Common use of ID/Password Requirements - Users Clause in Contracts

ID/Password Requirements - Users. Authentication of a User in VISION is based on the VISION Operator ID and Password. Required – The VISION Operator ID, assigned by DST, shall have access authorization as determined by Customer or the applicable Fund. This may include the following access levels, at Customer’s or the applicable Fund’s option, the contents of which shall be determined by Customer: Unrestricted Access – This allows the User to view any account information for all of the applicable Fund’s Financial Products. Dealer Level Access – This allows the User to view any account information with the authorized dealer number. Dealer/Branch Level Access – This allows the User to view any account information with the authorized dealer and branch combination. Dealer/Representative Level Access – This allows the User to view any account information with the authorized dealer and representative combination. Tax ID Level Access – This allows the User to view any account with the authorized Social Security Number and/or TIN of the Unit Holder. Trust/TPA Access – This allows the User to view any account with the authorized trust company or Third Party Administrator number assigned to the underlying account/contract. Required - Password is used in conjunction with VISION Operator ID to access the VISION Web Site, which consequently provides access to any Financial Product account information that has been previously authorized by Customer or the applicable Fund. VISION does not use a personal identification number (PIN).

ID/Password Requirements - Users. Authentication of a User in VISION is based on the VISION Operator ID and Password. Required – The VISION Operator ID, assigned by DSTSS&C ALPS, shall have access authorization as determined by Customer or the applicable Fund. This may include the following access levels, at Customer’s or the applicable Fund’s option, the contents of which shall be determined by Customer: Unrestricted Access – This allows the User to view any account information for all of the applicable Fund’s Financial Products. Dealer Level Access – This allows the User to view any account information with the authorized dealer number. Dealer/Branch Level Access – This allows the User to view any account information with the authorized dealer and branch combination. Dealer/Representative Level Access – This allows the User to view any account information with the authorized dealer and representative combination. Tax ID Level Access – This allows the User to view any account with the authorized Social Security Number and/or TIN of the Unit Holder. TrustFund/TPA Access – This allows the User to view any account with the authorized trust Fund company or Third Party Administrator number assigned to the underlying account/contract. Required - Password is used in conjunction with VISION Operator ID to access the VISION Web Site, which consequently provides access to any Financial Product account information that has been previously authorized by Customer or the applicable Fund. VISION does not use a personal identification number (PIN).

ID/Password Requirements - Users. Authentication of a User in VISION is based on the VISION Operator ID and Password. Required – The VISION Operator ID, assigned by DST, shall have access authorization as determined by Customer or the applicable FundFunds. This may include the following access levels, at Customer’s or the applicable Fund’s option, the contents of which shall be determined by Customer: Unrestricted Access – This allows the User to view any account information for all of the applicable Fund’s Funds’ Financial Products. Dealer Level Access – This allows the User to view any account information with the authorized dealer number. Dealer/Branch Level Access – This allows the User to view any account information with the authorized dealer and branch combination. Dealer/Representative Level Access – This allows the User to view any account information with the authorized dealer and representative combination. Tax ID Level Access – This allows the User to view any account with the authorized Social Security Number and/or TIN of the Unit Holder. Trust/TPA Access – This allows the User to view any account with the authorized trust company or Third Party Administrator number assigned to the underlying account/contract. Required - Password is used in conjunction with VISION Operator ID to access the VISION Web Site, which consequently provides access to any Financial Product account information that has been previously authorized by Customer or the applicable Fund. VISION does not use a personal identification number (PIN).

ID/Password Requirements - Users. Authentication of a User in VISION is based on the VISION Operator ID and Password. Required – The VISION Operator ID, assigned by DST, shall have access authorization as determined by Customer the applicable Trust or the applicable Fund. This may include the following access levels, at Customerthe applicable Trust’s or the applicable Fund’s Funds’ option, the contents of which shall be determined by Customerthe applicable Trust: Unrestricted Access – This allows the User to view any account information for all of the applicable Fund’s Funds’ Financial Products. Dealer Level Access – This allows the User to view any account information with the authorized dealer number. Dealer/Branch Level Access – This allows the User to view any account information with the authorized dealer and branch combination. Dealer/Representative Level Access – This allows the User to view any account information with the authorized dealer and representative combination. Tax ID Level Access – This allows the User to view any account with the authorized Social Security Number and/or TIN of the Unit Holder. Trust/TPA Access – This allows the User to view any account with the authorized trust company or Third Party Administrator number assigned to the underlying account/contract. Required - Password is used in conjunction with VISION Operator ID to access the VISION Web Site, which consequently provides access to any Financial Product account information that has been previously authorized by Customer the applicable Trust or the applicable Fund. VISION does not use a personal identification number (PIN).

ID/Password Requirements - Users. Authentication of a User in VISION is based on the VISION Operator ID and Password. Required – The VISION Operator ID, assigned by DST, shall have access authorization as determined by Customer or the applicable Fund. This may include the following access levels, at Customer’s or the applicable Fund’s option, the contents of which shall be determined by Customer: Unrestricted Access – This allows the User to view any account information for all of the applicable Fund’s Financial Products. Dealer Level Access – This allows the User to view any account information with the authorized dealer number. Dealer/Branch Level Access – This allows the User to view any account information with the authorized dealer and branch combination. Dealer/Representative Level Access – This allows the User to view any account information with the authorized dealer and representative combination. Tax ID Level Access – This allows the User to view any account with the authorized Social Security Number and/or TIN of the Unit Holder. TrustFund/TPA Access – This allows the User to view any account with the authorized trust company or Third Party Administrator number assigned to the underlying account/contract. Required - Password is used in conjunction with VISION Operator ID to access the VISION Web Site, which consequently provides access to any Financial Product account information that has been previously authorized by Customer or the applicable Fund. VISION does not use a personal identification number (PIN).

ID/Password Requirements - Users. Authentication of a User in VISION is based on the VISION Operator ID and Password. Required – The VISION Operator ID, assigned by DST, shall have access authorization as determined by Customer or the applicable FundPortfolio. This may include the following access levels, at Customer’s or the applicable FundTrust’s option, the contents of which shall be determined by Customer: Unrestricted Access – This allows the User to view any account information for all of the applicable FundTrust’s Financial Products. Dealer Level Access – This allows the User to view any account information with the authorized dealer number. Dealer/Branch Level Access – This allows the User to view any account information with the authorized dealer and branch combination. Dealer/Representative Level Access – This allows the User to view any account information with the authorized dealer and representative combination. Tax ID Level Access – This allows the User to view any account with the authorized Social Security Number and/or TIN of the Unit Holder. Trust/TPA Access – This allows the User to view any account with the authorized trust company or Third Party Administrator number assigned to the underlying account/contract. Required - Password is used in conjunction with VISION Operator ID to access the VISION Web Site, which consequently provides access to any Financial Product account information that has been previously authorized by Customer or the applicable FundPortfolio. VISION does not use a personal identification number (PIN).