Common use of Member Liability Clause in Contracts

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941:

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority, or, if you believe that an electronic fund transfer has been made without your permission, using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditprotection plans). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. : • If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your Card or code without your permission. • If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card or access code, and we can prove we could have stopped someone from using your Card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, access code, or other means tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1in AZ (000) 000-8770000 in TX 0 (000) 000-829-1616 0000 toll free or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxxto: TruWest Credit Union, TX 75941Attn: Settlement PO Box 3489 Scottsdale, AZ 85271 You should also call the number or write the address listed above, if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditoverdraft). If a transaction was made with your card or card number without your permission and was either a Mastercard or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed or electronically sent to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 Monday - Friday from 9 a.m. - 4 p.m. or 1write to: New York University Federal Credit Union 000 Xxxxxxxx, Xxxxx 000 New York, NY 10003 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a trans- action was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, includ- ing if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 or 1-877-829-1616 write to: USX Federal Credit Union Attn: EFT Department 0000 Xxxx- xxx Xxxx, Xxxxxxxxx Xxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else other persons to use an any EFT service, your service ATM Card or VISA Debit Card or your access code, code you are responsible for any transactions they authorize or conduct on any of your accounts. You are also responsible for all EFT payments to recipients using recipient information generated by you, even if that recipient turns out to be a fraudster or different than the intended recipient. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritystolen. Telephoning Contacting us immediately is the best way of keeping your possible losses down. You could lose be responsible for all the money in your account (plus your maximum overdraft line of creditcredit unless protected by law). If a transaction was made with your card or card number without your authorization, and it was a Visa® transaction, you will have no or only a certain amount of liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card, your . Your liability for an unauthorized transaction is use of your card or account will be determined as followsunder the following paragraphs for transactions that are not Visa transactions, for transactions at ATMs, or if you were grossly negligent in the handling of your account or card. If you tell us within two (2) business days days, you can lose be responsible for no more than $50 if someone used your Card card without your permissionauthorization. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told uscard or PIN, you could lose be responsible for as much as $500.00500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) 60 days after the statement was mailed made available to you, you may not get back any money lost that was taken from you after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time60 days. If a good reason (such as an unexpected circumstance or a hospital stay) kept you from telling us, we will may extend the time periods. If you believe Use of peer-to-peer mobile payment apps is governed by the providers’ terms and conditions and are only available for payments to known individuals, such as your Card has been lost share of the dinner bill. These apps are not available for the payment of goods or stolen services. You are responsible for all EFT payments to recipients using recipient information generated by you, even if that recipient turns out to be a fraudster or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941different than the intended recipient.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission. Or, if you believe that an electronic fund transfer has been made without your permission, using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditprotection plans). no liability You are not liable for the an unauthorized Visa debit card transaction unless that was not conducted at an ATM if you were grossly negligent can demonstrate that you exercised reasonable care in protecting your Card from loss or theft, you have not reported two or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized Visa debit card transaction that was not conducted at an ATM will be no more than $50. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. : • If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card or code without your permission. • If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardCard or code, and we can prove that we could have stopped someone from using your Card or code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code, or other means tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1in AZ (000) 000-8770000 in TX 0 (000) 000-829-1616 0000 toll free or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxxto: TruWest Credit Union, TX 75941Attn: Member Services XX Xxx 0000 Xxxxxxxxxx, XX 00000 You should also call the number or write the address listed above, if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission. Or, if you believe that an electronic fund transfer has been made without your permission, using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditprotection plans). no liability You are not liable for the an unauthorized Visa debit card transaction unless that was not conducted at an ATM if you were grossly negligent can demonstrate that you exercised reasonable care in protecting your Card from loss or theft, you have not reported two or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized Visa debit card transaction that was not conducted at an ATM will be no more than $50. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. : • If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card or code without your permission. • If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardCard or code, and we can prove that we could have stopped someone from using your Card or code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code, or other means tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1in AZ (000) 000-8770000 in TX 0 (000) 000-829-1616 0000 toll free or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxxto: TruWest Credit Union, TX 75941Attn: Member Services XX Xxx 0000 Xxxxxxxxxx, XX 00000 You should also call the number or write the address listed above, if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of- credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permissionstolen, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941:

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line line-of credit). no liability You are not liable for an unauthorized MasterCard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 000.000.0000 or 1-877-829-1616 write to: Light Commerce Credit Union P O Box 670494 Houston, TX 77267 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check or draft. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission, and was either a VISA® or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss of your card or access code, you can lose no more than $50 50.00 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 000.000.0000 800.451.6315 or 1-877-829-1616 write to: School Employees Lorain County Credit Union, Inc. 000 Xxxxxxxx Xxxx Elyria, OH 44035 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check or draft without your permission.

Member Liability. You are responsible for all transfers you authorize using EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an your EFT serviceservices, your Card access device or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if If you believe your card has been lost or stolen or if you believe someone anyone has used your Card EFT services, access device or access code or otherwise and accessed your accounts without your authority, contact us at once. Telephoning is the best way of keeping your possible losses down. You could lose all the money in For Visa debit card transactions, if you notify us of your account (plus your maximum overdraft line of credit). no liability lost or stolen card you will not be liable for the transaction unless any losses provided you were grossly not negligent in or fraudulent regarding your card or transactions. For all other circumstances and transactions, the handling of your account card, your liability for an unauthorized transaction is determined as follows. following limits will apply: If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardaccess device or access code, you will lose no more than $50 if someone used your access device or access code without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your access device or access code, and we can prove we could have stopped someone from using your Card access device or access code without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from making taking the transfers money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card access device or access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permissionpermission or if you experience issues involving mobile/online banking, callkiosk banking or any other EFT services contact OCCU as follows: (000) 000800.365.1111(toll free); or write: Oregon Community Credit Union Attn: Fraud Department XX Xxx 00000 Xxxxxxxxxxx, XX 00000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 000-000-0000 (lost/stolen) or 1-877-829-1616 write to: Members Choice WV Federal Credit Union 000 Xxxx Xxx Xxxxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were fraudulent or negligent in the handling of your account or card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account cardor card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: Ardent Federal Credit Union X.X. Xxx 0000 Xxxxxxxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 10-877000-829000-1616 0000 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 (lost/stolen) or 1write to: Encentus Federal Credit Union 0000 X. Xxxxx Ave. Tulsa, OK 74104 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: Cornerstone Community Federal Credit Union X.X. Xxx 000 Xxxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 (lost/stolen) or 1write to: White River Credit Union 00 Xxxxx Xxxx Xxxxxx Xxxxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed or delivered to youyou at the appropriate address in the Credit Union’s records, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 or 1write to: Wellness Federal Credit Union 00 Xxx Xxxx Xxx Hartford, CT 06114 Fax: 000-877000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission, and was either a MasterCard or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM/ITM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, callcall 518-382–0605 or 866- SUNMARK (866-786-6275) or write to: (000) 000Member Solution Center Sunmark Credit Union PO Box 16370 Albany, NY 12212-0000 or 1-877-829-1616 6370 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, callCall: (000) 000-000.000.0000 or 800.762.3543 Email: XxxxxxXxxxxxxx@XxxxxXxxxXX.xxx Write to: Space City Credit Union 0000 or 1-877-829-1616 Xxxxxxxxxx Xxxx. Houston, TX 77003 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are solely responsible for all transfers you authorize using any Services under this Agreement. If you permit other persons to use your Password or access code and initiate transactions with this Service, you are responsible for any transactions they authorize or conduct on any of your Accounts. For EFT transactions on a consumer deposit account, under this Agreement, you are responsible for all EFT transactions you authorizeauthorize using Digital Banking (Online Banking, Mobile Banking, Bill Pay, and any other Electronic Service). For consumer accounts, transactions by family members or friends that you allow on your Account are authorized by you. If you permit someone else other persons to use an EFT service, your Card or your access codePassword, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, you must notify us AT ONCE immediately if you believe your card has been lost or stolen or if you believe someone anyone has used your Card or access code or otherwise Password and accessed your accounts without your authorityauthorization. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless For EFT transactions, if you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell notify us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell notify us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or Password, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. Also, if If your statement shows transfers EFT transactions that you did not make, tell notify us at onceimmediately. If you do not tell notify us within sixty (60) days after the statement was mailed or electronically delivered to you, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss if we can prove that we could have stopped someone from making the transfers if you had told us in timeunauthorized EFT transactions. If a good reason (such as a hospital stay) kept you from telling notifying us, we will may extend the time periodsperiod. If you believe your Card Password has been lost or stolen or that someone has transferred or may transfer money funds from your account without your permission, callcontact us immediately by one of the following: Telephone: (541) 672-900 or (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941In person at one of the Cascade Community Federal Credit Union branches.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible re- sponsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card Card has been lost or stolen or if you believe someone some- one has used your Card or access code or otherwise accessed your accounts without your authorityauthority or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum maxi- mum overdraft line of credit). If a transaction was made with your Card or Card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your ac- count or Card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account cardor Card, your liability for an unauthorized unautho- rized transaction is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost lost, after the sixty (60) days days, if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will may extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without with- out your permission, call: (000) 000-0000 (000) 000-0000 (After Normal Business Hours) for Debit Card Fax: (000) 000-0000 or 1-877-829-1616 write to: Central Maine Credit Union PO Box 1746 Lewiston, ME 04241 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 (lost/stolen) or 1write to: American Heritage Federal Credit Union Attn: EFS Department 0000 Xxx Xxxx Xxxx Xxxxxxxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 Transfund After Hours or 1write to: Allegiance Credit Union XX Xxx 00000 Xxxxxxxx Xxxx, XX 00000-8770000 Fax: (000) 000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts account without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditline-of-credit or overdraft privilege service). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at once. access code, or other means, TELL US AT ONCE If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: CommonWealth Central Credit Union PO Box 641690 San Jose, CA 00000-8770000 Fax: (000) 000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941:

Member Liability. You are responsible for all transfers you authorize using your EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an EFT service, your Card or your card, access code, or Online Banking service, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card account, card or access code or otherwise and accessed your accounts account without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in For VISA Debit Card purchase transactions, if you notify us immediately of your account (plus your maximum overdraft line of credit). no liability lost or stolen card you will not be liable for the transaction unless any losses, provided you were not grossly negligent or fraudulent in handling your VISA Debit Card and you provide us with a written statement regarding your unauthorized VISA Debit Card claim, otherwise the handling of your account cardliability limits set forth below may apply. For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or EFT service, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. Your liability for unauthorized loan transactions through an EFT service will not exceed $50, provided you were not grossly negligent or fraudulent in handling your card. Also, if your statement shows EFT transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Debit Card or access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 000.000.0000/ 000.000.0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxxwrite: Card Services | Point West Credit Union XX Xxx 00000 | Xxxxxxxx, TX 75941XX 00000.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. Visa. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. : If you tell us within two (2) business days you your can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also if your statement shows transfers that you did not make including those made by card, access code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us we will extend he time periods. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows: If you tell us within two (2) business days, you can lose no more than $50.00 if someone used your card or access code without your permission. If you DO NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has card or access code had been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941:

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible re- sponsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card Card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authorityauthority or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account ac- count (plus your maximum overdraft line of credit). If a transaction was made with your Card or Card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negli- gent in the handling of your account or Card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account cardor Card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost lost, after the sixty (60) days days, if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will may extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 (000) 000-0000 (After Normal Business Hours) for Debit Card Fax: (000) 000-0000 or 1write to: Central Maine Credit Union PO Box 1746 Lewiston, ME 04241-877-829-1616 1746 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permis- sion.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-000.000.0000 or write to: Achieve Financial Credit Union XX Xxx 0000 or 1-877-829-1616 Xxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code/PIN, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell You agree to notify us AT ONCE immediately if you believe your card has been lost or stolen or if you believe someone has used your Card card or access code code/PIN or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping , or if you believe an electronic fund transfer has been made without your possible losses downpermission using information from your check. You could lose all are not liable for an unauthorized Visa debit card transaction not conducted at an ATM if you can demonstrate you exercised reasonable care in protecting your card from loss or theft, if you have not reported two (2) or more incidents of unauthorized use in the money in past 12 months, and if your account (plus your maximum overdraft line of credit)is in good standing. no liability for the transaction unless you were grossly negligent in the handling of your account card, Otherwise your liability for an unauthorized VISA Debit card transaction not conducted at an ATM will be no more than $50.00. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. : If you tell us within two (2) business days days, you can lose no more than $50 50.00 if someone used your Card card or code/PIN without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Card, card or code/PIN and we can prove we could have stopped someone from using your Card card or code/PIN without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, code/PIN or other means, tell us at onceimmediately. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941sixty

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accountsaccount. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission, and was either a VISA or Interlink transactions, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. follows If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.004500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, us we will extend the time periodsperiod. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000t: 000.000.0000 f: 000.000.0000 xxx.xxxxxxxxx.xxx or write: Xxxxxx-0000 or 1Xxxxx City Federal Credit Union 00 X Xxxxxx Xxxxxx Xxxxxx-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. XxxxxxXxxxx, TX 75941PA 18711

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accountsacc ounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card numb er without your permission, If a transaction was made with your card or card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent or have engaged in fraud in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were negligent or have engaged in fraud, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. AlsoTELL US AT ONCE, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as i.e. a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that stolen, someone has transferred or may transfer money from your account without your permission, call: a transfer has been made using the information from your check without your permission, fax to (000) 000-0000 or 1call: (000)-000-877-829-1616 0000 for Visa Debit Card or write to Templeto: 360 Federal Credit Union (000) 000-Inland FCU 000 X. 0000 for all others 191 Xxxx Xxxxxx Xx. XxxxxxTurnpike/P.O. Box 273 (000) 000-0000 for all others Windsor Locks, TX 75941CT 06096

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission. Or, if you believe that an electronic fund transfer has been made without your permission, using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditprotection plans). no liability You are not liable for the an unauthorized Visa debit card transaction unless that was not conducted at an ATM if you were grossly negligent can demonstrate that you exercised reasonable care in protecting your Card from loss or theft, you have not reported two or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized Visa debit card transaction that was not conducted at an ATM will be no more than $50. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. : • If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card or code without your permission. • If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardCard or code, and we can prove that we could have stopped someone from using your Card or code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code, or other means tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1in AZ (000) 000-8770000 in TX 1 (855) 878-829-1616 9378 toll free or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxxto: TruWest Credit Union, TX 75941Attn: Member Services XX Xxx 0000 Xxxxxxxxxx, XX 00000 You should also call the number or write the address listed above, if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/ or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability You are not liable for the an unauthorized MasterCard debit card transaction unless that was not conducted at an ATM if you were grossly negligent can demonstrate that you exercised reasonable care in protecting your card from loss or theft, you have not reported two (2) or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized MasterCard debit card transaction that was not conducted at an ATM will be no more than $50.00. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 50.00 if someone used your Card card or code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard or code, and we can prove that we could have stopped someone from using your Card card or code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1Or write to: CrossRoads Community Federal Credit Union 0000 Xxxxxxx Xxxxxx Cheektowaga, NY 14227 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line Line of creditCredit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000.0000 or write to: Motion Federal Credit Union 000 X. Xxxx Ave Linden, NJ 07036 Fax: (000-0000 or 1-877-829-1616 ) 000.0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authorityauthority or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability You are liable for an unauthorized MasterCard® debit card transaction is determined as follows. If that was not conducted at an ATM if you tell us within can demonstrate that you exercised reasonable care in protecting your card or access code from loss or theft, if you have not reported two (2) business days you can lose no or more than $50 if someone used your Card without your permission. If you do not tell incidents of unauthorized use to us within two in the past twelve (212) business days after you learn of the loss or theft of your Cardmonths, and we can prove we could have stopped someone from using if your Card without your permission if you had told usaccount is in good standing. For all other unauthorized use of a card or an access device, including ATM transactions, you could lose as much as may be liable up to $500.0050.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000000)000-0000 or 1(000)000-8770000 (lost/stolen) Or write to: Tewksbury Federal Credit Union 000 Xxxx Xxxxxx Tewksbury MA 01876 Fax: (000)000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 0-000-000-0000 or 1write to: Eastex Federal Credit Union 000 XX 000 XX Xxx 000 Xxxxxxx, XX 00000 Fax: 000-877000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 write to: Sunlight Federal Credit Union XX Xxx 000 Xxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission. Telephoning us is the best way of keeping minimizing your possible losses downlosses. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your CardCard and/or access code you will not be liable. If you do NOT tell us within 2 business days after you learn of the loss or theft of your card and/or code, and we can prove we could have stopped someone from using your Card card and/or code without your permission if you had told us, you could lose as much as be liable for up to $500.00500. Additional Limit on Liability for VISA Check Card: Unless you have been grossly negligent or have engaged in fraud, you will not be liable for any unauthorized transactions using your lost or stolen VISA Check Card. This additional limit on liability does not apply to ATM transactions, to transactions using your Personal Identification Number which are not processed by VISA, or to commercial cards. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) 60 calendar days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) 60 calendar days if we can prove that we could have stopped someone from making taking the transfers money if you had told us in time. This does not apply to unauthorized use of a VISA debit card, an ATM card or other access device. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will may extend the time periods. If you believe your Card card and/or code has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 call or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941us at the telephone number or address listed in this Agreement or on your statement.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-000.000.0000 ATM Card 800.528.2273 Visa Check Card Fax: 000.000.0000 or write to: U.S. Eagle Federal Credit Union 0000 or 1-877-829-1616 Xxxxx Xx, NE Albuquerque, NM 87103 XX Xxx 000 Xxxxxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions transfers you authorizeauthorize under this Agreement. If you permit someone else other persons to use an EFT service, your Card or your access codeuser ID and password, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card user ID and password or access code or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account cardFor CUe-Branch transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than fifty dollars ($50 50.00) if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or user ID and password, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as five hundred dollars ($500.00). Also, if your statement shows CUe-Branch transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss if we can prove that we could have stopped someone from making the transfers if you had told us in timeunauthorized transactions. If a good reason (such as a long trip or hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has used your user ID and password or has transferred or may transfer money from your account without your permission, call: call us at (000) 000-0000 0000. Immediately change your password if you think it has been compromised. Business Days Our business days are Monday through Friday, excluding holidays. Fees and Charges Currently there are no fees to use CUe-Branch as long as you receive your Credit Union statements electronically (CUe-statements). If you choose to receive paper statements, then there is a $2 per month charge for CUe-Branch. All standard fees (NSF, Stop Payment, etc.) set forth in our fees and charges schedule apply. Kingsport Press Credit Union reserves the right to charge for CUe-Branch account access or 1transactions in the future. You will be given at least 30 days advance notice before the Credit Union implements any changes to fees or adds any new fees for CUe-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941Branch service.

Member Liability. You are responsible for all transfers you initiate, authorize, and/or pre-authorize using any of your EFT transactions you authorizeservices under this Agreement. If Subject to Consumer Financial Protection Bureau Regulation E, if you permit someone else other persons to use an EFT service, your Card plastic card (ATM, Debit, Credit), PIN, Digital Banking log in information, Mobile Wallet, or your access code, then you are responsible for any all transactions they authorize or conduct on any of your accounts. Tell us AT ONCE You are responsible for informing the Credit Union immediately if you believe your card has been lost or stolen or if you believe someone anyone has used your Card or access code accounts, cards, PIN, or otherwise accessed any of your accounts EFT services without your authorityauthority or permission. Telephoning is For VISA card transactions, you must notify the best way of keeping your possible losses downCredit Union within sixty (60) calendar days after we’ve sent the first statement on which the transac- tion appears. You could lose must submit the dispute in writing and provide all information requested by the money in credit union within this sixty (60) day period, the Credit Union will provide a dispute form upon verbal notification. Your liability may not exceed $50.00 for any unauthorized EFTs if your account plastic cards (plus your maximum overdraft line of credit). no liability for the transaction unless ATM, Debit, or Credit) are lost/stolen provided you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell notify us within two (2) business days after the loss or theft, and provided you learn were not grossly negligent in safekeeping your information. Examples of gross negligence include, but are not limited to: writing down your PIN, setting a PIN that is easily guessed, or leaving your physical card unsecured/unattended. If you don’t notify us within two (2) business days of the loss or theft of theft, your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you liability may not get back exceed $500.00 for any money lost after the sixty (60) days if unauthorized EFTs provided you were not negligent in safeguarding your information and we can prove that we could have stopped someone from making the transfers if further account access had you had told informed us in timesooner. If you don’t notify us within sixty (60) calendar days after we have sent the first statement on which the transaction appears, your liability may not exceed the amount of the unauthorized transfers that occur after the close of the sixty (60) days and before notice to us if we establish the loss would not have occurred had we been notified within the sixty (60) day period. If there is a good reason (such as a hospital stay) kept you from telling usdelay in notifying us due to extenuating circumstances, we will may extend the time periodstimes specified above to a reasonable period. If you believe your Card has plastic cards (ATM, Debit, or Credit) have been lost lost/stolen, you become aware that your PIN is compromised, or stolen or that if you believe someone has transferred or may transfer money from your account without your authority or permission, callplease contact us immediately: (• Telephone: 000) -000-0000 or 1(toll free 800-877942-8299408) • In person at one of the Trailhead Credit Union branches • Online using Secured Messaging in Digital Banking • Mail: PO Box 2788 Portland, OR 97208-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759412788

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 (000) 000-0000 (lost/stolen) or 1write to: Xxxxxxxx Employees Federal Credit Union Executive Campus #0, Xxxxx 000 Cherry Hill, NJ 08002 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: Heritage Family Federal Credit Union 00 Xxxxx Xxxxxx Rutland, VT 05701 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1-877-829-1616 000.000.0000 866.381.2323 or write to Temple-Inland FCU 000 X. to: Educational Community Alliance Credit Union 0000 Xxxxxx Xx. Xxxxxx, TX 75941XX 00000 Fax: 000.000.0000 You should also call the number or write to the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 (During Business Hours) (000) 000-0000 (After Business Hours) or 1write to: ACMG Federal Credit Union PO Box 188 Solvay, NY 13209 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 000.000.0000 or 1-877-829-1616 write to: Nizari Progressive Federal Credit Union 00000 Xxxxxxxxxx Xxxx. Xxxxx Xxxx, XX 00000 Fax: 000.000.0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability for the transaction unless you were grossly negligent in the handling of your account card, your liability You are not liable for an unauthorized Mastercard debit card transaction is determined as follows. If you tell us within two (2) business days if you can lose no more than $50 if someone used demonstrate that you exercised reasonable care in protecting your Card without your permission. If you do not tell us within two (2) business days after you learn of the card from loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00theft. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account or if you believe a transfer has been made using the information from your check without your permission, call: (call 000) -000-0000 or 1000-877000-829-1616 0000 or visit a Credit Union branch. Also, you may write to Templeus at the address listed below under “In Case of Errors or Questions about Electronic Transfers.” Available Tower Talk 24 and Home Banking Transactions and Limits on Transactions. Your PIN/password and member number/username may be used with Tower Talk 24, the Home Banking service, and the Bill Payment service to perform transactions on your account. In all cases, your ability to make transactions between your accounts is subject to the available collected funds in the account. Tower, in accordance with Federal Reserve Board Regulation D, permits a total of only six (6) telephone and personal computer or preauthorized transfers (which includes automatic transfers to cover check overdrafts) per month from any type of savings account to any other account. Available ATM or Debit Card Transactions and Limits on Transactions. Your card and PIN (when required) may be used to: • Withdraw cash from your accounts at ATMs; • Transfer funds between your accounts at ATMs; • Make deposits to your accounts on any ATM owned and operated by the Credit Union; • Make balance inquiries into your accounts; and • Pay for purchases from your checking account at places that have agreed to accept the card. As part of the purchase, you may be able to get cash back depending on the policies of the seller of the goods or services. • For debit cards only, your card and PIN may be used to obtain cash advances from your checking account at financial institu- tions that are participating Mastercard debit card institutions. Some of these services may not be available at all terminals or on all cards. ATM access to Request Checking accounts is limited to ATMs owned and operated by the Credit Union. You may make any number of transactions between your accounts or from your accounts provided that the available collected funds and limitations on the dollar amounts of transactions are not exceeded. There are limitations on the dollar amount of transac- tions that you may make with your card per processing cycle (approximately daily). Debit Card. For cash withdrawals at ATMs, the daily limit is $500 per card. For all other debit card uses (payment for purchases, including any cash back and non-Inland FCU 000 X. Xxxxxx XxATM cash advances at financial institutions), the aggregate daily limit is $2,500 per card. XxxxxxFor 16 and 17 year olds, TX 75941there is a $300 aggregate daily limit per card. The limit can increase at age 18 if the member reapplies. ATM Card. For cash withdrawals at ATMs, the daily limit is $500 per card. For POS terminal purchases, including cash back at POS terminals (if available), the daily limit is $500 per card. For 16 and 17 year olds, there is a $300 daily limit per card for both cash withdrawals at ATMs and POS terminal purchases. The limit can increase at age 18 if the member reapplies. Fees. Transactions may be made at no charge at any ATM owned and operated by the Credit Union. If you make a transaction at an ATM or POS terminal, you will be charged a fee in accordance with the Credit Union’s Fee Schedule. In addition, the owner/ operator, and/or any national, regional, or local network used to effect a transaction may impose additional fees if you initiate the transaction from an ATM owned by someone other than the Credit Union. If a transaction overdrafts any of your Tower accounts, you are subject to an overdrawn fee. If you lose your card and/or PIN you will be charged a replacement fee in accordance with the Credit Union’s Fee Schedule. Circumstances in Which Information Will Be Disclosed to Third Parties. The Credit Union will disclose information to third parties about your account or transactions made by you: • When it is necessary for completing transactions; • To verify the existence and condition of your Account for a third party, such as a credit bureau or merchant; • In the course of making reports or returns required by federal or state law, to comply with any government agency, court order, or applicable law and to our supervisory agency; • As permitted by Maryland law, including the Maryland Confidential Financial Records Act; • As permitted by federal law, including the Right to Financial Privacy Act and the Fair Credit Reporting Act; • As described in the Privacy Notice we give you from time to time; • To our affiliates; and • When you authorize us to do so.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: BP Federal Credit Union PO Box 941749 Houston, TX 77094 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 000.000.0000 or 1-877-829-1616 write to: Energize Credit Union XX Xxx 00000 Xxxxxxxx Xxxx, XX 00000 Fax: 000.000.0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. This paragraph does not apply to unauthorized use of a Visa or MasterCard debit card, an ATM card or other access device. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1-877-829-1616 write to: Golden Plains Credit Union 0000 X. Xxxxxx Xxx. XX Xxx 000 Xxxxxx Xxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accountsacc ounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card numb er without your permission, If a transaction was made with your card or card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent or have engaged in fraud in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were negligent or have engaged in fraud, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. AlsoTELL US AT ONCE, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as i.e. a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that stolen, someone has transferred or may transfer money from your account without your permission, call: a transfer has been made using the information from your check without your permission, fax to (000) 000-0000 or 1call: (000)-000-877-829-1616 0000 for Visa Debit Card or write to Templeto: 360 Federal Credit Union (000) 000-Inland FCU 0000 for all others 000 X. Xxxx Xxxxxx Xx. XxxxxxTurnpike/P.O. Box 273 (000) 000-0000 for all others Xxxxxxx Xxxxx, TX 75941XX 00000

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 000.000.0000 888.329.2472 or 1-877-829-1616 write to: Day Air Credit Union XX Xxx 000000 Xxxxxxxxx, XX 00000 Fax: 000.000.0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1Monday through Friday 8:00 a.m. to 5:00 p.m. (000) 000-877-829-1616 0000 after normal business hours (lost/stolen) or write to Temple-Inland FCU 000 X. Xxxxxx to: Reliant Federal Credit Union 0000 Xxxxx Xx. Xxxxxx, TX 75941XX 00000 You should also call the number or write to the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all transfers you authorize using an EFT transactions you authorizeservice under this Agreement. If you permit someone else other persons to use an EFT service, your Card service or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Card or Card, access code or otherwise accessed your accounts through an EFT service without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability will be responsible for the transaction unless $50 Card recovery fee. For VISA Check Card purchase transactions, you will not be liable for any losses. This liability limit will apply, provided you were not grossly negligent or fraudulent in handling your VISA Check Card and you provide us with a written statement regarding your unauthorized VISA Check Card claim, otherwise the handling of your account cardliability limits set forth below may apply. ▪ For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within with two (2) business days days, you can lose no not more than $50 if someone used uses your Cash Card or access code without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your CardCash Card or access code, and we can prove that we could have stopped someone from using your Cash Card or access code without your permission if you had told us, you could lose as much as $500.00500. In no event will you be liable for more than $50 for any unauthorized line of credit transactions. ▪ Also, if your statement shows transfers EFTs that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money be liable for the following amounts lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. : (i) for unauthorized VISA Check Card purchase transactions-up to the limits set forth above and (ii) for all other unauthorized EFT transactions-up to the full amount of the loss If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1(000) 000-8770000 or (000) 000-8290000 or (000) 000-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000 Or write: Oregon Pioneer Federal Credit Union 17884 XX XxXxxxxxxx Blvd.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 000-000-0000 or 1write to: Sikorsky Credit Union 0000 Xxxxxxxx Xxxx Xxxxxxxxx, XX 00000 Fax: 000-877000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all transfers you authorize using your EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Account, Card or access code or otherwise and accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in For VISA Check Card purchase transactions, if you notify us of your lost or stolen card within two (2) business days of discovery, you may not be liable for any losses. If you notify us of your lost or stolen card after two (2) business days of your discovery, your maximum liability for losses to your account (plus your maximum overdraft line of credit)may be up to $50. no These liability for the transaction unless limits will apply, provided you were not grossly negligent or fraudulent in handling your VISA Check Card and you provide us with a written statement regarding your unauthorized VISA Check Card claim, otherwise the handling of your account cardliability limits set forth below may apply. For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. If if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or EFT service, and we can prove that we could have stopped someone from using your Card accessing our account without your permission if you had told us, you could lose as much as $500.00500. Your liability for unauthorized loan transactions through an EFT service is $50.00. Also, if your statement shows EFT transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after be liable for the sixty (60) days following amounts if we can prove that we could have stopped someone from making the transfers if you had told us in time: (i) for unauthorized VISA Check Card purchase transactions -- up to the limits set forth above and (ii) for all other unauthorized EFT transactions -- up to the full amount of the loss. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 , or 1(000) 000-877-829-1616 0000 Mon. - Fri., 9:00 a.m. to 4:00 p.m. or write to Temple-Inland FCU write: Power Financial Credit Union 0000 XX 000 X. Xxxxxx Xx. XxxxxxXxxxxxxx Xxxxx, TX 75941XX 00000

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability You are not liable for the an unauthorized MasterCard debit card transaction unless that was not conducted at an ATM if you were grossly negligent can demonstrate that you exercised reasonable care in protecting your Card from loss or theft, you have not reported two or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized MasterCard debit card transaction that was not conducted at an ATM will be no more than $50. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card or code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardCard or code, and we can prove that we could have stopped someone from using your Card or code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 After Normal Business Hours (000) 000-0000 During Normal Business Hours Fax: (000) 000-0000 or 1-877-829-1616 write to: Premier Credit Union 000 0xx Xxxxxx Des Moines, IA 50309 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of creditline‐of‐credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000501) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941225‐3636

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: Alcoa Pittsburgh Federal Credit Union 00 Xxxxxxxx Xxxxxx, Suite 100 Pittsburgh, PA 15212 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission, If a transaction was made with your card or card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent or have engaged in fraud in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were negligent or have engaged in fraud, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. AlsoTELL US AT ONCE, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as i.e. a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that stolen, someone has transferred or may transfer money from your account without your permission, call: a transfer has been made using the information from your check without your permission, fax to (000) 000-0000 or 1call: (000)-000-877-829-1616 0000 for Visa Debit Card or write to Templeto: 360 Federal Credit Union (000) 000-Inland FCU 000 X. 0000 for all others 191 Xxxx Xxxxxx Xx. XxxxxxTurnpike/P.O. Box 273 (000) 000-0000 for all others Windsor Locks, TX 75941CT 06096

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 000-000-0000 or 1write to: Members Trust of the Southwest Federal Credit Union 0000 Xxxxxx Xxxx Houston, TX 77092 Fax: 000-877000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your Card or Card number without your permission, and was either a VISA or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1write to: Sioux Falls Federal Credit Union PO Box 5735 Sioux Falls, SD 57117-877-829-1616 5735 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: Heritage Family Federal Credit Union 00 Xxxxx Xxxxxx Rutland, VT 05701 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability ) You are not liable for the an unauthorized MasterCard debit card transaction unless that was not conducted at an ATM if you were grossly negligent can Demonstrate that you exercised reasonable care in protecting your Card from loss or theft, you have not reported two or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized MasterCard debit card transaction that was not conducted at an ATM will be no more than $50. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 50. if someone used your Card or Code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardCard or code, and we can prove that we could have stopped someone from using your Card or code without your permission if you had told us, you could lose as much as $500.00500. Also, Also if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has had transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941:

Member Liability. You are responsible liable for all EFT transactions transfers or purchases made via your card(s), access code(s)/PIN or passwords that you authorizeauthorize or allow. If you permit someone else to use an EFT service, your Card or your Card, access code/PIN, or password, you are responsible for any transactions they authorize or conduct on any of your accounts, even if that person uses the card or code in a way that you did not anticipate or intend. In order to maintain secure communications and reduce fraud, you agree to protect the security of your numbers, codes, marks, signs, passwords, or other means of identification. We reserve the right to block access to the services to maintain or restore security to Home Banking and our systems; if we reasonable believe your access codes have been or may be obtained or are being used or may be used by an unauthorized person(s). You will bear the liability or the risk of any error or loss of data, information, transactions or other losses, which may be due to the failure of your computer system or third- party communications provider on which you may rely. Tell us AT ONCE at once, if you believe your card has Card or any of your access codes/PIN have been lost or stolen stolen, or if you believe that an electronic fund transfer has been made without your permission, or if you believe someone has used your Card or access code code/PIN or otherwise accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your Card or Card number without your permission and was either a Mastercard Card or a PIN-less debit card transaction over Mastercard Networks (and the access codes associated with those cards), you will have no liability for the transaction unless we can prove that you were grossly negligent in the handling of your account card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used write your PIN on your Card without or otherwise keep the PIN with the Card, you may be negligent. You should always save your permissionterminal receipts, keep a record of your transactions, and reconcile your receipts with your periodic statements. If you do not tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within sixty (60) 60 days after the statement was mailed provided to you, you may not get back any money you lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permissionstolen, call: (000) 000-0000 during normal business hours or 1-877-829-1616 write: RelyOn Credit Union 0000 Xxxxx Xxxxx Blvd. Dallas, TX 75235 You can also email us at Xxxxxxxx@xxxxxxxx.xxx. You should also call this number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941this address if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: First Capital Federal Credit Union 0000 Xxxxxxx Xxxx P.O. Box 7746 York, PA 17404-877-829-1616 0746 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: Area Federal Credit Union PO Box 1495 Aberdeen, SD 00000-8770000 Fax: (000) 000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: Henrico Federal Credit Union 0000 Xxxx Xxxxx Xxxxxx Xxxxxxx, XX 00000-8770000 Fax: (000) 000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1-877-829-1616 write to: MemberSource Credit Union 00000 Xxxxxxxx Xxx Xxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: Henrico Federal Credit Union 0000 Xxxx Xxxxx Xx Xxxxxxx, XX 00000-8770000 Fax: (000) 000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were fraudulent or negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 or 1write to: Ukrainian Federal Credit Union 000 Xxxxx Xxxx Xxxx Xxxxxxxxx, XX 00000-8770000 Fax: (000) 000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of- credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 (000) 000-0000 (lost/stolen) or 1write to: Xxxxxx County Federal Credit Union 0000 Xxxxxxxx Xxxxxx Xxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card or your access code, you are responsible re- sponsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if you believe your card Card has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts with- out your authority or if you believe that an electronic fund transfer has been made without your authoritypermission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account ac- count (plus your maximum overdraft line of credit). If a transaction was made with your Card or Card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negli- gent in the handling of your account or Card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account cardor Card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost lost, after the sixty (60) days days, if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 (000) 000-0000 (After Normal Business Hours) for Debit Card Fax: (000) 000-0000 or 1write to: Central Maine Credit Union PO Box 1746 Lewiston, ME 04241-877-829-1616 1746 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permis- sion.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: Volt Credit Union XX Xxx 0000 Xxxxxxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card, access code or your access codeauthentication information, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell Notify us AT ONCE immediately if you believe your card card, access code or authentication information has been lost or stolen or stolen, if you believe someone has used your Card or card, access code or authentication information or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the The best way of keeping to keep your possible losses downdown is to contact us by phone. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you have engaged in fraud or were grossly negligent in the handling of your account cardaccount, card or access code. For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. : If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard, access code, or authentication information, you can lose no more than $50.00 if someone used your card, access code, or authentication information without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card, access code, or authentication information, and we can prove we could have stopped someone from using your Card card, access code or authentication information without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell access code, authentication information, or other means, notify us at onceimmediately. If you do not tell us within sixty (60) 60 days after the statement was mailed or provided to youyou (including electronic delivery), you may not get back any money lost after the sixty (60) days this 60 day period if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will may extend the time periods. If you believe your Card card, access code or authentication information has been lost or stolen stolen, or that someone has transferred or may transfer money from your account account(s) without your permission, call: call (000) 000-0000 or 1(000) 000-877-829-1616 0000 or write to: The Summit Federal Credit Union Canal Ponds Business Park 000 Xxxxxx Xxxxx Xxxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: Payment Systems of Credit Unions, Inc. (PSCU) (000) 000-0000 or write to: Kirtland Federal Credit Union XX Xxx 00000 Xxxxxxxxxxx, XX 00000 Fax: (000) 000-0000 or 1-877-829-1616 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of- credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card, your liability for an . For all other unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of use involving the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission card or access code or if you had told uswere negligent in handling your account or card, you could lose as much as your maximum liability for unauthorized use may be up to $500.0050.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. This paragraph does not apply to unauthorized use of a Visa debit card, an ATM card or other access device. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 0-000-000-0000 0-000-000-0000 (lost/stolen) or 1write to: Horizons North Credit Union 00000 Xxxxx Xxxxxx Westminster, CO 80234 Fax: 000-877000-829-1616 0000 xxx.xxxx.xxx You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all transfers you authorize using your EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell However, tell us AT ONCE at once if you believe your card has been lost or stolen or if you believe someone anyone has used your Account, Card or access code or otherwise and accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. You could lose all the money in For VISA Debit Card purchase transactions, if you notify us of your account (plus your maximum overdraft line of credit). no liability lost or stolen card, you will not be liable for the transaction unless any losses provided you were not grossly negligent or fraudulent in handling your card and you provide us with a written statement regarding your unauthorized Card claim, otherwise the handling of your account cardfollowing liability limits will apply. For all other EFT transactions, your liability for an unauthorized transaction is determined as follows. If except electronic check transactions, if you tell us within two (2) business days days, you can lose no more than $50 if someone used accessed your Card account without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft unauthorized use of your Cardaccount or EFT service, and we can prove that we could have stopped someone from using accessing your Card account without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows EFT transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to youmailed, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss, if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or Or write to Temple-Inland FCU 000 X. to: Clackamas Community Federal Credit Union X.X. Xxx 0000 Xxxxxx XxXxxx, XX 00000 5. Xxxxxx, TX 75941Business Days. Under this section our business days are Monday through Friday. Holidays are not included.

Member Liability. You are responsible for all consumer EFT transactions you authorize. If you permit someone else to use an a consumer EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your Card or Card number without your permission, and was either a VISA or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM/ITM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake by card, tell us at onceaccess code, or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941:

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 (000) 000-0000 or 1-877-829-1616 write to: Call Federal Credit Union 0000 Xxxxxxxx Xxxx Xxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed or delivered to youyou at the appropriate address in the Credit Union’s records, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000, extension 221 000-000-0000, extension 221 or write to: Hartford Healthcare Federal Credit Union 0 Xxxxxxxxxxxx Xxx Xxxxxxxx, XX 00000-0000 Fax: 000-000-0000 or 1-877-829-1616 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card Card or access code has been lost or stolen or stolen, if you believe someone has used your Card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your Card or Card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account cardor Card. For all other EFT transactions, if you were fraudulent or negligent in the handling of your account or Card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your Card or access code, you can lose no more than $50 50.00 if someone used your Card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, Card or access code and we can prove we could have stopped someone from using your Card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by Card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: University Of Kentucky Federal Credit Union 0000 Xxxxxxxx Xxx Xxxxxxxxx, XX 00000 Fax: (000) 000-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. You are responsible for all transfers you authorize using EFT transactions you authorizeservices under this Agreement. If you permit someone else other persons to use an your EFT serviceservices, your Card Access Device or your access codeAccess Code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us AT ONCE if If you believe your card has been lost or stolen or if you believe someone anyone has used your Card EFT services, Access Device or access code or otherwise Access Code and accessed your accounts without your authority, contact us at once. Telephoning is the best way of keeping your possible losses down. You could lose all the money in For Visa debit card transactions, if you notify us of your account (plus your maximum overdraft line of credit). no liability lost or stolen Card you will not be liable for the transaction unless any losses provided you were grossly not negligent in or fraudulent regarding your Card or transactions. For all other circumstances and transactions, the handling of your account card, your liability for an unauthorized transaction is determined as follows. following limits will apply: If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your CardAccess Device or Access Code, you could lose no more than $50 if someone used your Access Device or Access Code without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Access Device or Access Code, and we can prove we could have stopped someone from using your Card Access Device or Access Code without your permission if you had told us, you could lose as much as $500.00500. Also, if If your statement shows transfers EFT transactions that you did not make, tell us at once. If you do not tell us within sixty (60) 60 days after the statement was mailed or otherwise made available to you, you may not get back any money lost after be liable for the sixty (60) days full amount of the loss if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periodsperiod. If you believe your Card Access Device or Access Code has been lost or stolen or that someone has transferred or may transfer money from your account without your permissionpermission or if you experience issues involving, callmobile/online banking, kiosk banking or any other EFT services contact the Credit Union as follows: (000) 000541.687.2347 or 800.365.1111(toll free); or write: Oregon Community Credit Union Attn: Fraud Department XX Xxx 00000 Xxxxxxxxxxx, XX 00000-0000 or 1-877-829-1616 or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 759410000

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, callcall us at: (000) -000-0000 or 1800-877700-8292781. Or write to: Eastern Utah Community Credit Union, 000 X 000 X, Xxxxx, XX 00000 Fax: 000-1616 000-0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 000-000-0000 or 1write to: AmeriChoice Federal Credit Union 0000 Xxxxxx Xxx Xxxxxx Xxxx Xxxxxxxxxxxxx, XX 00000 Fax: 000-877000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Tell us However, TELL US AT ONCE if you believe your card Card and/or access code has been lost or stolen or if you believe someone has used your Card or access code or otherwise accessed your accounts without your authoritypermission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). no liability You are not liable for the an unauthorized MasterCard debit card transaction unless that was not conducted at an ATM if you were grossly negligent can demonstrate that you exercised reasonable care in protecting your Card from loss or theft, you have not reported two or more incidents of unauthorized use in the handling of past twelve (12) months, and your account card, is in good standing. Otherwise your liability for an unauthorized MasterCard debit card transaction that was not conducted at an ATM will be no more than $50. For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows. If you tell us within two (2) business days days, you can lose no more than $50 if someone used your Card or code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your CardCard or code, and we can prove that we could have stopped someone from using your Card or code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at onceincluding those made by card, code or other means, notify the Credit Union immediately. If you believe that there has been an error on your account due to the misuse of your ATM or MasterMoney Debit Card, you may need to complete a Dispute Package with the credit union. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: (000) 000-0000 Fax: (000) 000-0000 or 1-877-829-1616 write to: Raritan Bay Federal Credit Union 000 Xxxxxxx Xxxxxx Xxxxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line line-of credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000000)000-0000 or 1write to: Augusta County Federal Credit Union 18 Government Xxxxxx Xxxx X.X. Xxx 000 Xxxxxx, XX 00000 Fax: (000)000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your card or card number without your permission, If a transaction was made with your card or card number without your permission, and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent or have engaged in fraud in the handling of your account or card. For all other EFT transactions, including ATM transactions or if you were negligent or have engaged in fraud, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. AlsoTELL US AT ONCE, if your statement shows transfers that you did not makemake including those made by card, tell us at oncecode or other means. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as i.e. a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that stolen, someone has transferred or may transfer money from your account without your permission, call: a transfer has been made using the information from your check without your permission, fax to (000) 000-0000 or 1call: (000)-000-877-829-1616 0000 for Visa Debit Card or write to Templeto: 360 Federal Credit Union (000) 000-Inland FCU 0000 for all others 000 X. Xxxx Xxxxxx Xx. XxxxxxTurnpike/P.O. Box 273 (000) 000-0000 for all others Xxxxxxx Xxxxx, TX 75941XX 00000

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 000.000.0000 or 1-877-829-1616 write to: Huntingtonized Federal Credit Union 000 Xxxx 0xx Xxxxxx Huntington, WV 25701 Fax: 000.000.0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly fraudulent or negligent in the handling of your account or card. For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) -000-0000 0-000-000-0000 or 1write to: TECH Credit Union 00000 Xxxxxxxx Xxxxx Xxxxx, XX 00000 Fax: 000-877000-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If a transaction was made with your EZ CHECK & ATM Card or card number, including ATM transactions, without your permission, and was a Visa transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account or card. For all other EFT transactions, if you were grossly negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 if someone used your Card card without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Cardcard, and we can prove we could have stopped someone from using your Card card without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call: During regular Credit Union business hours: (000) 000-0000 (local calls) (000) 000-0000 (long distance calls) To report a lost or 1stolen card after regular Credit Union business hours: (000) 000-8770000 (EZ CHECK & ATM Card; HEALTH SAVINGS ACCOUNT CHECK Card; ATM Access Card) or write to: Black Hills Federal Credit Union XX Xxx 0000 Xxxxx Xxxx, XX 00000-8290000 or e-1616 mail to: xxxxx@xxxxx.xxx You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize autho rize or conduct on any of your accounts. Tell us However, TELL US AT ONCE if you believe your card and/or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authoritypermission, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). no liability You are not liable for an unauthorized Mastercard debit card transaction if you can demonstrate that you have exercised reasonable care in protecting your card or access code from loss or theft and, upon discovering the transaction unless loss or theft, you were grossly negligent in promptly report the handling of your account cardloss or theft to us. For all other EFT transactions involving access devices, your liability for an unauthorized transaction transactions is determined as follows. If you tell us within two (2) business days you can lose no more than $50 if someone used your Card without your permission. If you do not tell us within two (2) business days after you learn of the loss or theft of your Cardcard or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove that we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 or 1write to: Baylor Health Care System Credit Union 0000 Xxxxxxxx Xx. Suite 130 Dallas, TX 75246 Fax: (000) 000-877-829-1616 0000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.

Member Liability. You are responsible for all EFT transactions you authorizeauthorize using your EFT services under this Agreement. If you permit someone else to use an EFT service, your Card card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Tell us TELL US AT ONCE if you believe your card or access code has been lost or stolen or stolen, if you believe someone has used your Card card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of line-of-credit). If a transaction was made with your card or card number without your permission and was either a Visa or Interlink transaction, you will have no liability for the transaction transaction, unless you were grossly negligent in the handling of your account cardor card or access code. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card or access code, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50 50.00 if someone used your Card card or access code without your permission. If you do not NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card or access code and we can prove we could have stopped someone from using your Card card or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not makemake including those made by card, tell us at onceaccess code or other means, TELL US AT ONCE. If you do not tell us within sixty (60) 60 days after the statement was mailed to you, you may not get back any money lost after the sixty (60) 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. If you believe your Card card or access code has been lost or stolen or that someone has transferred or may transfer money from your account accounts without your permission, call: (000) 000-0000 0(000) 000-0000 or 1-877-829-1616 write to: Advantage Federal Credit Union 0000 Xxxxxxx Xxxx Xxxxxxxxx, XX 00000 You should also call the number or write to Temple-Inland FCU 000 X. Xxxxxx Xx. Xxxxxx, TX 75941the address listed above if you believe a transfer has been made using the information from your check without your permission.