Common use of VARIABLE INTEREST RATE Clause in Contracts

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an index which is the United Bank Prime Rate (the “Index”). The Index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretion. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying Borrower. Lender will tell Borrower the current Index rate upon ▇▇▇▇▇▇▇▇’s request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.990% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate of 0.500 percentage points over the Index, resulting in an initial rate of 5.490% per annum. NOTICE: Under no circumstances will the effective rate of interest on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note Agreement is subject to change from time to time based on changes in an independent index which is the United Bank Prime Rate as published in the Wall Street Journal (the “Index”). The Index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretionloans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon ▇▇▇▇▇▇▇▇Borrower’s request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.9908.000% per annum. The interest rate to be applied to the unpaid principal balance of this the Note will be at a rate of 0.500 percentage points over equal to the Index, resulting in an initial rate of 5.4908.000% per annum. NOTICE: Under no circumstances will the effective interest rate of interest on this the Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the United ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇ Bank Prime Rate (the “"Index”"). The Index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretionloans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index Index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon ▇▇▇▇▇▇▇▇’s Borrower's request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.9904.000% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate of 0.500 0.750 percentage points over under the Index, resulting in an initial rate of 5.4903.250% per annum. NOTICE: Under no circumstances will the effective interest rate of interest on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the United Bank Prime Rate as published in the Wall Street Journal (the “Indexindex”). The Index index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretionloans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender ▇▇▇▇▇▇ will tell Borrower the current Index index rate upon ▇▇▇▇▇▇▇▇Borrower’s request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.9904.000% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate of 0.500 percentage points over equal to the Indexindex, resulting in an initial rate of 5.4904.000% per annum. NOTICE: Under no circumstances will the effective interest rate of interest on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the United ▇▇ ▇▇▇▇▇▇ Chase Bank Prime Rate (the “"Index”"). The Index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretionloans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index Index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon ▇▇▇▇▇▇▇▇’s Borrower's request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.9905.250% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate of 0.500 1.000 percentage points over point under the Index, resulting in an initial rate of 5.4904.250% per annum. NOTICE: Under no circumstances will the effective interest rate of interest on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the United Bank Prime Rate as published in the Wall Street Journal (the “Index”). The Index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretionloans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon ▇▇▇▇▇▇▇▇’s request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 4.990% per annum6.000%. The interest rate to be applied to the unpaid principal balance of this Note will be at a rate of 0.500 1.000 percentage points point over the Index, resulting in an initial rate of 5.490% per annum7.000%. NOTICE: Under no circumstances will the effective interest rate of interest on this Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this Note Agreement is subject to change from time to time based on changes in an independent index which is the United Bank Prime Rate WALL STREET JOURNAL PRIME RATE (the “Index”). The Index is not necessarily the lowest rate charged by Lender on its loans and is set by Lender in its sole discretionloans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon ▇▇▇▇▇▇▇▇Borrower’s request. The interest rate change will not occur more often than each dayDAY. Borrower understands that Lender may make loans based on other rates as well. The Index index currently is 4.9904.250% per annum. The interest rate to be applied to the unpaid principal balance of this the Note will be at a rate of 0.500 0.250 percentage points over the Index, resulting in an initial rate of 5.4904.500% per annum. NOTICE: Under no circumstances will the effective rate of interest on this the Note be more than the maximum rate allowed by applicable law.