Common use of Mail and Facsimile Communications Clause in Contracts

Mail and Facsimile Communications. You acknowledge and agree that the Internet is considered inherently insecure. Therefore, you agree that we have no liability to you whatsoever for any loss, claim or damages arising or in any way related to our response(s) to any e-mail or other electronic communication, which we in good faith believe you have submitted to us. We have no duty to investigate the validity or to verify any e-mail or other electronic communication; and may respond to an e-mail at either the address provided with the communication, the e-mail address in your Membership Application and Signature Card, or any other application or written communication actually received by us. Any account owner, co-borrower, or authorized user may change the e-mail address for statements or other information from us at any time. Although having no obligation to do so, we reserve the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of the Credit Union. We will have no obligation, liability or responsibility to you or any other person or company if we do not act upon or follow any instruction to us if a communication cannot be authenticated to our satisfaction. Further, the Credit Union may not immediately receive e-mail communications that you send. Also, we will not take action based on e-mail requests until we actually receive your message and have a reasonable opportunity to act. We reserve the right to require any notices from you be submitted to us in writing, and we may refuse to send certain information through unsecured e-mail communications. If you need to contact the Credit Union immediately regarding an unauthorized transaction, stop payment request, or otherwise, you may call the Credit Union at the telephone number (000) 000-0000. You expressly consent and agree to us, our agents or any parties we authorize sending and you receiving any communications hereunder by facsimile or other electronic methods including any offers for Credit Union, affiliate or third party services and/or products. Links to Other Sites. Our website may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by the Credit Union of the contents on such third-party website. Credit Union is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party websites. If you decide to access linked third-party websites, you do so at your own risk. Controlling Law and Users Responsibilities. Our web site and the electronic services that we provide (excluding linked sites) are controlled by the Credit Union from its principal office in Wheat Ridge, Colorado, which law governs this Agreement. While you may choose to access our web site and electronic services from other locations, we make no representation that any information, materials, or functions included in our web site or via our electronic service are appropriate or authorized for use in other jurisdictions. Your access from other locations is made on your own initiative; and you are solely responsible for compliance with any applicable local laws and regulations. COURTESY PAY AGREEMENT

Mail and Facsimile Communications. You acknowledge and agree that the Internet is considered inherently insecureunsecure. Therefore, you agree that we have no liability to you whatsoever for any loss, claim or damages arising or in any way related to our response(s) to any e-mail or other electronic communication, which communication that we in good faith believe you have submitted to us. We have no duty to investigate the validity or to verify any e-mail or other electronic communication; , and may respond to an e-mail at either the address provided with the communication, the e-mail address in your Membership Application and Signature Card, you provided for our system of record or any other application or written communication actually received by us. Any account ownerYou consent and agree to authorize us, co-borrower, or authorized user may change the e-mail address for statements our agents or other information from us at any timeparties we authorize to send communications by facsimile or other electronic methods including offers for Credit Union products and affiliate or third party services. Although having no obligation to do so, we reserve the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of the Credit Union. We will have no obligation, liability or responsibility to you or any other person or company if we do not act upon or follow any instruction to us if a communication cannot be authenticated to our satisfaction. Further, the Credit Union may not immediately receive e-mail communications that you send. Also, send and we will not take action based on e-mail requests until we actually receive your message and have a reasonable opportunity to act. We reserve the right to require any notices from you to be submitted to us in writinga non-email written format, and we may refuse to send certain information through unsecured e-mail communications. If you need to contact the Credit Union immediately regarding an unauthorized transaction, stop payment request, request or otherwise, you may call the Credit Union at the telephone number (000) 000provided at the end of this Agreement. An e-0000mail notification will be sent to you using the e-mail address provided by you when your statements are available for viewing. You expressly consent and agree to notify the Credit Union of any change to your e-mail address at least three (3) business days prior to the last business day of the month, or prior to the processing date of your Visa statement, to give us time to affect the change. Failure to do so will compromise our ability to deliver notification of the availability of your statements and other electronic records. To update your e-mail address, please utilize the User Options feature in either Online Banking on your web browser or in your mobile app. Any account owner you have given access to your Online Banking account may change the e-mail address we use to communicate with you. You may also choose to receive promotional emails from us, our agents which may include product offers, invitations to education seminars, credit union news or other subjects. To change your preference whether or not to receive these messages, utilize the User Options menu. You agree to have no expectation of privacy if electronic records are transmitted to an e-mail address owned by your employer or any parties we authorize sending and other persons that are not owners, borrowers, authorized users or otherwise. You further agree to release the Credit Union from any liability if the information is intercepted or viewed by an unauthorized party at the email address you receiving any communications hereunder by facsimile or other electronic methods including any offers for Credit Union, affiliate or third party services and/or productsprovide. Links to Other Sites. Our website may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by the Credit Union of the contents on such third-party websitewebsites. The Credit Union is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third third-party websites. If you decide to access linked third-third- party websites, you do so at your own risk. Controlling Law and Users Responsibilities. Our web site and the electronic services that we provide (excluding linked sites) are controlled by the Credit Union from its principal office in Wheat Ridge, Colorado, which law governs this Agreement. While you may choose to access our web site and electronic services from other locations, we make no representation that any information, materials, or functions included in our web site or via our electronic service are appropriate or authorized for use in other jurisdictions. Your access from other locations is made on your own initiative; and you are solely responsible for compliance with any applicable local laws and regulations. COURTESY PAY AGREEMENT.

Mail and Facsimile Communications. You acknowledge and agree that the Internet is considered inherently insecureunsecure. Therefore, you agree that we have no liability to you whatsoever for any loss, claim or damages arising or in any way related to our response(s) to any e-mail or other electronic communication, which communication that we in good faith believe you have submitted to us. We have no duty to investigate the validity or to verify any e-mail or other electronic communication; , and may respond to an e-mail at either the address provided with the communication, the e-mail address in your Membership Application and Signature Card, you provided for our system of record or any other application or written communication actually received by us. Any account ownerYou consent and agree to authorize us, co-borrower, or authorized user may change the e-mail address for statements our agents or other information from us at any timeparties we authorize to send communications by facsimile or other electronic methods including offers for Credit Union products and affiliate or third party services. Although having no obligation to do so, we reserve the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of the Credit Union. We will have no obligation, liability or responsibility to you or any other person or company if we do not act upon or follow any instruction to us if a communication cannot be authenticated to our satisfaction. Further, the Credit Union may not immediately receive e-mail communications that you send. Also, send and we will not take action based on e-mail requests until we actually receive your message and have a reasonable opportunity to act. We reserve the right to require any notices from you to be submitted to us in writinga non-email written format, and we may refuse to send certain information through unsecured e-mail communications. If you need to contact the Credit Union immediately regarding an unauthorized transaction, stop payment request, request or otherwise, you may call the Credit Union at the telephone number (000) 000provided at the end of this Agreement. An e-0000mail notification will be sent to you using the e-mail address provided by you when your statements are available for viewing. You expressly consent and agree to notify the Credit Union of any change to your e-mail address at least three (3) business days prior to the last business day of the month, or prior to the processing date of your Visa statement, to give us time to affect the change. Failure to do so will compromise our ability to deliver notification of the availability of your statements and other electronic records. To update your e-mail address, please utilize the User Options feature in either Online Banking on your web browser or in your mobile app. Any account owner you have given access to your Online Banking account may change the e-mail address we use to communicate with you. You may also choose to receive promotional emails from us, our agents which may include product offers, invitations to education seminars, credit union news or other subjects. To change your preference whether or not to receive these messages, utilize the User Options menu. You agree to have no expectation of privacy if electronic records are transmitted to an e-mail address owned by your employer or any parties we authorize sending and other persons that are not owners, borrowers, authorized users or otherwise. You further agree to release the Credit Union from any liability if the information is intercepted or viewed by an unauthorized party at the email address you receiving any communications hereunder by facsimile or other electronic methods including any offers for Credit Union, affiliate or third party services and/or productsprovide. Links to Other Sites. Our website may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by the Credit Union of the contents on such third-party websitewebsites. The Credit Union is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third third-party websites. If you decide to access linked third-third- party websites, you do so at your own risk. Controlling Law ONLINE and Users Responsibilities. Our web site and the electronic services that we provide (excluding linked sites) are controlled by the Credit Union from its principal office in Wheat Ridge, Colorado, which law governs this Agreement. While you may choose to access our web site and electronic services from other locations, we make no representation that any information, materials, or functions included in our web site or via our electronic service are appropriate or authorized for use in other jurisdictions. Your access from other locations is made on your own initiative; and you are solely responsible for compliance with any applicable local laws and regulations. COURTESY PAY AGREEMENTMOBILE BANKING SERVICES