Heritage Financial Group Sample Contracts

PURCHASE AND ASSUMPTION AGREEMENT WHOLE BANK ALL DEPOSITS AMONG FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF THE TATTNALL BANK, REIDSVILLE, GEORGIA, FEDERAL DEPOSIT INSURANCE CORPORATION, AND HERITAGEBANK OF THE SOUTH, ALBANY, GEORGIA DATED AS...
Purchase and Assumption Agreement • December 8th, 2009 • Heritage Financial Group • Savings institution, federally chartered

THIS AGREEMENT, made and entered into as of the 4th day of December, 2009, by and among the FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER of THE TATTNALL BANK, REIDSVILLE, GEORGIA (the "Receiver"), HERITAGEBANK OF THE SOUTH, organized under the laws of the State of Georgia, and having its principal place of business in Albany, Georgia (the "Assuming Bank"), and the FEDERAL DEPOSIT INSURANCE CORPORATION, organized under the laws of the United States of America and having its principal office in Washington, D.C., acting in its corporate capacity (the "Corporation").

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HERITAGE FINANCIAL GROUP [__________] Shares COMMON STOCK (Par Value $.___ Per Share) Subscription Price $[______] Per Share AGENCY AGREEMENT
Agency Agreement • March 25th, 2005 • Heritage Financial Group

Heritage Financial Group, a federally chartered stock savings and loan holding company (the "Company"), Heritage, MHC, a federally chartered mutual savings and loan holding company (the "MHC"), and HeritageBank of the South, a Georgia chartered savings bank (the "Bank"), hereby confirm, jointly and severally, their agreement with Keefe, Bruyette & Woods, Inc., a New York corporation ("KBW" or the"Agent"), as follows:

EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGEBANK OF THE SOUTH (the "Bank") and CAROL SLAPPEY ("Executive").

EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGE FINANCIAL GROUP, INC. ("HFG") and O. LEONARD DORMINEY, JR. ("Executive").

EMPLOYMENT AGREEMENT
Employment Agreement • July 23rd, 2010 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EMPLOYMENT AGREEMENT (the “Agreement”), is entered into as of the 21st day of July, 2010, by and between HERITAGEBANK OF THE SOUTH (the “Bank”) and O. MITCHELL SMITH (“Employee”).

PURCHASE AND ASSUMPTION AGREEMENT
Purchase and Assumption Agreement • February 25th, 2010 • Heritage Financial Group • Savings institution, federally chartered • Georgia

This Purchase and Assumption Agreement (this “Agreement”) is made and entered into this 23 day of February, 2010, by and between HeritageBank of the South, a Georgia-chartered savings bank (“Purchaser”), and The Park Avenue Bank, a Georgia-chartered commercial bank (“Seller”).

EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGEBANK OF THE SOUTH (the "Bank") and O. LEONARD DORMINEY, JR. ("Executive").

HERITAGE FINANCIAL GROUP SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Existing Plan Agreement • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On May 20, 2002, Heritage Financial Group (the “Company”) and Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Executive regarding his entitlement under the Heritage Financial Group Supplemental Executive Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP DIRECTOR’S RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Existing Plan Agreement • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On August 15, 2002, Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Director regarding his entitlement under the Heritage Financial Group Director’s Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP DIRECTOR’S RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Existing Plan Agreement • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On August 1, 2002, Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Director regarding his entitlement under the Heritage Financial Group Director’s Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP DIRECTOR’S RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Existing Plan Agreement • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On August 20, 2002, Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Director regarding his entitlement under the Heritage Financial Group Director’s Retirement Plan (the “Plan”) (the “Plan Agreement”).

HERITAGE FINANCIAL GROUP SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AMENDMENT TO EXISTING PLAN AGREEMENT
Existing Plan Agreement • November 14th, 2007 • Heritage Financial Group • Savings institution, federally chartered

On May 20, 2002, Heritage Financial Group (the “Company”) and Heritage Bank of the South (the “Bank”) entered into an agreement with the undersigned Executive regarding her entitlement under the Heritage Financial Group Supplemental Executive Retirement Plan (the “Plan”) (the “Plan Agreement”).

EXECUTIVE EMPLOYMENT AGREEMENT
Executive Employment Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Georgia

THIS EXECUTIVE EMPLOYMENT AGREEMENT (the "Agreement"), is entered into as of the ^ 16th day of March, 2005 by and between HERITAGE FINANCIAL GROUP, INC. ("HFG") and TAMMY BURDETTE ("Executive").

FELDMAN FINANCIAL ADVISORS, INC.
Heritage Financial Group • March 25th, 2005
Loan Broker/Correspondent Agreement
Correspondent Agreement • May 5th, 2005 • Heritage Financial Group • Savings institution, federally chartered • Indiana

This Agreement, made and entered into this 1st day of July, 2001, by and between Irwin Mortgage Corporation, an Indiana corporation ("Irwin") and HeritageBank of the South ("Broker/Correspondent").

LAW OFFICES Silver, Freedman & Taff, L.L.P. A LIMITED LIABILITY PARTNERSHIP INCLUDING PROFESSIONAL CORPORATIONS
Heritage Financial Group • May 5th, 2005 • Savings institution, federally chartered

Applications Filing Room Office of Thrift Supervision 1700 G Street, NW Washington, DC Applications Filing Room Southeast Regional Office Office of Thrift Supervision 1475 Peachtree Street, N.E. Atlanta, Georgia 30309

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