Common use of Protect Your Access Credentials Clause in Contracts

Protect Your Access Credentials. Your Access Credentials are used to gain access to Digital Banking and must be kept confidential at all times. For your protection, we strongly recommend you change your Access Credentials regularly (at least every 60 days). It is recommended that you memorize your Access Credentials and do not write them down. You are responsible for keeping your Access Credentials, account numbers and other account data confidential. (For Business Customers, references to “your Access Credentials” include Access Credentials that are issued to or by your Authorized Users. Access Credentials issued to your Authorized Users belong to you, and their use and confidentiality are your responsibility.) If you have a consumer account that has been linked to a Business Online Banking profile, we may but have no duty to require you to enter Access Credentials for Business Online Banking plus separate Access Credentials (e.g., for Consumer Online Banking) before granting access to your consumer account in the Business Online Banking Channel. Note: some software may store Access Credentials to facilitate the future access to websites or mobile applications. For security reasons, you agree to disable those features. You may, however, store data required by biometric identification systems (e.g., fingerprint or facial recognition) that may be supported by our Digital Banking service. You warrant that you have not and will not (1) use any software, computer or Mobile Device whose security features have been modified or disabled (including using any “jail broken” mobile device), or (2) use any disposable mobile device (e.g., “burner phone”). Such use can cause security and other problems, and you agree to indemnify and hold us harmless from any damage or loss suffered by us, you or any third person that results from such use. If you use a third-party service to access Digital Banking on your behalf (e.g., a third-party aggregation service for downloading account data), and for which you share your Access Credentials, that third-party service shall be your agent (not ours). You and your agent shall be solely responsible for, and you shall indemnify and hold us harmless from, all use, misuse, loss or disclosure of your Access Credentials or personal data, and any transactions by that service, its employees or subagents or unauthorized persons.