Partial Absence Clause Samples

Partial Absence. Both fulltime and part-time absence count in the calculation of 4 months of incapacity for work in subclause 1.

Partial Absence. If, following injury or sickness an insured person is required to reduce their working hours for their usual occupation on the recommendation of a general medical practitioner, the insurer will pay the benefit shown in the schedule, reduced proportionately in line with the insured person’s part time hours or reduced duties. Provided that if, as a result of the same injury or sickness, the insured person suffers temporary total disablement, this will all be treated as one claim and will be subject to one benefit period. The insurance provided by this clause excludes and does not cover any absence beyond the maximum benefit period as stated in the schedule. If any period of temporary total disablement follows such partial absence, the combined benefit period of partial absence and temporary total disablement shall not exceed the maximum benefit period for temporary total disablement.