Common use of Loading the Card Clause in Contracts

Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Mastercard rePower® Load Network location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You will have access to the funds in two (2) business days when loaded to the Card at a Mastercard rePower® Load Network location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasion, there is no guarantee that load(s) in any form, in excess of the disclosed limit will be permitted in the future. Personal checks, cashier’s checks, or money orders sent to the Issuer are unacceptable forms of loading the Card and will be returned unless the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. TAX REFUNDS: The Social Security number (“SSN”) associated with any tax refund must match the SSN registered to the Card Account. This means, if you file a joint return and wish to direct deposit your tax refund to the Card Account, you must be listed as the primary filer on the tax return. If a tax refund is directed to the Card Account and the SSN does not match, it may be rejected and returned to the Internal Revenue Service (“IRS”). No more than three electronic tax refunds can be deposited into a single financial account or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund. Please visit ▇▇▇.▇▇▇.▇▇▇ for additional information. The maximum value of the Card Account is Mastercard rePower® Load Network locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e., the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limits. Please refer to the paragraph above titled “Loading The Card” for additional details. ** Third party money transfer services may impose their own daily, weekly, monthly, or per transaction limits on the frequency or amount of cash you may load to the Card Account. $15,000.00. These are the limits associated with loading the Card. NOTE: If you have multiple active Cards, the maximum load limits shown here are not individual limits, they are combined Card limits. The value of all loads made at PLS Check Cashers locations to all your active Cards count toward your daily and monthly load limits as well as maximum balance limits.

Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Mastercard rePower® Load Network Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting ▇▇▇.▇▇▇▇▇▇.▇▇▇ or by visiting ▇▇▇.▇▇▇▇.▇▇▇. You will have access to the funds in two (2) business days when loaded to the Card at a Mastercard rePower® Load Network Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasion, there is no guarantee that load(s) in any form, in excess of provider. To use the disclosed limit will be permitted in the future. Personal checks, cashier’s checks, or money orders sent to the Issuer are unacceptable forms of loading the Card and will be returned unless the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. TAX REFUNDS: The Social Security number (“SSN”) associated with any tax refund must match the SSN registered to the Card Account. This means, if you file a joint return and wish to direct deposit your tax refund to the Card Accountservice, you must agree to the terms and conditions established by the service provider which may be listed as amended from time to time. The terms and conditions, including any applicable fees, will be provided to you when you register for the primary filer on service. Canceling a ▇▇▇▇ pay transaction: You may cancel a single or recurring ▇▇▇▇ pay transaction after it is scheduled, but before it is paid. Here’s how: Visit www.xpectationscard. com before the tax returnpayment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a ▇▇▇▇ pay transaction: If you order us to stop payment of a tax refund ▇▇▇▇ pay transaction three (3) business days or more before it is directed scheduled to be made, and we do not do so, we will be liable for your losses or damages. (SVC CHG BALANCE INQ) and the ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account and balance may bring the SSN does Card Account negative if funds are not matchsufficient at the time of the transaction. Any time your Card Account balance is less than this fee amount when it is assessed, it may the balance of your Card Account will be rejected and returned applied to the Internal Revenue Service (“IRS”)fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, any subsequent deposits or loads into your Card Account will first be applied to the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event The Bancorp Bank fails, if specific deposit insurance requirements are met. See ▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇.▇▇▇▇ for details. No more than three electronic tax refunds can be deposited into a single financial account overdraft/credit feature. Contact PLS by calling ▇-▇▇▇-▇▇▇-▇▇▇▇, by mail ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, 36th Floor, Chicago, IL 60606, or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund. Please visit ▇▇▇.▇▇▇▇▇▇.▇▇▇ for additional information▇. The maximum value of the Card Account is Mastercard rePower® Load Network locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e.For general information about prepaid accounts, the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limitsvisit ▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇. Please refer to the paragraph above titled “Loading The Card” for additional details. ** Third party money transfer services may impose their own daily, weekly, monthly, or per transaction limits on the frequency or amount of cash you may load to the Card Account. $15,000.00. These are the limits associated with loading the Card. NOTE: If you have multiple active Cardsa complaint about a prepaid account, call the maximum load limits shown here are not individual limits, they are combined Card limits. The value of all loads made Consumer Financial Protection Bureau at PLS Check Cashers locations to all your active Cards count toward your daily and monthly load limits as well as maximum balance limits▇-▇▇▇-▇▇▇-▇▇▇▇ or visit ▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇▇

Loading the Card. You may load funds The Unregistered Card is provided to you by your Program Sponsor and will be distributed preloaded with pretax funds. The maximum amount on each preloaded Card is $280. If you have registered the Card as described in the “Registered the Unregistered Card” section above, you may add additional post-tax funds with a personal debit or credit card one time only by logging into your account at ▇▇▇▇▇://▇▇▇▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.▇▇▇ minimum amount of the one-time add value load is $1.00. The maximum amount of the one-time load is $600.00 less any timebalance on the Registered Card. You The maximum value allowed on the Card or Registered Card in total is restricted to $600.00. The maximum number of times you may value load the Card: (a) using direct deposit; (b) at an authorized Mastercard rePower® Load Network location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to Registered Card for the funds upon receipt lifetime of the funds from the payment originator when loaded to the Registered Card by direct depositis once. You will have access to the your funds in two (2) business days when loaded immediately after value loading. Personal checks, cashiers’ checks, and money orders sent to the Card at a Mastercard rePower® Load Network location. You will have access to the funds the same day when loaded to the Card at PLS Check CashersIssuer are not an acceptable form of loading. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Registered Card Account. However, if such a load payment is permitted to post to the Registered Card Account on one occasion, there is no guarantee that any load(s) ), in any form, in excess of the disclosed thedisclosed limit will be permitted in the future. Personal checks, cashier’s checks, or All checks and money orders sent to the Issuer are unacceptable forms of for Card loading the Card and will be returned unless the full amount may be applied toward towards a negative balance, in which case the check or money order may or may not be loaded to the Card or Registered at the discretion of the Issuer. TAX REFUNDS: The Social Security number (“SSN”) associated with any tax refund You may transfer the entire available balance from one Card to another Card via the website or by calling Member Services. You must match either use all value on the SSN registered Card or Registered Card or transfer unused value to another Card or Registered Card prior to the Card Accountexpiration date on the Card. This means, if you file a joint return There are no cash refunds and wish to direct deposit your tax refund to the Card Account, you must be listed as the primary filer on the tax return. If a tax refund is directed to the Card Account and the SSN does cannot match, it may be rejected and returned to the Internal Revenue Service (“IRS”). No more than three electronic tax refunds can be deposited into a single financial account or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund. Please visit ▇▇▇.▇▇▇.▇▇▇ beredeemed for additional informationcash. The maximum value balance of the Card Account is Mastercard rePower® Load Network locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up limited to $999.00 per transaction; maximum of $1,998.00 per month (i.e., the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limits. Please refer to the paragraph above titled “Loading The Card” for additional details. ** Third party money transfer services may impose their own daily, weekly, monthly, or per transaction limits on the frequency or amount of cash you may load to the Card Account. $15,000.00600.00. These are the limits associated with loading adding post-tax funds to the Registered Card: Debit/Credit card* Minimum load of $1.00; up to $600.00 Maximum of 1 load for the life of the Registered Card Card to Card Transfer** Up to $600.00 per transaction,per day No frequency limit *Post-tax funds cannot be added to Unregistered Cards until the Card has been registered to your cardholder account. NOTE: If you have multiple active Cards, See the maximum load limits shown here section captioned “Registering the UnregisteredCard” above for details. ** Card to Card Transfers are not individual limits, they are combined Card limits. The value available for purposes of all loads made at PLS Check Cashers locations transferring the entire available balance of oneCard to all your active Cards count toward your daily and monthly load limits as well as maximum balance limitsanother.

Loading the Card. You may load funds to the Card at any time. You may load the Card: (a) using direct deposit; (b) at an authorized Mastercard rePower® Load Network Visa Readylink location; and (c) by using cash, check, or money order at any PLS Check Cashers store. You will have immediate access to the funds upon receipt of the funds from the payment originator when loaded to the Card by direct deposit. You may obtain additional information on other load locations by visiting ▇▇▇.▇▇▇▇▇▇.▇▇▇ or by visiting ▇▇▇.▇▇▇▇.▇▇▇. You will have access to the funds in two (2) business days when loaded to the Card at a Mastercard rePower® Load Network Visa ReadyLink location. You will have access to the funds the same day when loaded to the Card at PLS Check Cashers. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to the Card Account. However, if such a load payment is permitted to post to the Card Account on one occasion, there is no guarantee that load(s) in any form, in excess of provider. To use the disclosed limit will be permitted in the future. Personal checks, cashier’s checks, or money orders sent to the Issuer are unacceptable forms of loading the Card and will be returned unless the full amount may be applied toward a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. TAX REFUNDS: The Social Security number (“SSN”) associated with any tax refund must match the SSN registered to the Card Account. This means, if you file a joint return and wish to direct deposit your tax refund to the Card Accountservice, you must agree to the terms and conditions established by the service provider which may be listed as amended from time to time. The terms and conditions, including any applicable fees, will be provided to you when you register for the primary filer on service. Canceling a bill pay transaction: You may cancel a single or recurring bill pay transaction after it is scheduled, but before it is paid. Here’s how: Visit www.xpectationscard. com before the tax returnpayment is scheduled to be made. At the website, you may cancel the payment up to one (1) business day prior to its scheduled payment date. Liability for failure to stop payment of a bill pay transaction: If you order us to stop payment of a tax refund bill pay transaction three (3) business days or more before it is directed scheduled to be made, and we do not do so, we will be liable for your losses or damages. (SVC CHG BALANCE INQ) and the ATM decline fee (SVC CHG NSF ATM) assessed to the Card Account and balance may bring the SSN does Card Account negative if funds are not matchsufficient at the time of the transaction. Any time your Card Account balance is less than this fee amount when it is assessed, it may the balance of your Card Account will be rejected and returned applied to the Internal Revenue Service (“IRS”)fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If this occurs, any subsequent deposits or loads into your Card Account will first be applied to the negative balance. Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to The Bancorp Bank, an FDIC- insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event The Bancorp Bank fails, if specific deposit insurance requirements are met. See ▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇▇▇▇▇.▇▇▇▇ for details. No more than three electronic tax refunds can be deposited into a single financial account overdraft/credit feature. Contact PLS by calling ▇-▇▇▇-▇▇▇-▇▇▇▇, by mail One South ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund. Please visit ▇▇▇.▇▇▇▇▇▇.▇▇▇ for additional information▇. The maximum value of the Card Account is Mastercard rePower® Load Network locations* 2 times per calendar day; up to 5 times per calendar week; $1.00 up to $999.00 per transaction; maximum of $1,998.00 per month (i.e.For general information about prepaid accounts, the past 30 calendar days) * At our discretion we may allow a load transaction in excess of these limitsvisit ▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇. Please refer to the paragraph above titled “Loading The Card” for additional details. ** Third party money transfer services may impose their own daily, weekly, monthly, or per transaction limits on the frequency or amount of cash you may load to the Card Account. $15,000.00. These are the limits associated with loading the Card. NOTE: If you have multiple active Cardsa complaint about a prepaid account, call the maximum load limits shown here are not individual limits, they are combined Card limits. The value of all loads made Consumer Financial Protection Bureau at PLS Check Cashers locations to all your active Cards count toward your daily and monthly load limits as well as maximum balance limits▇-▇▇▇-▇▇▇-▇▇▇▇ or visit ▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇▇