Common use of VARIABLE INTEREST RATE Clause in Contracts

VARIABLE INTEREST RATE. The interest rate on this loan is subject to change from time to time based on changes in an independent index which is the highest base rate on corporate loans posted by at least 75% of the nation's 30 largest banks that The Wall Street Journal publishes as the Prime Rate (the "Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying Borrower. Lender will tell Borrower the current Index rate upon Bxxxxxxx's request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.250% per annum. The interest rate to be applied to the unpaid principal balance during this loan will be at a rate of 1.000 percentage point over the Index, rounded to the nearest 0.001 percent, resulting in an initial rate of 9.250% per annum. NOTICE: Under no circumstances will the interest rate on this loan be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this loan Note is subject to change from time to time based on changes in an independent index which is the highest prime rate as published daily in the Wall Street Journal, more specifically defined as the base rate on corporate loans posted by at least 75% of the nation's ’s 30 largest banks that The Wall Street Journal publishes as the Prime Rate (the "“Index"”). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying Borrower. Lender will tell Borrower the current Index rate upon Bxxxxxxx's Xxxxxxxx’s request. The interest rate change will not occur more often than each business day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.250% per annum. The interest rate to be applied to the unpaid principal balance during this loan Note will be at a rate of 1.000 percentage point over equal to the Index, rounded to the nearest 0.001 percent, resulting in an initial rate of 9.2508.250% per annum. NOTICE: Under no circumstances will the effective rate of interest rate on this loan Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this loan Agreement is subject to change from time to time based on changes in an independent index which is the highest base minimum prime lending rate on corporate loans posted by at least 75% for large U.S. Money Center Commercial banks as published in the Money Rate Section of the nation's 30 largest banks that The Wall Street Journal publishes as the Prime Rate (the "“Index".). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon Bxxxxxxx's Borrower’s request. The interest rate change will not occur more often than each dayquarter. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.2504.000% per annum. Prior to adding or subtracting any margin to the Index, the Index is rounded up to the nearest 0.001 per cent, resulting in a current rounded Index of 4.000%. The interest rate to be applied to the unpaid principal balance during this loan of the Note will be at a rate of 1.000 4.250 percentage point points over the Index, rounded up to the nearest 0.001 percent, resulting in an initial rate of 9.2508.250% per annum. NOTICE: Under no circumstances will the interest rate on this loan the Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this loan Note is subject to change from time to time based on changes in an independent index which is the highest base rate on corporate loans posted by at least 75% of the nation's 30 largest large U.S. money center commercial banks that The the Wall Street Journal publishes as the Prime Rate (“the "Index"”). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon Bxxxxxxx's Borrower’s request. The interest rate change will not occur more often than each day. The interest rate may change daily following the date of this Change in Terms Agreement. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.2507.500% per annum. The interest rate to be applied to the unpaid principal balance during of this loan Note will be at a rate of 1.000 percentage point over equal to the Index, rounded to the nearest 0.001 percent, resulting in an initial rate of 9.2507.500% per annum. NOTICE: Under no circumstances will the interest rate on this loan Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this loan Agreement is subject to change from time to time based on changes in an independent index which is the highest base rate on corporate loans posted by at least 75% of the nation's 30 largest banks large U.S. Money Center Commercial Banks that The Wall Street Journal publishes as the Prime Rate prime rate (the "“Index"”). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon Bxxxxxxx's Borrower’s request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.2506.750% per annum. The interest rate to be applied to the unpaid principal balance during this loan of the Note will be at a rate of 1.000 percentage point over equal to the Index, rounded to the nearest 0.001 percent, resulting in an initial rate of 9.2506.750% per annum. NOTICE: Under no circumstances will the interest rate on this loan the Note be more than the maximum rate allowed by applicable law.

VARIABLE INTEREST RATE. The interest rate on this loan Agreement is subject to change from time to time based on changes in an independent index which is the highest base rate on corporate loans posted by at least 75% of the nation's 30 largest banks that The Wall Street Journal publishes as the Prime Rate (the "Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying notice to Borrower. Lender will tell Borrower the current Index rate upon Bxxxxxxx's Boxxxxxx'x request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.2506.250% per annum. The interest rate to be applied to the unpaid principal balance during this loan of the Note will be at a rate of 1.000 percentage point over the Index, rounded to the nearest 0.001 percent, resulting in an initial rate of 9.2507.250% per annum. Notwithstanding the foregoing, the variable interest rate or rates provided for in the Note will be subject to the following maximum rate. NOTICE: Under no circumstances will the interest rate on this loan the Note be more than (except for any higher default rate shown below) the lesser of 45.000% per annum or the maximum rate allowed by applicable law.