Basis of Settlement. 6.4 Zurich may at its sole discretion, arrange for repair or pay the cost of replacement or repair in respect of the item insured that is lost or damaged, less an amount for wear and tear for clothing. If the item is lost or damaged beyond economical repair, Zurich will only pay the resale market value as at the time of damage or loss. Sets, Pairs and Collection
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Samples: assets.contentstack.io, info.zurich.com.hk, gi.zurich.com.hk
