Under Premises Medical Payments Coverage Clause Samples
The Under Premises Medical Payments Coverage clause provides insurance coverage for medical expenses incurred by individuals who are injured on the insured premises, regardless of fault. This coverage typically applies to guests, customers, or other third parties who sustain accidental bodily injuries while on the property, such as slipping on a wet floor or tripping over an obstacle. Its core practical function is to ensure prompt payment of medical costs for minor injuries, thereby reducing the likelihood of lawsuits and facilitating quick resolution of incidents.
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Under Premises Medical Payments Coverage. The limit of liability stated in the Declarations for "each person" is the limit for all medical expense for bodily injury to any person as the result of any one accident and the total paid in each accident for two or more persons shall not exceed the limit of liability stated for " each accident." Payment of a claim under the Premises Medical Payments coverage does not constitute an admission of liability under the Premises Liability Coverage.