Common use of Insurance Under More Than One Policy Clause in Contracts

Insurance Under More Than One Policy. If a loss is covered by this policy and is also covered by other insurance, "we" pay only for the amount of covered loss in excess of the amount due from that other policy, whether "you" can collect on it or not. But "we" do not pay more than the applicable "limit".

Insurance Under More Than One Policy. If a loss is covered by this policy and is also covered by other insurance, "“we" ” will pay only for the proportion of the loss that the limit of insurance that applies under this policy bears to the total amount of covered loss in excess of insurance covering the amount due from that other policy, whether "you" can collect on it or not. But "we" do not pay more than the applicable "limit"loss.