Common use of Authorized Transfers Clause in Contracts

Authorized Transfers. You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly. • Unauthorized Transfers: Tell us at once if you believe your Mobile App Login ID or password has been lost or stolen or if your Mobile App user account has been, or may have been, subject to Unauthorized Electronic Fund Transfers. Contact us immediately to keep your possible losses to a minimum. You could lose all the money in your Linked Account(s) and/or Exto Banking Account. • If you tell us within four (4) business days after learning of the loss or theft of your Mobile App Login ID or password or after learning of any other Unauthorized Electronic Fund Transfers associated with your Mobile App user account, you can lose no more than $50. However, if you DO NOT tell us within four (4) business days after learning of the loss, theft or unauthorized use associated with your Mobile App user account, and we can establish that we could have prevented the Unauthorized Electronic Fund Transfer(s) if you had told us in time, you could lose as much as $500. • If your periodic account statement issued by your bank or financial institution shows Unauthorized Electronic Fund Transfers and you DO NOT tell us within ninety (90) days after the statement was delivered to you, you may not get back any money you lose after the ninety (90) day period if we can prove that we could have prevented the unauthorized transfer(s) if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen Mobile App Login ID or password or of any other suspected Unauthorized Electronic Fund Transfers(s), the time periods specified in this Section 26.2 may be extended for a reasonable period.

Authorized Transfers. You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly. • Unauthorized Transfers: Tell us Call +0-000-000-0000 or email xxxxxxx@Xxxxxxxxxx.xxx at once if you believe your Mobile App Login ID Account, Your Card, Your Bank Account, or password has been your PIN or other access information is lost or stolen or if your Mobile App user account has been, been or may have been, be subject to Unauthorized unauthorized Electronic Fund Transfers. Contact us Do so immediately to keep your possible losses to a minimum. You could lose all the money in your Linked Account(s) and/or Exto Banking Accountaccount(s). • If you tell us within four two (42) business days after learning of the loss or theft of your Mobile App Login ID or password account access device, or after learning of any other Unauthorized Electronic Fund Transfers associated with unauthorized transfers from your Mobile App user accountaccount involving your account access device, you can lose no more than $5050 if Electronic Fund Transfers are made without your permission. HoweverFor these transactions, if you DO NOT tell us within four two (42) business days after learning of the loss, theft or unauthorized use associated with your Mobile App user accountuse, and we can establish that we could have prevented the Unauthorized Electronic Fund Transfer(sunauthorized transfer(s) if you had told us in time, you could lose as much as $500. • If Also, if your periodic account statement issued by your bank or financial institution shows Unauthorized Electronic Fund Transfers unauthorized transfers and you DO NOT tell us within ninety sixty (9060) days after the statement was delivered to you, you may not get back any money you lose after the ninety sixty (9060) day period if we can prove that we could have prevented the unauthorized transfer(s) if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen Mobile App Login ID or password access device or of any other suspected Unauthorized Electronic Fund Transfers(sunauthorized transfer(s), the time periods specified in this Section 26.2 B may be extended for a reasonable period.

Authorized Transfers. You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly. • Unauthorized Transfers: Tell us at once if you believe your Mobile App Login ID account or password has been PIN or Access Information (as defined below) is lost or stolen or if your Mobile App user account has been, been or may have been, be subject to Unauthorized unauthorized Electronic Fund Transfers. Contact Support message us immediately to keep your possible losses to a minimum. You could lose all the money in your Linked Account(s) and/or Exto Banking Accountaccount(s). • If you tell us within four two (42) business days after learning of the loss or theft of your Mobile App Login ID or password account access device, or after learning of any other Unauthorized Electronic Fund Transfers associated with unauthorized transfers from your Mobile App user accountaccount involving your account access device, you can lose no more than $5050 if Electronic Fund Transfers are made without your permission. HoweverFor these transactions, if you DO NOT tell us within four two (42) business days after learning of the loss, theft or unauthorized use associated with your Mobile App user accountuse, and we can establish that we could have prevented the Unauthorized Electronic Fund Transfer(sunauthorized transfer(s) if you had told us in time, you could lose as much as $500. • If Also, if your periodic account statement issued by your bank or financial institution shows Unauthorized Electronic Fund Transfers unauthorized transfers and you DO NOT tell us within ninety sixty (9060) days after the statement was delivered to you, you may not get back any money you lose after the ninety sixty (9060) day period if we can prove that we could have prevented the unauthorized transfer(s) if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen Mobile App Login ID or password access device or of any other suspected Unauthorized Electronic Fund Transfers(sunauthorized transfer(s), the time periods specified in this Section 26.2 B may be extended for a reasonable period.. How can I contact Abound?

Authorized Transfers. You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly. • Unauthorized Transfers: Tell us Call +0-000-000-0000 or email xxxxxxx@xxxxxxxxxx.xxx at once if you believe your Mobile App Login ID Account, Your Card, Your Bank Account, or password has been your PIN or other access information is lost or stolen or if your Mobile App user account has been, been or may have been, be subject to Unauthorized unauthorized Electronic Fund Transfers. Contact us Do so immediately to keep your possible losses to a minimum. You could lose all the money in your Linked Account(s) and/or Exto Banking Accountaccount(s). • If you tell us within four two (42) business days after learning of the loss or theft of your Mobile App Login ID or password account access device, or after learning of any other Unauthorized Electronic Fund Transfers associated with unauthorized transfers from your Mobile App user accountaccount involving your account access device, you can lose no more than $5050 if Electronic Fund Transfers are made without your permission. HoweverFor these transactions, if you DO NOT tell us within four two (42) business days after learning of the loss, theft or unauthorized use associated with your Mobile App user accountuse, and we can establish that we could have prevented the Unauthorized Electronic Fund Transfer(sunauthorized transfer(s) if you had told us in time, you could lose as much as $500. • If Also, if your periodic account statement issued by your bank or financial institution shows Unauthorized Electronic Fund Transfers unauthorized transfers and you DO NOT tell us within ninety sixty (9060) days after the statement was delivered to you, you may not get back any money you lose after the ninety sixty (9060) day period if we can prove that we could have prevented the unauthorized transfer(s) if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen Mobile App Login ID or password access device or of any other suspected Unauthorized Electronic Fund Transfers(sunauthorized transfer(s), the time periods specified in this Section 26.2 B may be extended for a reasonable period.

Authorized Transfers. You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly. • Unauthorized Transfers: Tell us at once if you believe your Mobile App Login ID or password has been lost or stolen or if your Mobile App user account has been, or may have been, subject to Unauthorized Electronic Fund Transfers. Contact us immediately to keep your possible losses to a minimum. You could lose all the money in your Linked Account(s) and/or Exto Arrow Banking Account. • If you tell us within four (4) business days after learning of the loss or theft of your Mobile App Login ID or password or after learning of any other Unauthorized Electronic Fund Transfers associated with your Mobile App user account, you can lose no more than $50. However, if you DO NOT tell us within four (4) business days after learning of the loss, theft or unauthorized use associated with your Mobile App user account, and we can establish that we could have prevented the Unauthorized Electronic Fund Transfer(s) if you had told us in time, you could lose as much as $500. • If your periodic account statement issued by your bank or financial institution shows Unauthorized Electronic Fund Transfers and you DO NOT tell us within ninety (90) days after the statement was delivered to you, you may not get back any money you lose after the ninety (90) day period if we can prove that we could have prevented the unauthorized transfer(s) if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen Mobile App Login ID or password or of any other suspected Unauthorized Electronic Fund Transfers(s), the time periods specified in this Section 26.2 may be extended for a reasonable period.