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REINSURANCE AGREEMENT Between ALLSTATE ASSURANCE COMPANY And (January 25th, 2017)

This Reinsurance Agreement dated January 19, 2017 (hereinafter "Agreement") is made and entered into by and between ALLSTATE ASSURANCE COMPANY, a life insurance company domiciled in the State of Illinois (hereinafter the "Ceding Company") and ALLSTATE LIFE INSURANCE COMPANY, a life insurance company domiciled in the State of Illinois (hereinafter the "Reinsurer").

US Alliance Corp – Group Life and Accidental Death and Dismemberment Reinsurance Agreement Between US Alliance Life & Security Company Topeka, Kansas (Hereinafter Referred to as the "Company") and General Re Life Corporation Stamford, Connecticut (Hereinafter Referred to as the "Reinsurer") Effective March 1, 2015 Agreement # U169-001-000 (June 29th, 2016)
US Alliance Corp – GROUP MEDICAL REINSURANCE AGREEMENT (Hereinafter Referred to as the "Agreement") Made and Entered Into by UNIFIED LIFE INSURANCE COMPANY Dallas, Texas (Hereinafter Referred to as the "Company") and US ALLIANCE LIFE AND SECURITY COMPANY Topeka, Kansas (Hereinafter Referred to as the "Reinsurer") EFFECTIVE DATE: January 1, 2013 (June 29th, 2016)

This Agreement is solely between the Company and the Reinsurer and the performance of obligations of each party under this Agreement shall be rendered solely to the other party. In no instances shall anyone other than the Company or the Reinsures have any rights under this Agreement.

US Alliance Corp – Reinsurance Agreement (June 29th, 2016)

This Agreement is made by and between US Alliance Life and Security Company, Topeka, Kansas ("Company") and Reliance Standard Life Insurance Company, Chicago, Illinois doing business as Custom Disability Solutions ("CDS"), as Managing Agent ("Managing Agent") for each of the participating reinsurers collectively referred to in this Agreement as the American Disability Reinsurance Underwriters Syndicate ("ADRUS" or "Reinsurer").

US Alliance Corp – BULK REINSURANCE AGREEMENT NUMBER : 2541-13ab15 Between US ALLIANCE LIFE AND SECURITY COMPANY 4123 SW Gage Center Drive, Suite 240 Topeka, KS 66604 (The Ceding Company) and OPTIMUM RE INSURANCE COMPANY 1345 River Bend Drive, Suite 100 Dallas, TX 75247 (The Reinsurer) (June 29th, 2016)

This Agreement applies to the reinsurance of individual Accidental Death Benefit (ADB) Policies and Riders specified in SCHEDULE B and issued by THE COMPANY and dated April 1, 2013, or later.

US Alliance Corp – Automatic Yearly Renewable Term Reinsurance Agreement Between US Alliance Life & Security Company Topeka, Kansas (Hereinafter Referred to as the "Company") and General Re Life Corporation Stamford, Connecticut (Hereinafter Referred to as the "Reinsurer") Effective July 1, 2014 Agreement # U169-100-000 (June 29th, 2016)
Utg Inc – ASSUMPTION REINSURANCE AGREEMENT Between UNIVERSAL GUARANTY LIFE INSURANCE COMPANY and FIRST INTERNATIONAL LIFE INSURANCE COMPANY Page (March 25th, 2016)

This Assumption Reinsurance Agreement (the "Assumption Agreement"), is made and entered into as of September 30, 1996, by and between UNIVERSAL GUARANTY LIFE INSURANCE COMPANY, a life insurance company (the "Company), and FIRST INTERNATIONAL LIFE INSUARNCE COMPANY, a life insurance company (the "Reinsurer").

REINSURANCE AGREEMENT Between ALLSTATE LIFE INSURANCE COMPANY and ALLSTATE ASSURANCE COMPANY RECITALS (May 7th, 2015)

This Reinsurance Agreement effective April 1, 2015 (hereinafter "Agreement") is made and entered into by and between ALLSTATE LIFE INSURANCE COMPANY, a life insurance company domiciled in the State of Illinois (hereinafter the "Ceding Company") and ALLSTATE ASSURANCE COMPANY, a life insurance company domiciled in the State of Illinois (hereinafter the "Reinsurer").

National General Holdings Corp. – Personal Lines Quota Share Reinsurance Agreement (September 18th, 2014)

THIS PERSONAL LINES QUOTA SHARE REINSURANCE AGREEMENT (this "Agreement") is entered into as of September 15, 2014 by and among TOWER INSURANCE COMPANY OF NEW YORK, an insurance company organized under the laws of New York, CASTLEPOINT NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Illinois, TOWER NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, HERMITAGE INSURANCE COMPANY, an insurance company organized under the laws of New York, CASTLEPOINT FLORIDA INSURANCE COMPANY, an insurance company organized under the laws of Florida, NORTH EAST INSURANCE COMPANY, an insurance company organized under the laws of Maine, YORK INSURANCE COMPANY OF MAINE, an insurance company organized under the laws of Maine, MASSACHUSETTS HOMELAND INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, PRESERVER INSURANCE COMPANY, an insurance company organized under the laws of New Jersey, and CASTLEPOINT INSURA

Homeowners of America Holding Corp – MULTIPLE LINE QUOTA SHARE REINSURANCE AGREEMENT (Hereinafter Referred to as the "Agreement") Between HOMEOWNERS OF AMERICA INSURANCE COMPANY Irving, Texas (Hereinafter Referred to as the "Company") And (August 14th, 2014)
Ml Of New York Variable Annuity Separate Account – EXHIBIT F to ASSUMPTION REINSURANCE AGREEMENT ASSUMPTION CERTIFICATE (July 1st, 2014)

This is to certify that as of 12:01 a.m. (standard time at the address of the owner of the above captioned policy or contract) on , 1991, (Name of Reinsurer) , a stock insurance company, hereby assumes all liability for performance of the terms of the policy or contract identified above and issued by FAMILY LIFE INSURANCE COMPANY, a Washington stock insurance company, the same as if it had been originally issued by (Name of Reinsurer) .

Ml Of New York Variable Annuity Separate Account – EXHIBIT F to ASSUMPTION REINSURANCE AGREEMENT ASSUMPTION CERTIFICATE (July 1st, 2014)

This is to certify that as of 12:01 a.m. (standard time at the address of the owner of the above captioned policy or contract) on , 1991, (Name of Reinsurer) , a stock insurance company, hereby assumes all liability for performance of the terms of the policy or contract identified above and issued by FAMILY LIFE INSURANCE COMPANY, a Washington stock insurance company, the same as if it had been originally issued by (Name of Reinsurer) .

Trupanion Inc. – AGREEMENT NUMBER: 200903 STOP LOSS REINSURANCE AGREEMENT Made Between OMEGA GENERAL INSURANCE COMPANY a Company Organized and Existing Under the Laws of Canada (Hereinafter Referred to as the Reinsured) and AMERICAN PET INSURANCE COMPANY a Company Organized and Existing Under the Laws of New York, (Hereinafter Referred to as the Reinsurer) (June 16th, 2014)

This Agreement is to indemnify the Reinsured in respect of liability, which may accrue to them under any and all policies and/or contracts of insurance in respect of the business produced by

Trupanion Inc. – AGREEMENT NUMBER: 200903 STOP LOSS REINSURANCE AGREEMENT Made Between OMEGA GENERAL INSURANCE COMPANY a Company Organized and Existing Under the Laws of Canada (Hereinafter Referred to as the Reinsured) and AMERICAN PET INSURANCE COMPANY a Company Organized and Existing Under the Laws of New York, (Hereinafter Referred to as the Reinsurer) (May 6th, 2014)

This Agreement is to indemnify the Reinsured in respect of liability, which may accrue to them under any and all policies and/or contracts of insurance in respect of the business produced by

Heritage Insurance Holdings, Inc. – PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE AGREEMENT Issued to HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY (April 30th, 2014)

The Reinsurer hereby reinsures the Ceding Insurer to the extent and on the terms and conditions and subject to the exceptions, exclusions and limitations hereinafter set forth in this Agreement.

Heritage Insurance Holdings, Inc. – PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE AGREEMENT Issued to HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY (April 30th, 2014)

The Reinsurer hereby reinsures the Ceding Insurer to the extent and on the terms and conditions and subject to the exceptions, exclusions and limitations hereinafter set forth in this Agreement.

AMENDED AND RESTATED REINSURANCE AGREEMENT Between LINCOLN BENEFIT LIFE COMPANY and ALLSTATE LIFE INSURANCE COMPANY Dated as of April 1, 2014 (April 7th, 2014)

This Amended and Restated Reinsurance Agreement, dated as of April 1, 2014 (this Agreement), is made and entered into by and between Lincoln Benefit Life Company, a Nebraska domiciled stock life insurance company (the Company), and Allstate Life Insurance Company, an Illinois domiciled stock life insurance company (the Reinsurer, and together with the Company, the Parties, and each a Party).

National General Holdings Corp. – PERSONAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT BY AND AMONG TOWER INSURANCE COMPANY OF NEW YORK, CASTLE POINT NATIONAL INSURANCE COMPANY, TOWER NATIONAL INSURANCE COMPANY, HERMITAGE INSURANCE COMPANY, CASTLE POINT FLORIDA INSURANCE COMPANY, KODIAK INSURANCE COMPANY, NORTH EAST INSURANCE COMPANY, YORK INSURANCE COMPANY OF MAINE, MASSACHUSETTS HOMELAND INSURANCE COMPANY, PRESERVER INSURANCE COMPANY AND CASTLE POINT INSURANCE COMPANY, as Ceding Companies, AND INTEGON NATIONAL INSURANCE COMPANY, as Reinsurer (January 31st, 2014)

THIS PERSONAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT (this Agreement) is entered into as of January 3, 2014 by and among TOWER INSURANCE COMPANY OF NEW YORK, an insurance company organized under the laws of New York, CASTLE POINT NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Illinois, TOWER NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, HERMITAGE INSURANCE COMPANY, an insurance company organized under the laws of New York, CASTLE POINT FLORIDA INSURANCE COMPANY, an insurance company organized under the laws of Florida, KODIAK INSURANCE COMPANY, an insurance company organized under the laws of New Jersey, NORTH EAST INSURANCE COMPANY, an insurance company organized under the laws of Maine, YORK INSURANCE COMPANY OF MAINE, an insurance company organized under the laws of Maine, MASSACHUSETTS HOMELAND INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, PRESERVER INSURANC

Commercial Lines Cut-Through Quota Share Reinsurance Agreement (January 7th, 2014)

THIS COMMERCIAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT (this "Agreement") is entered into as of January 3, 2014 by and among TOWER INSURANCE COMPANY OF NEW YORK, an insurance company organized under the laws of New York, CASTLE POINT NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Illinois, TOWER NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, HERMITAGE INSURANCE COMPANY, an insurance company organized under the laws of New York, CASTLE POINT FLORIDA INSURANCE COMPANY, an insurance company organized under the laws of Florida, KODIAK INSURANCE COMPANY, an insurance company organized under the laws of New Jersey, NORTH EAST INSURANCE COMPANY, an insurance company organized under the laws of Maine, YORK INSURANCE COMPANY OF MAINE, an insurance company organized under the laws of Maine, MASSACHUSETTS HOMELAND INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, PRESERVER INSU

COMMERCIAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT BY AND AMONG TOWER INSURANCE COMPANY OF NEW YORK, CASTLE POINT NATIONAL INSURANCE COMPANY, TOWER NATIONAL INSURANCE COMPANY, HERMITAGE INSURANCE COMPANY, CASTLE POINT FLORIDA INSURANCE COMPANY, KODIAK INSURANCE COMPANY, NORTH EAST INSURANCE COMPANY, YORK INSURANCE COMPANY OF MAINE, MASSACHUSETTS HOMELAND INSURANCE COMPANY, PRESERVER INSURANCE COMPANY AND CASTLE POINT INSURANCE COMPANY, as Ceding Companies, AND TECHNOLOGY INSURANCE COMPANY, INC., as Reinsurer (January 6th, 2014)

THIS COMMERCIAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT (this Agreement) is entered into as of January 3, 2014 by and among TOWER INSURANCE COMPANY OF NEW YORK, an insurance company organized under the laws of New York, CASTLE POINT NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Illinois, TOWER NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, HERMITAGE INSURANCE COMPANY, an insurance company organized under the laws of New York, CASTLE POINT FLORIDA INSURANCE COMPANY, an insurance company organized under the laws of Florida, KODIAK INSURANCE COMPANY, an insurance company organized under the laws of New Jersey, NORTH EAST INSURANCE COMPANY, an insurance company organized under the laws of Maine, YORK INSURANCE COMPANY OF MAINE, an insurance company organized under the laws of Maine, MASSACHUSETTS HOMELAND INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, PRESERVER INSURA

PERSONAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT BY AND AMONG TOWER INSURANCE COMPANY OF NEW YORK, CASTLE POINT NATIONAL INSURANCE COMPANY, TOWER NATIONAL INSURANCE COMPANY, HERMITAGE INSURANCE COMPANY, CASTLE POINT FLORIDA INSURANCE COMPANY, KODIAK INSURANCE COMPANY, NORTH EAST INSURANCE COMPANY, YORK INSURANCE COMPANY OF MAINE, MASSACHUSETTS HOMELAND INSURANCE COMPANY, PRESERVER INSURANCE COMPANY AND CASTLE POINT INSURANCE COMPANY, as Ceding Companies, AND INTEGON NATIONAL INSURANCE COMPANY, as Reinsurer (January 6th, 2014)

THIS PERSONAL LINES CUT-THROUGH QUOTA SHARE REINSURANCE AGREEMENT (this Agreement) is entered into as of January 3, 2014 by and among TOWER INSURANCE COMPANY OF NEW YORK, an insurance company organized under the laws of New York, CASTLE POINT NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Illinois, TOWER NATIONAL INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, HERMITAGE INSURANCE COMPANY, an insurance company organized under the laws of New York, CASTLE POINT FLORIDA INSURANCE COMPANY, an insurance company organized under the laws of Florida, KODIAK INSURANCE COMPANY, an insurance company organized under the laws of New Jersey, NORTH EAST INSURANCE COMPANY, an insurance company organized under the laws of Maine, YORK INSURANCE COMPANY OF MAINE, an insurance company organized under the laws of Maine, MASSACHUSETTS HOMELAND INSURANCE COMPANY, an insurance company organized under the laws of Massachusetts, PRESERVER INSURANC

Fidelity & Guaranty Life – The Use of the Following Notation in This Exhibit Indicates That the Confidential Portion Has Been Omitted Pursuant to a Request for Confidential Treatment and the Omitted Material Has Been Filed Separately With the Securities and Exchange Commission: [***] Amendment No. 2 to the Automatic Reinsurance Agreement Effective December 31, 2007 Between Om Financial Life Insurance Company and Wilton Reassurance Company (November 22nd, 2013)

THIS AMENDMENT NO. 2 (this Amendment No. 2) is made and entered into as of this 6th day of April, 2011, and amends and is made a part of the Automatic Reinsurance Agreement, originally effective December 31, 2007 (as amended, the Reinsurance Agreement), between OM Financial Life Insurance Company, a Maryland insurance company (the Ceding Company), and Wilton Reassurance Company, a Minnesota insurance company (the Reinsurer).

Fidelity & Guaranty Life – The Use of the Following Notation in This Exhibit Indicates That the Confidential Portion Has Been Omitted Pursuant to a Request for Confidential Treatment and the Omitted Material Has Been Filed Separately With the Securities and Exchange Commission: [***] Amended and Restated Amendment No. 3 to the Automatic Reinsurance Agreement Effective December 31, 2007 Between Fidelity & Guaranty Life Insurance Company and Wilton Reassurance Company (November 22nd, 2013)

THIS AMENDED AND RESTATED AMENDMENT NO. 3 (this Amendment No. 3) is made and entered into as of September 9, 2011, and amends and is made a part of the Automatic Reinsurance Agreement, originally effective December 31, 2007 (as amended, the Reinsurance Agreement), between Fidelity & Guaranty Life Insurance Company (f/k/a OM Financial Life Insurance Company), a Maryland insurance company (the Ceding Company), and Wilton Reassurance Company, a Minnesota insurance company (the Reinsurer). This Amendment No. 3 hereby amends and restates Amendment No. 3 to the Reinsurance Agreement dated May 10, 2011 (the Original Amendment and May 10, 2011, the Signing Date), and supersedes and replaces the Original Amendment in its entirety.

Fidelity & Guaranty Life – The Use of the Following Notation in This Exhibit Indicates That the Confidential Portion Has Been Omitted Pursuant to a Request for Confidential Treatment and the Omitted Material Has Been Filed Separately With the Securities and Exchange Commission: [***] Amended and Restated Amendment No. 3 to the Automatic Reinsurance Agreement Effective December 31, 2007 Between Fidelity & Guaranty Life Insurance Company and Wilton Reassurance Company (October 28th, 2013)

THIS AMENDED AND RESTATED AMENDMENT NO. 3 (this Amendment No. 3) is made and entered into as of September 9, 2011, and amends and is made a part of the Automatic Reinsurance Agreement, originally effective December 31, 2007 (as amended, the Reinsurance Agreement), between Fidelity & Guaranty Life Insurance Company (f/k/a OM Financial Life Insurance Company), a Maryland insurance company (the Ceding Company), and Wilton Reassurance Company, a Minnesota insurance company (the Reinsurer). This Amendment No. 3 hereby amends and restates Amendment No. 3 to the Reinsurance Agreement dated May 10, 2011 (the Original Amendment and May 10, 2011, the Signing Date), and supersedes and replaces the Original Amendment in its entirety.

Fidelity & Guaranty Life – This Automatic Reinsurance Agreement (Hereinafter Referred to as the Agreement) Is Made Between OM Financial Life Insurance Company, (Formerly Known as Fidelity and Guaranty Life Insurance Company) a Maryland Insurance Company and Wilton Reassurance Company, a Minnesota Insurance Company Effective December 31, 2007 (October 28th, 2013)

This is a coinsurance agreement for indemnity reinsurance (the Agreement) solely between OM Financial Life Insurance Company (formerly known as Fidelity and Guaranty Life Insurance Company), a Maryland insurance company (the Ceding Company), and Wilton Reassurance Company, a Minnesota insurance company (the Reinsurer and, together with the Ceding Company, collectively referred to as the parties).

Fidelity & Guaranty Life – The Use of the Following Notation in This Exhibit Indicates That the Confidential Portion Has Been Omitted Pursuant to a Request for Confidential Treatment and the Omitted Material Has Been Filed Separately With the Securities and Exchange Commission: [***] Amendment No. 2 to the Automatic Reinsurance Agreement Effective December 31, 2007 Between Om Financial Life Insurance Company and Wilton Reassurance Company (October 28th, 2013)

THIS AMENDMENT NO. 2 (this Amendment No. 2) is made and entered into as of this 6th day of April, 2011, and amends and is made a part of the Automatic Reinsurance Agreement, originally effective December 31, 2007 (as amended, the Reinsurance Agreement), between OM Financial Life Insurance Company, a Maryland insurance company (the Ceding Company), and Wilton Reassurance Company, a Minnesota insurance company (the Reinsurer).

Fidelity & Guaranty Life – The USE OF THE FOLLOWING NOTATION IN THIS EXHIBIT INDICATES THAT THE CONFIDENTIAL PORTION HAS BEEN OMITTED PURSUANT TO a REQUEST FOR CONFIDENTIAL TREATMENT AND THE OMITTED MATERIAL HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION: [***] Amendment No. 1 to the AUTOMATIC REINSURANCE AGREEMENT Effective: December 31, 2007 (The Treaty) Between OM FINANCIAL LIFE INSURANCE COMPANY, a Maryland Insurance Company (The Ceding Company) and WILTON REASSURANCE COMPANY a Minnesota Insurance Company (The Reinsurer) (October 28th, 2013)

It is hereby acknowledged and agreed by and between the parties that this Amendment No. 1 shall attach to the Treaty and become a part thereof.

Tower Insurance Company of New York Tower National Insurance Company Preserver Insurance Company North East Insurance Company Castlepoint Insurance Company Hermitage Insurance Company Kodiak Insurance Company Castlepoint Florida Insurance Company Castlepoint National Insurance Company Quota Share Reinsurance Agreement Effective July 1, 2013 Index (October 1st, 2013)

This Agreement shall apply to all Policies written directly by the Company and classified by the Company as Brokerage Business only in respect of Business Automobile Liability, Commercial Multiple Peril Liability (both property and casualty), Other Liability, and Workers Compensation lines of business all subject to the terms, conditions and exclusions of this Agreement. Brokerage Business shall have the meaning defined in the Article entitled DEFINITIONS.

Brokerage Multi-Line Reinsurance Agreement (October 1st, 2013)

WHEREAS Tower Insurance Company of New York is the Pool Manager for the following companies: Tower National Insurance Company, a Massachusetts corporation (for its own direct business and the business it assumes from Massachusetts Homeland Insurance Company, a Massachusetts corporation), Preserver Insurance Company, a New Jersey corporation (for its own direct business and the business it assumes from Kodiak Insurance Company, a New Jersey corporation), North East Insurance Company, a Maine corporation (for its own direct business and the business it assumes from York Insurance Company of Maine, a Maine corporation), CastlePoint Insurance Company, a New York

National General Holdings Corp. – PERSONAL AND COMMERCIAL AUTOMOBILE QUOTA SHARE REINSURANCE AGREEMENT (Hereinafter Referred to as the Agreement) Between INTEGON NATIONAL INSURANCE COMPANY Winston-Salem, North Carolina for and on Behalf of the Participants in the Company Pool (Hereinafter Collectively Referred to as the Company) and the Reinsurers Subscribing to the Respective Interests and Liabilities Contract to Which This Agreement Is Attached (Each Subscribing Reinsurer Is Referred to Hereinafter, Individually, as a Subscribing Reinsurer and Collectively as the Reinsurer) (August 7th, 2013)

The Reinsurer hereby reinsures the Company to the extent and on the terms and conditions and subject to the exceptions, exclusions and limitations hereinafter set forth.

National General Holdings Corp. – Portfolio Transfer and Quota Share Reinsurance Agreement (August 7th, 2013)

THIS PORTFOLIO TRANSFER AND QUOTA SHARE REINSURANCE AGREEMENT (this Agreement) is effective as of January 1, 2013, (the Effective Date) by and between Wesco Insurance Company, a Delaware domiciled insurance company (the Company), and National Health Insurance Company, a Texas domiciled insurance company (the Reinsurer) (collectively, the Parties).

National General Holdings Corp. – ADDENDUM No. 1 to the PERSONAL AND COMMERCIAL AUTOMOBILE QUOTA SHARE REINSURANCE AGREEMENT (Hereinafter Referred to as the Agreement) Between INTEGON NATIONAL INSURANCE COMPANY Winston-Salem, North Carolina (Hereinafter Referred to as the Company) and the Reinsurers Subscribing to the Respective Interests and Liabilities Contract to Which This Agreement Is Attached (Each Subscribing Reinsurer Is Referred to Hereinafter, Individually, as a Subscribing Reinsurer and Collectively as the Reinsurer) (August 7th, 2013)

The Company and the direct and indirect subsidiaries of American Capital Acquisition Corporation shall retain net for their own account at least 50% of the Losses Incurred each Policy, each Occurrence on all business ceded hereunder.

Symetra Financial CORP – Amendment 7 to the Group Long Term Disability Reinsurance Agreement (May 3rd, 2013)

This Amendment 7 (this Amendment) to the Group Long Term Disability Reinsurance Agreement between Symetra Life Insurance Company (Insurer) of Bellevue, Washington and Reliance Standard Life Insurance Company doing business as Custom Disability Solutions, as Managing Agent (Managing Agent) for each of the participating reinsurers collectively referred to in the Reinsurance Agreement as the American Disability Reinsurance Underwriters Syndicate (ADRUS or Reinsurer), originally effective January 1, 1999, as amended (the Reinsurance Agreement), is entered into between Symetra and Managing Agent effective as of the dates stated below in sections 1-5 of this Amendment.

Symetra Financial CORP – Amendment 4 to the Group Short Term Disability Reinsurance Agreement (May 3rd, 2013)

This Amendment 4 (this Amendment) to the Group Short Term Disability Reinsurance Agreement between Symetra Life Insurance Company (Insurer) of Bellevue, Washington and Reliance Standard Life Insurance Company doing business as Custom Disability Solutions, as Managing Agent (Managing Agent) for each of the participating reinsurers collectively referred to in the Reinsurance Agreement as the American Disability Reinsurance Underwriters Syndicate (ADRUS or Reinsurer),originally effective January 1, 1999, as amended (the Reinsurance Agreement), is entered into between Symetra and Managing Agent effective as of the dates stated below in sections 1-4 of this Amendment.

Maiden Hldgs Ltd – Memorandum of Terms for Proposed Changes to Reinsurance Agreement (March 11th, 2013)

The Personal and Commercial Automobile Quota Share Agreement between the parties was originally effective from March 1, 2010 to March 1, 2013 with provisions for automatic renewal for successive three year periods unless either party elects to not renew. The Personal and Commercial Automobile Quota Share Agreement was automatically renewed for another agreement term effective through March 1, 2016.