Common use of Responsibilities of the Client Clause in Contracts

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  The Client should approach the financial planning advice with an open mind.  The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation. Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx County, State of Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth Management

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  • The Client should approach the financial planning advice with an open mind.  • The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  • The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation. Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management Mxxxxxxxnt shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx Clark County, State of Stxxx xf Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management Mxxxxxxxnt have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth Management

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  • The Client should approach the financial planning advice with an open mind.  • The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  • The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation. Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management Xxxxxxment shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx Clark County, State Xxxxx of Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management Xxxxxxment have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth Management

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  The Client should approach the financial planning advice with an open mind.  The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning an investing concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation.  The Client gives SWM permission to contact their other advisors (i.e., CPA, attorney, stock broker, insurance agent, etc.) to gather information and data that is necessary for SWM to provide its asset management services to the Client.  The Client agrees not to hold SWM liable for any act or failure to act with respect to investment advice given except in the absence of good faith, provided that this paragraph will not relieve SWM from any liability imposed by the Securities Act of 1933, the Employee Retirement Income Security Act of 1974, or other applicable law, which cannot be waived.  The Client retains responsibility for voting proxies on securities held in all Client accounts (including the accounts managed by SWM). The Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management The Client consents to electronic delivery of required disclosure documents and other communications by the SWM. Such consent will remain effective unless revoked by the Client. SWM will transmit information by email in text, PDF, Microsoft Word, or other formats that can be readily viewed, printed, and saved. The Client has provided SWM with one or more valid email addresses that SWM may use to communicate with the Client. The Client acknowledges that there may be costs associated with electronic delivery, such as computer equipment costs and on-line charges. The Client may revoke its consent to receive communications electronically at any time by notifying SWM. SWM shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx Los Angeles County, State of NevadaCalifornia. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada California shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth ManagementManagement By

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  The Client should approach the financial planning advice with an open mind.  The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning an investing concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation.  The Client gives SWM permission to contact their other advisors (i.e., CPA, attorney, stock broker, insurance agent, etc.) to gather information and data that is necessary for SWM to provide its asset management services to the Client.  The Client agrees not to hold SWM liable for any act or failure to act with respect to investment advice given except in the absence of good faith, provided that this paragraph will not relieve SWM from any liability imposed by the Securities Act of 1933, the Employee Retirement Income Security Act of 1974, or other applicable law, which cannot be waived.  The Client retains responsibility for voting proxies on securities held in all Client accounts (including the accounts managed by SWM). The Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management The Client consents to electronic delivery of required disclosure documents and other communications by the SWM. Such consent will remain effective unless revoked by the Client. SWM will transmit information by email in text, PDF, Microsoft Word, or other formats that can be readily viewed, printed, and saved. The Client has provided SWM with one or more valid email addresses that SWM may use to communicate with the Client. The Client acknowledges that there may be costs associated with electronic delivery, such as computer equipment costs and on-line charges. The Client may revoke its consent to receive communications electronically at any time by notifying SWM. SWM shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx County, State of Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth Management

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  The Client should approach the financial planning advice with an open mind.  The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning an investing concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation.  The Client gives SWM permission to contact their other advisors (i.e., CPA, attorney, stock broker, insurance agent, etc.) to gather information and data that is necessary for SWM to provide its asset management services to the Client.  The Client agrees not to hold SWM liable for any act or failure to act with respect to investment advice given except in the absence of good faith, provided that this paragraph will not relieve SWM from any liability imposed by the Securities Act of 1933, the Employee Retirement Income Security Act of 1974, or other applicable law, which cannot be waived.  The Client retains responsibility for voting proxies on securities held in all Client accounts (including the accounts managed by SWM). Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx County, State of Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth Management

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  • The Client should approach the financial planning advice with an open mind.  • The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  • The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation. Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management Wexxxx Xxnagement shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx Clark County, State of Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management Wexxxx Xxnagement have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth ManagementManagement By

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  The Client should approach the financial planning advice with an open mind.  The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation. Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management shall make no assignment of this agreement without the written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx Los Angeles County, State of NevadaCalifornia. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada California shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. To the extent the Client elects to receive asset management services in conjunction with or subsequent to receiving financial planning services, a conflict of interest exists because SWM has the potential to earn fees from such asset management services. Client is under no obligation to act upon SWM’s financial planning recommendations, and Client is under no obligation to effect any transactions through SWM. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth ManagementManagement By

Responsibilities of the Client.  The Client will make every effort to participate in the financial planning process. Ultimately, it is the Client’s responsibility to implement SWM’s recommendations and make their financial plan work in their life.  The Client should approach will fill out the financial planning advice questionnaire and mail it to SWM at least two weeks prior to the scheduled meeting date.  The Client should approach our financial planning meeting(s) with an open mind. This will help the Client to learn more during the financial planning process.  The Client is responsible to make sure that they understand what SWM is explaining to them. In other words, if SWM explains a financial planning concept to the Client, and the Client does not understand it, the Client should make sure to ask SWM to repeat the explanation in a way that makes sense to the Client.  The Client is responsible for disclosing all relevant facts and information that are necessary for SWM to provide accurate and comprehensive advice for the Client’s unique situation. Client confirms the receipt, prior to the signing of this agreement, of SWM’s privacy policy and Form ADV Part 2, which document further describes SWM’s services and qualifications. Sparrow Wealth Management shall make no assignment of this agreement without the prior written consent of the Client. This agreement represents the entire agreement of the parties with regard to the subject matter and supersedes any prior communications or agreements, oral or written. In the event that any dispute may arise by and between the parties, the cause of action shall be heard, litigated, tried and /or decided in Xxxxx County, State of Nevada. It is agreed by and between the parties hereto that should any dispute arise, the laws of the State of Nevada shall control, unless the federal securities laws shall otherwise apply. It is further agreed by and between the parties that the Client shall enjoy a five (5) day penalty free right of recission. SWM and the Client have read and understood the various provisions of this agreement as they set forth the services, fees and responsibilities to be rendered or accepted by each party. IN WITNESS WHEREOF, the Client and Sparrow Wealth Management have executed this agreement on this day of , 20 . & Signature of Client Signature of Client Sparrow Wealth Management