Common use of IN WITNESS THEREOF Clause in Contracts

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ Title: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. Name:_______________________________ Title: :______________________________ EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT R SERVICING CRITERIA The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria"

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_____________________________ Title: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have This Agreement has been executed by the duly executed this certificate as authorized of ____________the Association, 20___ Name:_________________ Titleand of the Union, on the 7th day of June The Master Insulators' Association Ontario, Inc. International Association of Heat of and Frost Insulators and Asbestos Workers, Local Signed by: EXHIBIT Q INFORMATION TO BE PROVIDED BY Xxxxxxx Signed by: Ed Signed by: Pat Signed by: Xxxx Xxxxx THE MASTER SERVICER TO INSULATORS' ASSOCIATION OF ONTARIO INC. SCHEDULE JUNE HOURLY R A T E : RATE on of increase = X MAINTENANCE ZONE MAY 01/03 RATES Mechanic: Other: a percent of Mechanic Probation Condition Existing Existing New Revised Base Vacation Total Increase Increase Base Vacation Total at Split Amount at at at RATE Revised Benefit Pension Sub Living TOTAL Rate Fund Funds Total ice Fund EMPLOYER Mechanic Probation Condition June CLASS NET + PLUS GROSS BASE Vacation TOTAL June27 at June27 Mechanic at Probation Condition EMPLOYEE CLASS TOTAL Pension Benefit MIA Living SUB TOTAL Union Living TOTAL Mechanic Funds Fund Fund Allowance Fund TOTAL Employer Dues Fund Employee Probation Condition Benefit increase THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment MASTER INSULATORS' ASSOCIATION OF ONTARIO INC. MAINTENANCE ZONE MIDNIGHT OCTOBER CLASS NEW PLUS = GROSS BASE Vacation TOTAL at Mechanic at Probation Condition EMPLOYER PAYROLL COSTS EMPLOYEE CLASS TOTAL Pension Benefit MIA Living SUB TOTAL Union Living TOTAL Mechanic Funds Fund Fund Allowance Fund TOTAL Employer Dues Fund Employee Probation Condition Benefit increase SCHEDULE THE MASTER INSULATORS' OF ONTARIO INC. = JUNE HOURLY R A T E RATE BA: SED on of increase X MAINTENANCE ZONE MAY RATES Mechanic: Other: a percent of Mechanic Probation Condition Existing Existing New Revised Base Vacation Total Servicing Advances Current Interest Increase Increase Base Vacation Total at May01103 Split Amount at June27104 at at Benefit Pension Sub Living TOTAL Fund Funds Total ice Fund EMPLOYER RATE Revised June27104 Rate Original Maturity Date Original Term to Maturity Mechanic Probation Condition THE MASTER INSULATORS' ASSOCIATION OF ONTARIO INC. MAINTENANCE June CLASS NET BASE + PLUS GROSS Vacation TOTAL at June Mechanic at Probation Condition CLASS TOTAL Mechanic Probation Condition EMPLOYER PAYROLL COSTS EMPLOYEE DEDUCTIONS Pension Benefit MIA Living SUB TOTAL Union Living TOTAL Funds Fund Fund Allowance Fund TOTAL Dues Fund Employee Benefit increase THE MASTER INSULATORS' ASSOCIATION OF ONTARIO INC. MAINTENANCE ZONE EFFECTIVE: MIDNIGHT OCTOBER CLASS NEW + PLUS GROSS BASE Vacation TOTAL at Mechanic at Probation Condition EMPLOYER PAYROLL COSTS EMPLOYEE DEDUCTIONS CLASS TOTAL Pension Benefit MIA Living SUB TOTAL Union Living TOTAL Mechanic Funds Fund Fund Allowance Fund TOTAL Employer Dues Fund Employee Probation Condition Benefit increase THE MASTER INSULATORS' ASSOCIATION OF ONTARIO INC. SCHEDULE JUNE HOURLY RATE: MAINTENANCE ZONE MAY RATES Existing Existing Base Vacation Total at May01103 RATE on of increase (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution $1.10 X = Mechanic: Other: a percent of New Increase Increase Base Vacation Split Amount at Revised Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Mechanic at at Probation Condition Revised Benefit Pension Sub Living TOTAL June27104 Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Mechanic Fund Funds Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Planice Fund EMPLOYER Probation Condition THE MASTER INSULATORS ASSOCIATION OF ONTARIO INC. MAINTENANCE CLASS NET BASE June ZONE + PLUS GROSS Vacation TOTAL at June27 Mechanic Probation Condition CLASS TOTAL Mechanic Probation Condition at EMPLOYER COSTS Pension Benefit MIA Living Fund8 Fund Fund Allowance Fund Benefit increase

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:___________________________ Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_. _________________________________ [Signature] Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T SCHEDULE OF SWAP AGREEMENT NOTIONAL BALANCES EXHIBIT U SWAP AGREEMENT [See Tab [__] of the closing set] EXHIBIT V SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria":

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:__. ________________________________ Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [Reserved] EXHIBIT U YIELD MAINTENANCE AGREEMENT [See Tab 5 of the closing set]

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:__. ________________________________ Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [Reserved] EXHIBIT U FORM OF YIELD MAINTENANCE AGREEMENT [XXXXXXX XXXXX LOGO] DATE: APRIL 28, 2006 TO: JPMORGAN CHASE BANK, N.A. not in its individual capacity but solely as Trustee for the benefit of the RAAC SERIES 2006-SP2 TRUST, MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-SP2 TRUST ATTENTION: RAAC SERIES 2006-SP2 TRUST FAX: 000-000-0000 Cc: XXXXXXXXXXX XXXXXXXX FAX: 000-000-0000 FROM: XXXXXXX XXXXX CAPITAL SERVICES, INC. CONTACT: XXX XXX KWEI EMAIL: xxxxx@xxxxxxxx.xx.xxx TEL: 000-000-0000 FAX: 000-000-0000 RE: SWAP TRANSACTION ML REF: 06DL09238 Dear Sir or Madam:

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. --------------------------------- [Signature] Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T FINAL MATURITY RESERVE FUND SCHEDULE ------------------------------------------------------------------------------------------------ NOTIONAL NOTIONAL NOTIONAL NOTIONAL PERIOD BALANCE ($) PERIOD BALANCE ($) PERIOD BALANCE ($) PERIOD BALANCE ($) ------------------------------------------------------------------------------------------------ 121 $944,566.44 181 $397,443.06 241 $162,099.16 301 $62,502.93 122 $931,201.65 182 $391,664.70 242 $159,633.83 302 $61,473.30 123 $918,021.28 183 $385,967.08 243 $157,203.63 303 $60,458.80 124 $905,022.82 184 $380,349.09 244 $154,808.05 304 $59,459.22 125 $892,203.78 185 $374,809.63 245 $152,446.64 305 $58,474.35 126 $879,561.71 186 $369,347.64 246 $150,118.90 306 $57,503.97 127 $867,094.21 187 $363,962.04 247 $147,824.39 307 $56,547.89 128 $854,798.89 188 $358,651.79 248 $145,562.62 308 $55,605.91 129 $842,673.40 189 $353,415.86 249 $143,333.16 309 $54,677.82 130 $830,715.44 190 $348,253.22 250 $141,135.55 310 $53,763.44 131 $818,922.70 191 $343,162.87 251 $138,969.35 311 $52,862.56 132 $807,292.95 192 $338,143.81 252 $136,834.12 312 $51,975.00 133 $795,823.95 193 $333,195.07 253 $134,729.44 313 $51,100.57 134 $784,513.51 194 $328,315.67 254 $132,654.88 314 $50,239.09 135 $773,359.47 195 $323,504.68 255 $130,610.03 315 $49,390.36 136 $762,359.69 196 $318,761.14 256 $128,594.47 316 $48,554.23 137 $751,512.07 197 $314,084.13 257 $126,607.79 317 $47,730.49 138 $740,814.53 198 $309,472.74 258 $124,649.60 318 $46,918.99 139 $730,265.02 199 $304,926.06 259 $122,719.49 319 $46,119.55 140 $719,861.52 200 $300,443.20 260 $120,817.09 320 $45,331.99 141 $709,602.04 201 $296,023.30 261 $118,941.99 321 $44,556.15 142 $699,484.62 202 $291,665.47 262 $117,093.83 322 $43,791.87 143 $689,507.30 203 $287,368.87 263 $115,272.23 323 $43,038.98 144 $679,668.18 204 $283,132.65 264 $113,476.82 324 $42,297.32 145 $669,965.37 205 $278,955.99 265 $111,707.23 325 $41,566.73 146 $660,397.00 206 $274,838.06 266 $109,963.11 326 $40,847.05 147 $650,961.25 207 $270,778.06 267 $108,244.10 327 $40,138.14 148 $641,656.30 208 $266,775.19 268 $106,549.85 328 $39,439.83 149 $632,480.36 209 $262,828.66 269 $104,880.02 329 $38,751.98 150 $623,431.66 210 $258,937.70 270 $103,234.27 330 $38,074.43 151 $614,508.48 211 $255,101.54 271 $101,612.26 331 $37,407.06 152 $605,709.09 212 $251,319.42 272 $100,013.66 332 $36,749.70 153 $597,031.80 213 $247,590.61 273 $98,438.15 333 $36,102.22 154 $588,474.95 214 $243,914.37 274 $96,885.40 334 $35,464.47 155 $580,036.88 215 $240,289.97 275 $95,355.10 335 $34,836.33 156 $571,715.97 216 $236,716.69 276 $93,846.93 336 $34,217.64 157 $563,510.62 217 $233,193.85 277 $92,360.58 337 $33,608.29 158 $555,419.25 218 $229,720.73 278 $90,895.76 338 $33,008.13 159 $547,440.30 219 $226,296.66 279 $89,452.15 339 $32,417.03 160 $539,572.23 220 $222,920.95 280 $88,029.47 340 $31,834.88 161 $531,813.52 221 $219,592.95 281 $86,627.42 341 $31,261.53 162 $524,162.68 222 $216,311.98 282 $85,245.71 342 $30,696.86 163 $516,618.24 223 $213,077.42 283 $83,884.06 343 $30,140.75 164 $509,178.73 224 $209,888.60 284 $82,542.20 344 $29,593.09 165 $501,842.72 225 $206,744.90 285 $81,219.83 345 $29,053.74 166 $494,608.79 226 $203,645.71 286 $79,916.70 346 $28,522.59 167 $487,475.55 227 $200,590.40 287 $78,632.52 347 $27,999.52 168 $480,441.61 228 $197,578.37 288 $77,367.04 348 $27,484.42 169 $473,505.62 229 $194,609.02 289 $76,120.00 349 $26,977.17 170 $466,666.24 230 $191,681.76 290 $74,891.13 350 $26,477.67 171 $459,922.14 231 $188,796.01 291 $73,680.19 351 $25,985.79 172 $453,272.01 232 $185,951.19 292 $72,486.91 352 $25,501.44 173 $446,714.58 233 $183,146.75 293 $71,311.06 353 $25,024.50 174 $440,248.56 234 $180,382.12 294 $70,152.39 354 $24,554.87 175 $433,872.71 235 $177,656.75 295 $69,010.66 355 $24,092.44 176 $427,585.79 236 $174,970.10 296 $67,885.63 356 $23,637.12 177 $421,386.58 237 $172,321.64 297 $66,777.07 357 $23,188.79 178 $415,273.88 238 $169,710.83 298 $65,684.75 358 $22,747.36 179 $409,246.51 239 $167,137.15 299 $64,608.43 359 $22,312.73 180 $403,303.29 240 $164,600.10 300 $63,547.90 360 $21,884.81 -------------------------------------------------------------------------------------------------

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_. _________________________________ [Signature] Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T SCHEDULE OF SWAP AGREEMENT NOTIONAL BALANCES EXHIBIT U SWAP AGREEMENT EXHIBIT V SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria":

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [Reserved] EXHIBIT U FORM OF YIELD MAINTENANCE AGREEMENT [To Be Inserted]

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_. ___________________________________ [Signature] Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T-1 SCHEDULE OF SWAP AGREEMENT I NOTIONAL BALANCES EXHIBIT T-2 SCHEDULE OF SWAP AGREEMENT II NOTIONAL BALANCES EXHIBIT T-3 SCHEDULE OF YIELD MAINTENANCE AGREEMENT NOTIONAL BALANCES EXHIBIT U-1 SWAP AGREEMENT I [See Tab [__] of the closing set] EXHIBIT U-2 SWAP AGREEMENT II [See Tab [__] of the closing set] EXHIBIT U-3 YIELD MAINTENANCE AGREEMENT [See Tab [__] of the closing set] EXHIBIT V

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_. ________________________________ [Signature] Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [RESERVED] EXHIBIT U YIELD MAINTENANCE AGREEMENT [See Tab 5 of the closing set] SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria":

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ By: --------------------------- Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ Title: :__________________ EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [RESERVED] EXHIBIT U YIELD MAINTENANCE AGREEMENT HSBC Bank USA, National Association [GRAPHIC OMITTED] 452 Fifth Avenue Xxx Xxxx, XX 00000 Xxx: (000) 000-0673 Ref: 000000XX December 28, 2005 U.S. Bank National Association, not in its individual capacity but solely in its capacity as Trustee for the benefit of the RAMP Series 2005-EFC7 Trust EP-MN-WS3D 60 Livingston Avenux Xx. Xxxx, XX 55107 Attx: RAMP Series 2005-EFC7 Trust Fax: 651-495-8090 Tel: 000-000-0080 Cc: Jxxxx Xxxxx Xax: 000-000-0003 Subjexx: Xxterest Rate Cap Transaction Reference Number: 386942HN ------------------------------------------------------------------------------

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_. _________________________________ [Signature] Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [Reserved] EXHIBIT U YIELD MAINTENANCE AGREEMENT [See Tab 5 of the closing set] EXHIBIT V SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria":

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. Name:______________________________________ Title: :_____________________________________ EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT R SERVICING CRITERIA The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria" ----------------------------------------------------------------------------------------------------------------- APPLICABLE SERVICING SERVICING CRITERIA CRITERIA ----------------------------------------------------------------------------------------------------------------- REFERENCE CRITERIA ----------------------------------------------------------------------------------------------------------------- GENERAL SERVICING CONSIDERATIONS ----------------------------------------------------------------------------------------------------------------- Policies and procedures are instituted to monitor any performance or other triggers and events of default in 1122(d)(1)(i) accordance with the transaction agreements. ----------------------------------------------------------------------------------------------------------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with 1122(d)(1)(ii) such servicing activities. ----------------------------------------------------------------------------------------------------------------- Any requirements in the transaction agreements to maintain 1122(d)(1)(iii) a back-up servicer for the pool assets are maintained. ----------------------------------------------------------------------------------------------------------------- A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of 1122(d)(1)(iv) the transaction agreements. ----------------------------------------------------------------------------------------------------------------- CASH COLLECTION AND ADMINISTRATION ----------------------------------------------------------------------------------------------------------------- Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts [X] (as to accounts no more than two business days following receipt, or such held by Trustee) other number of days specified in the transaction 1122(d)(2)(i) agreements. ----------------------------------------------------------------------------------------------------------------- Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized [X] (as to investors 1122(d)(2)(ii) personnel. only) ----------------------------------------------------------------------------------------------------------------- Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and 1122(d)(2)(iii) approved as specified in the transaction agreements. ----------------------------------------------------------------------------------------------------------------- The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with [X] (as to accounts respect to commingling of cash) as set forth in the transaction held by Trustee) 1122(d)(2)(iv) agreements. ----------------------------------------------------------------------------------------------------------------- Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) 1122(d)(2)(v) of the Securities Exchange Act. ----------------------------------------------------------------------------------------------------------------- Unissued checks are safeguarded so as to prevent 1122(d)(2)(vi) unauthorized access. ----------------------------------------------------------------------------------------------------------------- Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction 1122(d)(2)(vii) agreements. ----------------------------------------------------------------------------------------------------------------- EXHIBIT R-1

IN WITNESS THEREOF. I the Parties hereto have caused this Development Agreement to be duly executed this certificate in duplicate as of ____________the day and year last written below, 20___ Name:_________________ Titleeither on one original document or via multiple counterparts through facsimile, which, when taken together, shall constitute one and the same instrument. UNITED STATES DEPARTMENT OF TRANSPORTATION By: Xxxxxx X. Xxxxxxx, Xx. Administrator Date: STATE OF MISSOURI Missouri Highways and Transportation Commission By: Xxxx X. Xxxx Director Date: ATTEST: Secretary to the Commission Approved as to Form: Commission Counsel Date: STATE OF ILLINOIS Illinois Department of Transportation By: Xxxxxx X. Sees, P.E. Secretary of Transportation Date: STATE OF INDIANA EDS A249-8-320752 Indiana Department of Transportation Office of Management and Budget Recommended for Approval: Xxxxxxxxxxx X. Xxxx, Director Xxxxxx X. Xxxxx, Director Date: Contract Administration Department of Administration Date: Executed By: Xxxxxx Xxxxxxxxx, Commissioner (FOR) Date: Xxxx X. Xxxxxxxx Commissioner Date: Approved as to form and legality: (FOR) Xxxxxxx Xxxxxx Indiana Attorney General Date Approved: STATE OF OHIO Ohio Department of Transportation By: Xxxxx X. Xxxxxxx Director Date: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior A [PRIORITIZATION SCHEDULE] EXHIBIT B [STATEMENT OF DELIVERABLES] CORRIDOR Description Date Establish Steering Committee CDA Execution Date + 60 days ? Finalize Memorandum of Understanding CDA Execution Date + 120 days Establish performance objectives TBD – pends feasibility study results Submit Annual Report TBD – pends feasibility study results Outreach Strategy TBD – pends feasibility study results Establish innovative financing capacity Prepare Expression of Interest for Tolling TBD – pends feasibility study results INDIANA Establish innovative financing capacity Prepare Expression of Interest for Tolling TBD – pends feasibility study results ILLINOIS Establish innovative financing capacity Prepare Expression of Interest for Tolling TBD – pends feasibility study results MISSOURI Establish innovative financing capacity EXHIBIT C [FORM OF ANNUAL REPORT] Corridor Metrics and Status (i.e. dashboard for the corridor) Goal Area Measure Target Status Comment (year) (year) (projected results, strategies, etc) Institutional Roadblocks Issue Impact on Coalition Objectives By State Coalition Action Items Horizon Action State(s) Target Date Desired Outcome Short Medium Long Corridor Coalition Projects Priority Project Status Issues Project Funding Strategy to Modification Next Due Date Monthly Principal Description Needs Meet Need Status of Coalition (Organizational Issues) Summary of Corridor Condition and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity Operation (MonthsSystem Performance) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanEXHIBIT D

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T SCHEDULE OF SWAP AGREEMENT NOTIONAL BALANCES

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ Title: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT FIVE CERTIFICATE POLICY OF ASSURED GUARANTY CORP. ASSURED GUARANTY (GRAPHIC OMITTED) Assured Guaranty Corp. 1325 Avenue of thx Xxxxxxxx Xxx Xxxx, XX 00000 000-000-0000 xxx.xxxxxxxxxxxxnxx.xxx ________________________________________________________________________________ FINANCIAL GUARANTY INSURANCE POLICY INSURED OBLIGATIONS: RFMSI Series 2005-S5 Trust, Mortgage POLICY NO.: D-2005-53 Pass-Through Certificates, Series 2005-S5, $27,000,000 Class A-2 Certificates EFFECTIVE DATE: July 28, 2005 Assured Guaranty Corp., a Maryland-domiciled insurance company ("Assured Guaranty"), in consideration of the payment of the premium and subject to the terms of this Policy (which includes each endorsement hereto), hereby unconditionally and irrevocably agrees to pay to the Trustee, for the benefit of the Holders of the Insured Obligations, that portion of the Insured Amounts, which shall become Due for Payment but shall be unpaid by reason of Nonpayment.

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. Name:____________________________________ Title: :___________________________________ EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT R SERVICING CRITERIA The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria"

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [RESERVED] EXHIBIT U YIELD MAINTENANCE AGREEMENT [See Tab 5 of the closing set] EXHIBIT V SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified as below as "Applicable Servicing Criteria": ----------------------------------------------------------------------------------------------------- APPLICABLE SERVICING CRITERIA SERVICING CRITERIA ----------------------------------------------------------------------------------------------------- REFERENCE CRITERIA -----------------------------------------------------------------------------------------------------

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. Name:_________________ : ---------------------------------- Title: --------------------------------- EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT R APPLICABLE SERVICING SERVICING CRITERIA CRITERIA ------------------------------------------------------------------------------------------------------- REFERENCE CRITERIA ------------------------------------------------------------------------------------------------------- GENERAL SERVICING CONSIDERATIONS 1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities. 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained. 1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. CASH COLLECTION AND ADMINISTRATION 1122(d)(2)(i) Payments on pool assets are deposited into the appropriate X custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor X or to an investor are made only by authorized personnel. 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_________________ Title: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT FIVE FINANCIAL GUARANTY INSURANCE POLICY Financial Guaranty Insurance Company 125 Park Avenue New York, New Yorx 00000 (000) 000-0000 (000) 000-0000 XUXXXX XXXX Policy Number: 05030142 Control Number: 0010001 Insured Obligations: --------------------------------------------------------- $30,000,000 in aggregate principal amount of RFMSI Series 2005-S7, Mortgage Pass-Through Certificates, Class A-2 (the "Insured Certificates") --------------------------------------------------------- Trustee: U.S. Bank National Association Financial Guaranty Insurance Company ("Financial Guaranty"), a New York stock insurance company, in consideration of the right of Financial Guaranty to receive monthly premiums pursuant to the Pooling and Servicing Agreement (as defined below), and subject to the terms of this Surety Bond, hereby unconditionally and irrevocably agrees to pay each Insured Payment, to the extent set forth in the Pooling and Servicing Agreement, to the Trustee named above or its successor, as trustee for the Holders of the Insured Certificates, except as otherwise provided herein with respect to Preference Amounts. Capitalized terms used and not otherwise defined herein shall have the meanings assigned to such terms in the Pooling and Servicing Agreement as in effect and executed on the date hereof.

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ _. Name:_________________ : ----------------------------- Title: ----------------------------- EXHIBIT P-1 EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT R SERVICING CRITERIA The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria"

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___. _________________________________ [Signature] Name:____________________________ Title: :___________________________ EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T SCHEDULE OF SWAP AGREEMENT NOTIONAL BALANCES EXHIBIT U SWAP AGREEMENT [See Tab [__] of the closing set]

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ ------------------------------ Name:_________________ : Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [RESERVED] EXHIBIT U YIELD MAINTENANCE AGREEMENT BANK OF AMERICA, N.A. To: RAMP Series 2005-RS9 Trust, acting through JPMorgan Chase Bank, N.A. not in its individual capacity but solely in its capacity as Trustee for the benefit of RAMP Series 2005-RS9 Trust 4 New York Plaza Xxx Xxxx, Xxx Xxxx 00000-0000 Xxxx: RAMP Series 2005-RS9 Trust Telephone: (212) 623-5600 Fax: (212) 623-5930 Cc: Joanne Murray Telepxxxx: (713) 216-2177 Fax: (713) 216-4880 Cc: Josie Knorr Telephoxx: (952) 857-6560 Fax: (952) 352-0503

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_____________________________ Title: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT SIX CERTIFICATE POLICY OF RADIAN ASSET ASSURANCE INC. [Radian logo and address] FINANCIAL GUARANTY INSURANCE POLICY CLASS A-6 CERTIFICATES: MAXIMUM INSURED CERTIFICATE PRINCIPAL BALANCE: RFMSI Series 2004-S2 Trust Mortgage Pass-Through Certificates Series 2004-S2, Class A-6 $17,500,000 POLICY NO.: FANI-0524-04086-NY EFFECTIVE DATE: March 1, 2004 RADIAN ASSET ASSURANCE INC., a New York stock insurance company regulated by the Insurance Department of the State of New York (the "Insurer"), in consideration of the payment of the Insurance Premium (as defined herein) and subject to the terms of this Financial Guaranty Insurance Policy (this "Policy"), hereby unconditionally and irrevocably guarantees that an amount equal to each Insured Payment will be received from the Insurer by JPMorgan Chase Bank, as trustee under the Agreement (as defined herein) or any successor thereto (the "Trustee") and for the benefit of the Class A-6 Certificateholders (as defined herein), for distribution to each Class A-6 Certificateholder of such Class A-6 Certificateholder's applicable share of such amount. Insured Payments shall be made by or on behalf of the Insurer only at the times set forth in this Policy and no accelerated Insured Payments shall be made regardless of any acceleration of the Class A-6 Certificates as a result of a default by or insolvency of the Depositor or Master Servicer (each as defined herein) or any other cause, unless the Insurer shall elect, as its sole option, to pay such principal as is due upon such acceleration together with any accrued interest thereon and such acceleration is effected in accordance with the Agreement. Notwithstanding any contrary or otherwise inconsistent provision hereof, this Policy does not cover shortfalls or other amounts, if any, attributable to taxes required to be paid or withheld in respect of distributions on the Class A-6 Certificates (including interest and penalties in respect thereof). This Policy does not insure any Class of Certificates other than the Class A-6 Certificates. Subject to the terms of the Agreement, the Insurer shall be subrogated to the rights of each Class A-6 Certificateholder to receive payments in respect of the Class A-6 Certificates to the extent of any payment by the Insurer hereunder.

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:__________________________ Title: EXHIBIT Q INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT FIVE CERTIFICATE GUARANTY INSURANCE POLICY Financial Guaranty Insurance Company 125 Park Avenue Xxx Xxxx, Xxx Xxxx 00000 (000) 000-0000 (000) 000-0000 XXXXXX XXXX Policy Number: 05030006 Control Number: 0010001 Insured Obligations: --------------------------------------------------------- $25,000,000 in aggregate principal amount of RFMSI Series 2005-S2, Mortgage Pass-Through Certificates, Class A-1 (the "Insured Certificates") --------------------------------------------------------- Trustee: U.S. Bank National Association Financial Guaranty Insurance Company ("Financial Guaranty"), a New York stock insurance company, in consideration of the right of Financial Guaranty to receive monthly premiums pursuant to the Pooling and Servicing Agreement (as defined below), and subject to the terms of this Surety Bond, hereby unconditionally and irrevocably agrees to pay each Insured Payment, to the extent set forth in the Pooling and Servicing Agreement, to the Trustee named above or its successor, as trustee for the Holders of the Insured Certificates, except as otherwise provided herein with respect to Preference Amounts. Capitalized terms used and not otherwise defined herein shall have the meanings assigned to such terms in the Pooling and Servicing Agreement as in effect and executed on the date hereof.

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:__. ________________________________________ Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT T [Reserved] EXHIBIT U FORM OF YIELD MAINTENANCE AGREEMENT [See Tab 6 of the closing set] SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria": -------------------------------------------------------------------------------------------- APPLICABLE SERVICING SERVICING CRITERIA CRITERIA -------------------------------------------------------------------------------------------- REFERENCE CRITERIA --------------------------------------------------------------------------------------------

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:_____________________________ Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification Plan

IN WITNESS THEREOF. I have duly executed this certificate as of ____________, 20___ Name:__. _________________________________ Name: Title: EXHIBIT Q S INFORMATION TO BE PROVIDED BY THE MASTER SERVICER TO THE RATING AGENCIES RELATING TO REPORTABLE MODIFIED MORTGAGE LOANS Account number Transaction Identifier Unpaid Principal Balance prior to Modification Next Due Date Monthly Principal and Interest Payment Total Servicing Advances Current Interest Rate Original Maturity Date Original Term to Maturity (Months) Remaining Term to Maturity (Months) Trial Modification Indicator Mortgagor Equity Contribution Total Servicer Advances Trial Modification Term Terms (Months) Trial Modification Start Date Trial Modification End Date Trial Modification Period Principal and Interest Payment Trial Modification Interest Rate Trial Modification Term Rate Reduction Indicator Interest Rate Post Modification Rate Reduction Start Date Rate Reduction End Date Rate Reduction Term Term Modified Indicator Modified Amortization Period Modified Final Maturity Date Total Advances Written Off Unpaid Principal Balance Written Off Other Past Due Amounts Written Off Write Off Date Unpaid Principal Balance Post Write Off Capitalization Indicator Mortgagor Contribution Total Capitalized Amount Modification Close Date Unpaid Principal Balance Post Capitalization Modification Next Payment Due Date per Modification Plan Principal and Interest Payment Post Modification Interest Rate Post Modification Payment Made Post Capitalization Delinquency Status to Modification PlanPlan EXHIBIT U YIELD MAINTENANCE AGREEMENT [See Tab 5 of the closing set] EXHIBIT V SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE The assessment of compliance to be delivered by the Trustee shall address, at a minimum, the criteria identified below as "Applicable Servicing Criteria":