Common use of Cheques Clause in Contracts

Cheques. ATB Financial may provide Cheques or other instruments (collectively “Cheques”) to you, which can be used to draw against the Account. You must ensure that the Cheques are kept in a secure location and shall immediately notify ATB Financial if the Cheques are lost or stolen. You shall be responsible for establishing your own internal procedures of use of the Cheques. We will not be required to verify whether any use of a Cheque is in accordance with those procedures. ATB Financial reserves the right to refuse to honor any Cheque and to discontinue providing Cheques at any time. All unused Cheques shall be returned to ATB Financial upon demand. You waive presentment, protest and notice of dishonour on all Cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for deposit. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized or missing endorsement, or as being fraudulent or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s negligence.

Cheques. ATB Financial may provide Cheques cheques or other instruments (collectively “Cheques”) to you, which can be used to draw against the Account. You must ensure that the Cheques cheques are kept in a secure location and shall immediately notify ATB Financial if the Cheques cheques are lost or stolen. You shall be responsible for establishing your own internal procedures of use of the Chequescheques. We will not be required to verify whether any use of a Cheque cheque is in accordance with those procedures. ATB Financial financial reserves the right to refuse to honor any Cheque cheque and to discontinue providing Cheques cheques at any time. All unused Cheques cheques shall be returned to ATB Financial atb financial upon demand. You waive presentment, protest and notice of dishonour on all Cheques cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for deposit. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized or missing endorsement, or as being fraudulent or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s negligence.

Cheques. ATB Financial may provide Cheques or other instruments (collectively “Cheques”) to you, which can be used to draw against the Account. You must ensure that the Cheques are kept in a secure location and shall immediately notify ATB Financial if the Cheques are lost or stolen. You shall be responsible for establishing your own internal procedures of use of the Cheques. We will not be required to verify whether any use of a Cheque is in accordance with those procedures. ATB Financial reserves the right to refuse to honor any Cheque and to discontinue providing Cheques at any time. All unused Cheques shall be returned to ATB Financial upon demand. You waive presentment, protest and notice of dishonour on all Cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for deposit. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized or missing endorsement, or as being fraudulent or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s negligence.

Cheques. ATB Financial may provide Cheques or other instruments (collectively ““ Cheques”) to you, which can be used to draw against the Account. You must ensure that the Cheques are kept in a secure location and shall immediately notify ATB Financial if the Cheques are lost or stolen. You shall be responsible for establishing your own internal procedures of use of the Cheques. We will not be required to verify whether any use of a Cheque is in accordance with those procedures. ATB Financial reserves the right to refuse to honor any Cheque and to discontinue providing Cheques at any time. All unused Cheques shall be returned to ATB Financial upon demand. You waive presentment, protest and notice of dishonour on all Cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for deposit. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized or missing endorsement, or as being fraudulent or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s negligence.

Cheques. ATB Financial may provide Cheques or other instruments (collectively “Cheques”) to you, which can be used to draw against the Account. You must ensure that the Cheques are kept in a secure location and shall immediately notify ATB Financial if the Cheques are lost or stolen. You shall be responsible for establishing your own internal procedures of use of the Cheques. We will not be required to verify whether any use of a Cheque is in accordance with those procedures. ATB Financial reserves the right to refuse to honor any Cheque and to discontinue providing provid- ing Cheques at any time. All unused Cheques shall be returned to ATB Financial upon demand. You waive presentment, protest and notice of dishonour on all Cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for deposit. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized unau- thorized or missing endorsement, or as being fraudulent or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s negligence.

Cheques. ATB Financial may provide Cheques or other instruments (collectively “Cheques”) to you, which can be used to draw against the Account. You must ensure that the Cheques are kept in a secure location and shall immediately notify ATB Financial if the Cheques are lost or stolen. You shall be are responsible for establishing your own internal procedures of use of the Cheques. We will not be required to verify whether any use of a Cheque is in accordance with those your procedures. ATB Financial reserves the right to refuse to honor honour any Cheque and to discontinue providing Cheques at any time. All unused Cheques shall are to be returned to ATB Financial upon demand. You waive presentment, protest and notice of dishonour dishonor on all Cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for depositdeposit or negotiation. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized or missing endorsement, or as being fraudulent fraudulent, counterfeit or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s 's gross negligence.