Common use of Person to Person Transfers Clause in Contracts

Person to Person Transfers. With your Account, you have access to a person to person transfer service (“P to P Transfers”) via the “Friends” feature in the App (“Service”). Use of the Service allows you to send money to other Oxygen members as well as receive money from other Members. You may send money to another Member by providing the intended recipient's email address, or mobile phone number, and the P to P Transfer dollar amount you would like to send. The P to P Transfer will be credited to the Account associated with the recipient’s email address or mobile phone number. Approved P to P Transfers are automatically debited from the sending Member's Account and will be credited to the recipient Member's Account within seconds of the request being made. There is also an option of the “Friends” feature, “OGift,” which allows multiple Oxygen Members to send money to a singular Oxygen Member. When using the Service to send an OGift, the multiple senders will all need to provide approval prior to the request for the P to P Transfer being made. Each sender will also have the ability to edit the P to P Transfer prior to the request being made. In the event that one of the senders edits the proposed P to P Transfer, every other sender will again have to approve the P to P Transfer before the request is considered made. If the OGift is set for a future date and time, the request will be considered made upon the stipulated date and time for all participating senders. There are no fees associated with the use of the Service. However, message and data rates may apply to the use of the mobile device when using the Service.

Person to Person Transfers. With your Account, you have access to a person to person transfer service (“P to P Transfers”) via the “Friends” feature in the App mobile application (“Service”). Use of the Service allows you to send money to other Oxygen members as well as receive money from other Members. You may send money to another Member by providing the intended recipient's email address, or mobile phone number, and the P to P Transfer dollar amount you would like to send. The P to P Transfer will be credited to the Account associated with the recipient’s email address or mobile phone number. Approved P to P Transfers are automatically debited from the sending Member's Account and will be credited to the recipient Member's Account within seconds of the request being made. There is also an option of the “Friends” feature, “OGift,” which allows multiple Oxygen Members to send money to a singular Oxygen Member. When using the Service to send an OGift, the multiple senders will all need to provide approval prior to the request for the P to P Transfer being made. Each sender will also have the ability to edit the P to P Transfer prior to the request being made. In the event that one of the senders edits the proposed P to P Transfer, every other sender will again have to approve the P to P Transfer before the request is considered made. If the OGift is set for a future date and time, the request will be considered made upon the stipulated date and time for all participating senders. There are no fees associated with the use of the Service. However, message and data rates may apply to the use of the mobile device when using the Service.