Common use of Consumer Accounts Clause in Contracts

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used for personal, family and household purposes, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If you tell us within two (2) Business Days after you discover your password or other means to access your account through which you access the Account to Account Transfer Service has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two (2) Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your password or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly financial institution statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we will extend the time periods specified above to a reasonable period.

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used For Mastercard Debit Card transactions, If you notify us of your lost or stolen Debit Card you will not be liable for personalany losses provided that you were n (60) ot grossly negligent or fraudulent in handling your Debit Card and you provide us with a written statement regarding your unauthorized Debit Card claim, family and household purposesotherwise the following liability limits will apply. For all other EFT transactions, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If if you tell us within two (2) Business Days after business days, you discover your password or other means to access your account through which you access the Account to Account Transfer Service has been lost or stolen, your liability is can lose no more than $50.00 should if someone access accessed your account without your permission. If you do not tell us within two (2) Business Days business days after you learn of such loss the unauthorized use of your account or theftDebit Card service, and we can prove that we could have prevented the unauthorized use of your password or other means to access stopped someone from accessing your account if without your permission had you had told us, you could be liable for lose as much as $500.00. If Also, if your monthly financial institution statement contains transfers shows transactions that you did not authorizemake, you must tell us at once. If you do not tell us within withing sixty (60) days after the statement was sent mailed or otherwise made available to you, you may lose any amount transferred without your authorization after be liable for the sixty (60) days following amounts if we can prove that we could have stopped someone from taking making the money transfers if you had you told us in on time: (i) for unauthorized Debit Card purchase transactions up to the limits set forth above and (ii) for all other unauthorized Debit Card transactions up to the full amount of the loss. If a good and verifiable reason (such as a long trip or a hospital stay) prevented kept you from telling notifying us, we will may extend the time periods specified above to a reasonable periodperiods.

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used for personal, family and household purposes, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If you tell us within two (2) Business Days 2 business days after you discover learn of the loss or theft of your password or other means to access your account through which card and/or code, you access the Account to Account Transfer Service has been lost or stolen, your liability is can lose no more than $50.00 should 50 if someone access used your account card and/or code without your permission. If you do not NOT tell us within two (2) Business Days 2 business days after you learn of such the loss or thefttheft of your card and/or code, and we can prove that we could have prevented the unauthorized use of stopped someone from using your password or other means to access card and/or code witho ut your account permission if you had told us, you could be liable for lose as much as $500.00500. If Also, if your monthly financial institution statement contains shows transfers that you did not authorizemake, you must including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) 60 days after the statement was sent mailed to you, you may lose not get back any amount transferred without your authorization money you lost after the sixty (60) 60 days if we can prove that we could have stopped someone from taking the money if you had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented kept you from telling tel ling us, we will extend the time periods specified above periods. Business Accounts We may process any instructions which are submitted using your online credentials and such instructions are effective even if not transmitted or authorized by you. You agree to a reasonable periodmaintain appropriate accounting and auditing procedures to protec t your Business Accounts from intentional or negligent misuse. You agree to promptly review all paper and electronic statements, notices, an d transaction information made available to you and to report all unauthorized transactions and errors immediately. You may not be liable for unauthorized transactions as long as you report any unauthorized transactions within 24 hours from the posting of the alleged unauthorized transaction.

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used for personal, family and household purposes, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If you tell us within two (2) Business Days after you discover your password or other means to access your account through which you access the Account to Account Transfer Service has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two (2) Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your password or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly financial institution statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we will extend the time periods specified above to a reasonable period.

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used for personal, family and household purposes, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care the Contact Center for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If you tell us within two (2) Business Days after you discover your password or other means to access your account through which you access the Account to Account Transfer Service has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two (2) Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your password or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly financial institution statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we will extend the time periods specified above to a reasonable period.

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used For VISA Debit Card purchase transactions, if you notify us of your lost or stolen Card you will not be liable for personalany losses provided that you were not grossly negligent or fraudulent in handling your Card and you provide us with a written statement regarding your unauthorized Card claim, family and household purposesotherwise the following liability limits will apply. For all other EFT transactions, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If if you tell us within two (2) Business Days after business days, you discover your password or other means to access your account through which you access the Account to Account Transfer Service has been lost or stolen, your liability is can lose no more than $50.00 should 50 if someone access accessed your account without your permission. If you do not tell us within two (2) Business Days business days after you learn of such loss the unauthorized use of your account or theftCard service, and we can prove that we could have prevented the unauthorized use of your password or other means to access stopped someone from accessing your account without your permission if you had told us, you could be liable for lose as much as $500.00500. If Also, if your monthly financial institution statement contains transfers shows transactions that you did not authorizemake, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent mailed to you, you may lose any amount transferred without your authorization after be liable for the sixty (60) days following amounts if we can prove that we could have stopped someone from taking making the money transfers if you had you told us in time: (i) for unauthorized Debit Card purchase transactions up to the limits set forth above and (ii) for all other unauthorized Debit Card transactions up to the full amount of the loss. If a good reason (such as a long trip or a hospital stay) prevented kept you from telling us, we will extend the time periods specified above to a reasonable periodperiods.

Consumer Accounts. This paragraph applies only to Eligible Transaction Accounts used for personal, family and household purposes, and shall not apply to the Small Business Transfers Service. Immediately following your discovery of an unauthorized Transfer Instruction, you shall communicate with customer care for the Account to Account Transfer Service in the manner set forth in Section 12 (Notices to Us Regarding the Account to Account Transfer Service) above. You acknowledge and agree that time is of the essence in such situations. If you tell us within two (2) Business Days after you discover your password or other means to access your account through which you access the Account to Account Transfer Service has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two (2) Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your password or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly financial institution statement contains transfers that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped 6 of 11 someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we will extend the time periods specified above to a reasonable period.