MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $11.00 Oral Contraceptives, Anti- Obesity only Yes Yes $11.00 Yes Yes Yes $11.00 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist -Dietician - Osteopath -Private Duty Nursing Option 1 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Option 2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $30,000 LTM Option 3 $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $30,000 LTM Base Option $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $30,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500 / 5 yrs Base Option $500 / 5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 / Adult per year $200 / Child per year Combined maximum of $500 / Adult per year $300 / Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $200 / 24 Mths $100 / 24 Mths Base Option $300 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No -Plan A - Basic Preventative & Restorative Services -Plan A - Endodontic & Periodontic Services -Plan B - Major Restorative - Crown, Dentures -Plan C - Orthodontics Option 1 N/A N/A N/A N/A Option 2 60% 60% 50% N/A Base Option 90% 90% 70% 50% Option 4 100% 100% 80% 60% Maximums -Plan A & B (Annual) -Plan C (Lifetime) N/A N/A $1,500 N/A $2,500 $3,000 $3,000 $3,500 -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage varies depending on years of service. -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA. Eligibility Employees retiring per the pension plan rules of their current pension plan and receiving an immediate pension are eligible for retiree benefits. Employee must work a minimum of 2 years full-time immediately prior to retirement in order to be eligible for benefits. Survivor Benefits If the Joint & Survivor election is chosen: Coverage continues for the life of the spouse HSA eligibility will be reduced by 50% January 1st following the death of the retiree Annual Deductible $1,250 per person each calendar year to a maximum of $2,500 Maximum $500,000 lifetime Coinsurance 100% Coverage 100% of eligible expenses Prescription Drugs Pay Direct Card Low cost alternative Emergency Hospital Yes Semi Private Room Emergency Ambulance Yes Nursing $10,000/year (acute care only) Medical Aids and Supplies – summary (subject to claiming guidelines noted in the Pacific Blue Cross Booklet) -Hearing Aids and repairs: maximum $1,000 every 5 calendar years -Purchase of rental equipment (wheelchairs, hospital beds): $15,000 lifetime maximum (preauthorization required) -Ileostomy/colostomy supplies Mastectomy prosthesis -Other (Combined maximum $500/person/year. Must be medically necessary to treat chronic and debilitating condition) -Splints, trusses, crutches, casts, custom fitted braces, cervical collars/traction kits, orthotics, ▇▇▇▇▇ socks, surgical stockings -Custom made orthopedic shoes including repairs prescribed by a physician, podiatrist or chiropractor Paramedical Practitioners (for example Acupuncturist, Podiatrist, Psychologist; Speech Language Pathologist, Chiropractor, Naturopath, Physiotherapist, Massage Therapist, Dietician) Available for reimbursement through the HSA Standard Durable Medical Equipment $15,000 lifetime maximum Preauthorization required for amounts in excess of $5,000 Vision Care -Eye Glasses/Contact Lenses -Eye Exams Available for reimbursement through the HSA Emergency Medical Travel Purchase of Private Healthcare Insurance Available for reimbursement through the HSA Heath Spending Account (HSA) $2,500 per year Any unused balance will be rolled forward and expire at the end of the second year
Appears in 1 contract
Sources: Collective Bargaining Agreement
MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $11.00 9.50 Oral Contraceptives, Anti- Obesity only Yes Yes $11.00 9.50 Yes Yes Yes $11.00 9.50 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist -Dietician - Osteopath -Private Duty Nursing Option 1 N/A N/A N/A N/A N/A N/A N/A N/A NOption ▇ ▇/A N▇ ▇/A N▇ ▇/A Option 2 N▇ ▇/A N▇ ▇/A N▇ ▇/A N▇ ▇/A N▇ ▇/A N/A N/A N/A N/A N/A $30,000 LTM ▇ Option 3 $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $30,000 LTM Base Option $400 $400 $400 $400 $400 $400 $400 $400 -Dietician -Private Duty Nursing N/A N/A N/A $25,000 LTM $250 $25,000 LTM $400 $400 $30,000 25,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500 / 5 500/5 yrs Base Option $500 / 5 500/5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 / Adult per year $200 / Child per year Combined maximum of $500 / Adult per year $300 / Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $200 150 / 24 Mths $100 / 24 Mths Base Option $300 250 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No Option 1 Option 2 Base Option Option 4 -Plan A - Basic Preventative & Restorative Services -Plan A - Endodontic & Periodontic Services N/A N/A 60% 60% 90% 90% 100% 100% -Plan B - Major Restorative - Crown, Dentures N/A 50% 70% 80% -Plan C - Orthodontics Option 1 N/A N/A N/A N/A Option 2 6050% 60% 50% N/A Base Option 90% 90% 70% 50% Option 4 100% 100% 80% 60% Maximums -Plan A & B (Annual) N/A $1,500 $2,500 $3,000 -Plan C (Lifetime) N/A N/A $1,500 N/A $2,500 $3,000 $3,000 $3,500 -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage varies depending on years of service. -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA. Eligibility Employees retiring per the pension plan rules of their current pension plan and receiving an immediate pension are eligible for retiree benefits. Employee must work a minimum of 2 years full-time immediately prior to retirement in order to be eligible for benefits. Survivor Benefits If the Joint & Survivor election is chosen: Coverage continues for the life of the spouse HSA eligibility will be reduced by 50% January 1st following the death of the retiree Annual Deductible $1,250 per person each calendar year to a maximum of $2,500 Maximum $500,000 lifetime Coinsurance 100% Coverage 100% of eligible expenses Prescription Drugs Pay Direct Card Low cost alternative Emergency Hospital Yes Semi Private Room Emergency Ambulance Yes Nursing $10,000/year (acute care only) Medical Aids and Supplies – summary (subject to claiming guidelines noted in the Pacific Blue Cross Booklet) -Hearing Aids and repairs: maximum $1,000 every 5 calendar years -Purchase of rental equipment (wheelchairs, hospital beds): $15,000 lifetime maximum (preauthorization required) -Ileostomy/colostomy supplies Mastectomy prosthesis -Other (Combined maximum $500/person/year. Must be medically necessary to treat chronic and debilitating condition) -Splints, trusses, crutches, casts, custom fitted braces, cervical collars/traction kits, orthotics, ▇▇▇▇▇ socks, surgical stockings -Custom made orthopedic shoes including repairs prescribed by a physician, podiatrist or chiropractor Paramedical Practitioners (for example Acupuncturist, Podiatrist, Psychologist; Speech Language Pathologist, Chiropractor, Naturopath, Physiotherapist, Massage Therapist, Dietician) Available for reimbursement through the HSA Standard Durable Medical Equipment $15,000 lifetime maximum Preauthorization required for amounts in excess of $5,000 Vision Care -Eye Glasses/Contact Lenses -Eye Exams Available for reimbursement through the HSA Emergency Medical Travel Purchase of Private Healthcare Insurance Available for reimbursement through the HSA Heath Spending Account (HSA) $2,500 per year Any unused balance will be rolled forward and expire at the end of the second year.
Appears in 1 contract
Sources: Collective Bargaining Agreement
MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $11.00 8.75 Oral Contraceptives, Anti- Obesity only Yes Yes $11.00 8.75 Yes Yes Yes $11.00 8.75 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist Option 1 N/A N/A N/A Option 2 N/A N/A N/A Option 3 $250 $250 $250 Base Option $400 $400 $400 -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist -Dietician - Osteopath -Private Duty Nursing Option 1 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Option 2 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $30,000 25,000 LTM Option 3 $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $30,000 25,000 LTM Base Option $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $30,000 25,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500 / 5 500/5 yrs Base Option $500 / 5 500/5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 / Adult per year $200 / Child per year Combined maximum of $500 / Adult per year $300 / Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $200 150 / 24 Mths $100 / 24 Mths Base Option $300 250 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No Option 1 Option 2 Base Option Option 4 -Plan A - Basic Preventative & Restorative Services N/A 60% 90% 100% -Plan A - Endodontic & Periodontic Services N/A 60% 90% 100% -Plan B - Major Restorative - Crown, Dentures N/A 50% 70% 80% -Plan C - Orthodontics Option 1 N/A N/A N/A N/A Option 2 60% 60% 50% N/A Base Option 90% 90% 70% 50% Option 4 100% 100% 80% 60% Maximums -Plan A & B (Annual) N/A $1,500 $2,500 $3,000 -Plan C (Lifetime) N/A N/A $1,500 N/A $2,500 $3,000 $3,000 $3,500 -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage depends varies depending on years of service. -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA. Eligibility Employees retiring per the pension plan rules of their current pension plan and receiving an immediate pension are eligible for retiree benefits. Employee must work a minimum of 2 years full-time immediately prior to retirement in order to be eligible for benefits. Survivor Benefits If the Joint & Survivor election is chosen: Coverage continues for the life of the spouse HSA eligibility will be reduced by 50% January 1st following the death of the retiree Annual Deductible $1,250 per person each calendar year to a maximum of $2,500 Maximum $500,000 lifetime Coinsurance 100% Coverage 100% of eligible expenses Prescription Drugs Pay Direct Card Low cost alternative Emergency Hospital Yes Semi Private Room Emergency Ambulance Yes Nursing $10,000/year (acute care only) Medical Aids and Supplies – summary (subject to claiming guidelines noted in the Pacific Blue Cross Booklet) -Hearing Aids and repairs: maximum $1,000 every 5 calendar years -Purchase of rental equipment (wheelchairs, hospital beds): $15,000 lifetime maximum (preauthorization required) -Ileostomy/colostomy supplies Mastectomy prosthesis -Other (Combined maximum $500/person/year. Must be medically necessary to treat chronic and debilitating condition) -Splints, trusses, crutches, casts, custom fitted braces, cervical collars/traction kits, orthotics, ▇▇▇▇▇ socks, surgical stockings -Custom made orthopedic shoes including repairs prescribed by a physician, podiatrist or chiropractor Paramedical Practitioners (for example Acupuncturist, Podiatrist, Psychologist; Speech Language Pathologist, Chiropractor, Naturopath, Physiotherapist, Massage Therapist, Dietician) Available for reimbursement through the HSA Standard Durable Medical Equipment $15,000 lifetime maximum Preauthorization required for amounts in excess of $5,000 Vision Care -Eye Glasses/Contact Lenses -Eye Exams Available for reimbursement through the HSA Emergency Medical Travel Purchase of Private Healthcare Insurance Available for reimbursement through the HSA Heath Spending Account (HSA) $2,500 per year Any unused balance will be rolled forward and expire at the end of the second year.
Appears in 1 contract
Sources: Collective Bargaining Agreement