Cheques. If we issue you with a book of cheques you agree to: • keep them securely in your possession; • notify us if you lose them, or you know or suspect that your cheques have been stolen, forged, or fraudulently altered; • take reasonable care to safeguard your cheques and to write them in a manner least likely to permit a fraud; and • not to allow anyone to sign cheques on your behalf (other than someone duly authorised under a power of attorney registered with us). Cheques Risk You agree that: we shall pay cheques presented to us drawn on your Account that appear, upon reasonable inspection, to bear your signature and appear otherwise to be in order; and provided we have acted with reasonable care, we shall have no liability to you for paying a stolen, forged, or fraudulently altered cheque.
Cheques. ATB Financial may provide cheques or other instruments (collectively “Cheques”) to you, which can be used to draw against the Account. You must ensure that the cheques are kept in a secure location and shall immediately notify ATB Financial if the cheques are lost or stolen. You shall be responsible for establishing your own internal procedures of use of the cheques. We will not be required to verify whether any use of a cheque is in accordance with those procedures. ATB financial reserves the right to refuse to honor any cheque and to discontinue providing cheques at any time. All unused cheques shall be returned to atb financial upon demand. You waive presentment, protest and notice of dishonour on all cheques which you have drawn, made, accepted or endorsed and are which are delivered to ATB Financial for deposit. ATB Financial may charge your Account, even if that creates or increases an overdraft, with any Cheque drawn by you, or any instrument, cheque or item cashed or negotiated by ATB Financial for you or credited or deposited to your Account for which payment is not received by ATB Financial or which is subsequently returned by reason of a forged or unauthorized or missing endorsement, or as being fraudulent or materially altered. ATB Financial may charge your Account for any instrument, cheque or item received by ATB Financial for credit or deposit to your Account even if that instrument, cheque or item is lost, stolen or otherwise disappears by any reason other than ATB Financial’s negligence.
Cheques. 8.1 Cheques may not be drawn on the Bank except on the forms supplied by us and registered for each Account. Applications for new cheque books should be made on the printed application form or in any other way that we may prescribe or permit from time to time. Any new cheque book(s) may be sent to you at the Bank’s discretion by post (whether by ordinary or registered mail), courier or in any other manner we deem appropriate at your cost and risk (including the risk of disclosure of any information concerning the Account arising thereby).
Cheques. The Bank agrees to handle only standardised means of payment. The Bank reserves the right to evaluate the issuance of a chequebook to the Client at any time on the basis of his/her account status, needs, and resources. If the Bank has issued chequebooks, it may, on those grounds and at any time, ask the Client to return them by recorded delivery letter. The Bank must justify any refusal to issue a chequebook. Where the Bank has refused to issue a chequebook, it undertakes to review the Client’s position ev ery six months. To that end, the Client may refer the matter to the Bank at any time in writing, and the Bank shall inf orm the Client in writing of its decision whether to issue a chequebook. No reassessment can be made if the Client is subject to a ban on issuing cheques by a bank or a court. If the Client is under 16 years old, a chequebook will not be issued to him/her. If the Client is at least 16 years old, he/she and his/her legal representative(s) have the possibility of requesting that a chequebook be issued. If the Client is prohibited from issuing cheques, he/she shall be obliged to return the blank cheque f orms in his/her possession to the Bank immediately together with those in the possession of his/her authorised agent(s). In any ev ent, the issuance of any means of payment, whether mentioned hereinabove or not, requires the Client to comply with all current or f uture legal, regulatory or contractual provisions that are applicable to him/her and in particular to ensure the existence of available and sufficient funds in the account before issuance. Bef ore issuing any chequebook to the Client, the Bank must consult with Banque de France. The issuance of cheque f orms is only authorised for persons not listed in the Central Cheques register maintained by Banque de France identifying persons barred f rom issuing cheques. The Agreement does not constitute authorisation for the issuance of chequebooks, which is subject to approval by the Bank. Cheque f orms issued by the Bank to the Client shall be pre-crossed and non- transf erable; the payees of such cheques may only transmit them to a credit institution or equiv alent institution for collection. Chequebooks are kept available for the Client at the Bank; they may also be sent to him/her on request at his/her address by recorded delivery in return for payment of postage costs debited from his/her account.
Cheques. Cheque collection in relation to cheques you pay into your account and which are drawn on a foreign bank or in a foreign currency 0.25% of the value of cheque subject to a minimum charge of £10 or a maximum charge of £40 Cheques paid into your account and returned unpaid by the drawer’s bank £7.50 for every cheque returned Special presentation of a cheque £10 per cheque If the cheque was lost or stolen, there is no charge Free Returned payments Refusing a payment due to lack of funds £20 per refused payment plus £15 for the letter advising you of the refused payment Copy of a statement £5 for each statement To provide a reference if you or another bank request this £10 plus VAT per reference Interest charges on overdrawn balances If your account becomes overdrawn, we will charge you interest on the overdrawn balance at the rate of 15% per annum above the Bank of England Base Rate (as that rate varies from time to time). Interest will be charged daily and applied monthly until you repay all amounts due to us. Additional Conditions for the Currency Access Account These additional conditions should be read together with the Investec Bank plc Banking Relationship Agreement. If these conditions are inconsistent with the terms set out in the Relationship Agreement, these conditions will apply. Words with capital letters which are not defined in these additional conditions have the meaning given to them in the Relationship Agreement. The Currency Access Account is a Transaction Account.
Cheques. If you are an Accountholder, the following provisions apply in respect of cheques:
Cheques. (a) Cheques issued by the Trustee that are not presented within six Months, or such lesser period as determined by the Trustee, may be cancelled.
Cheques. 18.1 Subject to the terms of this agreement, we will accept payment into your account in cheques which are payable as follows:
Cheques. At your request ATB may provide Cheques to you which can be used to draw against the Card Account. You must ensure that the Cheques are kept in a secure location and shall immediately notify ATB if the Cheques are lost or stolen. Each amount drawn against the Card Account by using a Cheque will be treated as a Cash Advance. A stop payment on a Cheque is not permitted. ATB reserves the right to refuse to honor any Cheque and to refuse any request to provide Cheques at any time. All unused Cheques shall be returned to ATB upon demand.
Cheques. Any amount payable in cash to shareholders (including dividends payable in cash) may be paid by cheque drawn on any of the Corporation’s bankers to the order of each registered holder of shares of the class or series in respect of which such amount is to be paid. Cheques may be sent by ordinary mail, postage prepaid, to each such registered holder at that holder’s address as shown in the records of the Corporation, unless that holder otherwise directs in writing. The mailing of a cheque as aforesaid shall satisfy and discharge all liability for the applicable dividend or other payment to the extent of the sum represented by such cheque plus the amount of any tax which the Corporation is required to and does withhold, unless such cheque is not paid on due presentation.
