Common use of DISMEMBERMENT Clause in Contracts

DISMEMBERMENT. This insurance provides coverage when an Accidental Bodily Injury results in a Dismemberment within 90 days from the date of Accident that occurs during the Coverage Period. What are the benefits? The Insurer will pay the benefit set out in the below table: Amount of Benefits Amount of Renter Benefits Rental Passenger loss of both hands, both feet or both eyes $150,000 $15,000 loss of one hand and one foot $150,000 $15,000 loss of one hand and one eye or one foot and $150,000 $15,000 one eye loss of speech or hearing $150,000 $15,000 loss of one arm or one leg $112,500 $11,250 loss of one hand, one foot or entire sight of one $100,000 $10,000 eye loss of thumb and index finger of one hand $ 37,500 $ 3,750 loss of use of both hands or both arms $150,000 $15,000 loss of use of one arm or one leg $112,500 $11,250 Quadriplegia $150,000 $15,000 Paraplegia $150,000 $15,000 Hemiplegia $150,000 $15,000 If more than one of the above losses result from the Accident, only one amount, the largest, will be paid. Other benefits and expenses Medical expenses‌ This insurance provides coverage for any reasonable, medically related expense resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The medical expense must be: • incurred by You within 365 days from the Accident; and • not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following medical expenses: • services of a licensed graduate nurse (R.N.); • confinement at a Medical Facility; • treatment performed by a Home Health Care Service professional; • diagnostic testing ordered by a Physician; • transportation by a professional ambulance service; • hospital service; • rental of a wheelchair; • treatment by a licensed physiotherapist (up to $500.00); • treatment by a licensed Physician or surgeon; • drugs and medicines purchased by a prescription; • repairs or replacement of eye glasses (up to $100.00); and • orthopaedic appliances and braces (up to $500.00); to a maximum of $5,000 for all medical expenses arising out of any one Accident. Dental expenses This insurance provides coverage for damage to teeth, bridges or dentures resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The dental expense must be: • incurred by You within 365 days from the Accident; and • not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following dental expenses: • treatment; • x-rays; and • repairs or replacement of teeth, bridges or dentures; by a qualified dentist or dental surgeon. The maximum amount payable is up to $200.00 per tooth to a maximum amount of $1,000.00 for all dental expenses arising out of any one Accident. Rehabilitation/retraining This insurance provides coverage for rehabilitation and retraining expenses resulting from Dismemberment caused by an Accidental Bodily Injury, within 30 days from the date of the Accident. What are the benefits? The insurer will pay You the reasonable cost of rehabilitation and retraining including: • the expense of treatment by a licensed or registered therapist licensed; • the expense of treatment by a special education teacher; or • the expense of institutional confinement for such treatment, intended to rehabilitate or retrain the Insured for work in any gainful occupation including the Insured’s regular occupation. The maximum amount payable is $10,000 for all such expenses arising out of any one Accident. Medical repatriation/return of mortal remains Medical Repatriation This insurance provides coverage to Transfer You to a Medical Facility nearest to Your Location of Permanent Residence within 365 days from the date of the Accident that resulted in Your Accidental Bodily Injury. What are the benefits? The Insurer will reimburse You the reasonable cost incurred for this Transfer up to a maximum of $10,000 arising out of any one Accident. Return of Mortal Remains This insurance provides coverage to transport Your mortal remains to Your Location of Permanent Residence in the event of Your death as a result of the Accident. What are the benefits? The Insurer will pay the reasonable cost incurred for transporting the mortal remains up to a maximum of $10,000 arising out of any one Accident. Baggage and personal effects insurance coverage • This insurance covers the physical loss, theft, or damage to the baggage and personal effects owned by You or Your employer (if under Your care and control), during transit, or while in any hotel or building (other than your personal residence), or while locked in the Rental Vehicle, during the Coverage Period. What are the benefits? This insurance will reimburse You for the loss or theft or damage to Your baggage and personal effect for up to $600 per Insured and up to a maximum of $2,400 for all Insureds during the Coverage Period. Theft, burglary, robbery, mysterious disappearance, loss or damage You must immediately notify the police and obtain corroborating documentary evidence that proves the theft, loss, damage or disappearance of Your personal property. Exclusions, Restrictions or Reductions in Coverage‌ CAUTION

DISMEMBERMENT. This insurance provides coverage when an Accidental Bodily Injury results in a Dismemberment within 90 days from the date of Accident that occurs during the Coverage Period. What are the benefits? The Insurer will pay the benefit set out in the below table: Amount of Benefits Renter Amount of Renter Benefits Rental Passenger loss of both hands, both feet or both eyes $150,000 $15,000 loss of one hand and one foot $150,000 $15,000 loss of one hand and one eye or one foot and one eye $150,000 $15,000 one eye loss of speech or hearing $150,000 $15,000 loss of one arm or one leg $112,500 $11,250 loss of one hand, one foot or entire sight of one $100,000 $10,000 eye loss of thumb and index finger of one hand $ 37,500 $ 3,750 loss of use of both hands or both arms $150,000 $15,000 loss of use of one arm or one leg $112,500 $11,250 Quadriplegia $150,000 $15,000 Paraplegia $150,000 $15,000 Hemiplegia $150,000 $15,000 If more than one of the above losses result from the Accident, only one amount, the largest, will be paid. Other benefits and expenses Medical expenses‌ expenses This insurance provides coverage for any reasonable, medically related expense resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The medical expense must be: •  incurred by You within 365 days from the Accident; and •  not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following medical expenses: •  services of a licensed graduate nurse (R.N.); •  confinement at a Medical Facility; •  treatment performed by a Home Health Care Service professional; •  diagnostic testing ordered by a Physician; •  transportation by a professional ambulance service; •  hospital service; •  rental of a wheelchair; •  treatment by a licensed physiotherapist (up to $500.00); •  treatment by a licensed Physician or surgeon; •  drugs and medicines purchased by a prescription; •  repairs or replacement of eye glasses (up to $100.00); and •  orthopaedic appliances and braces (up to $500.00); to a maximum of $5,000 for all medical expenses arising out of any one Accident. Dental expenses This insurance provides coverage for damage to teeth, bridges or dentures resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The dental expense must be: •  incurred by You within 365 days from the Accident; and •  not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following dental expenses: •  treatment; •  x-rays; and •  repairs or replacement of teeth, bridges or dentures; by a qualified dentist or dental surgeon. The maximum amount payable is up to $200.00 per tooth to a maximum amount of $1,000.00 for all dental expenses arising out of any one Accident. Rehabilitation/retraining This insurance provides coverage for rehabilitation and retraining expenses resulting from Dismemberment caused by an Accidental Bodily Injury, within 30 days from the date of the Accident. What are the benefits? The insurer will pay You the reasonable cost of rehabilitation and retraining including: •  the expense of treatment by a licensed or registered therapist licensed; •  the expense of treatment by a special education teacher; or •  the expense of institutional confinement for such treatment, intended to rehabilitate or retrain the Insured for work in any gainful occupation including the Insured’s regular occupation. The maximum amount payable is $10,000 for all such expenses arising out of any one Accident. Medical repatriation/return of mortal remains Medical Repatriation This insurance provides coverage to Transfer You to a Medical Facility nearest to Your Location of Permanent Residence within 365 days from the date of the Accident that resulted in Your Accidental Bodily Injury. What are the benefits? The Insurer will reimburse You the reasonable cost incurred for this Transfer up to a maximum of $10,000 arising out of any one Accident. Return of Mortal Remains This insurance provides coverage to transport Your mortal remains to Your Location of Permanent Residence in the event of Your death as a result of the Accident. What are the benefits? The Insurer will pay the reasonable cost incurred for transporting the mortal remains up to a maximum of $10,000 arising out of any one Accident. Baggage and personal effects insurance coverage •  This insurance covers the physical loss, theft, or damage to the baggage and personal effects owned by You or Your employer (if under Your care and control), during transit, or while in any hotel or building (other than your personal residence), or while locked in the Rental Vehicle, during the Coverage Period. What are the benefits? This insurance will reimburse You for the loss or theft or damage to Your baggage and personal effect for up to $600 per Insured and up to a maximum of $2,400 for all Insureds during the Coverage Period. Theft, burglary, robbery, mysterious disappearance, loss or damage You must immediately notify the police and obtain corroborating documentary evidence that proves the theft, loss, damage or disappearance of Your personal property. Exclusions, Restrictions or Reductions in Coverage‌ Coverage CAUTION

DISMEMBERMENT. This insurance provides coverage when an Accidental Bodily Injury results in a Dismemberment within 90 days from the date of Accident that occurs during the Coverage Period. What are the benefits? The Insurer will pay the benefit set out in the below table: Amount of Benefits Amount of Renter Benefits Rental Passenger loss of both hands, both feet or both eyes $150,000 $15,000 loss of one hand and one foot $150,000 $15,000 loss of one hand and one eye or one foot and $150,000 $15,000 one eye loss of speech or hearing $150,000 $15,000 loss of one arm or one leg $112,500 $11,250 loss of one hand, one foot or entire sight of one $100,000 $10,000 eye loss of thumb and index finger of one hand $ 37,500 $ 3,750 loss of use of both hands or both arms $150,000 $15,000 loss of use of one arm or one leg $112,500 $11,250 Quadriplegia $150,000 $15,000 Paraplegia $150,000 $15,000 Hemiplegia $150,000 $15,000 If more than one of the above losses result from the Accident, only one amount, the largest, will be paid. Other benefits and expenses Medical expenses‌ This insurance provides coverage for any reasonable, medically related expense resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The medical expense must be: •  incurred by You within 365 days from the Accident; and •  not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following medical expenses: •  services of a licensed graduate nurse (R.N.); •  confinement at a Medical Facility; •  treatment performed by a Home Health Care Service professional; •  diagnostic testing ordered by a Physician; •  transportation by a professional ambulance service; •  hospital service; •  rental of a wheelchair; •  treatment by a licensed physiotherapist (up to $500.00); •  treatment by a licensed Physician or surgeon; •  drugs and medicines purchased by a prescription; •  repairs or replacement of eye glasses (up to $100.00); and •  orthopaedic appliances and braces (up to $500.00); to a maximum of $5,000 for all medical expenses arising out of any one Accident. Dental expenses This insurance provides coverage for damage to teeth, bridges or dentures resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The dental expense must be: •  incurred by You within 365 days from the Accident; and •  not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following dental expenses: •  treatment; •  x-rays; and •  repairs or replacement of teeth, bridges or dentures; by a qualified dentist or dental surgeon. The maximum amount payable is up to $200.00 per tooth to a maximum amount of $1,000.00 for all dental expenses arising out of any one Accident. Rehabilitation/retraining This insurance provides coverage for rehabilitation and retraining expenses resulting from Dismemberment caused by an Accidental Bodily Injury, within 30 days from the date of the Accident. What are the benefits? The insurer will pay You the reasonable cost of rehabilitation and retraining including: •  the expense of treatment by a licensed or registered therapist licensed; •  the expense of treatment by a special education teacher; or •  the expense of institutional confinement for such treatment, intended to rehabilitate or retrain the Insured for work in any gainful occupation including the Insured’s regular occupation. The maximum amount payable is $10,000 for all such expenses arising out of any one Accident. Medical repatriation/return of mortal remains Medical Repatriation This insurance provides coverage to Transfer You to a Medical Facility nearest to Your Location of Permanent Residence within 365 days from the date of the Accident that resulted in Your Accidental Bodily Injury. What are the benefits? The Insurer will reimburse You the reasonable cost incurred for this Transfer up to a maximum of $10,000 arising out of any one Accident. Return of Mortal Remains This insurance provides coverage to transport Your mortal remains to Your Location of Permanent Residence in the event of Your death as a result of the Accident. What are the benefits? The Insurer will pay the reasonable cost incurred for transporting the mortal remains up to a maximum of $10,000 arising out of any one Accident. Baggage and personal effects insurance coverage •  This insurance covers the physical loss, theft, or damage to the baggage and personal effects owned by You or Your employer (if under Your care and control), during transit, or while in any hotel or building (other than your personal residence), or while locked in the Rental Vehicle, during the Coverage Period. What are the benefits? This insurance will reimburse You for the loss or theft or damage to Your baggage and personal effect for up to $600 per Insured and up to a maximum of $2,400 for all Insureds during the Coverage Period. Theft, burglary, robbery, mysterious disappearance, loss or damage You must immediately notify the police and obtain corroborating documentary evidence that proves the theft, loss, damage or disappearance of Your personal property. Exclusions, Restrictions or Reductions in Coverage‌ CAUTION

DISMEMBERMENT. This insurance provides coverage when an Accidental Bodily Injury results in a Dismemberment within 90 days from the date of Accident that occurs during the Coverage Period. What are the benefits? The Insurer will pay the benefit set out in the below table: Amount of Benefits BenefitsRenter Amount of Renter Benefits Rental BenefitsRental Passenger loss of both hands, both feet or both eyes $150,000 $15,000 loss of one hand and one foot $150,000 $15,000 loss of one hand and one eye or one foot and one eye $150,000 $15,000 one eye loss of speech or hearing $150,000 $15,000 loss of one arm or one leg $112,500 $11,250 loss of one hand, one foot or entire sight of one eye $100,000 $10,000 eye loss of thumb and index finger of one hand $ $37,500 $ $3,750 loss of use of both hands or both arms $150,000 $15,000 loss of use of one arm or one leg $112,500 $11,250 Quadriplegia $150,000 $15,000 Paraplegia $150,000 $15,000 Hemiplegia $150,000 $15,000 If more than one of the above losses result from the Accident, only one amount, the largest, will be paid. Other benefits and expenses Medical expenses‌ expenses This insurance provides coverage for any reasonable, medically related expense resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The medical expense must be: • incurred by You within 365 days from the Accident; and • not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following medical expenses: • services of a licensed graduate nurse (R.N.); • confinement at a Medical Facility; • treatment performed by a Home Health Care Service professional; • diagnostic testing ordered by a Physician; • transportation by a professional ambulance service; • hospital service; • rental of a wheelchair; • treatment by a licensed physiotherapist (up to $500.00); • treatment by a licensed Physician or surgeon; • drugs and medicines purchased by a prescription; • repairs or replacement of eye glasses (up to $100.00); and • orthopaedic appliances and braces (up to $500.00); to a maximum of $5,000 for all medical expenses arising out of any one Accident. Dental expenses This insurance provides coverage for damage to teeth, bridges or dentures resulting from an Accidental Bodily Injury, within 30 days from the date of the Accident. The dental expense must be: • incurred by You within 365 days from the Accident; and • not covered by any other insurance. What are the benefits? The Insurer will reimburse You for the following dental expenses: • treatment; • x-rays; and • repairs or replacement of teeth, bridges or dentures; by a qualified dentist or dental surgeon. The maximum amount payable is up to $200.00 per tooth to a maximum amount of $1,000.00 for all dental expenses arising out of any one Accident. Rehabilitation/retraining This insurance provides coverage for rehabilitation and retraining expenses resulting from Dismemberment caused by an Accidental anAccidental Bodily Injury, within 30 days from the date of the Accident. What are the benefits? The insurer will pay You the reasonable cost of rehabilitation and retraining including: • the expense of treatment by a licensed or registered therapist licensed; • the expense of treatment by a special education teacher; or • the expense of institutional confinement for such treatment, intended to rehabilitate or retrain the Insured for work in any gainful occupation including the Insured’s 's regular occupation. The maximum amount payable is $10,000 for all such expenses arising out of any one Accident. Medical repatriation/return of mortal remains Medical Repatriation This insurance provides coverage to Transfer You to a Medical aMedical Facility nearest to Your Location YourLocation of Permanent Residence within 365 days from the date of the Accident that resulted in Your Accidental Bodily Injury. What are the benefits? The Insurer will reimburse You the reasonable cost incurred for this Transfer up to a maximum of $10,000 arising out of any one Accident. Return of Mortal Remains This insurance provides coverage to transport Your mortal remains to Your Location of Permanent Residence in the event of Your death as a result of the Accident. What are the benefits? The Insurer will pay the reasonable cost incurred for transporting the mortal remains up to a maximum of $10,000 arising out of any one Accident. Baggage and personal effects insurance coverage • This insurance covers the physical loss, theft, or damage to the baggage and personal effects owned by You or Your employer (if under Your care and control), during transit, or while in any hotel or building (other than your personal residence), or while locked in the Rental Vehicle, during the Coverage Period. What are the benefits? This insurance will reimburse You for the loss or theft or damage to Your baggage and personal effect for up to $600 per Insured perInsured and up to a maximum of $2,400 for all Insureds during the Coverage Period. Theft, burglary, robbery, mysterious disappearance, loss or damage You must immediately notify the police and obtain corroborating documentary evidence that proves the theft, loss, damage or disappearance of Your personal property. Exclusions, Restrictions or Reductions in Coverage‌ Coverage CAUTION