Common use of No Coverage Clause in Contracts

No Coverage. o Coverage terminates for claims incurred after termination (as of the last date of the pay period) without continued participation by payment of employee premiums under extended medical coverage under DWHB or by electing normal COBRA benefits. DENTAL BENEFITS --------------- Normal COBRA Benefits --------------------- o Dental coverage my only be continued by electing COBRA continuation coverage for dental benefits no more than 60 days after termination of employment. Enrollment will be in the same dental plan which you were enrolled just prior to separation from RFETS. The effective date of COBRA continuation coverage will be the date following the last pay period after separation (which is the date that insurance coverage as an active employee terminates). o The separated employee pays the full COBRA rate for dental coverage monthly by personal check. Employees will be sent invoices by Mutual of Omaha, (Note: full, monthly premium payment will be required rather than a pro-rata amount for mid-month effective dates). Up to 18 months coverage is available as long as premium payments continue to be made to Mutual of Omaha. o If coverage is not elected within 60 days after termination of employment and/or premiums are not received by their due dates, coverage will terminate effective at the end of the last premiums payment period and cannot later be reinstated. o When continuing dental coverage through COBRA, you may add or delete dependents only upon the occurrence of a "qualifying event." Further information about COBRA is contained in the RFETS Summary Plan Descriptions. o COBRA rates are reviewed and revised each calendar year.