Common use of Amendments and Addenda Clause in Contracts

Amendments and Addenda. Amendments and addenda to the Agreement may be introduced only in writing, as agreed by the Parties. Furthermore the Parties certify that in case the amendments and addenda to the Agreement are made through the remote banking service specified in the banking service agreement concluded with the Customer, the agreement concluded about such amendments and addenda is concluded in a written form and the terms and conditions of the Agreement (including its Annexes) fully applies. Notwithstanding the limitation set forth in Paragraph 10.1 of the Annex No. 1, the Bank is authorized to: Reduce the amount of the General Credit Line and/or its component Credit Line, Overdraft and/or other similar bank products; Change the amount of the Interest, Commission Fee and/or Penalty established by the Agreement no more than by 1/4 of the existing rate; Change the amount of the Interest, Commission Fee and/or Penalty established by the Other agreement associated to the Agreement in the range of the amount envisaged by the General Credit Line Agreement; Without limiting/excluding any rights conferred to the Bank under the Agreement, the amount of Interest established by the Agreement shall be changed up to no more than the maximum amount set in the Bank for the relevant banking product, if the credit resources necessary to issue the relevant banking product are/will be obtained from a Third Party (including by way of pledging the banking product or by any other way) and the possibility to use such credit resources may, for any reason, be restricted/terminated for the Bank. Increase payment term/terms envisaged by the Agreement, provided that as a result of such change payment term/terms will change no more than by 30 (thirty) calendar days; Change the Specific Conditions of the Agreement; Establish types and/or rates of Commission Fee related to the use of the Credit, Credit Line, Overdraft, Documentary transaction and/or other similar bank products envisaged by the Agreement. In case of enjoying by the Bank of the right envisaged in Paragraph 10.2 of the Annex No. 1: If such a decision worsens the condition of the Customer, then no less than 30 (thirty) calendar days prior to entry into force of the amendment the Bank shall notify the Customer of it; If such a decision is made in favor of the Customer (including in case of reducing the Interest rate) and/or does not worsen the Customer’s status, such a decision does not require additional consent or acceptance of the Customer and such changed conditions shall be put into effect as of the date determined by the Bank. Furthermore, the Bank shall notify the Customer within 30 (thirty) calendar days after making the decision based on the procedure provided in Article 6 of the Annex No. 1 and/or by posting relevant notices at the service centers and/or other service points of the Bank. When making decisions envisaged in Paragraphs 10.2.2. and 10.2.3. of the Annex No. 1, the Bank shall take into account the level of inflation in the country, consumption prices, indices of entrepreneurial activities, other socio-economic factors of global and/or regional nature, as well as the credit history of the Customer. Amendments and addenda introduced into the Agreement (including those made pursuant to Paragraphs 10.2 and 10.3 of the Annex No. 1) represent integral part of the Agreement.

Amendments and Addenda. Amendments and addenda to the Agreement may be introduced only in writing, as agreed by the Parties. Furthermore the Parties certify that in case the amendments and addenda to the Agreement are made through the remote banking service specified in the banking service agreement concluded with the Customer, the agreement concluded about such amendments and addenda is concluded in a written form and the terms and conditions of the Agreement (including its Annexes) fully applies. Notwithstanding the limitation set forth in Paragraph 10.1 of the Annex No. 1, the Bank is authorized to: Reduce the amount of the General Credit Line and/or its component Credit Line, Overdraft and/or other similar bank products; Change the amount of the Interest, Commission Fee and/or Penalty established by the Agreement no more than by 1/4 of the existing rate; Change the amount of the Interest, Commission Fee and/or Penalty established by the Other agreement associated to the Agreement in the range of the amount envisaged by the General Credit Line Agreement; Without limiting/excluding any rights conferred to the Bank under the Agreement, the amount of Interest established by the Agreement shall be changed up to no more than the maximum amount set in the Bank for the relevant banking product, if the credit resources necessary to issue the relevant banking product are/will be obtained from a Third Party (including by way of pledging the banking product or by any other way) and the possibility to use such credit resources may, for any reason, be restricted/terminated for the Bank. Increase payment term/terms envisaged by the Agreement, provided that as a result of such change payment term/terms will change no more than by 30 (thirty) calendar days; Change the Specific Conditions of the Agreement; Establish types and/or rates of Commission Fee related to the use of the Credit, Credit Line, Overdraft, Documentary transaction and/or other similar bank products envisaged by the Agreement. In case of enjoying by the Bank of the right envisaged in Paragraph 10.2 of the Annex No. 1: If such a decision worsens the condition of the Customer, then no less than 30 (thirty) calendar days prior to entry into force of the amendment the Bank shall notify the Customer of it; If such a decision is made in favor of the Customer (including in case of reducing the Interest rate) and/or does not worsen the Customer’s status, such a decision does not require additional consent or acceptance of the Customer and such changed conditions shall be put into effect as of the date determined by the Bank. Furthermore, the Bank shall notify the Customer within 30 (thirty) calendar days after making the decision based on the procedure provided in Article 6 of the Annex No. 1 and/or by posting relevant notices at the service centers and/or other service points of the Bank. When making decisions envisaged in Paragraphs 10.2.2. 10.2 and 10.2.3. 10.3 of the Annex No. 1, the Bank shall take into account the level of inflation in the country, consumption prices, indices of entrepreneurial activities, other socio-economic factors of global and/or regional nature, as well as the credit history of the Customer. Amendments and addenda introduced into the Agreement (including those made pursuant to Paragraphs 10.2 and 10.3 of the Annex No. 1) represent integral part of the Agreement.

Amendments and Addenda. Amendments and addenda to the Agreement may be introduced only in writing, as agreed by the Parties. Furthermore the Parties certify that in case the amendments and addenda to the Agreement are made through the remote banking service specified in the banking service agreement concluded with the Customer, the agreement concluded about such amendments and addenda is concluded in a written form and the terms and conditions of the Agreement (including its Annexes) fully applies. Notwithstanding the limitation set forth in Paragraph 10.1 of the Annex No. 1, the Bank is authorized to: Reduce the amount of the General Credit Line and/or its component Credit Line, Overdraft and/or other similar bank products; Change the amount of the Interest, Commission Fee and/or Penalty established by the Agreement no more than by 1/4 of the existing rate; Change the amount of the Interest, Commission Fee and/or Penalty established by the Other agreement associated to the Agreement in the range of the amount envisaged by the General Credit Line Agreement; Without limiting/excluding any rights conferred to the Bank under the Agreement, the amount of Interest established by the Agreement shall be changed up to no more than the maximum amount set in the Bank for the relevant banking product, if the credit resources necessary to issue the relevant banking product are/will be obtained from a Third Party (including by way of pledging the banking product or by any other way) and the possibility to use such credit resources may, for any reason, be restricted/terminated for the Bank. Increase payment term/terms envisaged by the Agreement, provided that as a result of such change payment term/terms will change no more than by 30 (thirty) calendar days; Change the Specific Conditions of the Agreement; Establish types and/or rates of Commission Fee related to the use of the Credit, Credit Line, Overdraft, Documentary transaction and/or other similar bank products envisaged by the Agreement. In case of enjoying by the Bank of the right envisaged in Paragraph 10.2 of the Annex No. 1: If such a decision worsens the condition of the Customer, then no less than 30 (thirty) calendar days prior to entry into force of the amendment the Bank shall notify the Customer of it; If such a decision is made in favor of the Customer (including in case of reducing the Interest rate) and/or does not worsen the Customer’s status, such a decision does not require additional consent or acceptance of the Customer and such changed conditions shall be put into effect as of the date determined by the Bank. Furthermore, the Bank shall notify the Customer within 30 (thirty) calendar days after making the decision based on the procedure provided in Article 6 of the Annex No. 1 and/or by posting relevant notices at the service centers and/or other service points of the Bank. When making decisions envisaged in Paragraphs 10.2.2. and Paragraph 10.2.3. of the Annex No. 1, the Bank shall take into account the level of inflation in the country, consumption prices, indices of entrepreneurial activities, other socio-economic factors of global and/or regional nature, as well as the credit history of the Customer. Amendments and addenda introduced into the Agreement (including those made pursuant to Paragraphs 10.2 and 10.3 of the Annex No. 1) represent integral part of the Agreement.

Amendments and Addenda. Amendments and addenda to the Agreement may be introduced only in writing, as agreed by the Parties. Furthermore the Parties certify that in case the amendments and addenda to the Agreement are made through the remote banking service specified in the banking service agreement concluded with the Customer, the agreement concluded about such amendments and addenda is concluded in a written form and the terms and conditions of the Agreement (including its Annexes) fully applies. Notwithstanding the limitation set forth in Paragraph 10.1 of the Annex No. 1, the Bank is authorized to: Reduce the amount of the General Credit Line and/or its component Credit Line, Overdraft and/or other similar bank products; Change Decrease the amount of the Interest, Commission Fee and/or Penalty established by the Agreement no more than by 1/4 of the existing rate; Change the amount of the Interest, Commission Fee and/or Penalty established by the Other agreement associated to the Agreement in the range of the amount envisaged by the General Credit Line Agreement; Without limiting/excluding any rights conferred to the Bank under the Agreement, the amount of Interest established by the Agreement shall be changed up to no more than the maximum amount set in the Bank for the relevant banking product, if the credit resources necessary to issue the relevant banking product are/will be obtained from a Third Party (including by way of pledging the banking product or by any other way) and the possibility to use such credit resources may, for any reason, be restricted/terminated for the Bank. Increase payment term/terms envisaged by the Agreement, provided that as a result of such change payment term/terms will change no more than by 30 (thirty) calendar days; Change the Specific Conditions of the Agreement; Establish types and/or rates of Commission Fee related to the use of the Credit, Credit Line, Overdraft, Documentary transaction and/or other similar bank products envisaged by the Agreement. In case of enjoying by the Bank of the right envisaged in Paragraph 10.2 of the Annex No. 1: If such a decision worsens the condition of the Customer, then no less than 30 (thirty) calendar days prior to entry into force of the amendment the Bank shall notify the Customer of it; If such a decision is made in favor of the Customer (including in case of reducing the Interest rate) and/or does not worsen the Customer’s status, such a decision does not require additional consent or acceptance of the Customer and such changed conditions shall be put into effect as of the date determined by the Bank. Furthermore, the Bank shall notify the Customer within 30 (thirty) calendar days after making the decision based on the procedure provided in Article 6 of the Annex No. 1 and/or by posting relevant notices at the service centers and/or other service points (including on the web-page xxxxxxxxxxxxx.xx) of the Bank. When making decisions envisaged in Paragraphs 10.2.2. and 10.2.3. of the Annex No. 1, the Bank shall take into account the level of inflation in the country, consumption prices, indices of entrepreneurial activities, other socio-economic factors of global and/or regional nature, as well as the credit history of the Customer. Amendments and addenda introduced into the Agreement (including those made pursuant to Paragraphs 10.2 and 10.3 of the Annex No. 1) represent integral part of the Agreement.