REPRESENTATIONS AND WARRANTIES OF THE ISSUER, FFCA ACQUISITION CORP. AND THE DEPOSITOR The Issuer, FFCA Acquisition Corp. and the Depositor hereby jointly and severally make the following representations and warranties to the Purchaser, as of the Closing Date, and as of each Transfer Date and Collateral Value Excess Date, and the Purchaser shall be deemed to have relied on such representations and warranties in making (or committing to make) purchases of Additional Note Principal Balances on each Transfer Date and Collateral Value Excess Date:
