Common use of The Supplementary Medical Insurance Clause in Contracts

The Supplementary Medical Insurance. Ontario Health Insurance Plan (OHIP), Group Life Insurance, Long Term Disability Insurance, University Dental Plan and Retirement Plan shall be voluntary or compulsory for employees according to the terms of the Plans during the period of this Agreement. The cost-sharing arrangements will be as follows: Employee Employer Employees’ Retirement Plan 6% pensionable 6% pensionable earnings integrated earnings integrated with with Canada Pension Canada Pension Plan, plus Plan any required contributions to the Minimum Guarantee Fund Supplementary Medical Insurance (v)* 25% 75% OHIP (c) 100% Group Life Insurance Plan (c) 20%** 80%** Long Term Disability Insurance (c) 100% University Dental Plan (c)*** 100% * Effective October 9, 1996, the Supplementary Medical Insurance Plan will provide for a maximum dispensing fee, and compulsory generic drugs if available and if their use is not countermanded. Effective July 1, 1997, new retirees will share the cost of the premium for Supplementary Medical Insurance with the Employer, at the same rate as employees. Effective December 1, 2000, the Supplementary Medical Insurance Plan will include vision care to a maximum of $200 per insured person every consecutive 24 months. ** Effective October 9, 1996, 100% paid by the employee. Effective September 11, 1997, 20% paid by the employee, 80% paid by the employer. *** Effective 1 March, 1990, the Dental Plan will be improved to include 80% reimbursement of expenses of eligible major restorative treatment to a maximum of $1,000 per insured person per calendar year, plus 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $1,000 per insured person. Effective October 9, 1996, based on the preceding years ODA schedule of fees. The Dental Plan will provide for check-ups every nine months. Effective September 11, 1997, based on the current years ODA schedule of fees. The Dental Plan will provide for check-ups every six months.

The Supplementary Medical Insurance. Ontario Health Insurance Plan (OHIP), Group Life Insurance, Long Term Disability Insurance, University Dental Plan and Retirement Plan shall be voluntary or compulsory for employees according to the terms of the Plans during the period of this Agreement. The cost-sharing arrangements will be as follows: Employee Employer Employees’ Retirement Plan 6% pensionable 6% pensionable earnings integrated earnings integrated with with Canada Pension Canada Pension Plan, plus Plan any required contributions to the Minimum Guarantee Fund Supplementary Medical Insurance (v)* 25% 75% OHIP (c) 100% Group Life Insurance Plan (c) 20%** 80%** Long Term Disability Insurance (c) 100% University Dental Plan (c)*** 100% * Effective October 9, 1996, the Supplementary Medical Insurance Plan will provide for a maximum dispensing fee, and compulsory generic drugs if available and if their use is not countermanded. Effective July 1, 1997, new retirees will share the cost of the premium for Supplementary Medical Insurance with the Employer, at the same rate as employees. Effective December January 1, 20002015, the Supplementary Medical Insurance Plan will include vision care care, including eye exams, at 80% co-insurance to a maximum of $200 400 per insured person every consecutive 24 months. ** Effective October 9, 1996, 100% paid by the employee. Effective September 11, 1997, 20% paid by the employee, 80% paid by the employer. *** Effective 1 MarchMarch 1, 1990, the Dental Plan will be improved to include 80% reimbursement of expenses of eligible major restorative treatment to a maximum of $1,000 per insured person per calendar year, plus 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $1,000 per insured person. Effective November 1, 2007, the Dental Plan will be improved to include 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $2,500 per insured person. Effective October 9, 1996, based on the preceding years ODA schedule of fees. The , the Dental Plan will provide for check-ups every nine months. Effective September 11, 1997, based on the current years ODA schedule of fees. The , the Dental Plan will provide for check-ups every six months.

The Supplementary Medical Insurance. Ontario Health Insurance Plan (OHIP), Group Life Insurance, Long Term Disability Insurance, University Dental Plan and Retirement Plan shall be voluntary or compulsory for employees according to the terms of the Plans during the period of this Agreement. The cost-sharing arrangements will be as follows: Employee Employer Employees’ Retirement Plan 6% pensionable 6% pensionable earnings integrated earnings integrated with with Canada Pension Canada Pension Plan, Plan plus Plan any required contributions to the Minimum Guarantee Fund Supplementary Medical Insurance (v)* 25% 75% OHIP (c) 100% Group Life Insurance Plan (c) 20%** 80%** Long Term Disability Insurance (c) 100% University Dental Plan (c)*** 100% * Effective October 9, 1996, the Supplementary Medical Insurance Plan will provide for a maximum dispensing fee, and compulsory generic drugs if available and if their use is not countermanded. Effective July 1, 1997, new retirees will share the cost of the premium for Supplementary Medical Insurance with the Employer, at the same rate as employees. Effective December 124, 20002010, the Supplementary Medical Insurance Plan will include vision care care, including eye exams, at 80% co-insurance to a maximum of $200 300 per insured person every consecutive 24 months. ** Effective October 9, 1996, 100% paid by the employee. Effective September 11, 1997, 20% paid by the employee, 80% paid by the employer. *** Effective 1 MarchMarch 1, 1990, the Dental Plan will be improved to include 80% reimbursement of expenses of eligible major restorative treatment to a maximum of $1,000 per insured person per calendar year, plus 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $1,000 per insured person. Effective November 1, 2007, the Dental Plan will be improved to include 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $2,500 per insured person. Effective October 9, 1996, based on the preceding years ODA schedule of fees. The , the Dental Plan will provide for check-ups every nine months. Effective September 11, 1997, based on the current years ODA schedule of fees. The , the Dental Plan will provide for check-ups every six months.

The Supplementary Medical Insurance. Ontario Health Insurance Plan (OHIP), Group Life Insurance, Long Term Disability Insurance, University Dental Plan and Retirement Plan shall be voluntary or compulsory for employees according to the terms of the Plans during the period of this Agreement. The cost-sharing arrangements will be as follows: Employee Employer Employees’ Retirement Plan 6% pensionable 6% pensionable earnings integrated earnings integrated with with Canada Pension Canada Pension Plan, plus Plan any required contributions to the Minimum Guarantee Fund Supplementary Medical Insurance (v)* 25% 75% OHIP (c) 100% Group Life Insurance Plan (c) 20%** 80%** Long Term Disability Insurance (c) 100% University Dental Plan (c)*** 100% * Effective October 9, 1996, the Supplementary Medical Insurance Plan will provide for a maximum dispensing fee, and compulsory generic drugs if available and if their use is not countermanded. Effective July 1, 1997, new retirees will share the cost of the premium for Supplementary Medical Insurance with the Employer, at the same rate as employees. Effective December November 1, 20002007, the Supplementary Medical Insurance Plan will include vision care care, including eye exams, at 80% co-insurance to a maximum of $200 250 per insured person every consecutive 24 months. ** Effective October 9, 1996, 100% paid by the employee. Effective September 11, 1997, 20% paid by the employee, 80% paid by the employer. *** Effective 1 MarchMarch 1, 1990, the Dental Plan will be improved to include 80% reimbursement of expenses of eligible major restorative treatment to a maximum of $1,000 per insured person per calendar year, plus 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $1,000 per insured person. Effective November 1, 2007, the Dental Plan will be improved to include 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $2,500 per insured person. Effective October 9, 1996, based on the preceding years ODA schedule of fees. The , the Dental Plan will provide for check-ups every nine months. Effective September 11, 1997, based on the current years ODA schedule of fees. The , the Dental Plan will provide for check-ups every six months.

The Supplementary Medical Insurance. Ontario Health Insurance Plan (OHIP), Group Life Insurance, Long Term Disability Insurance, University Dental Plan and Retirement Plan shall be voluntary or compulsory for employees according to the terms of the Plans during the period of this Agreement. The cost-sharing arrangements will be as follows: Employee Employer Employees’ Retirement Plan 6% pensionable of base salary 6% pensionable earnings integrated earnings integrated with with Canada Pension Canada Pension Plan, plus Plan any required contributions to the Minimum Guarantee Fund of base salary Supplementary Medical Insurance (v)* 25% 75% OHIP (c) 100% Group Life Insurance Plan (c) 20%** 80%** Long Term Disability Insurance (c) 100% University Dental Plan (c)*** 100% * Effective October 9, 1996, the Supplementary Medical Insurance Plan will provide for a maximum dispensing fee, and compulsory generic drugs if available and if their use is not countermandedcountermanded (Letter of Understanding #2). Effective July 1, 1997, new retirees will share shar e the cost of the premium for Supplementary Medical Insurance with the Employer, at the same rate as employees. Effective December 1, 2000, the Supplementary Medical Insurance Plan will include vision care to a maximum of $200 per insured person every consecutive 24 months. ** Effective October 9, 1996, 100% paid by the employee. Effective September 11, 1997, 20% paid by the employee, 80% paid by the employer. *** Effective 1 March, 1990, the Dental Plan will be improved to include 80% reimbursement of expenses of eligible major restorative treatment to a maximum of $1,000 per insured person per calendar year, plus 50% reimbursement of expenses of eligible orthodontic treatment to a lifetime maximum of $1,000 per insured person. Effective October 9, 1996, based on the preceding years ODA schedule of fees. The Dental Plan will provide for check-ups every nine months. Effective September 11, 1997, based on the current years ODA schedule of fees. The Dental Plan will provide for checkchec k-ups every six months.