Common use of Card Account Access Clause in Contracts

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us that can include: (1) add funds to your Card Account (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us that can include: (1) add funds to your Card Account (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (32) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (53) transfer funds between Card Accounts or from your Card Account to your bank accountAccounts, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us services that can include: (1) add receiving funds to on your Card Account that are added by BlueCross on your behalf (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa at participating merchants where MasterCard debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees restrictions associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdingsoffsets for negative balances. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us services that can include: (1) add receiving funds to on your Card Account that are added by PayForward’s Enterprise Partner on your behalf (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated Agreement and your identity verifiedthe accompanying Schedule A, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us that can include: (1) add funds to your Card Account (see section as described in the Section below labeled entitled “Adding Funds (“Loading”) to Your Card Account”), (2) transfer funds between Card Accounts, (3) purchase goods or services wherever Visa debit cards are accepted (see section below labeled “Using Your your Card for Purchases”)is accepted, (34) withdraw cash from your Card Account wherever the Mastercard® brandmarks are displayed (see section as described in the Section below labeled entitled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule aboveA attached to this Agreement. Each time you Some of these services may not be available at all terminals. You may not use your Card for any online gambling, or any illegal transaction. You may not use your Card Number or the CardIssuer's routing number and your assigned Account Number in connection with the creation and/or negotiation of any financial instruments, you authorize us to reduce such as checks, which we have not authorized. You acknowledge and agree that the funds value available in your Card Account by the amount of the purchase for use or withdrawal in addition is limited to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account minus any pending loads or pending authorizations, minus funds spent or withdrawn from the Card Account and minus any other account you activate or maintain with usand all applicable fees. If your Available Balance is insufficient to cover any transaction amount or any transaction fee(s) assessed or both, the transaction may be declined. If you use your Card Account has Number without presenting your Card (such as for a zero mail order, telephone, or negative balanceInternet purchase), the legal effect will be the same as if you used the Card itself. Limitations on Frequency, Dollar Amounts of Transactions and Types of Merchants. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For information about the basic limits that apply, see the accompanying Schedule A. For security reasons, we maymay further limit the number or dollar amount of transactions you can make with your Card. We may also prohibit using the Card for transactions with certain types of merchants, at including but not limited to merchants engaged in illegal activities, online or off-shore gaming, or dating/escort services. We may increase or decrease these limits from time to time and restrict certain types of merchants in our optionsole discretion and without prior notice to you, cancel to the extent permitted by applicable law. Adding Funds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Account without noticeany time after your identity has been verified, subject to the limitations in this Agreement and the accompanying Schedule A. Merchants and banks may have additional limitations. You can get We may assess a receipt at fee for one or more of the time you initiate load options described below. See the accompanying Schedule A for more details. There may also be a transaction and you should retain fee from the receipt originating bank or a third party involved in the load process. Funds may be loaded to verify your transactionsCard Account through one or more of the following means marked “Yes” in the left column. Some merchants may not provide paper receipts for small dollar transactions.Available with Card? Load Options

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us that can include: (1) add funds to your Card Account (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. If your card is an instant issue card as described above, your card may be used at merchants for PIN based purchases not requiring a signature. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us services that can include: (1) add receiving funds to on your Card Account that are added by AmeriHealth on your behalf (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa at participating merchants where MasterCard debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees restrictions associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdingsoffsets for negative balances. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us that can include: (1) add funds to your Card Account (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa MasterCard debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us services that can include: (1) add receiving funds to on your Card Account that are added by PayForward’s Enterprise Partner on your behalf (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdings. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.

Card Account Access. Subject to the limitations set forth in this Agreement, once your Card has been successfully activated and your identity verified, you may use your Card, Card Number, or Account Number, as applicable, to facilitate payment instructions that you give us services that can include: (1) add receiving funds to on your Card Account that are added by Braven on your behalf (see section below labeled “Adding Funds to Your Card Account”), (2) purchase goods or services wherever Visa at participating merchants where MasterCard debit cards are accepted (see section below labeled “Using Your Card for Purchases”), (3) withdraw cash from your Card Account (see section below labeled “Using Your Card to Get Cash”), (4) the payment of bills directly from your Card Account in the amounts and on the days you request (see section below labeled “Using Your Card Account to Pay Bills”) and (5) transfer funds between Card Accounts or from your Card Account to your bank account, as long as you do not exceed the value available in your Card Account. Some of these services may not be available at all terminals. There may be fees restrictions associated with some of these transactions. For fee information, see the Fee Schedule above. Each time you use the Card, you authorize us to reduce the funds available in your Card Account by the amount of the purchase or withdrawal in addition to any applicable fees, costs or holdingsoffsets for negative balances. There is no credit line associated with your Card. This means that at the time of the transaction you must have sufficient funds available in your Card Account to pay for the transaction and any applicable fees and you are never allowed to exceed the available balance in your Card Account. Nevertheless, if you exceed the available balance you shall remain fully liable to us for the amount of the transactions and any applicable fees and charges, and you agree to pay us immediately on demand. We may deduct the negative balance owing from any current or future funds loaded to your Card Account or any other account you activate or maintain with us. If your Card Account has a zero or negative balance, we may, at our option, cancel your Card Account without notice. You can get a receipt at the time you initiate a transaction and you should retain the receipt to verify your transactions. Some merchants may not provide paper receipts for small dollar transactions.