MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire Extended Health Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $9.50 Oral Contraceptives, Anti- Obesity only Yes Yes $9.50 Yes Yes Yes $9.50 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist Option 1 N/A N/A N/A N/A N/A N/A N/A N/A Option 0 X/X X/X X/X X/X X/X X/X X/X X/X Option 3 $250 $250 $250 $250 $250 $250 $250 $250 Base Option $400 $400 $400 $400 $400 $400 $400 $400 -Dietician -Private Duty Nursing N/A N/A N/A $25,000 LTM $250 $25,000 LTM $400 $25,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500/5 yrs Base Option $500/5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 Adult per year $200 Child per year Combined maximum of $500 Adult per year $300 Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $150 / 24 Mths $100 / 24 Mths Base Option $250 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program Group Life Insurance -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 Accidental Death & Dismemberment (AD&D) -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 Dental Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No Option 1 Option 2 Base Option Option 4 -Plan A - Basic Preventative & N/A 60% 90% 100% Restorative Services -Plan A - Endodontic & N/A 60% 90% 100% Periodontic Services -Plan B - Major Restorative - N/A 50% 70% 80% Crown, Dentures -Plan C - Orthodontics N/A N/A 50% 60% Maximums -Plan A & B (Annual) N/A $1,500 $2,500 $3,000 -Plan C (Lifetime) N/A N/A $3,000 $3,500 Long Term Disability -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly Paid Sick Leave Allowance -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage varies depending on years of service. Travel Care -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. Business Travel Accident Insurance -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary Health Spending Account -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA.
Appears in 1 contract
Samples: Agreement
MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire Extended Health Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $9.50 Oral Contraceptives, Anti- Obesity only Yes Yes $9.50 Yes Yes Yes $9.50 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist Option 1 N/A N/A N/A N/A N/A N/A N/A N/A Option 0 X/X X/X X/X X/X X/X X/X X/X X/X Option 3 $250 $250 $250 $250 $250 $250 $250 $250 Base Option $400 $400 $400 $400 $400 $400 $400 $400 -Dietician -Private Duty Nursing N/A N/A N/A $25,000 LTM $250 $25,000 LTM $400 $25,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500/5 yrs Base Option $500/5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 Adult per year $200 Child per year Combined maximum of $500 Adult per year $300 Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $150 / 24 Mths $100 / 24 Mths Base Option $250 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program Group Life Insurance -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 Accidental Death & Dismemberment (AD&D) -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 Dental Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No Option 1 Option 2 Base Option Option 4 -Plan A - Basic Preventative & N/A 60% 90% 100% Restorative Services -Plan A - Endodontic & Periodontic Services N/A N/A 60% 60% 90% 90% 100% Periodontic Services 100% -Plan B - Major Restorative - Crown, Dentures N/A 50% 70% 80% Crown, Dentures -Plan C - Orthodontics N/A N/A 50% 60% Maximums -Plan A & B (Annual) N/A $1,500 $2,500 $3,000 -Plan C (Lifetime) N/A N/A $3,000 $3,500 Long Term Disability -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly Paid Sick Leave Allowance -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage varies depending on years of service. Travel Care -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. Business Travel Accident Insurance -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary Health Spending Account -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA.
Appears in 1 contract
Samples: Agreement
MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire Extended Health Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $9.50 8.75 Oral Contraceptives, Anti- Obesity only Yes Yes $9.50 8.75 Yes Yes Yes $9.50 8.75 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist Option 1 N/A N/A N/A Option 2 N/A N/A N/A Option 3 $250 $250 $250 Base Option $400 $400 $400 -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist Option 1 -Dietician -Private Duty Nursing N/A N/A N/A N/A N/A N/A N/A N/A Option 0 XN/X XA N/X X/X X/X X/X X/X X/X X/X Option 3 $250 $250 $250 $250 $250 $250 $250 $250 Base Option $400 $400 $400 $400 $400 $400 $400 $400 -Dietician -Private Duty Nursing A N/A N/A N/A $25,000 LTM $250 $250 $250 $250 $250 $250 $25,000 LTM $400 $400 $400 $400 $400 $400 $25,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500/5 yrs Base Option $500/5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 Adult per year $200 Child per year Combined maximum of $500 Adult per year $300 Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $150 / 24 Mths $100 / 24 Mths Base Option $250 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program Group Life Insurance -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 Accidental Death & Dismemberment (AD&D) -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 Dental Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No Option 1 Option 2 Base Option Option 4 -Plan A - Basic Preventative & N/A 60% 90% 100% Restorative Services -Plan A - Endodontic & N/A 60% 90% 100% Periodontic Services -Plan B - Major Restorative - N/A 50% 70% 80% Crown, Dentures -Plan C - Orthodontics N/A N/A 50% 60% Maximums -Plan A & B (Annual) N/A $1,500 $2,500 $3,000 -Plan C (Lifetime) N/A N/A $3,000 $3,500 Long Term Disability -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly Paid Sick Leave Allowance -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage depends varies depending on years of service. Travel Care -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. Business Travel Accident Insurance -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary Health Spending Account -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA.
Appears in 1 contract
Samples: Agreement
MSP. Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) -Taxable -Depends on payment method, not taxable if paid by payroll deductions, taxable if paid by flex credits -Opt Out -Employees can opt out if covered under another plan. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children (to age 19 or full time students to age 25) -Waiting Period -1st of the month following date of hire Extended Health Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 $100 Option 3 $0 Base Option $0 -Maximum N/A $500,000 $1 Million $1 Million -Co-insurance N/A 60% 80% 100% -Prescription Drugs -Pay Direct Card -Formulary -Dispensing Fee Cap. -Life Style Drugs (Oral Contraceptives, Anti- Obesity, Smoking Cessation, Fertility Drugs, and Erectile Dysfunction) N/A N/A N/A N/A Yes Yes $9.50 11.00 Oral Contraceptives, Anti- Obesity only Yes Yes $9.50 11.00 Yes Yes Yes $9.50 11.00 Yes Paramedical Practitioners -Acupuncturist -Podiatrist -Psychologist -Speech Language Pathologist -Chiropractor -Naturopath -Physiotherapist -Massage Therapist -Dietician - Osteopath -Private Duty Nursing Option 1 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Option 0 X2 N/X XA N/X XA N/X XA N/X XA N/X XA N/X XA N/X XA N/X A N/A N/A $30,000 LTM Option 3 $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $30,000 LTM Base Option $400 $400 $400 $400 $400 $400 $400 $400 -Dietician -Private Duty Nursing N/A N/A N/A $25,000 LTM $250 $25,000 LTM $400 $25,000 400 $30,000 LTM Standard Durable Medical Equipment -Lifetime Maximum Option 1 N/A Option 2 Subject to overall EHC Lifetime Maximum Option 3 Subject to overall EHC Lifetime Maximum Base Option Subject to overall EHC Lifetime Maximum Medical Aids and Supplies -Hearing Aids Option 1 N/A Option 2 Dependent children only to a maximum of $500 / 5 calendar years Option 3 $500/5 500 / 5 yrs Base Option $500/5 500 / 5 yrs Orthopedic Shoes / Orthotics N/A N/A Combined maximum of $400 / Adult per year $200 / Child per year Combined maximum of $500 / Adult per year $300 / Child per year Wigs & Hairpieces N/A $600 LTM $600 LTM $600 LTM Vision Care -Eye Glasses/Contact Lenses -Eye Exams Option 1 N/A N/A Option 2 No No Option 3 $150 200 / 24 Mths $100 / 24 Mths Base Option $250 300 / 24 Mths $100 / 24 Mths -Hospital – Semi Private Room N/A Yes Yes Yes -Emergency Ambulance N/A Yes Yes Yes -Out of Province Covered under the Travel Care Program Group Life Insurance -Funded -100% of the cost of Basic and Voluntary Life provided via flex credits -Employee Eligibility -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Waiting Period -Date of Hire -Basic Life Insurance -1 x Annual Salary -Opt Out -Compulsory -Voluntary Life -1 x Annual Salary -Opt Out -Yes – excess credits funded to employee -Employee Optional Life -Units of $50,000, Maximum $750,000 -Spouse Optional Life -Units of $50,000, Maximum $750,000 -Child Optional Life -$10,000 Accidental Death & Dismemberment (AD&D) -Eligibility -Waiting Period -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire Optional -Employee Accidental Death &Dismemberment (AD &D) Units $50,000, Maximum $500,000 -Spousal Accidental Death &Dismemberment (AD &D) -Spouse under the age of 70 Units $50,000, Maximum $500,000 -Child Accidental Death &Dismemberment (AD &D) -Children to age 19 or full time students to age 25 $10,000 Dental Care -Funded -Flex Credit or Payroll Deductions = 100% & PTR 50% (working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly) – Base Option -Opt Out -Employees can opt out. Portion of flex credits are credited back to the employee to use elsewhere. -Employee Eligibility -Dependent Eligibility -FTR and PTR employees working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse and Children to age 19 or full time students to age 25 -Deductible Option 1 N/A Option 2 No Base Option No Option 4 No Option 1 Option 2 Base Option Option 4 -Plan A - Basic Preventative & N/A 60% 90% 100% Restorative Services -Plan A - Endodontic & N/A 60% 90% 100% Periodontic Services -Plan B - Major Restorative - N/A 50% 70% 80% Crown, Dentures -Plan C - Orthodontics Option 1 N/A N/A N/A N/A Option 2 60% 60% 50% N/A Base Option 90% 90% 70% 50% Option 4 100% 100% 80% 60% Maximums -Plan A & B (Annual) N/A $1,500 $2,500 $3,000 -Plan C (Lifetime) N/A N/A $1,500 N/A $2,500 $3,000 $3,000 $3,500 Long Term Disability -Funded -Opt Out -Eligibility -Waiting Period -Indexing -Company Paid (Base Option) -Must take one of four options -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Date of Hire -Optional – 5% Maximum Coverage Base Option 70% Taxable Option 2 60% Non Taxable Option 3 70% Indexed - Taxable Option 4 60% Indexed – non-Taxable Maximum $15,000 Monthly Paid Sick Leave Allowance -Funded -Eligibility -Waiting Period -Coverage -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -3 months following Date of Hire -100% or 70% of earnings up to 26 weeks while ill or injured. Percentage of coverage varies depending on years of service. Travel Care -Funded -Employee Eligibility -Dependent Eligibility -100% Company Paid -FTR & PTR working a minimum of 18.75 hrs per week and/or a total of 37.5 hrs bi-weekly -Spouse plus dependent children. Children up to the age of 19 or up to the age of 25 if full time student, or any age if disabled. -Deductible -No -Coverage -100% Eligible Emergency Medical Expenses to a lifetime maximum of $1,000,000. Business Travel Accident Insurance -Funded -Eligibility -Waiting Period -100% Company Paid -All Employees -Date of Hire -Coverage -3 x Annual Salary Health Spending Account -Details -Employees may direct excess flex credits towards a Health Spending Account. Employees will have two years to spend funds allocated to their HSA.. Post-Retirement Benefit Summary (Excluding XXX#42 Grand Parented Electric Employees) Post-Retirement Benefits Eligibility Employees retiring per the pension plan rules of their current pension plan and receiving an immediate pension are eligible for retiree benefits. Employee must work a minimum of 2 years full-time immediately prior to retirement in order to be eligible for benefits. Survivor Benefits If the Joint & Survivor election is chosen: Coverage continues for the life of the spouse HSA eligibility will be reduced by 50% January 1st following the death of the retiree Annual Deductible $1,250 per person each calendar year to a maximum of $2,500 Maximum $500,000 lifetime Coinsurance 100% Extended Health Care Details (Security Plan) Coverage 100% of eligible expenses Prescription Drugs Pay Direct Card Low cost alternative Emergency Hospital Yes Semi Private Room Emergency Ambulance Yes Nursing $10,000/year (acute care only) Medical Aids and Supplies – summary (subject to claiming guidelines noted in the Pacific Blue Cross Booklet) -Hearing Aids and repairs: maximum $1,000 every 5 calendar years -Purchase of rental equipment (wheelchairs, hospital beds): $15,000 lifetime maximum (preauthorization required) -Ileostomy/colostomy supplies Mastectomy prosthesis -Other (Combined maximum $500/person/year. Must be medically necessary to treat chronic and debilitating condition) -Splints, trusses, crutches, casts, custom fitted braces, cervical collars/traction kits, orthotics, xxxxx socks, surgical stockings -Custom made orthopedic shoes including repairs prescribed by a physician, podiatrist or chiropractor Paramedical Practitioners (for example Acupuncturist, Podiatrist, Psychologist; Speech Language Pathologist, Chiropractor, Naturopath, Physiotherapist, Massage Therapist, Dietician) Available for reimbursement through the HSA Standard Durable Medical Equipment $15,000 lifetime maximum Preauthorization required for amounts in excess of $5,000 Vision Care -Eye Glasses/Contact Lenses -Eye Exams Available for reimbursement through the HSA Emergency Medical Travel Purchase of Private Healthcare Insurance Available for reimbursement through the HSA Heath Spending Account (HSA) $2,500 per year Any unused balance will be rolled forward and expire at the end of the second year
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Samples: moveuptogether.ca
