Common use of The Student Access Guarantee (SAG) for 2010-11 Clause in Contracts

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry Programs: UOIT will automatically provide tuition/book shortfall assistance to students in first entry programs, under the following parameters. • Students must have applied for OSAP and have an identified unmet tuition/book shortfall. • Students must have negotiated OSAP loan funding issued to him or her. • Income has been verified by OSAP for the student’s contributing individual. • As per the Ministry directive the amount of aid will be based on the tuition/book shortfalls made available through the OSAP download files. • Aid provided to students can be in the form of bursaries, scholarships, and work study support or a combination of these. • Students may be required to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If OSAP has not verified the correctness of income for a student’s contributing individual. Distribution of Aid For students attending a two-term academic year, tuition/book shortfall aid will be delivered no later than the end of the first month of the student’s second term. • Typical Fall/Winter study period tuition/book shortfall payments will be issued by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments will be issued by June 1st, 2011. • Where students have outstanding tuition fees with UOIT bursary funds will be applied to the student’s account first, any remaining balance will be issued in the form of a cheque to the student. • Students will be identified automatically through the Ministry download and notified of the amount of their Student Access Guarantee aid along with the timing and method of distribution. Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programs. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provide. UOIT has worked with a financial institution to provide students a program for financial assistance.

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee SAG Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry Programs: UOIT In November we will automatically provide tuition/book shortfall assistance compare the data in our SAG download files to the information submitted by students in first entry programs, under the following parameterstheir financial aid application. • Students must have applied for OSAP and have an identified unmet tuition/book shortfall. • Students must have negotiated OSAP loan funding issued to him or her. • Income has been verified by OSAP for the A bursary with a minimum value of each student’s contributing individual. • As per the Ministry directive the SAG amount of aid will be based on the tuition/book shortfalls made available through the OSAP download filesprovided. • Aid provided to students can be in the form of bursaries, scholarships, and work study support or a combination of these. • Students may be required to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If OSAP has not verified the correctness of income for a student’s contributing individual. Distribution of Aid For students attending a two-term academic yearwho did not apply for supplementary assistance, tuition/book shortfall aid an amount equalling their SAG amount will be delivered no later than the end of the first month of the student’s second termdisbursed. • Typical Fall/Winter study period tuition/book shortfall payments Students will be issued notified by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments email in November and payment will be issued by June 1st, 2011made in December. • Where students have outstanding tuition fees with UOIT bursary funds Payments will be applied directly to the student’s account first, any remaining balance students’ tuition accounts. Refunds will be issued generated to students who are in the form of a cheque to the studentcredit balance. • Students This process will be identified automatically through repeated periodically as new applicants enter the Ministry download and notified of the amount of their Student Access Guarantee aid along with the timing and method of distributionOSAP download. Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programsprograms in 2010-11. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provideprovide Through a mutually beneficial relationship with financial institutions we have facilitated the process for students in second entry programs to obtain a student Line of Credit. UOIT has worked with It is expected that students use this as a financial institution resource to provide students a program for financial assistance.meet 50% of their SAG amount. The OSAP cost codes involved are: Business HBA: BU3, BU4 Medicine: ME1, ME2, ME3, ME4 Dentistry: DE1, DE2, DE3, DE4 Law: LA1, LA2, LA3

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee SAG Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry Programs: UOIT The University will automatically provide tuition/book shortfall assistance to students in first entry programs, under the following parameters. • Students must have applied for OSAP and have an identified unmet tuition/book shortfall. • Students must have negotiated OSAP loan funding issued to him or her. • Income has been verified by OSAP for the student’s contributing individual. • As per the Ministry directive the amount of aid will be based on the meet students’ tuition/book shortfalls made available through University of Toronto Advance Planning for Students (UTAPS), a program that has been in place since 1998. The University of Toronto provides student aid, which builds on the Government’s OSAP download filesprogram. • Aid provided Funds are awarded automatically to students can be who have reached the maximum for government aid from OSAP and who have an OSAP-assessed need beyond that maximum. The assessed need includes the actual cost of tuition, books and mandatory fees. UTAPS funding is provided in the form of bursaries, scholarships, and work study support or a combination non-repayable grants after the student has completed the OSAP Confirmation of theseEnrolment. • Students may be required to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If OSAP has not verified the correctness of income for a student’s contributing individual. Distribution of Aid For students attending a two-term academic year, tuition/book shortfall aid will be delivered no later than the end of the first month of the student’s second term. • Typical Fall/Winter study period tuition/book shortfall payments will be issued by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments will be issued by June 1st, 2011. • Where students have outstanding tuition fees with UOIT bursary funds will be applied The UTAPS grant is credited to the student’s account firstfees account. After deduction of outstanding tuition fees, any surplus amount is refunded to the student as follows: If the remaining balance will be issued in the form of a cheque amount is less than $2000, that amount is refunded to the student. • Students will be identified automatically through the Ministry download and notified of If the amount of their Student Access Guarantee aid along with is greater than $2,000 but less than $6,000, 50% is refunded and the timing and method of distributionremaining 50% is refunded in the second semester. If the amount is greater than $6,000, it is paid in four instalments. All recipients are notified by mail. Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programsprograms in 2010-11. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provide. UOIT has worked with a financial institution to provide students a program for financial assistance.a) OSAP Cost Codes: 15 Dentistry 1504 Dental Public Health 1505 Oral Surgery 1506 Orthodontics 1507J Periodontology 1508 Paediatric Dentistry 1514 Endodontics 1515 Oral Pathology 1516 Prosthodontics 1517 Dental Anaesthesia 1518 Oral Radiology 1940 Master of Business Administration 1940A, 1940AMA Master of Management and Professional Accounting 1943M MBA 3 year morning 1944M MBA 3 year evening 19MF Master of Finance 19MFE Master in Financial Economics 19MI Master of Management of Innovation 22 Bachelor of Law 22JC Law National Committee on Accreditation 24 Medicine 27 Pharmacy

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry Programs: UOIT will automatically provide tuition/book shortfall assistance It is important to note that NOSM’s MD program is not a “first entry” program; students in first entry programs, under the following parameters. • Students must have applied an undergraduate degree as part of the admission criteria. Learners must apply for OSAP NOSM awards and bursaries. This year’s application process will be delayed due to the labour dispute between NOSM and its OPSEU staff unit. Learners also have an identified unmet tuition/book shortfallaccess to substantial lines of credit (typically $200,000). • Students must have negotiated OSAP loan funding issued to him or herLearners in need of emergency loans will be considered via NOSM’s Awards Committee. • Income has been verified by OSAP NOSM will be working towards formal process for the student’s contributing individual. • As per the Ministry directive the amount reconsideration of aid to unsuccessful applicants in terms of their private loans; we anticipate that arrangements with a lending institution will be based on the tuition/book shortfalls made available through the OSAP download files. • Aid provided to students can be in the form of bursaries, scholarships, and work study support or a combination of these. • Students may be required to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If OSAP has not verified the correctness of income for a student’s contributing individual. Distribution of Aid For students attending a twoby 2011-term academic year, tuition/book shortfall aid will be delivered no later than the end of the first month of the student’s second term. • Typical Fall/Winter study period tuition/book shortfall payments will be issued by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments will be issued by June 1st, 2011. • Where students have outstanding tuition fees with UOIT bursary funds will be applied to the student’s account first, any remaining balance will be issued in the form of a cheque to the student. • Students will be identified automatically through the Ministry download and notified of the amount of their Student Access Guarantee aid along with the timing and method of distribution. 12 Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programs. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provide. UOIT has worked with a financial institution Yes, if needed. Undergraduate medical education courses: MED1, MED2, MED3, MED4, MEDSUD1, MEDSUD2, MEDSUD3, MEDSUD41. Amounts will depend on NOSM calculated unmet need. As mentioned earlier, NOSM’s Awards Committee can also initiate emergency loans to provide students a program for financial assistanceon an as-needed basis.

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry Programs: UOIT will automatically provide tuition/book shortfall assistance to students in first entry programs, under the following parameters. • Students must have applied for OSAP and have an identified unmet tuition/book shortfall. • Students must have negotiated OSAP loan funding issued to him or her. • Income Xxxxxx has been verified by OSAP for the student’s contributing individual. • As per working with the Ministry directive the amount of aid will be based on the tuition/book shortfalls made available through the OSAP in order to have a download files. • Aid provided to students so that this process can be done automatically. We are waiting for a final format of the download in order for our IT department to facilitate this process. Once the form of bursariesSAG bursary is approved, scholarships, and work study support or a combination of these. • Students may be required an automated e-mail will go out to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If OSAP has not verified the correctness of income for a student’s contributing individualSeneca Learn account to advise them that they have been granted this bursary. Distribution of Aid For students attending a two-term academic year, tuition/book shortfall aid will be delivered no later than the end of the first month of the student’s second term. • Typical Fall/Winter study period tuition/book shortfall payments will be issued by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments will be issued by June 1st, 2011. • Where students have If there are outstanding tuition fees with UOIT fees, the bursary funds will be applied to those fees before a cheque is prepared. We plan on processing these bursaries at the student’s account first, any remaining balance end of November. Cheques will be issued available for pick up at the beginning of the January semester – at that point we will know if they are continuing in their program and are still eligible. This download information was to be available as of August 1; our back up plan if we can’t implement the form of automated process is to go to a cheque to the student. • Students manual process based on additional fields that will be identified automatically through provided by means of an excel spreadsheet from the Ministry download and notified of the amount of their Student Access Guarantee aid along with the timing and method of distributionMinistry’s Internal Resources website. Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programsprograms in 2010-11. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provide. UOIT has worked with a financial institution to provide students a program for financial assistance.Not applicable

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry ProgramsDelivery: UOIT To support the efficient delivery of tuition/book shortfall assistance Durham College is making modifications to our internal information technology systems. As a result Durham College will be positioned to automatically provide tuition/book shortfall assistance to students in first entry programs, under the following parameters. : • Students must have applied for OSAP and have an identified unmet tuition/book shortfall. • Students must have negotiated OSAP loan funding issued to him or her. • Income has been verified by OSAP for the student’s contributing individual. • As per the Ministry directive directive, the amount of aid will be based on the tuition/book shortfalls made available through the OSAP download files. • Aid provided to students can be in the form of bursaries, scholarships, and work study support or a combination of these. • Students may be required to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If aid, if OSAP has not verified the correctness of income for a student’s contributing individual. Distribution of Aid Aid: For students attending a two-term two‐term academic year, tuition/book shortfall aid will be delivered no later than the end of the first month of the student’s second term. • Typical Fall/Winter study period tuition/book shortfall payments will be issued by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments will be issued by June 1st, 2011. • Where students have outstanding tuition fees with UOIT Durham College bursary funds will be applied to the student’s account first, any remaining balance will be issued in the form of a cheque to the student. • Students will be identified automatically through the Ministry download and notified of the amount of their Student Access Guarantee aid along with the timing and method of distribution. Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programsprograms in 2010- 11. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provide. UOIT has worked with a financial institution provide Not Applicable ‐ Durham College does not plan to provide loan assistance to students a program for financial assistancein second entry programs.

The Student Access Guarantee (SAG) for 2010-11. As an extension of the commitments made under the original MYAAs, your institution will participate in the SAG (including the new Access Window which allows Ontario students to identify costs and sources of financial aid). The detailed requirements for participation in the student access guarantee are outlined in the 2010-11 Student Access Guarantee Guidelines. For 2010-11, institutions will be required to automatically provide aid towards the tuition/book shortfalls of students attending first-entry programs. Provide a brief description of your strategy for implementing this change, including how this aid will be issued at your institution, your plans for the timing of aid, whether aid will be applied against tuition or as direct payments, and how recipients will be notified. Program Eligibility Parameters/Delivery First Entry Programs: UOIT will Fanshawe College has for several years automatically provide tuition/book shortfall assistance to students in first entry programs, under the following parameters. • Students must have applied for OSAP and have an identified unmet tuition/book shortfall. • Students must have negotiated OSAP loan funding issued to him or her. • Income has been verified by OSAP for the student’s contributing individual. • As per the Ministry directive the amount of aid will be based on the tuition/book shortfalls made available through the OSAP download files. • Aid provided to students can be in the form of bursaries, scholarships, and work study support or a combination of these. • Students may be required to complete an institutional aid application as a condition to be considered for the tuition/book shortfall aid If OSAP has to students who are identified by the Ministry. We don’t anticipate any significant change to our processes. TNF/BET is not verified disbursed until after the correctness tenth day of income for a student’s contributing individualclasses. Distribution of Aid For students attending a two-term academic year, tuition/book shortfall aid will be delivered no later than the end of the first month of the student’s second term. • Typical Fall/Winter study period tuition/book shortfall payments will be issued by February 1, 2011. • Typical Winter/Spring study period tuition book shortfall payments will be issued by June 1st, 2011. • Where students have outstanding tuition fees with UOIT We track bursary funds will be applied given to the student’s account firststudent through TSA programs, any and we deduct these funds as appropriate (as advised by the Ministry) from the TNF/BET amounts. Any remaining balance will be issued in TNF/BET goes first to pay outstanding fees at Fanshawe College, and the form of a cheque remainder is given to the student. • This year, for the first time, students may chose to have this or other bursaries deposited in their bank account, and will not have to pick up and cash a cheque. Students will be identified automatically through are notified by email as to the Ministry download and notified of deposit to fees, or the amount of deposit to their Student Access Guarantee aid along with the timing and method of distributionbank account or expected cheque. Identify whether your institution plans to provide loan assistance in values greater than $1,000 to meet tuition/book shortfalls of students in any of your second entry programs. If so: a) Identify the programs by name and by OSAP cost code; b) Describe how you determine how much loan aid to provide. UOIT has worked with a financial institution to We provide TNF/BET in any amount identified by the Ministry, for students a program for financial assistancein any level. We won’t know what those amounts are, or the students or programs that are affected, until later in the year, based on the Ministry download.