Common use of Electronic Messaging Clause in Contracts

Electronic Messaging. External email sent over the Internet is not a secure method to send messages to the Bank. The Bank has, therefore, provided secure internal electronic messaging forms after you have signed onto the Digital Services platform for you to communicate with us ("Internal Electronic Messaging"). You should only communicate with the Bank about the Digital Services via this Internal Electronic Messaging. If the Bank receives any Internal Electronic Message between 12:00 a.m. (midnight) and 3:00 p.m. MST on any Business Day, we will generally review the Internal Electronic Message on that Business Day. If the Bank receives the Internal Electronic Message on any Business Day after 3:00 p.m. MST or on a Saturday, Sunday or federal holiday, the Bank will generally review the Internal Electronic Message on the next Business Day. Please note the Bank will not have to take any action based on any Internal Electronic Message sent to us until we receive it and have a reasonable time to act on xx.Xx any event, the Bank strongly recommends that you do not use Internal Electronic Messaging to communicate URGENT information (for example, a report of a lost or stolen card or a report of an unauthorized transaction involving a deposit or credit account) or matters unrelated to the Digital Services. You agree that the Bank may, but is not required to, send to your certain account messages or alerts to one of the external email addresses you provide. The messages or alerts may contain confidential information (for example, that your xxxx payment was unsuccessful due to insufficient funds). Although the Bank does not include information such as full account numbers or SSNs in these communications, you acknowledge that there is a risk of unauthorized access associated with these messages and alerts because the email is not private or secure. It is your responsibility to notify us if you change any of your external email addresses. You agree to update your Online Banking profile if you change your email address.

Electronic Messaging. External email sent over the Internet is not a secure method to send messages to the Bank. The Bank has, therefore, provided secure internal electronic messaging forms after you have signed onto the Digital Services platform for you to communicate with us ("Internal Electronic Messaging"). You should only communicate with the Bank about the Digital Services via this Internal Electronic Messaging. If the Bank receives any Internal Electronic Message between 12:00 a.m. (midnight) and 3:00 p.m. MST on any Business Day, we will generally review the Internal Electronic Message on that Business Day. If the Bank receives the Internal Electronic Message on any Business Day after 3:00 p.m. MST or on a Saturday, Sunday or federal holiday, the Bank will generally review the Internal Electronic Message on the next Business Day. Please note the Bank will not have to take any action based on any Internal Electronic Message sent to us until we receive it and have a reasonable time to act on xx.Xx it. In any event, the Bank strongly recommends that you do not use Internal Electronic Messaging to communicate URGENT information (for example, a report of a lost or stolen card or a report of an unauthorized transaction involving a deposit or credit account) or matters unrelated to the Digital Services. You agree that the Bank may, but is not required to, send to your certain account messages or alerts to one of the external email addresses you provide. The messages or alerts may contain confidential information (for example, that your xxxx payment was unsuccessful due to insufficient funds). Although the Bank does not include information such as full account numbers or SSNs in these communications, you acknowledge that there is a risk of unauthorized access associated with these messages and alerts because the email is not private or secure. It is your responsibility to notify us if you change any of your external email addresses. You agree to update your Online Banking profile if you change your email address.

Electronic Messaging. External email sent over the Internet is not a secure method to send messages to the Bankus. The Bank hasWe have, therefore, provided secure internal electronic messaging forms after you have signed onto the Digital Services platform for you to communicate with us ("Internal Electronic Messaging"). You should only communicate with the Bank us about the Digital Services via this Internal Electronic Messaging. If the Bank receives we receive any Internal Electronic Message you send between 12:00 a.m. (midnight) and 3:00 p.m. MST ET on any Business Day, we will generally review the Internal Electronic Message on that Business Day. If the Bank receives we receive the Internal Electronic Message on any Business Day after 3:00 p.m. MST ET or on a Saturday, Sunday or federal holiday, the Bank we will generally review the Internal Electronic Message on the next Business Day. Please note the Bank that we will not have to take any action based on any Internal Electronic Message sent to us until we receive it and have a reasonable time to act on xx.Xx it. In any event, the Bank we strongly recommends recommend that you do not use Internal Electronic Messaging to communicate URGENT information (for example, a report of a lost or stolen card or a report of an unauthorized transaction involving a deposit or credit account) or matters unrelated to the Digital Services. You agree that the Bank M&T may, but is not required to, send to your you certain account messages or alerts to one of the your external email addresses you provideaddress, texts to your mobile phone number or app notifications. The messages or alerts may contain confidential information (for example, that your xxxx payment was unsuccessful due to insufficient funds). Although the Bank M&T does not include information such as full account numbers or SSNs Social Security numbers in these communications, you acknowledge that there is a risk of unauthorized access associated with these messages and alerts because the email is not private or secure. It is your responsibility to notify us if you change any of your external email addresses, your mobile phone number or your device (for app notifications). You agree to update your M&T Online Banking profile if you change your email addresscontact information. When your contact information is newly added or edited, it might not be eligible to receive messages which could result in a denial of service or trigger an alternative challenge to help verify your identity. You may change your contact information by going to the M&T Online Banking Settings and Support tab, clicking "My Profile," then making your update.

Electronic Messaging. External email sent over the Internet is not a secure method to send messages to the Bank. The Bank has, therefore, provided secure internal electronic messaging forms after you have signed onto the Digital Services platform for you to communicate with us ("Internal Electronic Messaging"). You should only communicate with the Bank about the Digital Services via this Internal Electronic Messaging. If the Bank receives any Internal Electronic Message between 12:00 a.m. (midnight) and 3:00 p.m. MST on any Business Day, we will generally review the Internal Electronic Message on that Business Day. If the Bank receives the Internal Electronic Message on any Business Day after 3:00 p.m. MST or on a Saturday, Sunday or federal holiday, the Bank will generally review the Internal Electronic Message on the next Business Day. Please note the Bank will not have to take any action based on any Internal Electronic Message sent to us until we receive it and have a reasonable time to act on xx.Xx it. In any event, the Bank strongly recommends that you do not use Internal Electronic Messaging to communicate URGENT information (for example, a report of a lost or stolen card or a report of an unauthorized transaction involving a deposit or credit account) or matters unrelated to the Digital Services. You agree that the Bank may, but is not required to, send to your certain account messages or alerts to one of the external email addresses you provide. The messages or alerts may contain confidential information (for example, that your xxxx bill payment was unsuccessful due to insufficient funds). Although the Bank does not include information such as full account numbers or SSNs in these communications, you acknowledge that there is a risk of unauthorized access associated with these messages and alerts because the email is not private or secure. It is your responsibility to notify us if you change any of your external email addresses. You agree to update your Online Banking profile if you change your email address.