Common use of Opportunity To Consult With Independent Advisors Clause in Contracts

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the Executive’s right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxx, §000X of the Code, §409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s right to these benefits; benefits and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 9.14. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive Director acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the ExecutiveDirector’s right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive Director acknowledges and agrees shall be the sole responsibility of the Executive Director notwithstanding any other term or provision of this Agreement. The Executive Director further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive Director and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this is paragraph. The Executive Director further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he he/she has been afforded the opportunity to consult with independent advisors of his his/her choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him him/her under the terms of this Agreement and the: the (ia) terms and conditions which may affect the Executive’s right to these benefits; , and (iib) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 9.13. The Executive further acknowledges that he he/she has read, understands and consents to all of the terms and conditions of this Agreement, and that he he/she enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and legal counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms tetras and conditions which may affect the Executive’s right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term tetra or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and legal counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the Executive’s 's right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he or she has been afforded the opportunity to consult with independent advisors of his or her choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him or her under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 10.19. The Executive further acknowledges that he or she has read, understands and consents to all of the terms and conditions of this Agreement, and that he or she enters into this Agreement with a full understanding of its terms and conditions.. PLUMAS BANK

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and legal counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the Executive’s 's right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X of the Code, §409A Section 280G of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 10.19. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.. PLUMAS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and legal counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the Executive’s right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he or she has been afforded the opportunity to consult with independent advisors of his or her choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him or her under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 10.19. The Executive further acknowledges that he or she has read, understands and consents to all of the terms and conditions of this Agreement, and that he or she enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 9.14. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.. THE LXXXX NATIONAL BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s right to these benefits; benefits and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of except as otherwise provided in this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 8.14. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the Executive’s right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank Company shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank Company related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive Employee acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s Employee's right to these benefits; benefits and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive instances, Employee acknowledges and agrees shall be the sole responsibility of the Executive Employee notwithstanding any other term or provision of this Agreement. The Executive Employee further acknowledges and agrees that the Bank Employer shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive Employee and further specifically waives any right for himself or herselfEmployee, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor agents successors and assign assigns to claim or assert liability on the part of the Bank Employer related to the matters described above in this paragraphParagraph 27. The Executive Employee further acknowledges and agrees that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive Employee acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (iI) terms and conditions which may affect the Executive’s Employee's right to these benefits; benefits and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive instances, Employee acknowledges and agrees shall be the sole responsibility of the Executive Employee notwithstanding any other term or provision of this Agreement. The Executive Employee further acknowledges and agrees that the Bank Employer shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive Employee and further specifically waives any right for himself or herselfEmployee, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor agents successors and assign assigns to claim or assert liability on the part of the Bank Employer related to the matters described above in this paragraphParagraph 26. The Executive Employee further acknowledges and agrees that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: ; (i) terms and conditions which may affect the Executive’s 's right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Sections 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive Employee acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s Employee's right to these benefits; benefits and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive instances, Employee acknowledges and agrees shall be the sole responsibility of the Executive Employee notwithstanding any other term or provision of this Agreement. The Executive Employee further acknowledges and agrees that the Bank Employer shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive Employee and further specifically waives any right for himself or herselfEmployee, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor agents successors and assign assigns to claim or assert liability on the part of the Bank Employer related to the matters described above in this paragraphParagraph 23. The Executive Employee further acknowledges and agrees that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and legal counsel regarding both the benefits granted to him under the terms of this Agreement Plan and the: (i) terms and conditions which may affect the Executive’s 's right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this AgreementPlan. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this AgreementPlan, and that he enters into this Agreement Plan with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herselfhereof, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 9.14. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he or she has been afforded the opportunity to consult with independent advisors of his or her choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him or her under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 10.14. The Executive further acknowledges that he or she has read, understands and consents to all of the terms and conditions of this Agreement, and that he or she enters into this Agreement with a full understanding of its terms and conditions.. WashingtonFirst Bank Supplemental Executive Retirement Agreement

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: (i) terms and conditions which may affect the Executive’s 's right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank Employer shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank Employer related to the matters described above in this paragraph. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive Participant acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and legal counsel regarding both the benefits granted to him under the terms of this Agreement Plan and the: (i) terms and conditions which may affect the ExecutiveParticipant’s right to these benefits; and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive Participant acknowledges and agrees shall be the sole responsibility of the Executive Participant notwithstanding any other term or provision of this AgreementPlan. The Executive Participant further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive Participant and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representative, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraph. The Executive Participant further acknowledges that he has read, understands and consents to all of the terms and conditions of this AgreementPlan, and that he enters into this Agreement Plan with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits (i)benefits granted to him under the terms provisions of this Agreement and the: Agreement, (iii) terms and conditions which may affect the Executive’s 's right to these benefits; and (ii, and(iii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §409A of the Code and guidance or regulations thereunder, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank Employer shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself the Executive, his Surviving Spouse or herselfBeneficiary, and any other of his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor successors, and assign assigns, to claim or assert liability on the part of the Bank Employer related to the matters described above in this paragraphsubparagraph 11.1(b). The Executive further acknowledges and agrees that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he or she has been afforded the opportunity to consult with independent advisors of his or her choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him or her under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 9.14. The Executive further acknowledges that he or she has read, understands and consents to all of the terms and conditions of this Agreement, and that he or she enters into this Agreement with a full understanding of its terms and conditions.. WashingtonFirst Bank Supplemental Executive Retirement Agreement

Opportunity To Consult With Independent Advisors. The Executive acknowledges that he has been afforded the opportunity to consult with independent advisors of his choosing including, without limitation, accountants or tax advisors and counsel regarding both the benefits granted to him under the terms of this Agreement and the: the (i) terms and conditions which may affect the Executive’s 's right to these benefits; , and (ii) personal tax effects of such benefits including, without limitation, the effects of any fxxxxxx xx xxxxx xxxxxfederal or state taxes, §000X Section 280G of the Code, §Section 409A of the Code and guidance or regulations thereunderCode, and any other taxes, costs, expenses or liabilities whatsoever related to such benefits, which in any of the foregoing instances the Executive acknowledges and agrees shall be the sole responsibility of the Executive notwithstanding any other term or provision of this Agreement. The Executive further acknowledges and agrees that the Bank shall have no liability whatsoever related to any such personal tax effects or other personal costs, expenses, or liabilities applicable to the Executive and further specifically waives any right for himself or herself, and his or her heirs, beneficiaries, legal representativerepresentatives, agents, successor and assign to claim or assert liability on the part of the Bank related to the matters described above in this paragraphSection 10.18. The Executive further acknowledges that he has read, understands and consents to all of the terms and conditions of this Agreement, and that he enters into this Agreement with a full understanding of its terms and conditions.