First Citizens Bancshares Inc /Tn/ Sample Contracts

LOAN AGREEMENT
Loan Agreement • October 1st, 2014 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

THIS LOAN AGREEMENT (as amended, restated or supplemented or otherwise modified from time to time, hereinafter called the “Agreement”) made and entered into this 1st day of October, 2014, (“Effective Date”) by and between FIRST CITIZENS BANCSHARES, INC., a Tennessee corporation, (hereinafter called “Borrower”) and FIRST TENNESSEE BANK NATIONAL ASSOCIATION, a national banking association having its principal office located in Memphis, Tennessee (“Lender”).

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PLEDGE AND SECURITY AGREEMENT
Pledge and Security Agreement • October 1st, 2014 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

THIS PLEDGE AND SECURITY AGREEMENT (“Agreement”), dated October 1, 2014, by and between FIRST CITIZENS BANCSHARES, INC., a Tennessee corporation (“Pledgor”) and FIRST TENNESSEE BANK NATIONAL ASSOCIATION, having an office and place of business in Memphis, Tennessee (“Lender”);

PURCHASE AND ASSUMPTION AGREEMENT
Purchase and Assumption Agreement • September 21st, 2012 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

AGREEMENT made as of this 17th day of September, 2012, between Community First Bank & Trust, a Tennessee banking corporation having its principal office at 501 South James Campbell Boulevard, Columbia, TN 38401 (the "Company"); and First Citizens National Bank, a national banking association having its principal office at One First Citizens Place, Dyersburg, Tennessee 38024 (the "Purchaser"); and

EMPLOYEE AGREEMENT
Employee Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

AGREEMENT, entered into as of the 28th day of December, 2007, to become effective January 1, 2008, between First Citizens National Bank and First Citizens Bancshares, Inc. (collectively "Employer"), and Stallings Lipford (Executive). This Agreement revokes all prior employment agreements between Employer and Executive as of December 31, 2007, including, without limitation prior Executive Employment Agreements dated as of the 21st day of April, 1993, and the 2nd day of April, 1997 between Employer and Executive.

EXECUTIVE EMPLOYMENT AGREEMENT
Agreement • March 31st, 2003 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

THIS AGREEMENT made as of this 2nd day of April, 1997 by and between First Citizens National Bank, a national bank with its principal location in Dyersburg, Tennessee (the "Bank"), First Citizens Bancshares, Inc. a registered bank holding company with its principal location in Dyersburg, Tennessee ("Bancshares") (collectively referred to herein as "Company") and STALLINGS LIPFORD of Dyersburg, Tennessee (the "Executive").

EMPLOYMENT AGREEMENT
Employment Agreement • September 23rd, 2011 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

AGREEMENT, entered into as the 21st day of September, 2011, to become effective January 1, 2012, between First Citizens National Bank and First Citizens Bancshares, Inc. (collectively “Employer”), and Katie S. Winchester (Executive). This Agreement revokes all prior employment agreements between Employer and Executive as of December 31, 2011, including, without limitation that certain Executive Employment Agreement dated as of the 21st day of April, 1993, between Employer and Executive.

EXECUTIVE EMPLOYEE AGREEMENT
Executive Employee Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

THIS AGREEMENT made as of this 15th day of April, 1998 by and between First Citizens National Bank, a national bank with its principal location in Dyersburg, Tennessee (the "Bank"), First Citizens Bancshares, Inc., a registered bank holding company with its principal location in Dyersburg, Tennessee ("Bancshares") (collectively referred to herein as "Company") and Judy Dianne Long of Dyersburg, Tennessee (the "Executive").

New Employment Agreement for Katie S. Winchester, Chairman
Employment Agreement • January 3rd, 2008 • First Citizens Bancshares Inc /Tn/ • State commercial banks

Effective January 1, 2008, the employment contract of Katie S. Winchester, Chairman of the Board of First Citizens Bancshares was modified to provide for part-time employment. Winchester served First Citizens Bancshares and First Citizens National Bank as President from 1992 to April of 2006. In addition, she served as CEO from 1996 until 2007and was named Chairman in 2005.

FIRST CITIZENS NATIONAL BANK IMPUTED INCOME TAX REIMIBURSEMENT AGREEMENT
Tax Reimibursement Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

This Imputed Income Tax Reimbursement Agreement (the "Agreement") is adopted this ________ day of _______________, 200__, by and between First Citizens National Bank, located in Dyersburg, Tennessee (the "Company"), and ____________ (the "Executive").

EXECUTIVE EMPLOYEE AGREEMENT
Executive Employee Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

THIS AGREEMENT made as of this 21st day of April, 1994 by and between First Citizens National Bank, a national bank with its principal location in Dyersburg, Tennessee (the "Bank"), First Citizens Bancshares, Inc., a registered bank holding company with its principal location in Dyersburg, Tennessee ("Bancshares") (collectively referred to herein as "Company") and Jeffrey Dean Agee of Dyersburg, Tennessee (the "Executive").

AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Amended And • July 18th, 2014 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

This Amended and Restated Employment Agreement (this “Agreement”) is entered into as of this the 16 day of July, 2014, but shall be effective upon the closing of the transactions contemplated under the Merger Agreement (as defined below) (the “Effective Date”), by and between First Citizens Bancshares, Inc. (“First Citizens”) and Steve Ledbetter (“Employee”).

First Citizens National Bank Amended and Restated Split Dollar Agreement
Dollar Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

This Amended and Restated Split Dollar Agreement (the "Agreement") is adopted this ______ day of ______, 200__, by and between First Citizens National Bank, a national commercial bank located in Dyersburg, Tennessee (the "Bank"), and __________ ("Executive").

AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Amended and Restated • July 18th, 2014 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

This Amended and Restated Employment Agreement (this “Agreement”) is entered into as of this the 16 day of July, 2014, but shall be effective upon the closing of the transactions contemplated under the Merger Agreement (as defined below) (the “Effective Date”), by and between First Citizens Bancshares, Inc. (“First Citizens”), and J. Lee Stewart (“Employee”).

Amendment to the Executive Employment Agreement of [NAME OF EXECUTIVE]
First Citizens Bancshares Inc /Tn/ • March 13th, 2009 • State commercial banks

THIS AMENDMENT to the employment agreement between [NAME OF EXECUTIVE] (the "Executive") and First Citizens National Bank and First Citizens Bancshares, Inc. (collectively referred to herein as the "Company") dated ___________ (the "Agreement") is entered into on this _____ day of ________________, 2008;

EMPLOYEE AGREEMENT
Employee Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

AGREEMENT, entered into as of the 28th day of December, 2007, to become effective January 1, 2008, between First Citizens National Bank and First Citizens Bancshares, Inc. (collectively "Employer"), and Katie S. Winchester (Executive). This Agreement revokes all prior employment agreements between Employer and Executive as of December 31, 2007, including, without limitation that certain Executive Employment Agreement dated as of the 21st day of April, 1993, between Employer and Executive.

AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Amended And • July 18th, 2014 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

This Amended and Restated Employment Agreement (this “Agreement”) is entered into as of this the 16 day of July, 2014, but shall be effective upon the closing of the transactions contemplated under the Merger Agreement (as defined below) (the “Effective Date”), by and between First Citizens Bancshares, Inc. (“First Citizens”) and Virginia Kibble (“Employee”).

EMPLOYEE AGREEMENT
Employee Agreement • March 13th, 2009 • First Citizens Bancshares Inc /Tn/ • State commercial banks • Tennessee

AGREEMENT, entered into as of the 1st day of July, 2006, to become effective January 1, 2007, between First Citizens National Bank and First Citizens Bancshares, Inc. (collectively "Employer"), and Ralph E. Henson (Executive). This Agreement revokes all prior employment agreements between Employer and Executive as of December 31, 2006, including, without limitation that certain Executive Employment Agreement dated as of the 21st day of April, 1993, between Employer and Executive.

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