 100 Morningstar analysts who, for over 25 years, have been specifically helping independent investors make objective investment decisions through a star-based recommendation system on over 2,000 North American equities and exchange-traded funds. Their 2,000 reports allow you to make detailed comparisons of securities and understand the qualitative and quantitative factors of the analysis, which is focused on a company’s long-term ability to generate cash flows. Whether you are looking for the best company in a given sector, the best investment opportunities or simply those equities providing the best dividend yields, Morningstar delivers exclusive monthly watch lists of selected securities, in English and in French. • OptionsPlay OptionsPlay Mutual fund select list In a single page, see the best performing funds in terms of consistent performance over time and resistance to market fluctuations. Are you interested in building a well-diversified portfolio or carefully rounding out the selection of products in your account? Our list can help you make your decisions. • Asset allocation tool Before taking action, you need to do some planning. This is where our tool comes in, helping you through the different available profiles and allowing you to see the differences! Once you have determined your asset allocation and selected appropriate investments, you are in the good direction to attaining your financial objectives. We believe that asset allocation requires a long-term approach. It is a balanced and rational process designed to show investors of all experience levels, new ways to find opportunities on either bullish or bearish markets. The tool allows you to easily compare three trading strategies and two income strategies based on your market outlook. Whether you are brand new to options trading or have never traded options before and are trying to figure out where to start, the OptionsPlay platform can be a good starting point. Even experienced options traders can save time and gain insight by leveraging the power of OptionsPlay. With OptionsPlay, you can: o Compare strategies according to your market forecast. o Understand each strategy’s risk zone. o Estimate potential gains and losses to make bring some stability in an informed choice. o Assess the different strategies with the results simulator. o Access more advanced option strategies. Visit ▇▇▇▇.▇▇ for more detailseconomic environment that at times defies forecasting. • Market-Q (Available upon subscription - There are costs associated with using this tool. Learn more on our website or speak to a representative for more information) Market-Q is a sophisticated and fully customizable information and trading platform that allows you not only to track changes in the North American markets in real time, but also to monitor your own positions, in particular through real-time streaming quotes. The platform does not require any software downloads and it allows you to quickly respond to opportunities when they present themselves, no matter where you are. Whether you perform your own analyses, are looking for news of a particular interest, or want to sort through market information in the blink of an eye, using your own criteria, Market-Q adjusts to your needs and gives you the most complete picture of the markets. • Decision-Plus tools (Available upon subscription - There are costs associated with using this tool. Learn more on our website or speak to a representative for more information) In partnership with Decision-Plus, National Bank Direct Brokerage offers stock market investors the MarketVisionPlus, TraderPlus and ▇▇▇▇▇▇▇▇▇▇▇.▇▇ suite of tools. These tools are designed to assist active investors by helping them map out an investment strategy that meets their financial objectives. • ETF Centre (exchange-traded funds) Are you looking for exchange-traded funds, or do you simply want to learn more about this type of product? Our ETF Centre is a comprehensive source of information that can not only assist you in your decision process; it can also enable you to quickly take action. With several thousand ETFs available, choosing one that suits you best can be a difficult task. The ETF Centre lets you search for ETFs more quickly using symbols, personalized criteria and a simple key word. The characteristics and composition of ETFs are displayed in real time on a single page. It is also possible to customize the display using our many options: frequency, period, indicators and volume. Our ETF Centre allows you to better understand this type of product. • Educational tools Are you taking advantage of all the benefits from investing in a TFSA and a an RESP? Do you have any questions about how income trusts work or the tax treatment of dividend income? Our Education Centre will provide you with a wealth of information. It answers questions that independent investors have, allowing you to learn about investments when you want, where you want and at your own speed, using the many interactive learning capsules in English and French on our website. We freely offer a wide range of seminars for you to learn, step by step, investment basics, how markets work, and the differences between products and accounts, or even broaden your investment and trading knowledge. • A variety of publications, including the Morning Brief A daily pre-market outlook news brief providing you with a U.S. and Canadian snapshot of company-specific news, earnings reports, economic data, technical market analysis, and trading ideas based on technical events – all by email. Once you’ve logged into your NBDB account, follow this path to subscribe: Markets > Trading Central Recognia and Morning Brief > Subscribe.

Online Tools. NBDB offers you a wide range of practical tools to help you get the most out of your brokerage experience. • Trading platform  National Bank Direct Brokerage’s transactional site The platform site allows you to make trades, consult your account and use our tools at any time. • Trading Central  Recognia Interactive and easy to use, Trading Central Recognia is an integrated, free research tool that helps investors obtain technical analysis information, search for investment ideas, find purchase and selling prices, and monitor security watch lists. Trading Central Recognia is much more than a simple form of technical event recognition software; it analyzes over 65,000 equities, indices, and global currencies and provides you objective analyses every day. •  National Bank Financial (NBF) research Take advantage of free access to NBF research and analyses on close to 300 Canadian securities. Whether you are interested in exchange-exchange- traded funds, stocks or options, NBF’s analysts make weekly postings of their favourite stock picks, lists of selected securities, model portfolios, and investment ideas. •  Morningstar Research Take advantage of the independent expertise of 100 Morningstar analysts who, for over 25 years, have been specifically helping independent investors make objective investment decisions through a star-based recommendation system on over 2,000 North American equities and exchange-traded funds. Their 2,000 reports allow you to make detailed comparisons of securities and understand the qualitative and quantitative factors of the analysis, which is focused on a company’s long-term ability to generate cash flows. Whether you are looking for the best company in a given sector, the best investment opportunities or simply those equities providing the best dividend yields, Morningstar delivers exclusive monthly watch lists of selected securities, in English and in French. • OptionsPlay OptionsPlay  Mutual fund select list In a single page, see the best performing funds in terms of consistent performance over time and resistance to market fluctuations. Are you interested in building a well-diversified portfolio or carefully rounding out the selection of products in your account? Our list can help you make your decisions.  Asset allocation tool Before taking action, you need to do some planning. This is where our tool comes in, helping you through the different available profiles and allowing you to see the differences! Once you have determined your asset allocation and selected appropriate investments, you are in the good direction to attaining your financial objectives. We believe that asset allocation requires a long-term approach. It is a balanced and rational process designed to show investors of all experience levels, new ways to find opportunities on either bullish or bearish marketsbring some stability in an economic environment that at times defies forecasting. The tool allows you to easily compare three trading strategies and two income strategies based on your market outlook. Whether you are brand new to options trading or have never traded options before and are trying to figure out where to start, the OptionsPlay platform can be a good starting point. Even experienced options traders can save time and gain insight by leveraging the power of OptionsPlay. With OptionsPlay, you can: o Compare strategies according to your market forecast. o Understand each strategy’s risk zone. o Estimate potential gains and losses to make an informed choice. o Assess the different strategies with the results simulator. o Access more advanced option strategies. Visit ▇▇▇▇.▇▇ for more details. •  Market-Q (Available upon subscription - There are costs associated with using this tool. Learn more on our website or speak to a representative for more information) Market-Q is a sophisticated and fully customizable information and trading platform that allows you not only to track changes in the North American markets in real time, but also to monitor your own positions, in particular through real-time streaming quotes. The platform does not require any software downloads and it allows you to quickly respond to opportunities when they present themselves, no matter where you are. Whether you perform your own analyses, are looking for news of a particular interest, or want to sort through market information in the blink of an eye, using your own criteria, Market-Q adjusts to your needs and gives you the most complete picture of the markets. •  Decision-Plus tools (Available upon subscription - There are costs associated with using this tool. Learn more on our website or speak to a representative for more information) In partnership with Decision-Plus, National Bank Direct Brokerage offers stock market investors the MarketVisionPlus, TraderPlus and ▇▇▇▇▇▇▇▇▇▇▇.▇▇ suite of tools. These tools are designed to assist active investors by helping them map out an investment strategy that meets their financial objectives. •  ETF Centre (exchange-traded funds) Are you looking for exchange-traded funds, or do you simply want to learn more about this type of product? Our ETF Centre is a comprehensive source of information that can not only assist you in your decision process; it can also enable you to quickly take action. With several thousand ETFs available, choosing one that suits you best can be a difficult task. The ETF Centre lets you search for ETFs more quickly using symbols, personalized criteria and a simple key word. The characteristics and composition of ETFs are displayed in real time on a single page. It is also possible to customize the display using our many options: frequency, period, indicators and volume. Our ETF Centre allows you to better understand this type of product. •  Educational tools Are you taking advantage of all the benefits from investing in a TFSA and a an RESP? Do you have any questions about how income trusts work or the tax treatment of dividend income? Our Education Centre will provide you with a wealth of information. It answers questions that independent investors have, allowing you to learn about investments when you want, where you want and at your own speed, using the many interactive learning capsules in English and French on our website. We freely offer a wide range of seminars for you to learn, step by step, investment basics, how markets work, and the differences between products and accounts, or even broaden your investment and trading knowledge. •  A variety of publications, including the Dow ▇▇▇▇▇ Morning Brief A Briefing Sign up online for a free subscription to the daily preDow ▇▇▇▇▇ Morning Briefing! It will keep you up-to-date on market trends and in touch with the latest developments (available in English and French). The Briefing contains the latest information, including: o an outlook news brief providing you with on the day’s trading; o an early look at action in stocks, bonds, forex and commodities; o the top stories of the day; o a U.S. calendar of earnings and Canadian snapshot of company-specific news, earnings reports, economic data, technical market analysis, and trading ideas based on technical events – all by email. Once you’ve logged into your NBDB account, follow this path to subscribe: Markets > Trading Central and Morning Brief > Subscribeindicators.