Common use of Electronic Statements (E-Statements) Clause in Contracts

Electronic Statements (E-Statements). Commercial Online Banking is set up to deliver your account statements to you electronically. By agreeing to Commercial Online Banking and having your bank statements sent electronically, you are also agreeing to notify Treasury Management Client Care immediately by telephone at (847) ▇▇▇- ▇▇▇▇ of any change in your email address or any errors or complications relating to your electronic receipt or access of your bank statements. By enrolling in, Commercial Online Banking you will: (i) Receive periodic account statements and disclosures electronically – You authorize the Bank to provide to you electronically your periodic account statements and any other disclosures that we might send to you with your account statements, such as Business Account Disclosure Statements, Privacy Notices or other required disclosures relating to your accounts. We will no longer send you paper statements through the mail for those accounts enrolled in Commercial Online Banking. E- statements will be available online for a minimum of 365 days from the date of issuance. Check images can also be accessed online. Both E-Statements and check images may be downloaded or printed for permanent retention. (ii) Have the right to withdraw consent to have records provided electronically, including any consequences or fees associated with doing so – To discontinue electronic delivery, you may email your request to ▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or you can request discontinuance by calling Treasury Management Client Care at (847) 897- 7600. Please allow up to 45 days for us to implement your request, and after such time you will no longer receive your statements electronically. We will not charge any fees for discontinuing electronic delivery of statements and we will resume delivery of your paper statements by U. S. Mail. Delivery of paper statements by U.S. Mail may be subject to a fee according to our Schedule of Fees. (iii) Have the right to obtain a paper copy of the record upon request – You may request that we mail you a paper version of a statement, disclosure, notice, records or other information that you received electronically. If you request a paper copy of a statement or any other documents that you receive electronically, you may be charged a fee according to our Schedule of Fees. To request a paper copy of any document relating to your account, you may call Treasury Management Client Care at (▇▇▇)-▇▇▇-▇▇▇▇ or stop by any FBHP location for assistance. (iv) Agree to the hardware and software requirements for access and retention of the electronic information – The hardware and software requirements enable you to receive and retain your bank statements and/or notices electronically. These are discussed below in the Access Requirements section. (v) Agree that we may treat your submission of an invalid email address, the subsequent invalidation of your email address, emails that are returned as “undelivered”, or cancellation of participation in Commercial Online Banking as a withdrawal of your consent to receive electronic statements. (vi) You acknowledge and agree that your consent to E-Statements is being provided in connection with a transaction that is subject to the federal Electronic Signature in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.

Electronic Statements (E-Statements). Commercial Online Banking is set up to deliver your account statements to you electronically. By agreeing to Commercial Online Banking and having your bank statements sent electronically, you are also agreeing to notify Treasury Management Client Care immediately by telephone at (847) ▇▇▇- ▇▇▇▇ of any change in your email address or any errors or complications relating to your electronic receipt or access of your bank statements. By enrolling in, Commercial Online Banking you will: (i) Receive periodic account statements and disclosures electronically – You authorize the Bank to provide to you electronically your periodic account statements and any other disclosures that we might send to you with your account statements, such as Business Account Disclosure Statements, Privacy Notices or other required disclosures relating to your accounts. We will no longer send you paper statements through the mail for those accounts enrolled in Commercial Online Banking. E- Statement Error Resolution disclosures are available on the First Bank Chicago website at ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇▇▇▇. E- statements will be available online for a minimum of 365 days from the date of issuance. Check images can also be accessed online. Both E-Statements and check images may be downloaded or printed for permanent retention. (ii) Have the right to withdraw consent to have records provided electronically, including any consequences or fees associated with doing so – To discontinue electronic delivery, you may email your request to ▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or you can request discontinuance by calling Treasury Management Client Care at (847) 897- 7600. Please allow up to 45 days for us to implement your request, and after such time you will no longer receive your statements electronically. We will not charge any fees for discontinuing electronic delivery of statements and we will resume delivery of your paper statements by U. S. Mail. Delivery of paper statements by U.S. Mail may be subject to a fee according to our Schedule of Fees. (iii) Have the right to obtain a paper copy of the record upon request – You may request that we mail you a paper version of a statement, disclosure, notice, records or other information that you received electronically. If you request a paper copy of a statement or any other documents that you receive electronically, you may be charged a fee according to our Schedule of Fees. To request a paper copy of any document relating to your account, you may call Treasury Management Client Care at (▇▇▇)-▇▇▇-▇▇▇▇ or stop by any FBHP location for assistance.request (iv) Agree to the hardware and software requirements for access and retention of the electronic information – The hardware and software requirements enable you to receive and retain your bank statements and/or notices electronically. These are discussed below in the Access Requirements section. (v) Agree that we may treat your submission of an invalid email address, the subsequent invalidation of your email address, emails that are returned as “undelivered”, or cancellation of participation in Commercial Online Banking as a withdrawal of your consent to receive electronic statements. (vi) You acknowledge and agree that your consent to E-Statements is being provided in connection with a transaction that is subject to the federal Electronic Signature in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.