Common use of Revenue Experience Clause in Contracts

Revenue Experience. The revenue experience in the following table is presented before deduction for write-offs. Revenues from Finance Charge Receivables on both a billed and a cash basis will be affected by numerous factors, including the periodic finance charge on the Account Assets, the amount of any annual or membership fees, other fees paid by cardholders, and the percentage of cardholders who pay off their balances in full each month and do not incur periodic finance charges on purchases. Revenue Experience for the Accounts (unaudited) Three Months Ended March 31, 2023 Year Ended December 31, 2022 Year Ended December 31, 2021 Year Ended December 31, 2020

Revenue Experience. The revenue experience in the following table is presented before deduction for write-offs. Revenues from Finance Charge Receivables on both a billed and a cash basis will be affected by numerous factors, including the periodic finance charge on the Account Assets, the amount of any annual or membership fees, other fees paid by cardholders, and the percentage of cardholders who pay off their balances in full each month and do not incur periodic finance charges on purchases. Revenue Experience for the Accounts (unaudited) Three Nine Months Ended March 31September 30, 2023 2020 Year Ended December 31, 2022 2019 Year Ended December 31, 2021 2018 Year Ended December 31, 20202017

Revenue Experience. The revenue experience in the following table is presented before deduction for write-offs. Revenues from Finance Charge Receivables on both a billed and a cash basis will be affected by numerous factors, including the periodic finance charge on the Account Assets, the amount of any annual or membership fees, other fees paid by cardholders, and the percentage of cardholders who pay off their balances in full each month and do not incur periodic finance charges on purchases. Revenue Experience for the Accounts (unaudited) Three Six Months Ended March 31June 30, 2023 2020 Year Ended December 31, 2022 2019 Year Ended December 31, 2021 2018 Year Ended December 31, 20202017

Revenue Experience. The revenue experience in the following table is presented before deduction for write-offs. Revenues from Finance Charge Receivables on both a billed and a cash basis will be affected by numerous factors, including the periodic finance charge on the Account Assets, the amount of any annual or membership fees, other fees paid by cardholders, and the percentage of cardholders who pay off their balances in full each month and do not incur periodic finance charges on purchases. Revenue Experience for the Accounts (unaudited) Three Nine Months Ended March 31September 30, 2023 Year Ended December 31, 2022 Year Ended December 31, 2021 Year Ended December 31, 2020