Common use of Card Security Clause in Contracts

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 5.1. Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 5.2. You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 5.3. You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. 5.3.1. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii5.3.2. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii5.3.3. not interfering with any magnetic stripe or integrated circuit on the Card; iv5.3.4. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. 5.3.5. using only secure internet sites for making Card Transactions online; vi5.3.6. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii5.3.7. checking ATMs for signs of tampering, e.g. false fronts, before use; viii5.3.8. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix5.3.9. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 5.4. You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 5.5. The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website Corporate Account Platform or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 5.6. You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 5.7. The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 5.8. Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 5.9. Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the CardCards, Security Details and PIN PINs (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the a Card or sharing the a PIN or Security Details with anyone; ii. not carrying the a PIN together with the respective Card or recording the a PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the a Card; iv. complying with any reasonable instructions We give about keeping the Card Cards and the PIN PINs safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- linePlatform; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the a Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the a Card to any relevant organisations Us to warn them Us of any potential attempts to commit identity fraud in Your name. 5.4 5.2 You shall never be required to provide Your a PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN 5.3 A Card may be disabled locked if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN Card is disabledlocked, please visit the Website or contact Customer Services Platform to reactivate unlock the PIN. There may be a twenty- four (24) hour delay in reactivating Your PINCard. 5.6 5.4 You undertake, represent and warrant to Us that the Transactions that the any Card User will undertake using the a Card do not contravene any applicable law Applicable Law and that You and the all Card User Users shall at all times comply with all applicable laws Applicable Laws in relation to the performance of Your obligations under this Agreement. 5.7 The 5.5 Card User Users shall obtain a receipt for every Transaction undertaken with the a Card. The Card User Users must retain their receipts to verify their Transactions. 5.8 5.6 Card Users shall not under any circumstances send their an active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 5.7 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions onlineon-line; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 4.1. Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 4.2. You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 4.3. You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 4.4. You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 4.5. The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 4.6. You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card4.7. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 4.8. Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- lineAccount online; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POSPOS terminals. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 6.1 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 6.2 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. 6.3 If anyone asks You to reveal a the PIN, the request should be refused and reported to Customer Services. 5.5 6.4 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your the PIN. 5.6 6.5 You undertake, represent and warrant to Us that the Transactions that the Card User You will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreementthese Terms. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users 6.6 You shall not under any circumstances send their the active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 6.7 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. checking ATMs for signs of tampering, e.g. e.g., false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law Applicable Law and that You and the Card User shall at all times comply with all applicable laws Applicable Law in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 ‌ 6.1. Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 6.2. You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 6.3. You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. (a) never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. (b) not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. (c) not interfering with any magnetic stripe or integrated circuit on the Card; iv. (d) complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. (e) using only secure internet sites for making Card Transactions online; vi. (f) choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. (g) checking ATMs for signs of tampering, e.g. false fronts, before use; viii. (h) shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. (i) reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 6.4. You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 6.5. The PIN Card may be disabled if an incorrect PIN is entered three (3) consecutive times at all ATMs and/or POS. If the PIN Card is disabled, please visit the Website or contact Customer Services within Business Hours to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PINCard. 5.6 6.6. You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law Applicable Law and that You and the Card User shall at all times comply with all applicable laws Applicable Laws in relation to the performance of Your obligations under this Card Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card6.7. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 6.8. Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 5.1. Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 5.2. You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 5.3. You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 5.4. You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 5.5. The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 5.6. You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 5.7. The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 5.8. Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 5.9. Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website Corporate Account Platform or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions onlineon-line; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website Mynt App or contact Customer Services to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 5.8 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 6.1 Card Users must sign the back of the plastic physical Card as soon as they receive it. 5.2 6.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 6.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the a Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the a Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the a Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Mynt Platform on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details security details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details security details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 6.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer ServicesSupport. 5.5 6.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website Mynt App or contact Customer Services Support to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your PIN. 5.6 6.6 You undertake, represent represent, and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 6.7 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 6.8 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 5.1. Card Users must sign the back of the plastic Physical Card as soon as they receive it. 5.2 You 5.2. Card User should treat the Card like cash. If it is lost or stolen, you You may lose some or all of your Your money on your Your Card, in the same way as if you You lost cash. 5.3 You 5.3. Card User must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. (a) never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. (b) not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. (c) not interfering with any magnetic stripe or integrated circuit on the Card; iv. (d) complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. (e) using only secure internet sites for making Card Transactions online; vi. (f) choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. (g) checking ATMs for signs of tampering, e.g. false fronts, before use; viii. (h) shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. (i) reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your Card User’s name. 5.4 You 5.4. Card User shall never be required to provide Your their PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You Card User to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 5.5. The PIN Card may be disabled suspended if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN Card is disabledsuspended, please visit the Website or contact Customer Services to reactivate the PINCard. There may be a twenty- twenty-four (24) hour delay in reactivating Your PINthe Card. 5.6 5.6. You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Cardholder Agreement. 5.7 5.7. The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 5.8. Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 5.9. Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us Us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users must sign the back of the plastic Card as soon as they receive it. 5.2 You should treat the Card like cash. If it is lost or stolen, you may lose some or all of your money on your Card, in the same way as if you lost cash. 5.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measuresmeasure, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions onlineon-line; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please visit the Website or contact Customer Services to reactivate the PIN. There may be a twenty- four (24) hour delay in reactivating Your PIN. 5.6 You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Agreement. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 Card Users 6.1 You must sign the back of the plastic physical Card as soon as they You receive itit (if applicable). 5.2 6.2 You should treat the Card like cash. If it is lost or stolen, you You may lose some or all of your Your money on your the Card, in the same way as if you You lost cash. 5.3 6.3 You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. not interfering with any magnetic stripe or integrated circuit on the Card; iv. complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. using only secure internet sites for making Card Transactions online; vi. choosing strong passwords that mix alpha and numeric characters when managing the Card account on- on-line; vii. checking ATMs for signs of tampering, e.g. false fronts, before use; viii. shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 6.4 You shall never be required to provide Your the PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 6.5 The PIN may be disabled if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN is disabled, please You should visit the Program Manager Website or contact Customer Services to reactivate the PIN. There may be a twenty- twenty-four (24) hour delay in reactivating Your the PIN. 5.6 6.6 You undertake, represent and warrant to Us that the Transactions that the Card User You will undertake using the Card do not contravene any applicable law Applicable Law and that You and the Card User shall at all times comply with all applicable laws Applicable Laws in relation to the performance of Your obligations under this Agreementthese Terms and the use of the Card. 5.7 The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 Card Users 6.7 You shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 6.8 Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us Us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.

Card Security. 5.1 5.1. Card Users must sign the back of the plastic Physical Card as soon as they receive it. 5.2 5.2. You should treat the Card like cash. If it is lost or stolen, you You may lose some or all of your Your money on your Your Card, in the same way as if you You lost cash. 5.3 5.3. You must keep the Card, Security Details and PIN (as applicable) safe by taking appropriate measures, including, but not limited to, the following: i. (a) never allowing anyone else to use the Card or sharing the PIN or Security Details with anyone; ii. (b) not carrying the PIN with the Card or recording the PIN where it may be accessed by other people; iii. (c) not interfering with any magnetic stripe or integrated circuit on the Card; iv. (d) complying with any reasonable instructions We give about keeping the Card and the PIN safe and secure; v. (e) using only secure internet sites for making Card Transactions online; vi. (f) choosing strong passwords that mix alpha and numeric characters when managing the Card account on- Account on-line; vii. (g) checking ATMs for signs of tampering, e.g. false fronts, before use; viii. (h) shredding any personal information or Security Details relating to the Card that could be used by an identity thief; and ix. (i) reporting thefts of any Security Details relating to the Card to any relevant organisations to warn them of any potential attempts to commit identity fraud in Your name. 5.4 5.4. You shall never be required to provide Your PIN by telephone or on the internet in order to pay for goods or services or carry out a Transaction. If anyone asks You to reveal a PIN, the request should be refused and reported to Customer Services. 5.5 5.5. The PIN Card may be disabled suspended if an incorrect PIN is entered three (3) times at all ATMs and/or POS. If the PIN Card is disabledsuspended, please visit the Website or contact Customer Services to reactivate the PINCard. There may be a twenty- twenty-four (24) hour delay in reactivating Your PINthe Card. 5.6 5.6. You undertake, represent and warrant to Us that the Transactions that the Card User will undertake using the Card do not contravene any applicable law and that You and the Card User shall at all times comply with all applicable laws in relation to the performance of Your obligations under this Cardholder Agreement. 5.7 5.7. The Card User shall obtain a receipt for every Transaction undertaken with the Card. The Card User must retain their receipts to verify their Transactions. 5.8 5.8. Card Users shall not under any circumstances send their active and/or loaded Card to Us or any third party, by post or any other unsecure delivery method. 5.9 5.9. Information sent over the internet may not be completely secure. The internet and the online systems are not controlled or owned by us Us so We cannot guarantee that they will be secure and function at all times and We accept no liability for unavailability or interruption.