Common use of WHO’S THIS AGREEMENT BETWEEN? Clause in Contracts

WHO’S THIS AGREEMENT BETWEEN?. You We/Us/Our Depending on your product, you means the person or persons we’ve: • opened one or more accounts for; or • named as the borrower in your letter of otfer or schedule; or If permitted under your agreement, this can also include a personal representative, or anyone else who takes over your legal rights or duties. HSBC Bank Australia Limited ABN 48 006 434 162 GPO Box 5302 Sydney NSW 2001 AFSL/Australian Credit Licence 232595) T: 1300 308 008 xxx.xxxx.xxx.xx These also apply to anyone who we’ve told you has taken over from us under this agreement.

WHO’S THIS AGREEMENT BETWEEN?. You We/Us/Our Depending on your product, you means the person or persons we’ve: • opened one or more accounts for; or • named as the borrower in your letter of otfer offer or schedule; or If permitted under your agreement, this can also include a personal representative, or anyone else who takes over your legal rights or duties. HSBC Bank Australia Limited ABN 48 006 434 162 GPO Box 5302 Sydney NSW 2001 2000 AFSL/Australian Credit Licence 232595) T: 1300 308 008 xxx.xxxx.xxx.xx These also apply to anyone who we’ve told you has taken over from us under this agreement.

WHO’S THIS AGREEMENT BETWEEN?. You We/Us/Our Depending on your product, you means the person or persons we’ve: • opened one or more accounts for; or • named as the borrower in your letter of otfer offer or schedule; or If permitted under your agreement, this can also include a personal representative, or anyone else who takes over your legal rights or duties. HSBC Bank Australia Limited ABN 48 006 434 162 GPO Box 5302 Sydney NSW 2001 AFSL/Australian Credit Licence 232595) T: 1300 308 008 xxx.xxxx.xxx.xx These also apply to anyone who we’ve told you has taken over from us under this agreement.

WHO’S THIS AGREEMENT BETWEEN?. You We/Us/Our Depending on your product, you means the person or persons we’ve: • opened one or more accounts for; or • named as the borrower in your letter of otfer offer or schedule; or HSBC Bank Australia Limited ABN 48 006 434 162 GPO Box 5302 Sydney NSW 2000 AFSL/Australian Credit Licence 232595) T: 1300 308 008 xxx.xxxx.xxx.xx If permitted under your agreement, this can also include a personal representative, or anyone else who takes over your legal rights or duties. HSBC Bank Australia Limited ABN 48 006 434 162 GPO Box 5302 Sydney NSW 2001 AFSL/Australian Credit Licence 232595) T: 1300 308 008 xxx.xxxx.xxx.xx These also apply to anyone who we’ve told you has taken over from us under this agreement.