STOCK OPTION AGREEMENT JEFFREY A. SNIDER (INVESTMENT INDUCEMENT) This Stock Option Agreement ("Agreement") is made and entered into as of the Date of Grant indicated below by and between PAULA FINANCIAL, a California corporation (the "Company"), and...Stock Option Agreement • December 18th, 1997 • Paula Financial • Fire, marine & casualty insurance • California
EXHIBIT 4.3 RIGHTS AGREEMENT DATED AS OF OCTOBER 1, 1998 BY AND BETWEEN PAULA FINANCIAL AND CHASEMELLON SHAREHOLDER SERVICES, L.L.C., AS RIGHTS AGENT TABLE OF CONTENTSRights Agreement • October 8th, 1998 • Paula Financial • Fire, marine & casualty insurance • Delaware
AGREEMENT OF REINSURANCE NO. 7448 GENERAL REINSURANCE CORPORATION a Delaware corporation having its principal offices at Financial Centre 695 East Main Street P.O. Box 10350 Stamford, Connecticut 06904-2350 (herein referred to as the "Reinsurer")Paula Financial • August 8th, 1997 • California
EXHIBIT 1 PAULA FINANCIAL RESTRICTED STOCK AGREEMENT PURSUANT TO THE 1994 STOCK INCENTIVE PLAN This Restricted Stock Agreement (this "Agreement") is made and entered into as of the Date of Award indicated below by and between PAULA Financial, a...Restricted Stock Agreement • August 8th, 2001 • Paula Financial • Fire, marine & casualty insurance • California
AGENCY AGREEMENTAgency Agreement • August 8th, 1997 • Paula Financial • California
STOCK OPTION AGREEMENT (Executive - Non-Plan)Stock Option Agreement • August 8th, 1997 • Paula Financial • California
WITNESSETHChange of Control Agreement • March 30th, 1999 • Paula Financial • Fire, marine & casualty insurance • California
CREDIT GUARANTY THIS CREDIT GUARANTY (the "Guaranty") is made and dated as of the day of _______, 19__ by _______________________________________________ , a _______________ corporation ("Guarantor") in favor of SANWA BANK CALIFORNIA ("Lender"). RECITALSSubordination Agreement • August 8th, 1997 • Paula Financial • California
PLACEMENT SLIPReinsurance Agreement • November 12th, 1999 • Paula Financial • Fire, marine & casualty insurance
ARTICLE 2. MISCELLANEOUS Section 2.01. DURATION OF AGREEMENT. This Agreement shall terminate on the earliest to occur of the following: (a) the time immediately prior to the time of a Qualified Public Offering, (b) the sixth anniversary of the...Voting Agreement • August 8th, 1997 • Paula Financial • California
RECITALSAsset Purchase Agreement • August 8th, 1997 • Paula Financial • Oregon
RECITALSAsset Purchase Agreement • August 8th, 1997 • Paula Financial • California
LOGO] HCI AGREEMENT NO. 380 WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY EXCESS OF LOSS REINSURANCE AGREEMENT (hereinafter referred to as "Agreement")Interests and Liabilities Agreement • August 8th, 1997 • Paula Financial • California
WORKERS' COMPENSATION AND EMPLOYER'S LIABILITY QUOTA SHARE REINSURANCE CONTRACT EFFECTIVE: JULY 1, 2000Paula Financial • November 13th, 2000 • Fire, marine & casualty insurance
PAULA FINANCIAL COMMON STOCKCommon Stock • August 8th, 1997 • Paula Financial • New York
RECITALSAsset Purchase Agreement • May 7th, 1999 • Paula Financial • Fire, marine & casualty insurance • California
CREDIT AGREEMENT THIS CREDIT AGREEMENT (the "Agreement") is made and dated as of the 31st day of March, 1997, by and between SANWA BANK CALIFORNIA, a California banking corporation (the "Lender"), and PAULA FINANCIAL, a California corporation (the...Credit Agreement • August 8th, 1997 • Paula Financial • California
OFOperating Agreement • March 30th, 1999 • Paula Financial • Fire, marine & casualty insurance • Delaware
FEDERAL INCOME TAX ALLOCATION AGREEMENT PAULA FINANCIAL & SUBSIDIARIES Effective January 1, l997, the Federal Income Tax filing is to be consolidated with the following entities:Federal Income Tax Allocation Agreement • August 8th, 1997 • Paula Financial
EXHIBIT (d)(6) PAULA FINANCIAL FORM OF RESTRICTED STOCK AGREEMENT PURSUANT TO THE [1994 STOCK INCENTIVE PLAN/AMENDED AND RESTATED 1997 STOCK INCENTIVE PLAN] This Restricted Stock Agreement (this "Agreement") is made and entered into as of the Date of...Restricted Stock Agreement • May 22nd, 2001 • Paula Financial • Fire, marine & casualty insurance • California
PAULA FINANCIAL COMMON STOCK (PAR VALUE $ .01 PER SHARE)Paula Financial • October 22nd, 1997 • Paula Financial • Fire, marine & casualty insurance • New York
AGENCY AGREEMENTAgency Agreement • August 8th, 1997 • Paula Financial • California
ENDORSEMENT NO. 10 Attached to and made a part of AGREEMENT OF REINSURANCE NO. 7448 between GENERAL REINSURANCE CORPORATION and PAULA INSURANCE COMPANY AGRI- COMP INSURANCE COMPANYPaula Financial • March 30th, 2001 • Fire, marine & casualty insurance
IT IS MUTUALLY AGREED that, as respects new and renewal policies of the Company becoming effective at and after 12:01 a.m., October 1, 1998, this Agreement is amended as follows:
FIRST AMENDMENT TO CREDIT AGREEMENT AND WAIVERCredit Agreement and Waiver • March 30th, 2001 • Paula Financial • Fire, marine & casualty insurance
THIS FIRST AMENDMENT TO CREDIT AGREEMENT AND WAIVER (the "Amendment") is made and dated as of the 30th day of January, 2001 by and among PAULA FINANCIAL, a California corporation (the "Borrower"), and SANWA BANK CALIFORNIA, a California banking corporation (the "Lender").
AMENDMENT NO. 3 TO AGENCY AGREEMENTAgency Agreement • March 30th, 2001 • Paula Financial • Fire, marine & casualty insurance
This Agreement No. 3 to Agency Agreement (this "Agreement") is entered into as of the 30th day of November 2000 with reference to that certain Agency Agreement between PAULA Insurance Company and Pan American Underwriters, Inc. dated as of March 1, 1992, as amended (the "Agreement"). All capitalized terms used herein without definition shall have the meaning ascribed to them in the Agreement.
PURCHASE OPTION This Purchase Option and Pre-Initial Public Offering Option (this "Option") is made and entered into as of the 11th day of March, 1997 by and between PAULA Financial, a California corporation ("PAULA") and CAPAX Management & Insurance...Paula Financial • August 8th, 1997 • California
CAPAX MANAGEMENT & INSURANCE SERVICES TABLE OF CONTENTS 1.PURCHASE, SALE AND TERMS OF SHARES.......................................... 1 1.1 THE PREFERRED SHARES...................................................... 1 1.1 THE CONVERSION...Series a Preferred Stock Purchase Agreement • August 8th, 1997 • Paula Financial • California
EXHIBIT 10.37 RESCISSION AGREEMENT THIS RESCISSION AGREEMENT is made and entered into by and between PAULA Insurance Company and Montlake Casualty Company Ltd. (collectively the "Parties"). WHEREAS, the Parties have previously entered into a workers'...Rescission Agreement • March 30th, 2000 • Paula Financial • Fire, marine & casualty insurance
THIS RESCISSION AGREEMENT is made and entered into by and between PAULA Insurance Company and Montlake Casualty Company Ltd. (collectively the "Parties").
AMENDMENT NO. 3 TO AGENCY AGREEMENTAgency Agreement • March 30th, 2001 • Paula Financial • Fire, marine & casualty insurance
This Amendment No. 3 to Agency Agreement (this "Amendment") is entered into as of the 30th day of November 2000 with reference to that certain Agency Agreement between PAULA Insurance Company and Pan American Underwriters Insurance Agents & Brokers, Inc. dated as of March 1, 1992, as amended (the "Agreement"). All capitalized terms used herein without definition shall have the meaning ascribed to them in the Agreement.
PAULA FINANCIAL PARENT AND AFFILIATES COST ALLOCATION AND REIMBURSEMENT AGREEMENT JANUARY 1, 1993 PARENT AND AFFILIATES COST ALLOCATION AND REIMBURSEMENT AGREEMENTPaula Financial • August 8th, 1997 • Paula Financial
PLAN OF REORGANIZATION AND AGREEMENT OF MERGER This Plan of Reorganization and Agreement of Merger (the "Merger Agreement") is made as of September 22, 1997, by and among PAULA Financial, a Delaware Corporation ("Surviving Company"), and PAULA...Plan of Reorganization and Agreement of Merger • September 23rd, 1997 • Paula Financial • Fire, marine & casualty insurance
SECOND AMENDMENT TO CREDIT AGREEMENTCredit Agreement • March 29th, 2002 • Paula Financial • Fire, marine & casualty insurance
THIS SECOND AMENDMENT TO CREDIT AGREEMENT (the “Amendment”) is made and dated as of the 31st day of December, 2001 by and between PAULA FINANCIAL, a Delaware corporation (the “Borrower”), and UNITED CALIFORNIA BANK, formerly known as Sanwa Bank California, a California banking corporation (“the Lender”).
RECITALSIndemnification Agreement • August 8th, 1997 • Paula Financial • Delaware
LEASELease • August 8th, 1997 • Paula Financial
STORAGE SPACE LEASE (With Master Lease)Storage Space Lease • March 30th, 2001 • Paula Financial • Fire, marine & casualty insurance
This STORAGE SPACE LEASE (the "Lease") is made as of October 1, 2000, by and between LACERA GATEWAY PROPERTY, INC., a California corporation ("Landlord"), and PAULA INSURANCE COMPANY ("Tenant"), in connection with that certain Office Building Lease dated as of January 1, 1989, as amended (Collectively the Lease), by and between Landlord and Tenant pursuant to which Tenant leases certain office space (the "Premises") from Landlord in that certain office building (the "Building") known as Gateway Plaza located at 300 North Lake Avenue, Pasadena, California. Tenant desires to lease storage space (the "Storage Space") in the Building, and Landlord desires to lease same to Tenant, on the terms and subject to the conditions set forth herein.
