Common use of Improperly Filed Litigation Clause in Contracts

Improperly Filed Litigation. All claims you bring against PayPal must be resolved in accordance with this user agreement. All claims filed or brought contrary to this user agreement shall be considered improperly filed and a breach of this user agreement. Should you file a claim contrary to this user agreement, PayPal may recover attorneys' fees and costs (including in-house attorneys and paralegals) up to $1,000.00 USD, provided that PayPal has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim. Identity authentication You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to verify your identity. This may include: • asking you for further information, such as your date of birth, your taxpayer or national identification number, your physical address and other information that will allow us to reasonably identify you; • requiring you to take steps to confirm ownership of your email address or financial instruments; • ordering a credit report from a credit reporting agency; • verifying your information against third party databases or through other sources; or • requiring you to provide further documentation, such as your driver's license or other identifying documents at any time. Anti-money laundering and counter-terrorism financing laws may require that PayPal verify certain identifying information if you use certain PayPal services. PayPal reserves the right to close, suspend, or limit access to your PayPal account and/or the PayPal services in the event that, after reasonable enquiries, we are unable to obtain information about you required to verify your identity. PayPal is only a payment service provider We act as a payment service provider only. We do not: • Act as a bank or provide banking services; • Act as an escrow agent with respect to any funds kept in your account; • Act as your agent or trustee; • Enter into a partnership, joint venture, agency or employment relationship with you; • Have control of, nor liability for, the products or services that are paid for with the PayPal services; • Guarantee the identity of any buyer or seller; • Ensure that a buyer or a seller will complete a transaction; • Determine if you are liable for any taxes; or • Unless otherwise expressly set out in this user agreement, collect or pay any taxes that may arise from your use of our services. Privacy Protecting your privacy is very important to us. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.

Improperly Filed Litigation. All claims you bring against PayPal must be resolved in accordance with this user agreement. All claims filed or brought contrary to this user agreement shall be considered improperly filed and a breach of this user agreement. Should you file a claim contrary to this user agreement, PayPal may recover attorneys' fees and costs (including in-house attorneys and paralegals) up to $1,000.00 USD, provided that PayPal has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim. Identity authentication You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to verify your identity. This may include: • asking you for further information, such as your date of birth, your taxpayer or national identification number, your physical address and other information that will allow us to reasonably identify you; • requiring you to take steps to confirm ownership of your email address or financial instruments; • ordering a credit report from a credit reporting agency; • verifying your information against third party databases or through other sources; or • requiring you to provide further documentation, such as your driver's license or other identifying documents at any time. Anti-money laundering and counter-terrorism financing laws may require that PayPal verify certain identifying information if you use certain PayPal services. PayPal reserves the right to close, suspend, or limit access to your PayPal account and/or the PayPal services in the event that, after reasonable enquiries, we are unable to obtain information about you required to verify your identity. PayPal is only a payment service provider We act as a payment service provider only. We do not: • Act as a bank or provide banking services; • Act as an escrow agent with respect to any funds kept in your account; • Act as your agent or trustee; • Enter into a partnership, joint venture, agency or employment relationship with you; • Have control of, nor liability for, the products or services that are paid for with the PayPal services; • Guarantee the identity of any buyer or seller; • Ensure that a buyer or a seller will complete a transaction; • Determine if you are liable for any taxes; or • Unless otherwise expressly set out in this user agreement, collect or pay any taxes that may arise from your use of our services. Privacy Protecting your privacy is very important to us. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.

Improperly Filed Litigation. All claims you bring against PayPal must be resolved in accordance with this user agreement. All claims filed or brought contrary to this user agreement shall be considered improperly filed and a breach of this user agreement. Should you file a claim contrary to this user agreement, PayPal may recover attorneys' fees and costs (including in-house attorneys and paralegals) up to $1,000.00 USD, provided that PayPal has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim. Identity authentication Anti-money laundering and counter-terrorism financing laws may require that PayPal conduct Know-Your-Customer checks and verify certain identifying information if you use certain PayPal services. In addition, PayPal also sets limits and thresholds on account usage that may change from time to time, and you may be required to provide us with additional information and documents to verify your identity in order to continue using your account. Our limits and threshold criteria are proprietary, and we are not obliged to share this information with you. You authorize PayPal, directly or through third parties, to make any inquiries and collect and process your personal data as we consider necessary to conduct customer due diligence and/or verify your identityidentity (whether manually or through the performance of biometric verification processes) from time to time. This may include: • asking you for further information, such as your date of birth, your taxpayer or national Hong Kong identification numbercard, valid travel documents, your physical address address, biometric information, and other information that will allow us to reasonably identify you; . • conducting “liveness” detection tests via your electronic devices. • requiring you to take steps to confirm ownership of your email address or financial instruments; . • ordering a credit report from a credit reporting agency; • , or verifying your information against third party databases or through other sources; or . • requiring you to provide further documentation, such as your driver's license licence or other identifying documents at any time. Anti-money laundering and counter-terrorism financing laws may require that PayPal verify certain identifying information if you use certain PayPal services. PayPal reserves the right to close, suspend, or limit access to your PayPal account and/or the PayPal services in the event that, after reasonable enquiries, we are unable to obtain information about you required to verify your identity. PayPal is only a payment service provider We act as a payment service provider only. We do not: • Act as a bank or provide banking services; • Act as an escrow agent with respect to any funds kept in your account; • Act as your agent or trustee; • Enter into a partnership, joint venture, agency or employment relationship with you; • Have control of, nor liability for, the products or services that are paid for with the PayPal services; • Guarantee the identity of any buyer or seller; • Ensure that a buyer or a seller will complete a transaction; • Determine if you are liable for any taxes; or • Unless otherwise expressly set out in this user agreement, collect or pay any taxes that may arise from your use of our services. Privacy Protecting your privacy is very important to us. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.

Improperly Filed Litigation. All claims you bring against PayPal must be resolved in accordance with this user agreement. All claims filed or brought contrary to this user agreement shall be considered improperly filed and a breach of this user agreement. Should you file a claim contrary to this user agreement, PayPal may recover attorneys' fees and costs (including in-house attorneys and paralegals) up to $1,000.00 USD, provided that PayPal has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim. Identity authentication You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to verify your identity. This may include: • asking you for further information, such as your date of birth, your taxpayer or national Hong Kong identification numbercard, valid travel documents, your physical address and other information that will allow us to reasonably identify you; . • requiring you to take steps to confirm ownership of your email address or financial instruments; . • ordering a credit report from a credit reporting agency; • , or verifying your information against third party databases or through other sources; or . • requiring you to provide further documentation, such as your driver's license licence or other identifying documents at any time. Anti-money laundering and counter-terrorism financing laws may require that PayPal verify certain identifying information if you use certain PayPal services. PayPal reserves the right to close, suspend, or limit access to your PayPal account and/or the PayPal services in the event that, after reasonable enquiries, we are unable to obtain information about you required to verify your identity. PayPal is only a payment service provider We act as a payment service provider only. We do not: • Act as a bank or provide banking services; • Act as an escrow agent with respect to any funds kept in your account; • Act as your agent or trustee; • Enter into a partnership, joint venture, agency or employment relationship with you; • Have control of, nor liability for, the products or services that are paid for with the PayPal services; • Guarantee the identity of any buyer or seller; • Ensure that a buyer or a seller will complete a transaction; • Determine if you are liable for any taxes; or • Unless otherwise expressly set out in this user agreement, collect or pay any taxes that may arise from your use of our services. Privacy Protecting your privacy is very important to us. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.

Improperly Filed Litigation. All claims you bring against PayPal must be resolved in accordance with this user agreement. All claims filed or brought contrary to this user agreement shall be considered improperly filed and a breach of this user agreement. Should you file a claim contrary to this user agreement, PayPal may recover attorneys' fees and costs (including in-house attorneys and paralegals) up to $1,000.00 USD, provided that PayPal has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim. Identity authentication You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to verify your identity. This may include: • asking you for further information, such as your date of birth, your taxpayer or national identification number, your physical address and other information that will allow us to reasonably identify you; • requiring you to take steps to confirm ownership of your email address or financial instruments; • ordering a credit report from a credit reporting agency; • verifying your information against third party databases or through other sources; or • requiring you to provide further documentation, such as your driver's license or other identifying documents at any time. Anti-money laundering and counter-terrorism financing laws may require that PayPal verify certain identifying information if you use certain PayPal services. PayPal reserves the right to close, suspend, or limit access to your PayPal account and/or the PayPal services in the event that, after reasonable enquiries, we are unable to obtain information about you required to verify your identity. PayPal is only a payment service provider We act as a payment service provider only. We do not: • Act as a bank or provide banking services; • Act as an escrow agent with respect to any funds kept in your account; • Act as your agent or trustee; • Enter into a partnership, joint venture, agency or employment relationship with you; • Have control of, nor liability for, the products or services that are paid for with the PayPal services; • Guarantee the identity of any buyer or seller; • Ensure that a buyer or a seller will complete a transaction; • Determine if you are liable for any taxesTaxes; or • Unless otherwise expressly set out in this user agreement, collect or pay any taxes Taxes that may arise from your use of our services. Privacy Protecting your privacy is very important to us. Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.