Common use of Email Marketing Clause in Contracts

Email Marketing. We would also like to provide you with the above information by e-mail. However, we appreciate that e-mail ‘spam’ had become a problem in recent years. If you are a customer or you have previously asked us for information on our products: • we may contact you regarding your purchase or other matters regarding transactions between us or your customer relationship with us or send you information on our products by e-mail, unless you have asked us not to do so; and • we may also use your e-mail address to send you information about our products and services that we think may be of interest to you by way of informational e-mails, unless you have asked us not to do so. You have the right to review your personal data and sensitive personal data held by us and have any inaccurate information about you corrected. If you wish to do so, or to notify a change in your details, please contact The Data Protection Officer, ▇▇▇▇ ▇▇▇▇▇▇, on 0800 316 1811 or in writing at 3 More ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇ ▇▇▇. You may be charged a fee (subject to the statutory maximum) for supplying you with such data. If at any time you wish us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact The Data Protection Officer, ▇▇▇▇ ▇▇▇▇▇▇, 0800 316 1811 or in writing at 3 More ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇ ▇▇▇. We are required to verify your identity in accordance with the Anti-Money Laundering and Proceeds of Crime Regulation. No application will be made until such verification has been obtained. In the absence of such evidence, we may be unable to act for you. This process involves obtaining verification of your identity using documents such as your Passport or Driving Licence and your address (e.g. utility ▇▇▇▇, bank statement). In addition, where applicable, we reserve the right to make further enquiries into the source of your funds or wealth to ensure we meet our regulatory obligations. We may check the details you supply against those held on a number of specific databases. Online verification credit reference agencies have access to, for example information from the Electoral Register and fraud prevention agencies. Scoring methods can be used in the verification process as this gives a more thorough check of the available data. A record of this process will be kept and may be used to help other companies to verify your identity. We may also pass information to organizations involved in fraud prevention to protect ourselves and our customers from theft and fraud. If you supply false or inaccurate information and we suspect fraud, we may make the appropriate search using a reputable online credit reference agency and will keep a record of this search in line with the anti-money laundering rules and the Data Protection ▇▇▇ ▇▇▇▇. In fulfilling our obligations under the Proceeds of Crime ▇▇▇ ▇▇▇▇ and other anti-money laundering legislation, where knowledge or suspicion of money laundering arises, we may pass certain information known to, or suspected by us to the appropriate authorities. This may result in a delay to a transaction and/or a decision that we will cease acting for you. By signing the Declaration at the end of this Agreement, you consent to us carrying out the appropriate verification checks. Depending on the level of verification generated, we may need to contact you for additional information or documentation. Therefore, we cannot accept responsibility in instances where investments are delayed due to these regulations. Claims payments will ordinarily be made to you, unless we make payment to a third party with an interest in your policy. If you require a payment to be made to a third party we may ask for evidence of the third party’s identity and ask you to provide a brief explanation for your request.

Email Marketing. We would also like to provide you with the above information by e-mail. However, we appreciate that e-e- mail ‘spam’ had become a problem in recent years. If you are a customer or you have previously asked us for information on our products: • we may contact you regarding your purchase or other matters regarding transactions between us or your customer relationship with us or send you information on our products by e-mail, unless you have asked us not to do so; and • we may also use your e-mail address to send you information about our products and services that we think may be of interest to you by way of informational e-mails, unless you have asked us not to do so. You have the right to review your personal data and sensitive personal data held by us and have any inaccurate information about you corrected. If you wish to do so, or to notify a change in your details, please contact The Data Protection Officer, ▇▇▇▇ ▇▇▇▇▇▇, on 0800 316 1811 or in writing at 3 More ▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇ ▇▇▇. You may be charged a fee (subject to the statutory maximum) for supplying you with such data. If at any time you wish us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact The Data Protection Officer, ▇▇▇▇ ▇▇▇▇▇▇, 0800 316 1811 or in writing at 3 More ▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇ ▇▇▇. We are required to verify your identity (both Directors and Ltd Company identities) in accordance with the Anti-Money Laundering and Proceeds of Crime Regulation. No application will be made until such verification has been obtained. In the absence of such evidence, we may be unable to act for you. This process involves obtaining verification of your identity using documents such as your Passport or Driving Licence and your address (e.g. utility ▇▇▇▇bill, bank statement). In addition, where applicable, we reserve the right to make further enquiries into the source of your funds or wealth to ensure we meet our regulatory obligations. We may check the details you supply against those held on a number of specific databases. Online verification credit reference agencies have access to, for example information from the Electoral Register and fraud prevention agencies. Scoring methods can be used in the verification process as this gives a more thorough check of the available data. A record of this process will be kept and may be used to help other companies to verify your identity. We may also pass information to organizations involved in fraud prevention to protect ourselves and our customers from theft and fraud. If you supply false or inaccurate information and we suspect fraud, we may make the appropriate search using a reputable online credit reference agency and will keep a record of this search in line with the anti-anti- money laundering rules and the Data Protection ▇▇▇ ▇▇▇▇Act 1998. In fulfilling our obligations under the Proceeds of Crime ▇▇▇ ▇▇▇▇ Act 2002 and other anti-money laundering legislation, where knowledge or suspicion of money laundering arises, we may pass certain information known to, or suspected by us to the appropriate authorities. This may result in a delay to a transaction and/or a decision that we will cease acting for you. By signing the Declaration at the end of this Agreement, you consent to us carrying out the appropriate verification checks. Depending on the level of verification generated, we may need to contact you for additional information or documentation. Therefore, we cannot accept responsibility in instances where investments are delayed due to these regulations. Claims payments will ordinarily be made to you, unless we make payment to a third party with an interest in your policy. If you require a payment to be made to a third party we may ask for evidence of the third party’s identity and ask you to provide a brief explanation for your request.