Common use of Language Translation Clause in Contracts

Language Translation. If an individual requires the use of a translator or interpreter to conduct business transactions with Wellby, it is the responsibility of the individual to arrange to have that translator or interpreter with them throughout the entire transaction and subsequent discussions. We may require you to provide authorization to allow the translator or interpreter access to your confidential information. English Language — Other Language Preferences The terms of this Agreement and the products and services we provide are governed by the English language. As a courtesy, we may make some of our forms, disclosures and documents, including this Agreement, available in languages other than English. However, many important Credit Union documents, and some products and services related to this account, will only be provided in English. If there is any difference in meaning between the English and non-English version of any of our documents, the English version applies and is available upon request.‌ Large Cash Withdrawals To provide for the safety of both our team members and members, we do not keep large amounts of available cash at our branches. We may place reasonable restrictions on when and how you make any large cash withdrawal. For large cash withdrawals we will ask for the purpose of the request and other details related to the transaction. We reserve the right to deny the transaction based on the purpose or the lack of adequate transaction information provided at the time of or during the processing of the withdrawal request. Wellby is not responsible for providing you with security in such transactions. We may also require that you sign a document releasing us from any liability if you are robbed or assaulted. We may refuse the withdrawal request if you do not agree with these conditions. Legal Process If we receive any legal process relating to you or your account, you authorize us to comply with it. “Legal process” means any document that appears to have the force of law that requires us to hold or pay out funds from your account, including a garnishment, attachment, execution, levy or similar order. We will not be liable to you for any such payout, even if it leaves insufficient funds in your account to pay checks you have written or other items that have not yet been processed. You agree that any levy, attachment, or garnishment against your Account will be subject to our contractual and statutory liens set forth in this Agreement, and you authorize us to exercise that contractual lien whether or not any outstanding obligation is in default, subject to applicable law. We do not have to determine whether the legal process was validly issued or enforceable. If a hold is in effect, we will continue to charge any applicable fees even though the account cannot be closed. In those cases, we will limit the types of transactions that you can make until pending transactions are paid or returned, the balance is no longer negative, and any legal restriction/hold has been released. We also may remove your Overdraft Protection if a hold is placed, but you may ask us to relink your accounts after the hold is removed. As permitted by law, we will deduct from your balance a Legal Processing Fee or costs and expenses we incur in complying with the order, or both. If any action, including administrative proceedings, garnishment, tax levies, restraining orders or another action is brought against you or your account, you will be liable to us for any loss, cost or expense (including attorneys’ fees) resulting from our compliance with any legal process. If we receive any subpoena, court order or request for information or documents from a government entity or arbitration panel relating to your account, we are authorized to comply with it. You agree that we may debit your Account for charges and costs, including attorney’s fees, in connection with negotiations, responses, appearances, and the production of statements, items, or other documents pursuant to subpoenas, court orders, levies, garnishments, or other instruments of legal process to the extent not otherwise prohibited by law.

Language Translation. If an individual requires the use of a translator or interpreter to conduct business transactions with Wellby, it is the responsibility of the individual to arrange to have that translator or interpreter with them throughout the entire transaction and subsequent discussions. We may require you to provide authorization to allow the translator or interpreter access to your confidential information. English Language — Other Language Preferences The terms of this Agreement and the products and services we provide are governed by the English language. As a courtesy, we may make some of our forms, disclosures and documents, including this Agreement, available in languages other than English. However, many important Credit Union documents, and some products and services related to this account, will only be provided in English. If there is any difference in meaning between the English and non-English version of any of our documents, the English version applies and is available upon request.‌ request. Large Cash Withdrawals To provide for the safety of both our team members and members, we do not keep large amounts of available cash at our branchessolution centers. We may place reasonable restrictions on when and how you make any large cash withdrawal. For large cash withdrawals we will ask for the purpose of the request and other details related to the transaction. We reserve the right to deny the transaction based on the purpose or the lack of adequate transaction information provided at the time of or during the processing of the withdrawal request. Wellby is not responsible for providing you with security in such transactions. We may also require that you sign a document releasing us from any liability if you are robbed or assaulted. We may refuse the withdrawal request if you do not agree with these conditions. Legal Process If we receive any legal process relating to you or your account, you authorize us to comply with it. “Legal process” means any document that appears to have the force of law that requires us to hold or pay out funds from your account, including a garnishment, attachment, execution, levy or similar order. We will not be liable to you for any such payout, even if it leaves insufficient funds in your account to pay checks you have written or other items that have not yet been processed. You agree that any levy, attachment, or garnishment against your Account will be subject to our contractual and statutory liens set forth in this Agreement, and you authorize us to exercise that contractual lien whether or not any outstanding obligation is in default, subject to applicable law. We do not have to determine whether the legal process was validly issued or enforceable. If a hold is in effect, we will continue to charge any applicable fees even though the account cannot be closed. In those cases, we will limit the types of transactions that you can make until pending transactions are paid or returned, the balance is no longer negative, and any legal restriction/hold has been released. We also may remove your Overdraft Protection if a hold is placed, but you may ask us to relink your accounts after the hold is removed. As permitted by law, we will deduct from your balance a Legal Processing Fee or costs and expenses we incur in complying with the order, or both. If any action, including administrative proceedings, garnishment, tax levies, restraining orders or another action is brought against you or your account, you will be liable to us for any loss, cost or expense (including attorneys’ fees) resulting from our compliance with any legal process. If we receive any subpoena, court order or request for information or documents from a government entity or arbitration panel relating to your account, we are authorized to comply with it. You agree that we may debit your Account for charges and costs, including attorney’s fees, in connection with negotiations, responses, appearances, and the production of statements, items, or other documents pursuant to subpoenas, court orders, levies, garnishments, or other instruments of legal process to the extent not otherwise prohibited by law.

Language Translation. If an individual requires the use of a translator or interpreter to conduct business transactions with Wellby, it is the responsibility of the individual to arrange to have that translator or interpreter with them throughout the entire transaction and subsequent discussions. We may require you to provide authorization to allow the translator or interpreter access to your confidential information. English Language — Other Language Preferences The terms of this Agreement and the products and services we provide are governed by the English language. As a courtesy, we may make some of our forms, disclosures and documents, including this Agreement, available in languages other than English. However, many important Credit Union documents, and some products and services related to this account, will only be provided in English. If there is any difference in meaning between the English and non-English version of any of our documents, the English version applies and is available upon request.‌ Large Cash Withdrawals To provide for the safety of both our team members and members, we do not keep large amounts of available cash at our branchessolution centers. We may place reasonable restrictions on when and how you make any large cash withdrawal. For large cash withdrawals we will ask for the purpose of the request and other details related to the transaction. We reserve the right to deny the transaction based on the purpose or the lack of adequate transaction information provided at the time of or during the processing of the withdrawal request. Wellby is not responsible for providing you with security in such transactions. We may also require that you sign a document releasing us from any liability if you are robbed or assaulted. We may refuse the withdrawal request if you do not agree with these conditions. Legal Process If we receive any legal process relating to you or your account, you authorize us to comply with it. “Legal process” means any document that appears to have the force of law that requires us to hold or pay out funds from your account, including a garnishment, attachment, execution, levy or similar order. We will not be liable to you for any such payout, even if it leaves insufficient funds in your account to pay checks you have written or other items that have not yet been processed. You agree that any levy, attachment, or garnishment against your Account will be subject to our contractual and statutory liens set forth in this Agreement, and you authorize us to exercise that contractual lien whether or not any outstanding obligation is in default, subject to applicable law. We do not have to determine whether the legal process was validly issued or enforceable. If a hold is in effect, we will continue to charge any applicable fees even though the account cannot be closed. In those cases, we will limit the types of transactions that you can make until pending transactions are paid or returned, the balance is no longer negative, and any legal restriction/hold has been released. We also may remove your Overdraft Protection if a hold is placed, but you may ask us to relink your accounts after the hold is removed. As permitted by law, we will deduct from your balance a Legal Processing Fee or costs and expenses we incur in complying with the order, or both. If any action, including administrative proceedings, garnishment, tax levies, restraining orders or another action is brought against you or your account, you will be liable to us for any loss, cost or expense (including attorneys’ fees) resulting from our compliance with any legal process. If we receive any subpoena, court order or request for information or documents from a government entity or arbitration panel relating to your account, we are authorized to comply with it. You agree that we may debit your Account for charges and costs, including attorney’s fees, in connection with negotiations, responses, appearances, and the production of statements, items, or other documents pursuant to subpoenas, court orders, levies, garnishments, or other instruments of legal process to the extent not otherwise prohibited by law.