Personal Liability Coverage. We will pay those damages which an insured becomes legally obligated to pay because of bodily injury or property damage resulting from an occurrence. At our expense and with attorneys of our choice, we will defend an insured against any suit seeking damages covered by this Personal Liability Coverage. Our obligation to defend a suit seeking covered damages ends once we have paid the applicable limit of insurance. We may investigate and settle any claim or suit seeking damages as we deem appropriate. Medical Payments To Others We will pay reasonable medical expenses for necessary medical services furnished to a covered person for treatment of bodily injury, which are provided within 3 years from the date of an occurrence. A reasonable medical expense means the usual and customary expense for the necessary medical services. Necessary medical services are limited to necessary medical, surgical, dental, x- ray, ambulance, hospital, professional nursing and funeral services. Necessary medical services do not include treatment, services, products or procedures that are experimental in nature, or not commonly and customarily recognized throughout the medical profession and within the United States as appropriate for the treatment of bodily injury. Covered person means:
Personal Liability Coverage. In consideration of the premium stated in the Declarations Page, and subject to the items, provisions, and conditions thereof: Unless stated on the Declarations Page, it is understood and agreed:
Personal Liability Coverage. TABLE OF CONTENTS Agreement 1 Definitions 2 Principal Personal Liability Coverages Coverage L -- Liability 3 Coverage M -- Medical Payments To Others 3 Incidental Personal Liability Coverages 3 Exclusions That Apply To Coverages L and M 5 Additional Exclusions That Apply Only To Coverage L 6 Additional Exclusions That Apply Only To Coverage M 6 What You Must Do In Case Of Loss 6 How Much We Pay For Loss or Claim 7 Payment of Loss or Claim 7 Conditions 7 Additional Policy Conditions -- These are shown on a separate form. Endorsements may also apply. They are identified on the Declarations page. Refer to the Definitions for words that have special meanings. These words are shown in "bold type".
Personal Liability Coverage. Your liability coverage covers damages for which you are legally responsible. We will pay up to the amount shown for each occurrence for bodily injury, property damage, or personal injury. Coverage Limit $2,000,000 Applicable Deductibles The deductible for each liability loss is as per selected Coverage Option. VOLUNTARY MEDICAL PAYMENTS Your voluntary medical payment coverage covers any reasonable expenses arising out of unintentional injury to a third party by you as described in the policy. The maximum amount we will pay for each person in respect of one accident or occurrence is CAD 1,000 VOLUNTARY PAYMENT FOR DAMAGE TO PROPERTY We will pay for unintentional direct damage you caused to property of others even though you are not legally liable as described in the policy. Subject to a maximum amount of $500 per occurrence, we will pay whichever is the lower amount of what it would cost to repair or replace the property with materials of similar quality at the time of loss. THIS POLICY CONTAINS A CLAUSE WHICH MAY LIMIT THE AMOUNT PAYABLE. The beneficiary is requested to read this document, and if incorrect, return it immediately for alteration. In the event of an occurrence likely to result in a claim under this Insurance, immediate notice should be given tothe Intermediary designated above.
Personal Liability Coverage. Your liability coverage covers damages for which you are legally responsible. We will pay up to the amount shown for each occurrence for bodily injury, property damage, or personal injury. Coverage Limit $2,000,000 Applicable Deductibles The deductible for each liability loss is as per selected Coverage Option. VOLUNTARY MEDICAL PAYMENTS: Your voluntary medical payment coverage covers any reasonable expenses arising out of unintentional injury to a third party by you as described in the policy. The maximum amount we will pay for each person in respect of one accident or occurrence is CAD $10,000. VOLUNTARY PAYMENT FOR DAMAGE TO PROPERTY: We will pay for unintentional direct damage you caused to property of others even though you are not legally liable as described in the policy. Subject to a maximum amount of $1,000 per occurrence, we will pay whichever is the lower amount of what it would cost to repair or replace the property with materials of similar quality at the time of loss. THIS POLICY CONTAINS A CLAUSE WHICH MAY LIMIT THE AMOUNT PAYABLE. The beneficiary is requested to read this document, and if incorrect, return it immediately for alteration. In the event of an occurrence likely to result in a claim under this Insurance, immediate notice should be given to the Intermediary designated above. This document is issued to provide a summary of the coverage only. It does not constitute a legal contract of insurance. The declarations page, wordings and applicable endorsements form the entire contract. This summary of coverage is furnished in accordance with, and in all respects is subject to the terms, conditions, limitations and exclusions of the group policy. THIS POLICY CONTAINS A CLAUSE WHICH MAY LIMIT THE AMOUNT PAYABLE. The beneficiary is requested to read this document, and if incorrect, return it immediately for alteration. In the event of an occurrence likely to result in a claim under this Insurance, immediate notice should be given to the Intermediary designated above. This document is issued to provide a summary of the coverage only. It does not constitute a legal contract of insurance. The declarations page, wordings and applicable endorsements form the entire contract. This summary of coverage is furnished in accordance with, and in all respects is subject to the terms, conditions, limitations and exclusions of the group policy.
Personal Liability Coverage. We will pay those damages which an insured becomes legally obligated to pay because of bodily injury or property damage resulting from an occurrence. At our expense and with attorneys of our choice, we will defend an insured against any suit seeking damages covered by this Personal Liability Coverage. Our obligation to defend a suit seeking covered damages ends once we have paid the applicable limit of insurance. We may investigate and settle any claim or suit seeking damages as we deem appropriate. Medical Payments To Others SAMPLE POLICY We will pay reasonable medical expenses for necessary medical services furnished to a covered person for treatment of bodily injury, which are provided within 3 years from the date of an occurrence. A reasonable medical expense means the usual and customary expense for the necessary medical services. Necessary medical services are limited to necessary medical, surgical, dental, x- ray, ambulance, hospital, professional nursing and funeral services. Necessary medical services do not include treatment, services, products or procedures that are experimental in nature, or not commonly and customarily recognized throughout the medical profession and within the United States as appropriate for the treatment of bodily injury. Covered person means:
Personal Liability Coverage. Your liability coverage covers damages for which you are legally responsible. We will pay up to the amount shown for each occurrence for bodily injury, property damage, or personal injury. Coverage Limit $2,000,000 Applicable Deductibles The deductible for each liability loss is as per selected Coverage Option.
Personal Liability Coverage. Agreement We will provide insurance described in this policy section in return for the premium and compliance with all applicable provisions of this policy. In any country where the Insurer may be prevented by law or otherwise from carrying out this agreement, the Insurer shall pay any expenses incurred with its written consent in accordance with this agreement.
Personal Liability Coverage. Your liability coverage covers damages for which you are legally responsible. We will pay up to the amount shown for each occurrence for bodily injury, property damage, or personal injury. Coverage Limit As per selected Coverage Option. Applicable Deductibles The deductible for each liability loss is CAD 2,500 VOLUNTARY MEDICAL PAYMENTS Your voluntary medical payment coverage covers any reasonable expenses arising out of unintentional injury to a third party by you as described in the policy. The maximum amount we will pay for each person in respect of one accident or occurrence is CAD 1,000
