EXHIBIT 10.4 LOAN AGREEMENT --------------Loan Agreement • May 4th, 2010 • First Financial Bankshares Inc • State commercial banks • Texas
RECITALS:Stock Exchange Agreement • November 3rd, 1998 • First Financial Bankshares Inc • State commercial banks
ATTACHMENT I. PURCHASE AND ASSUMPTION AGREEMENTPurchase and Assumption Agreement • October 1st, 1997 • First Financial Bankshares Inc • State commercial banks • Texas
RECITALS: --------Stock Exchange Agreement and Plan of Reorganization • October 1st, 1997 • First Financial Bankshares Inc • State commercial banks • Texas
EXECUTIVE RECOGNITION AGREEMENTExecutive Recognition Agreement • August 10th, 2022 • First Financial Bankshares Inc • State commercial banks • Texas
THIS EXECUTIVE RECOGNITION AGREEMENT (this “Agreement”) between FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the “Company”), and ______________________ (the “Employee”) is dated effective August 1, 2022 (the “Effective Date”).
AMENDED AND RESTATED LOAN AGREEMENTLoan Agreement • July 7th, 2023 • First Financial Bankshares Inc • State commercial banks • Texas
This Amended and Restated Loan Agreement (the "Agreement") will serve to set forth the terms of the financing transaction by and between First Financial Bankshares, Inc., a Texas corporation ("Borrower"), and Frost Bank, a Texas state bank ("Lender"):
RECITALS: --------Stock Exchange Agreement and Plan • October 2nd, 1998 • First Financial Bankshares Inc • State commercial banks • Texas
EXECUTIVE RECOGNITION AGREEMENTExecutive Recognition Agreement • July 1st, 2010 • First Financial Bankshares Inc • State commercial banks • Texas
THIS EXECUTIVE RECOGNITION AGREEMENT (this “Agreement”) between FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the “Company”), and (the “Employee”) is dated effective July 1, 2010 (the “Effective Date”).
SECOND AMENDMENT TO LOAN AGREEMENTLoan Agreement • January 3rd, 2007 • First Financial Bankshares Inc • State commercial banks • Texas
THIS SECOND AMENDMENT TO LOAN AGREEMENT (the “Second Amendment”) dated as of the 31st day of December, 2006, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
SIXTH AMENDMENT TO LOAN AGREEMENT Dated: June 16, 2009Loan Agreement • July 1st, 2009 • First Financial Bankshares Inc • State commercial banks
This Sixth Amendment to Loan Agreement (“Amendment”) is entered into as of the above date by and between Borrower and Lender and modifies that certain Loan Agreement dated as of December 31, 2004 by and between Borrower and Lender, relating to a Loan in the original amount of $50,000,000.00 (“Loan Agreement”). The Loan Agreement was initially amended by First Amendment to Loan Agreement dated December 31, 2005, by Second Amendment to Loan Agreement dated December 31, 2006, by Third Amendment to Loan Agreement dated December 31, 2007, by Fourth Amendment to Loan Agreement dated July 24, 2008 and was subsequently amended by Fifth Amendment to Loan Agreement dated December 31, 2008. The Borrower and Lender hereby agree to amend the Loan Agreement as follows:
FOURTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • July 7th, 2021 • First Financial Bankshares Inc • State commercial banks • Texas
THIS FOURTH AMENDMENT TO LOAN AGREEMENT (the “Fourth Amendment”) dated as of the 30th day of June, 2021, to the Loan Agreement (the “Loan Agreement”), made and entered into as of June 30, 2013, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the “Borrower”) and FROST BANK, a Texas state bank (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
FIRST FINANCIAL BANKSHARES, INC. 2021 OMNIBUS STOCK AND INCENTIVE PLANFirst Financial Bankshares Inc • April 28th, 2021 • State commercial banks • Texas
FOURTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • July 25th, 2008 • First Financial Bankshares Inc • State commercial banks • Texas
THIS FOURTH AMENDMENT TO LOAN AGREEMENT (the “Fourth Amendment”) dated as of the 24th day of July, 2008, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
FIRST AMENDMENT TO LOAN AGREEMENTLoan Agreement • June 30th, 2015 • First Financial Bankshares Inc • State commercial banks • Texas
THIS FIRST AMENDMENT TO LOAN AGREEMENT (the “First Amendment”) dated as of the 30th day of June, 2015, to the Loan Agreement (the “Loan Agreement”), made and entered into as of June 30, 2013, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the “Borrower”) and FROST BANK, a Texas state bank (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
CONFIDENTIAL SEPARATION AND RELEASE AGREEMENTConfidential Separation and Release Agreement • January 11th, 2023 • First Financial Bankshares Inc • State commercial banks • Texas
THIS CONFIDENTIAL SEPARATION AND RELEASE AGREEMENT (“Agreement”) is made and entered into this 9th day of January 2023 (the “Execution Date”) by and between James R. Gordon (the “Executive”) and First Financial Bankshares, Inc. and any and all parent, subsidiary, or affiliated entities, companies, partnerships, successors, and assigns, and all of its past, present, and future partners, officers, directors, managers, agents, administrators, trustees, insurers, successors, employees, and legal counsel (collectively hereinafter referred to as the “Bank”). The Executive and the Bank are collectively referred to herein as the “Parties” and each is a “Party.”
AGREEMENT AND PLAN OF REORGANIZATION BY AND BETWEEN FIRST FINANCIAL BANKSHARES, INC. AND FBC BANCSHARES, INC. Dated as of April 1, 2015Agreement and Plan of Merger • April 3rd, 2015 • First Financial Bankshares Inc • State commercial banks • Texas
This AGREEMENT AND PLAN OF REORGANIZATION (this “Agreement”) is effective as of April 1, 2015, by and between First Financial Bankshares, Inc., a Texas corporation and registered bank holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”), with its principal offices in Abilene, Texas (“FFIN”), and FBC Bancshares, Inc., a Texas corporation and registered bank holding company under the BHCA (“FBC”).
SECOND AMENDMENT TO LOAN AGREEMENTLoan Agreement • October 31st, 2012 • First Financial Bankshares Inc • State commercial banks • Texas
THIS SECOND AMENDMENT TO LOAN AGREEMENT (the “Second Amendment”) dated as of the 31st day of December, 2006, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
SECOND AMENDMENT TO LOAN AGREEMENTLoan Agreement • June 30th, 2017 • First Financial Bankshares Inc • State commercial banks • Texas
THIS SECOND AMENDMENT TO LOAN AGREEMENT (the “Second Amendment”) dated as of the 30th day of June, 2017, to the Loan Agreement (the “Loan Agreement”), made and entered into as of June 30, 2013, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the “Borrower”) and FROST BANK, a Texas state bank (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
FIFTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • December 23rd, 2008 • First Financial Bankshares Inc • State commercial banks • Texas
THIS FIFTH AMENDMENT TO LOAN AGREEMENT (the “Fifth Amendment”) dated as of the 31st day of December, 2008, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
FIRST AMENDMENT TO LOAN AGREEMENTLoan Agreement • August 2nd, 2011 • First Financial Bankshares Inc • State commercial banks • Texas
THIS FIRST AMENDMENT TO LOAN AGREEMENT (the “First Amendment”) dated as of the 31st day of December, 2005, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
AGREEMENT AND PLAN OF REORGANIZATION BY AND AMONG FIRST FINANCIAL BANKSHARES, INC. BRAZOS MERGER SUB, INC. AND TB&T BANCSHARES, INC. Dated as of September 19, 2019Agreement and Plan of Reorganization • September 20th, 2019 • First Financial Bankshares Inc • State commercial banks • Texas
This AGREEMENT AND PLAN OF REORGANIZATION (this “Agreement”) is dated as of September 19, 2019, by and among First Financial Bankshares, Inc., a Texas corporation and registered bank holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”), with its principal offices in Abilene, Texas (“FFIN”), Brazos Merger Sub, Inc., a Texas corporation and wholly owned subsidiary of FFIN (“Merger Sub”), and TB&T Bancshares, Inc., a Texas corporation and registered bank holding company under the BHCA (“TBT”). An index of defined terms is included in Section 10.12.
EIGHTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • June 30th, 2011 • First Financial Bankshares Inc • State commercial banks • Texas
THIS EIGHTH AMENDMENT TO LOAN AGREEMENT (the “Eighth Amendment”) dated as of the 30th day of June, 2011, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
THIRD AMENDMENT TO LOAN AGREEMENTLoan Agreement • July 1st, 2019 • First Financial Bankshares Inc • State commercial banks • Texas
THIS THIRD AMENDMENT TO LOAN AGREEMENT (the “Third Amendment”) dated as of the 30th day of June, 2019, to the Loan Agreement (the “Loan Agreement”), made and entered into as of June 30, 2013, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the “Borrower”) and FROST BANK, a Texas state bank (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
EXHIBIT 8.1 [Letterhead of George, Morgan & Sneed, P.C.] October 30, 1995 The Board of Directors Weatherford National Bancshares, Inc. P.O. Box 1299 Weatherford, Texas 76086 Dear Sirs: Pursuant to Section 2.2 of the Stock Exchange Agreement and Plan...First Financial Bankshares Inc • November 22nd, 1995 • State commercial banks
SEVENTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • December 31st, 2009 • First Financial Bankshares Inc • State commercial banks • Texas
THIS SEVENTH AMENDMENT TO LOAN AGREEMENT (the “Seventh Amendment”) dated as of the 31st day of December, 2009, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
FIRST FINANCIAL BANKSHARES, INC. 2015 RESTRICTED STOCK PLAN (As Amended and Restated Effective April 28, 2020)First Financial • May 1st, 2020 • First Financial Bankshares Inc • State commercial banks • Texas
AGREEMENT AND PLAN OF MERGER BY AND BETWEEN FIRST FINANCIAL BANKSHARES, INC. ABILENE, TEXAS FIRST FINANCIAL BANK, N.A. ABILENE, TEXAS OSB FINANCIAL SERVICES, INC. ORANGE, TEXAS AND ORANGE SAVINGS BANK, SSB ORANGE, TEXAS Dated as of February 20, 2013Agreement and Plan of Merger • February 26th, 2013 • First Financial Bankshares Inc • State commercial banks • Texas
This AGREEMENT AND PLAN OF MERGER (this “Agreement”) is effective as of February 20, 2013, by and between First Financial Bankshares, Inc., a Texas corporation and registered bank holding company under the Bank Holding Company Act of 1956 (the “BHCA”) with its principal offices in Abilene, Texas (“FFIN”), First Financial Bank, N.A., a national association with its main office in Abilene, Texas (“FFB”), OSB Financial Services, Inc., a Texas corporation with its principal offices in Orange, Texas (“OSB”), and Orange Savings Bank, SSB (the “Bank”), a Texas savings bank with its home office in Orange, Texas.
FIFTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • January 12th, 2023 • First Financial Bankshares Inc • State commercial banks • Texas
THIS FIFTH AMENDMENT TO LOAN AGREEMENT (the "Fifth Amendment") dated as of the 6th day of January, 2023, to the Loan Agreement (the "Loan Agreement"), made and entered into as of June 30, 2013, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation (the "Borrower") and FROST BANK, a Texas state bank (the "Lender"). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
ARTICLE 1.Stock Exchange Agreement and Plan • November 22nd, 1995 • First Financial Bankshares Inc • State commercial banks • Texas
AGREEMENT AND PLAN OF REORGANIZATION BY AND AMONG FIRST FINANCIAL BANKSHARES, INC. KINGWOOD MERGER SUB, INC. AND COMMERCIAL BANCSHARES, INC. Dated as of October 12, 2017Agreement and Plan of Reorganization • October 12th, 2017 • First Financial Bankshares Inc • State commercial banks • Texas
This AGREEMENT AND PLAN OF REORGANIZATION (this “Agreement”) is effective as of October 12, 2017, by and among First Financial Bankshares, Inc., a Texas corporation and registered bank holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”), with its principal offices in Abilene, Texas (“FFIN”), Kingwood Merger Sub, Inc., a Texas corporation and wholly-owned subsidiary of FFIN (“Merger Sub”), and Commercial Bancshares, Inc., a Texas corporation and registered bank holding company under the BHCA (“CBI”). An index of defined terms is included in Section 10.11.
THIRD AMENDMENT TO LOAN AGREEMENTLoan Agreement • January 2nd, 2008 • First Financial Bankshares Inc • State commercial banks • Texas
THIS THIRD AMENDMENT TO LOAN AGREEMENT (the “Third Amendment”) dated as of the 31st day of December, 2007, to the Loan Agreement (the “Loan Agreement”), made and entered into as of December 31, 2004, by and among FIRST FINANCIAL BANKSHARES, INC., a Texas corporation, (the “Borrower”) and THE FROST NATIONAL BANK (the “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.
