Common use of Long Term Disability Clause in Contracts

Long Term Disability. (1) Full-time seniority employees will become eligible for long- term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeks. (2) Long-term disability benefits will equal sixty percent (60%) of the employee’s base weekly pay to a maximum of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Section.

Long Term Disability. (1) Full-time seniority employees will become eligible for long- term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-twenty- six (26) weeks. (2) Long-term disability benefits will equal sixty percent (60%) of the employee’s base weekly pay to a maximum of eight six hundred dollars ($8600800) per week for up to five (5) years. Long-Long- term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues is- sues will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Section.)

Long Term Disability. 6.1 The Company will offer a Company-paid Long Term Disability (LTD) benefit to all regular full-time employees with one (1) Fullor more year(s) of service. 6.2 Employees must meet all eligibility requirements under the LTD plan in order to qualify for LTD benefits. 6.3 Approved LTD benefits may commence after the 26-time seniority employees week Short Term Disability period provided for in the local Collective Bargaining Agreement and will become eligible for long- term continue as long as the employee meets the definition of disability under the LTD plan or normal retirement age. A. For the first 24 months (LTDexcluding the 26-week Short Term Disability period), the employee must meet the “own occupation” definition of disability. B. After 24 months (excluding the 26-week Short Term Disability period), the employee must meet the “any occupation” definition of disability, regardless of whether Social Security Disability Income Benefits (SSDIB) after are approved. C. Continued LTD benefits coverage is dependent upon the employee’s LTD status remaining “approved". 6.4 During the first six (6) months of employment for nonLTD benefits coverage, employees will maintain the right to be reinstated to the position the employee held on the date of disability (inclusive of the 26-occupational illnesses or injuries that last longer than twenty-six (26week Short Term Disability period) weeksupon “recovery” or, if medically restricted, to any available position consistent with the employee’s restrictions and qualifications. (2) Long-term disability 6.5 The LTD plan will pay monthly benefits will equal sixty percent (60%) for approved LTD absences at 50% of the employee’s base weekly pay basic monthly earnings, up to a maximum of eight six hundred dollars ($8600) 3,000 per week month for disabilities commencing on or before 12/31/2017, and up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends a maximum of $2,083 per month for disabilities commencing on or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 20171/1/2018. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues A. Monthly benefits will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1coordinated and reduced, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD LTD plan, by any amount received by Worker's Compensation (or its equivalent), primary and dependent disability or retirement benefits from Social Security, payments under any other State or Federal disability benefits law, pension plan (if applicable), Company-provided salary continuation plan (ISP, layoff allowances), and any other plan which provides income benefits. 6.6 When the employee is receiving benefits under the Company’s LTD plan, he/she shall have the same level of medical, dental and vision insurance benefits continued for the period of the leave or up to twelve 29 months from the date of disability (12) months onlyinclusive of the 26-week Short Term Disability period), whichever is less, as a “bridge” to Medicare. (8) Notwithstanding any SupplementA. Such employee will make premium contributions at the same level as active employees are at the time. B. Continued medical, Rider or Addendum all full- time UPS CSI employees dental and vision insurance benefits coverage is dependent upon the employee’s LTD status remaining “approved". 6.7 The amount and availability of benefits under the LTD Plan are governed by the provisions of the Plan and the insurance contract. Any benefits received will be provided long term disability determined under the terms of the Plan in effect at the time eligible employees receive the benefits through this Sectionin question. The operation and administration of the LTD Plan, selection of the insurance carrier, eligibility for the benefits, cost of coverage, eligibility requirements, all terms and conditions related thereto and the resolution of any disputes involving the terms, conditions, interpretation, administration or benefits payable shall rest with the Company and shall not be subject to the grievance or arbitration procedures set forth in the applicable local Appendix to the MIFA # 2 Collective Bargaining Agreements.

Long Term Disability. (1) Full-time seniority employees will become eligible for long- term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeks. (2) Long-term disability benefits will equal sixty percent (60%) of the employee’s base weekly pay to a maximum of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of Employees who regularly work forty (40) hours per weekweek will be eligible for Long Term Disability (LTD) each week during benefits as follows: (i) Employees who have been approved for or receiving LTD benefits as of the last full calendar quarter date of ratification of this Agreement will retire at the end of the month in which the employee worked turns sixty‐five (65) years of age and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used eligible for the calculationbenefits outlined in clauses 27.01, 27.02 and 27.03, or for LTD benefits after their retirement date. (4ii) The definition Employees who are less than sixty‐three (63) years of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues age when they become disabled will be controlled by the Summary Plan Descriptioneligible for LTD benefits until they reach age sixty‐five (65). (5iii) Employees who are actively at work and working at sixty‐ three (63) years of age or older and become continuously ill for twenty‐six (26) weeks will be eligible to apply for LTD benefits and will have a third‐party medical assessment (performed by the City's benefit carrier) to determine the status of their disability. The long-term assessment process will be consistent with the medical assessment process in place at the time for employees under age sixty‐five (65) who are applying for LTD benefits. If an employee is approved for LTD benefits based on medical evidence, the employee will be provided with seventy‐five percent (75%) of their annual salary at date of illness, for a lifetime maximum period of eighteen (18) months (subject to the limitations contained in this clause), commencing twenty‐six (26) continuous weeks from the date that they become disabled, and subject to the employee's ongoing benefits provided in this clause, the employee will retire from the Community Centre after the completion of the two (2) year disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions period (i.e. twenty‐six (26) continuous weeks plus eighteen (18) months of LTD) and will not affect be eligible for the employee’s eligibility benefits outlined in clauses 27.01, 27.02 and 27.03 or for LTDLTD benefits after their retirement date. (6iv) In those situations where a Teamster Health If an employee returns to work prior to the completion of the two (2) year disability period and Welfare Fund provides a short term disability benefitbecomes ill again, they will only be eligible for LTD benefits, if they are off ill or injured for another twenty‐six (26) continuous weeks and after being reassessed and approved. If the above criteria are met, the employee receiving such benefit shall provide the UPS National LTD Plan sixty will receive seventy‐five percent (6075%) days advance notice of the estimated termination their annual salary at date of illness for a period equal to the short term disability. If such notice is not provideddifference between any previous disability period, including WSIB benefits, that was incurred after the UPS National LTD Plan shall have employee reached age sixty‐three (63) and the right to delay the commencement of LTD paymentstwo (2) year maximum. (7v) Any Where an employee receiving LTD over the age of sixty‐three (63) goes off on illness and does not have sick credits, the employee will be reported off due to illness no credit/no pay and will be eligible to apply for sick benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with Employment Insurance for the SPD for up to twelve first twenty‐six (1226) months onlycontinuous weeks or the period of no pay status. (8) vi) Notwithstanding any Supplementanything else contained in this clause, Rider or Addendum all full- time UPS CSI employees will not be provided long term eligible for LTD benefits beyond the end of the month in which they attain seventy (70) years of age, and all LTD payments shall cease at that time. (vii) The two (2) year Employer funded disability benefits through period (i.e. twenty‐six (26) continuous weeks of sick credits and eighteen (18) months of LTD), will be considered an "Approved Leave of Absence" with respect to OMERS. The employee will have the option, as permitted by law, to buy back this Sectionperiod from OMERS at her/his expense. If the employee chooses not to purchase this period, it will not be considered eligible service.

Long Term Disability. (1) Full-time seniority employees will become eligible for long- long-term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeks. (2) Long-term disability benefits will equal sixty percent (60%) of the employee’s 's base weekly pay to a maximum of eight six hundred dollars ($8600600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the to eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s 's eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Section.

Long Term Disability. (1) Full-time seniority employees will become eligible Not applicable Temp or MDT) 24.01 The Employer shall pay the full premium for long- term disability a Long Term Disability Plan (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeks). 24.02 After ninety (290) Longworking days of continuous illness, and income protection as provided to the employee as outlined in 23.01.01 and 23.01.02, an employee who is ill may be eligible to receive further benefits of seventy-term disability benefits will equal sixty five percent (6075%) of earnings, including any adjustments made subsequent to the commencement of LTD. 24.03 Any increase in Canada Pension Plan Disability Benefits, subsequent to the date of an employee's disablement, which result from the CPP cost-of-living escalation provisions, shall accrue to the benefit of the disabled employees. No disability pensions will be paid under the retirement pension plan; but normal retirement benefits shall continue to accrue based on the employee’s base weekly pay 's earnings immediately prior to a maximum of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap ; and all further pension contributions shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate Employer, for disabled employees in receipt of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by the Summary Plan Description. (5) The insured long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that datebenefits. However, pre-existing conditions This will not affect the employee’s eligibility for LTDtotal of disability benefits payable to a disabled employee prior to age sixty- five (65), but will increase the retirement pension payable to the employees after age sixty-five (65) years. (6) In those situations where a Teamster Health 24.04 The benefits payable to an eligible employee, under the Long Term Disability Plan, shall be subject to the provisions and Welfare Fund provides a short term disability benefit, limitations set out in the contract between the Employer and the insurance carrier. 24.05 The Employer shall pay all benefits premiums while the employee receiving such benefit shall provide is on LTD, i.e. Medical, Dental, Hospital coverage, group life insurance, and pension plan. During the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay period preceding the commencement of LTD paymentsbenefits, and after the exhaustion of all other credits, the Employer will pay the cost of group insurance plans and pension coverage. (7) Any employee receiving 24.06 LTD benefits pursuant will be payable for the first two (2) years following commencement of regular payments, if an employee is unable to this Plan shall be entitled perform their regular job. After two (2) years, LTD benefits will continue as long as the disability prevents an employee from performing any job for which the employee is reasonably suited, by way of education, training or experience, but not beyond their sixty-fifth (65th) birthday. When an employee who was on LTD is able to receive health care coverage return, the Employer recognizes its obligation to provide the returning employee with work. The Employer agrees to place the employee in accordance their former position, and at the same work location, except as provided below: a) The former position no longer exists. The Employer will then place the employee in an equivalent vacant position; or b) The employee is unable to perform in the former position. The Employer will then place the employee in another vacant position, if one exists, commensurate with the SPD for up to twelve (12) months onlyemployee's abilities. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Section.

Long Term Disability. 6.1 The Company will offer a Company-paid Long-Term Disability (LTD) benefit to all regular full-time employees with one (1) Fullor more year(s) of service. 6.2 Employees must meet all eligibility requirements under the LTD plan in order to qualify for LTD benefits. 6.3 Approved LTD benefits may commence after the 26-time seniority employees week Short-Term Disability period provided for in the local Collective Bargaining Agreement and will become eligible for long- term continue as long as the employee meets the definition of disability under the LTD plan or normal retirement age. A. For the first 24 months (LTDexcluding the 26-week Short Term Disability period), the employee must meet the “own occupation” definition of disability. B. After 24 months (excluding the 26-week Short Term Disability period), the employee must meet the “any occupation” definition of disability, regardless of whether Social Security Disability Income Benefits (SSDIB) after are approved. C. Continued LTD benefits coverage is dependent upon the employee’s LTD status remaining “approved." 6.4 During the first six (6) months of employment for nonLTD benefits coverage, employees will maintain the right to be reinstated to the position the employee held on the date of disability (inclusive of the 26-occupational illnesses or injuries that last longer than twentyweek Short-six (26Term Disability period) weeksupon “recovery” or, if medically restricted, to any available position consistent with the employee’s restrictions and qualifications. (2) Long-term disability 6.5 The LTD plan will pay monthly benefits will equal sixty percent (60%) for approved LTD absences at 50% of the employee’s base weekly pay basic monthly earnings, up to a maximum of eight six hundred dollars ($8600) 3,000 per week month for disabilities commencing on or before 12/31/2017, and up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends a maximum of $2,083 per month for disabilities commencing on or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 20171/1/2018. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues A. Monthly benefits will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1coordinated and reduced, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD LTD plan, by any amount received by Worker's Compensation (or its equivalent), primary and dependent disability or retirement benefits from Social Security, payments under any other State or Federal disability benefits law, pension plan (if applicable), Company-provided salary continuation plan (ISP, layoff allowances), and any other plan which provides income benefits. 6.6 When the employee is receiving benefits under the Company’s LTD plan, he/she shall have the same level of medical, dental, and vision insurance benefits continued for the period of the leave or up to twelve 29 months from the date of disability (12) months onlyinclusive of the 26-week Short-Term Disability period), whichever is less, as a “bridge” to Medicare. (8) Notwithstanding any SupplementA. Such employee will make premium contributions at the same level as active employees are at the time. B. Continued medical, Rider or Addendum all full- time UPS CSI employees dental, and vision insurance benefits coverage is dependent upon the employee’s LTD status remaining “approved." 6.7 The amount and availability of benefits under the LTD Plan are governed by the provisions of the Plan and the insurance contract. Any benefits received will be provided long term disability determined under the terms of the Plan in effect at the time eligible employees receive the benefits through this Sectionin question. The operation and administration of the LTD Plan, selection of the insurance carrier, eligibility for the benefits, cost of coverage, eligibility requirements, all terms and conditions related thereto and the resolution of any disputes involving the terms, conditions, interpretation, administration or benefits payable shall rest with the Company and shall not be subject to the grievance or arbitration procedures set forth in the applicable local Appendix to the MIFA #2 Collective Bargaining Agreements.

Long Term Disability. (1a) Full-time seniority Regular employees will become eligible for long- participate in a long term disability insurance plan to be negotiated by the Employer with a private carrier. This plan will provide for payment of seventy (LTD70) after six (6) months per cent of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeksthe employee's wages. (2b) LongThese benefits which will become available thirty-term disability nine (39) weeks after the sickness begins and will cease at age 65 will be reduced by the amount of benefits will equal sixty percent available under the Canada Pension Plan, the Ontario Municipal Employees Retirement System and Workplace Safety and Insurance Board. It is agreed that for any employee with less that ten (60%10) years of service, who is ineligible to receive benefits from the employee’s base weekly pay to a maximum of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or unemployment insurance sickness plan after the twenty-six (26) weeks from date of disabilitysick benefits have expired, whichever is later. The six hundred dollars ($600) cap shall the Employer agrees to contribute payments to the employee in an amount equal to the amount which he would have received had he been eligible for the benefits, these payments to be increased to seven hundred dollars ($700) effective January 1, 2014 and made until the eight hundred dollars ($800) on January 1, 2017long term disability plan commences. (c) The following conditions shall apply to the long term disability coverage: 1) No vacation credit or recognized holiday shall be paid for the period on Long Term Disability. 2) The Employer shall continue to pay for a period of time not to exceed eighteen (18) months from an employee's first work day on long term disability the premiums for the benefits in Clauses 18.04 and 18.05. 3) Average weekly base pay is computed by averaging From the eighteenth (18th) month on long term disability the premiums for benefits in Clauses 18.04 and 18.05 of the agreement shall be paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate recipient. 4) In consideration of their base job. Weeks the foregoing the Union or its members shall make no claim against any rebate of unemployment the Employer’s share of any savings in E.I. 5) When an employee has achieved thirty-five (35) years of service and has the prior quarter will OMERS 90 factor (age plus years of service) he shall cease to be eligible for the long term disability benefit. 6) New employees who have a pre-existing medical condition at the time of hiring shall not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used eligible for the calculationlong term disability coverage until they have completed one (1) year of continuous service. (4d) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues Employer will be controlled by contribute for the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice duration of the estimated termination date of agreement, toward the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Sectionplan premium payment, an amount equal to the current rate.

Long Term Disability. (1) Full-time seniority employees 27.1 The City will become eligible for long- term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeks. (2) Longprovide a long-term disability benefits benefit that conforms to the insuring agreements, as set forth in the pre-existing Standard Insurance policy number 406871, for bargaining unit members disabled due to off- or on-the-job injury or illness. The long-term disability benefit will equal insure sixty percent (60%) of the employee’s 's base weekly pay to a maximum salary at the time of eight six hundred dollars the disabling injury or illness ($8600) per week for up to five $6,000 per month). Benefits for eligible employees will begin accruing after ninety (590) yearsdays of total disability and will be administered according to the terms of the policy. LongEmployees eligible for long-term disability benefits begin when short-term shall not be terminated until one (1) year has lapsed from the first day of total disability coverage ends or after twenty-six as determined by the insurance provider. After ninety (2690) weeks days from date the first day of disabilitytotal disability as determined by the insurance provider, whichever is later. The six hundred dollars ($600) cap the eligible employee will be on leave from the City without pay unless receiving the sick leave benefit as provided in this Agreement. 27.2 This benefit shall be increased available for represented employees regularly scheduled to seven hundred dollars work at least twenty ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (4020) hours per week) each week during or half, or more, of the last full calendar quarter available hours in a pay period. For part-time employees, the "annual base salary" will be based on the amount of standard hours designated for the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter payroll system at the time of loss. The amount of standard hours will not be counted reviewed quarterly in the calculation. If there were substantial weeks months of unemploymentApril, the prior full calendar quarter may be used for the calculation. (4) The definition July, October, and January of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures each year and adjusted to reflect any other related issues will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect changes in the employee’s eligibility for LTDregular schedule. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit27.3 If an employee’s employment status regularly changes from part-time to full-time each year due to operational need, her or his monthly rate of earnings will be based on the employee receiving such benefit shall provide average number of hours she or he worked per month during the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to preceding twelve (12) months onlycalendar months, or during the period of employment if less than twelve (12) months, but not more than one hundred seventy-three (173) hours per month. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees 27.4 Health care coverage will be provided long term disability benefits through this Sectionpaid for by the City for any current employee on both LTD and unpaid leave for a maximum of one year from the date that they were deemed disabled by the insurance provider.

Long Term Disability. (1) FullProgram There is established a long-time seniority employees will become eligible for long- term disability program for employees to be administered as follows: (LTDa) after There is a six (6) month waiting period for eligibility. Recurring periods of disability which arise from the same or related causes and which are separated by less than six months of employment for non-occupational illnesses or injuries that last longer than twenty-unrestricted work shall be added together in determining the six (266) weeksmonth waiting period. (2b) LongFor each day of banked leave in the employee's unused leave banks on the last day worked prior to the beginning of the continuous illness, the employee will receive one day credited to his or her long-term disability benefits will equal sixty leave bank; (c) All banked leave must be used prior to use of any long-term disability credits; (d) Each day of credit in the long-term disability bank entitles the employee to one day of leave at fifty percent (6050%) of base salary, less any payments received by the employee’s base weekly pay to a maximum employee via social security, pension, Workmen's Compensation or other type of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends program or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017.insurance; (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by the Summary Plan Description. (5e) The long-term disability coverage will become effective on August 1credits are intended only for use by the employee and are not subject to any payoff upon resignation, 2004 for eligible employees who become disabled after that date. Howeverretirement, pre-existing conditions will not affect or any circumstances other than illness or disability of the employee’s eligibility for LTD. (6f) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee Employees receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long long-term disability benefits through shall be considered as on a leave of absence without pay and subject to the applicable conditions of Sections 24.1 and 27.1. 25.1 Personal Business Time Employees shall accrue 24 hours of personal business time at the start of the fiscal year (July 1). Arrangements for these days off must be made with the employee's supervisor's approval as much in advance as possible and scheduled so as not to interfere with the proper operation of the City. Personal business leave may be granted in minimum increments of one hour. Since personal business time must be pre-scheduled, it cannot be used in lieu of sick time. If usage within the fiscal year does not occur, there is no accumulation of unused time into the following fiscal year. There is no payoff of unused personal business time in the event of termination of employment. An employee's birthday is a legitimate use of personal business time. Scheduling of personal business days may be done on a seniority basis when, in the opinion of the employee's supervisor, the best interests of the City would be served. Authorized use of personal business time will be counted as hours worked for purposes of overtime computation and as an excused absence for calculating holiday compensation. Newly hired employees accrue two hours per month of personal business time, but they are not eligible to use this Sectiontime until they have completed the new hire probationary period. 25.2 Bereavement Leave In case of death in their immediate family, an employee may be granted a leave of absence with pay not to exceed three days (24 hours) for each occurrence. This leave shall be in addition to other types of leave to which an employee would be entitled. A maximum of five days will be granted provided that attendance at the funeral requires the employee to travel 500 miles (round trip) or more. A leave may be granted, due to extenuating circumstances for a death of someone other than immediate family if the immediate supervisor makes a request on behalf of the employee to the City's Human Resource Office for approval to grant such leave. 25.3 Jury Duty Career employees required to serve jury duty shall suffer no salary deduction. There is no limit on the length of time an employee may serve on a jury. All jury pay, except mileage, must be paid to the City Controller who shall credit such pay to the proper City fund. Employees who are excused from jury service prior to the completion of their regular scheduled work hours are expected to return to work. Jury service is a public obligation and the City will not consider requests that employees be excused except when the jury service will be detrimental to the operation of the City. In those cases the City Attorney will work out arrangements to have the employee excused from jury duty. Employees who are summoned to Court as witnesses on behalf of the employer during their day off, or scheduled vacation, will be compensated for such time by overtime or compensatory time off.

Long Term Disability. (1) FullProgram There is established a long-time seniority employees will become eligible for long- term disability program for employees to be administered as follows: (LTDa) after There is a six (6) month waiting period for eligibility. Recurring periods of disability which arise from the same or related causes and which are separated by less than six months of employment for non-occupational illnesses or injuries that last longer than twenty-unrestricted work shall be added together in determining the six (266) weeks.month waiting period; (2b) LongFor each day of banked leave in the employee's unused leave banks on the last day worked prior to the beginning of the continuous illness, the employee will receive one day credited to his or her long-term disability benefits will equal sixty leave bank; (c) All banked leave must be used prior to use of any long-term disability credits; (d) Each day of credit in the long-term disability bank entitles the employee to one day of leave at fifty percent (6050%) of base salary, less any payments received by the employee’s base weekly pay to a maximum employee via social security, pension, Workmen's Compensation or other type of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends program or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017.insurance; (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by the Summary Plan Description. (5e) The long-term disability coverage will become effective on August 1credits are intended only for use by the employee and are not subject to any payoff upon resignation, 2004 for eligible employees who become disabled after that date. Howeverretirement, pre-existing conditions will not affect or any circumstances other than illness or disability of the employee’s eligibility for LTD.; (6f) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee Employees receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long long-term disability benefits through this Sectionshall be considered as on a leave of absence without pay and shall not receive or accrue benefits, except as provided in Section 26.14. 27.1 Personal Business Time Employees shall accrue 24 hours of personal business time at the start of the fiscal year (July 1). Part-time employees shall accrue personal business leave as follows: 12 hours per fiscal year for employees eligible for 50% benefits; 18 hours per fiscal year for employees eligible for 75% benefits. Arrangements for these days off must be made with the employee's supervisor's approval as much in advance as possible and scheduled so as not to interfere with the proper operation of the City. Personal business leave may be granted in minimum increments of one quarter (1/4) hour. Since personal business time must be pre-scheduled, it cannot be used in lieu of sick time. If usage within the fiscal year does not occur, there is no accumulation of unused time into the following fiscal year. There is no payoff of unused personal business time in the event of termination of employment. Scheduling of personal business days may be done on a departmental seniority basis when, in the opinion of the employee's supervisor, the best interests of the City would be served. Authorized use of personal business time will be counted as hours worked for purposes of overtime computation and as an excused absence for calculating holiday compensation. Newly hired employees accrue two hours per month of personal business time until their first July 1, at which time they accrue 24 hours as provided in 27.1. While in probation, they may use two hours for each month worked. 27.2 Bereavement Leave In case of death in their immediate family, an employee may be granted a leave of absence with pay not to exceed three days (24 hours) for each occurrence. Part-time employees may be granted bereavement leave as follows: 12 hours for employees eligible for 50% benefits; 18 hours for employees eligible for 75% benefits. This leave shall be in addition to other types of leave to which an employee would be entitled. A maximum of five days will be granted provided that attendance at the funeral requires the employee to travel 500 miles (round trip) or more. Immediate family is defined as spouse, child, stepchild, brother, sister, parent or parent- in-law, grandchild, brother-in-law, sister-in-law, grandparent and grandparent-in-law. A leave may be granted, due to extenuating circumstances for a death of someone other than immediate family if the immediate supervisor makes a request on behalf of the employee to the City's Human Resource Office for approval to grant such leave. 27.3 Jury Duty Career employees required to serve jury duty shall suffer no salary deduction. There is no limit on the length of time an employee may serve on a jury. All jury pay, except mileage, must be paid to the City and credited to the proper City fund. Employees who are excused from jury service prior to the completion of their regular scheduled work hours are expected to return to work. Jury service is a public obligation and the City will not consider requests that employees be excused except when the jury service will be detrimental to the operation of the City. In those cases the City Attorney will work out arrangements to have the employee excused from jury duty. Employees who are summoned to Court as witnesses on behalf of the employer during their day off, or scheduled vacation, will be compensated for such time by overtime or compensatory time off.

Long Term Disability. (1) Full-time seniority employees will become eligible for long- term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-twenty- six (26) weeks. (2) Long-term disability benefits will equal sixty percent (60%) of the employee’s base weekly pay to a maximum of eight six hundred dollars ($8600800) per week for up to five (5) years. Long-Long- term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017. (3) Average weekly base pay is computed by averaging paid hours (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues is- sues will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short short-term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Section.)

Long Term Disability. (1) FullMembers shall be covered by a long-time seniority employees will become eligible for long- term disability (LTD) plan administered by the Board through a carrier selected by the Board under the following terms. (a) Disability coverage shall be at the rate of sixty-six point seven percent (66.7%) of the member’s annual gross salary to a maximum of $10,000 per month. Approved disability benefits will be recalculated annually, based on the pre-disability annual gross salary of the insured plus an adjustment equal to the annual cost of living, multiplied by 66.7 percent. (b) Disability benefits will commence after six 119 days (6four months) months from the reported day of employment disability. (c) The plan shall contain a “two-year own occupation clause,” meaning that, in the first two years, members will be considered disabled if they are unable to perform the duties of their occupation; after two years, for benefits to continue, members must be considered totally disabled and unable to perform the duties of any occupation. (d) It is understood that the payment of LTD benefits will cease when the member becomes eligible for an unreduced pension under ▇▇▇▇▇. (e) The Board and Association members shall each pay 50 percent of the premium cost. Members no longer on payroll are responsible for submitting monthly payments to cover their portion of the premium cost, and coverage will be suspended in the event of non-occupational illnesses payment of such portion within 90 days of such premium being due. (2020) (f) While in receipt of LTD benefits, members may make a written request to use available credits from their accumulated sick leave banks to fund a top-up payment of the difference between the LTD benefit paid and 75 percent of their regular gross salary. Payment of this top-up shall commence once the Board receives confirmation of the LTD benefit paid by the insurer and shall continue until credits are exhausted or injuries that last longer than twentythe member makes a written request to cease the top-six up. Payment of the top-up and the eligible percentage amount is dependent upon the insurer’s policy requirements, which may alter over time, and on any applicable legal restrictions on such payments. (262017) (g) weeks.While on LTD, but not including any period for which a member has been awarded LTD retroactively, the member shall continue to be eligible for the following benefits: (1) extended health care; (2) Long-term disability benefits will equal sixty percent (60%) of the employee’s base weekly pay to a maximum of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from date of disability, whichever is later. The six hundred dollars ($600) cap shall be increased to seven hundred dollars ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 2017.dental care; and (3) Average weekly base pay is computed by averaging paid hours group life insurance. (maximum of forty (40) hours per week) each week during the last full calendar quarter the employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used for the calculation. (4) The definition of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by the Summary Plan Description. (5) The long-term disability coverage will become effective on August 1, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTD. (6) In those situations where a Teamster Health and Welfare Fund provides a short term disability benefit, the employee receiving such benefit shall provide the UPS National LTD Plan sixty (60) days advance notice of the estimated termination date of the short term disability. If such notice is not provided, the UPS National LTD Plan shall have the right to delay the commencement of LTD payments. (7) Any employee receiving LTD benefits pursuant to this Plan shall be entitled to receive health care coverage in accordance with the SPD for up to twelve (12) months only. (8) Notwithstanding any Supplement, Rider or Addendum all full- time UPS CSI employees will be provided long term disability benefits through this Section.2020)

Long Term Disability. (i) The Employer and the Union shall participate in the Long Term Disability Plan provided under the joint GVLRA/CUPE LTD Trust, or its successor trust when applicable, pursuant to the Trust Agreement executed by the Trustees representing CUPE and the Greater Victoria Labour Relations Association on behalf of the Employer effective January 1) Full-, 1987, which Trust Agreement may be amended from time seniority employees will become eligible for long- term disability (LTD) after six (6) months of employment for non-occupational illnesses or injuries that last longer than twenty-six (26) weeksto time by the Trustees. (2ii) Long-term disability All permanent employees shall participate in this LTD Plan as a condition of continued employment. The required contributions for this coverage shall be as determined and amended from time to time by the Trustees and shall be shared equally by each employee through payroll deduction and the Employer fifty per cent (50%) each, provided that in no event shall the total cost of such coverage exceed three percent (3%) of the total payroll for basic union wages. Should the current benefits will equal prove impossible to maintain for this three percent (3%) maximum in accordance with accepted actuarial accounting methods, the benefits shall be amended by the Trustees so that the three percent (3%) total cost is maintained. (iii) The terms and conditions of this LTD Plan shall be as determined and amended from time to time by the Trustees, but in no event shall these benefits provide for other than the following, provided such benefits can be maintained for the total cost of three percent (3%) of payroll: (a) A benefit level of sixty percent (60%) of the disabled employee’s base weekly pay to a maximum of eight six hundred dollars ($8600) per week for up to five (5) years. Long-term disability benefits begin when short-term disability coverage ends or after twenty-six (26) weeks from 's regular monthly earnings in effect on the date of disability, whichever is laterreduced by certain amounts received by and payable to the employee from other sources during the period of disability. The six hundred dollars ($600) cap shall Effective October 1, 2007 the said benefit level will be increased from sixty percent (60%) to seven hundred dollars seventy percent ($700) effective January 1, 2014 and the eight hundred dollars ($800) on January 1, 201770%). (3b) Average weekly base pay is computed by averaging paid hours (maximum A definition of forty (40) hours per week) each week during the last full calendar quarter the disability which permits an employee worked and multiplying that by the hourly rate of their base job. Weeks of unemployment to become eligible for benefits when completely unable to engage in the prior quarter will not be counted in the calculation. If there were substantial weeks of unemployment, the prior full calendar quarter may be used his normal occupation for the calculationfirst twenty-four (24) months of disability; and thereafter, when he is unable to engage in any occupation or employment for which he is reasonable qualified or may reasonably become qualified. (4c) The definition A seventeen (17) week qualification period from the date of disability, termination of eligibility, offsets, exclusions, limitations, claim procedures and any other related issues will be controlled by disability during which no benefit is payable under the Summary Plan DescriptionPlan. (5iv) All claims for LTD coverage shall be adjudicated and administered by a carrier selected for such purposes by the Trustees. The long-term disability coverage will become effective on August 1terms of the Trust Agreement and Plan Documents as applicable shall apply to all matters not specifically addressed in this Article. Should a conflict arise between this Article and any of the above documents, 2004 for eligible employees who become disabled after that date. However, pre-existing conditions will not affect the employee’s eligibility for LTDthis Article shall always apply. (6a) In those situations where a Teamster Health An employee during the qualification period and Welfare Fund provides a short term disability benefitwhile in receipt of Long Term Disability benefits shall be considered to be on approved leave of absence. Such an employee, including one engaged in rehabilitation employment with the employee receiving such benefit Employer, shall provide continue to be covered by the UPS National LTD Plan sixty (60) days advance notice provisions of the estimated termination date Medical Services Plan, Extended Health Plan, Group Life Insurance and Dental Plan. While in receipt of the short term disability. If such notice is not providedLong Term Disability payments, the UPS National LTD contributions to Municipal Pension Plan shall have be waived and such status shall be reported to the right to delay the commencement of LTD paymentsPlan. (7b) Any employee receiving LTD For recipients on Long Term Disability benefits pursuant the eighty-twenty (80/20) premium cost sharing for the above plans shall remain for the first two (2) years while on long term disability after which the access to this Plan shall be entitled such benefits ceases unless the long term disability recipient opts to receive health care continue benefit coverage in accordance with by assuming the SPD for up to twelve (12) months onlyfull premium costs of such benefits. (8) c) Notwithstanding any Supplement, Rider or Addendum (b) above all full- time UPS CSI employees will be provided long term disability benefits through recipients (including those whose claim may be in process) as of April 15, 1992 shall share the costs of premiums at fifty percent (50%) employee paid and fifty percent (50%) Employer paid for the entire duration of their eligibility for long term disability benefits. (d) The GVLRA/CUPE LTD Trust may examine possible options to improve health and welfare benefit entitlements and make such recommendations to the parties to this Sectionagreement as the Trustees deem appropriate.