Common use of Debit Card Clause in Contracts

Debit Card. If approved, you may use your Card to purchase goods and services from participating merchants. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts or approved overdraft protection accounts. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in Automated Teller Machines (ATMs) of the Credit Union, Cirrus (International), Maestro, STAR or NYCE networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to :  Withdraw funds from your share and share draft accounts.  Transfer funds from your share and share draft accounts.  Obtain balance information for your share and share draft accounts.  Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept MasterCard®.  Order goods or services by mail, telephone or internet from places that accept MasterCard®. The following limitations on the frequency and amount of Debit Card transactions may apply:  Purchase amounts are limited to the amount in your account.  You may transfer up to the available balance in your accounts at the time of the transfer.  See Section 2 for transfer limitations that may apply to these transactions.  There are daily withdrawal and purchase limits.

Debit Card. If approved, you You may use your Card card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction; you may not use your card to initiate any type of electronic gambling transactions through the Internet. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card card purchases will be deducted from your share draft checking account. If the balance in your account is not sufficient to pay the transaction amount, the credit union may will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts or accounts, approved overdraft protection accountsaccounts or loan accounts that you have established with the credit union. If you initiate a transaction that overdraws your Accountaccount, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Unioncredit union. In the event of repeated overdrafts, the Credit Union credit union may terminate all services under this Agreementagreement. You may use your Card card and PIN personal identification number (Personal Identification NumberPIN) in Automated Teller Machines (ATMs) ATMs of the Credit Union, Cirrus (International), Maestro, STAR or NYCE networkscredit union, and such other machines or facilities as the Credit Union credit union may designate. At the present time, you may also use your card to: Debit Card to :  Withdraw funds from your share and share draft accounts.  Transfer funds from your share and share draft accounts.  Obtain balance information for your share and share draft accounts.  Options - Make POS (Pointpoint-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at merchants that accept MasterCard®/VISA.  - Order goods or services by mail, telephone or internet from places that accept MasterCard®/VISA. The following limitations on the frequency and amount of ATM/Debit Card transactions may apply:  - There is no limit on the number of ATM/Debit Card purchases you make per day for signature-based transactions. - Purchase amounts are limited to the available amount in your account, when done through the MasterCard/VISA network.  ATM Limitations - You may withdraw up to 15 times in any one day. POS transactions are included in the daily limit of 15 withdrawals. - You may withdraw up to a designated maximum, not to exceed the available balance in your account, dependent on your credit worthiness, in any one day. - You may purchase up to a designated maximum, not to exceed the available balance in your account, dependent on your credit worthiness, in any one day. - You may transfer up to the available balance in your accounts at the time of the transfer.  - See Section 2 for transfer limitations that may apply to these transactions.  There are daily withdrawal and purchase limits.

Debit Card. If approved, you may use your Card card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card card purchases will be deducted from your share draft Share Draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union may Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts or accounts, approved overdraft protection accountsaccounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Accountaccount, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card card and PIN personal identification number (Personal Identification NumberPIN) in Automated Teller Machines (ATMs) ATMs of the Credit Union, . Cirrus (International), Maestro, STAR or NYCE networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to card to:  • Withdraw funds from your share and share draft accounts.  • Transfer funds from your share and share draft checking accounts.  • Obtain balance information for your share and share draft checking accounts.  • Make POS (Pointpoint-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at merchants that accept MasterCard®Visa.  • Order goods or services by mail, mail or telephone or internet from places that accept MasterCard®Visa. The following limitations on We will notify you if we delay your ability to withdraw funds for any of these reasons and we will tell you when the frequency and amount funds will be available. They will generally be available no later than the eleventh business day after the day of Debit Card transactions may apply:  Purchase amounts are limited to the amount in your account.  You may transfer up to the available balance in your accounts at the time of the transfer.  See Section 2 for transfer limitations that may apply to these transactions.  There are daily withdrawal and purchase limitsdeposit.