Common use of Alternate Funding Clause in Contracts

Alternate Funding. If Alternate Funding is selected on the Merchant Application but Merchant is not approved by Vendor to receive Alternate Funding, Merchant will be set up with Premium ACH for Merchant’s deposit timeframe. If Alternate Funding is selected on the Merchant Application and Merchant is approved for Alternate Funding, and Vendor has not placed Merchant’s account on hold, Vendor will generally initiate an ACH of settlement funds due to Merchant, subject to the terms of this Agreement, to the Designated Account the business day (which, for purposes herein, will mean any day on which the Federal Reserve is open for business, other than Sundays or State or Federal holidays) after Vendor processes such transactions, provided that Vendor successfully receives the complete transaction data by the applicable cut off time. Notwithstanding the foregoing, Vendor will not be liable to Merchant if an ACH of Merchant’s settlement funds is not initiated within such one business day time period. Vendor may change Merchant’s deposit time frame from Alternate Funding to Premium ACH at any time and without advance notice to Merchant. Vendor may, within its sole discretion, delay Merchant’s settlement payments for up to seven (7) days, which period will begin after the settlement payments were received by Vendor. In this event, Merchant acknowledges that Vendor will, and Merchant expressly authorizes Vendor to, delay Merchant’s settlement payments for up to seven (7) days. This delay of Merchant’s settlement funds does not preclude Vendor from exercising its right to establish a Reserve Account or to suspend payments pursuant to this Agreement. The settlement payments will begin to be credited to Merchant’s Designated Account, less any monies owed Vendor, on the next business day following expiration of this rolling delay period. This rolling delay of the settlement payments will be ongoing and continue as long as Vendor is providing Merchant’s processing services. In addition, Vendor has a right to delay, within its discretion, crediting the Designated Account with funds evidenced by submitted Card transactions. Merchant is responsible for verifying the amount of funds actually deposited to and available in Merchant’s Designated Account on a daily basis. Vendor is not responsible for the availability of funds represented by submitted Card transactions, or for any charges Merchant may incur for overdrawing the Designated Account. Attachments to this Merchant Processing Agreement include: • Exhibit A – Bank Rules • Exhibit B – Agreement for American Express® OnePoint® Program • Schedule I – Applicable and included if Services Packages are selected on the Merchant Application • Schedule II – Applicable and included if NPC Check Services are selected on the Merchant Application • Schedule III – Applicable and included if Voyager Fleet Card is selected on the applicable Merchant Addendum • Schedule IV – Applicable and included if EBT is selected on the applicable Merchant Addendum • Schedule V – Applicable and included if wireless terminals using GPRS services or CDMA services are selected on the Merchant Application EXHIBIT A Operating Rules All capitalized terms not defined below will have the meanings ascribed in the Merchant Processing Agreement.

Alternate Funding. If Alternate Funding is selected on the Merchant Application but Merchant is not approved by Vendor Processor to receive Alternate Funding, Merchant will be set up with Premium ACH for Merchant’s deposit timeframe. If Alternate Funding is selected on the Merchant Application and Merchant is approved for Alternate Funding, and Vendor Processor has not placed MerchantXxxxxxxx’s account on hold, Vendor Processor will generally initiate an ACH of settlement funds due to Merchant, subject to the terms of this Agreement, to the Designated Account the business day (which, for purposes herein, will mean any day on which the Federal Reserve is open for business, other than Sundays or State or Federal holidays) after Vendor Processor processes such transactions, provided that Vendor Processor successfully receives the complete transaction data by the applicable cut off time. Notwithstanding the foregoing, Vendor Processor will not be liable to Merchant if an ACH of Merchant’s settlement funds is not initiated within such one business day time period. Vendor Processor may change Merchant’s deposit time frame from Alternate Funding to Premium ACH at any time and without advance notice to Merchant. Vendor Processor may, within its sole discretion, delay Merchant’s settlement payments for up to seven (7) days, which period will begin after the settlement payments were received by VendorProcessor. In this event, Merchant acknowledges that Vendor Processor will, and Merchant expressly authorizes Vendor Processor to, delay MerchantXxxxxxxx’s settlement payments for up to seven (7) days. This delay of MerchantXxxxxxxx’s settlement funds does not preclude Vendor Processor from exercising its right to establish a Reserve Account or to suspend payments pursuant to this Agreement. The settlement payments will begin to be credited to MerchantXxxxxxxx’s Designated Account, less any monies owed VendorProcessor, on the next business day following expiration of this rolling delay period. This rolling delay of the settlement payments will be ongoing and continue as long as Vendor Processor is providing Merchant’s processing services. In addition, Vendor Processor has a right to delay, within its discretion, crediting the Designated Account with funds evidenced by submitted Card transactions. Merchant Xxxxxxxx is responsible for verifying the amount of funds actually deposited to and available in Merchant’s Designated Account on a daily basis. Vendor Processor is not responsible for the availability of funds represented by submitted Card transactions, or for any charges Merchant may incur for overdrawing the Designated Account. Attachments to this Merchant Processing Agreement include: • Exhibit A – Bank Rules Summary • Exhibit B – Agreement for American Express® OnePoint® Program • Schedule I – Applicable and included if Services Packages Advantage Buyer Program are selected on the Merchant Application • Schedule II – Applicable and included if NPC Check Services are selected on the Merchant Application • Schedule III – Applicable and included if Voyager Fleet Card is selected on • each Merchant has a security policy that covers the security of credit card information. Merchant may obtain a sample policy by visiting xxx.XXX.xxx and selecting PCI under the other payment processing services tab. Processor will the applicable Merchant Addendum • Schedule IV – Applicable and included if EBT is selected on the applicable Merchant Addendum • Schedule V – Applicable provide Merchant with a sample policy for Xxxxxxxx’s convenience only. If Merchant does not already have a security policy in place, Merchant may use the sample policy as a starting point. However, Merchant will need to modify it to fit Merchant’s processing environment and included if wireless terminals using GPRS services or CDMA services are selected on needs. If Merchant already has a security policy in place, Merchant may want to compare it to the Merchant Application EXHIBIT A Operating Rules All capitalized terms not defined below will have sample policy to verify that Xxxxxxxx’s security policy contains the meanings ascribed in the Merchant Processing Agreement.required items

Alternate Funding. If Alternate Funding is selected on the Merchant Application but Merchant is not approved by Vendor Processor to receive Alternate Funding, Merchant will be set up with Premium ACH for Merchant’s deposit timeframe. If Alternate Funding is selected on the Merchant Application and Merchant is approved for Alternate Funding, and Vendor Processor has not placed Merchant’s account on hold, Vendor Processor will generally initiate an ACH of settlement funds due to Merchant, subject to the terms of this Agreement, to the Designated Account the business day (which, for purposes herein, will mean any day on which the Federal Reserve is open for business, other than Sundays or State or Federal holidays) after Vendor Processor processes such transactions, provided that Vendor Processor successfully receives the complete transaction data by the applicable cut off time. Notwithstanding the foregoing, Vendor Processor will not be liable to Merchant if an ACH of Merchant’s settlement funds is not initiated within such one business day time period. Vendor Processor may change Merchant’s deposit time frame from Alternate Funding to Premium ACH at any time and without advance notice to Merchant. Vendor Processor may, within its sole discretion, delay Merchant’s settlement payments for up to seven (7) days, which period will begin after the settlement payments were received by VendorProcessor. In this event, Merchant acknowledges that Vendor Processor will, and Merchant expressly authorizes Vendor Processor to, delay Merchant’s settlement payments for up to seven (7) days. This delay of Merchant’s settlement funds does not preclude Vendor Processor from exercising its right to establish a Reserve Account or to suspend payments pursuant to this Agreement. The settlement payments will begin to be credited to Merchant’s Designated Account, less any monies owed VendorProcessor, on the next business day following expiration of this rolling delay period. This rolling delay of the settlement payments will be ongoing and continue as long as Vendor Processor is providing Merchant’s processing services. In addition, Vendor Processor has a right to delay, within its discretion, crediting the Designated Account with funds evidenced by submitted Card transactions. Merchant is responsible for verifying the amount of funds actually deposited to and available in Merchant’s Designated Account on a daily basis. Vendor Processor is not responsible for the availability of funds represented by submitted Card transactions, or for any charges Merchant may incur for overdrawing the Designated Account. Attachments to this Merchant Processing Agreement include: • Exhibit A – Bank Rules Summary • Exhibit B – Agreement for American Express® OnePoint® Program • Schedule I – Applicable and included if Services Packages Advantage Buyer Program are selected on the Merchant Application • Schedule II – Applicable and included if NPC Check Services are selected on the Merchant Application • Schedule III – Applicable and included if Voyager Fleet Card is selected on • each Merchant has a security policy that covers the security of credit card information. Merchant may obtain a sample policy by visiting xxx.XXX.xxx and selecting PCI under the other payment processing services tab. Processor will the applicable Merchant Addendum • Schedule IV – Applicable and included if EBT is selected on the applicable Merchant Addendum • Schedule V – Applicable provide Merchant with a sample policy for Merchant’s convenience only. If Merchant does not already have a security policy in place, Merchant may use the sample policy as a starting point. However, Merchant will need to modify it to fit Merchant’s processing environment and included if wireless terminals using GPRS services or CDMA services are selected on needs. If Merchant already has a security policy in place, Merchant may want to compare it to the Merchant Application EXHIBIT A Operating Rules All capitalized terms not defined below will have sample policy to verify that Merchant’s security policy contains the meanings ascribed in the Merchant Processing Agreement.required items

Alternate Funding. If Alternate Funding is selected on the Merchant Application but Merchant is not approved by Vendor Processor to receive Alternate Funding, Merchant will be set up with Premium ACH for Merchant’s deposit timeframe. If Alternate Funding is selected on the Merchant Application and Merchant is approved for Alternate Funding, and Vendor Processor has not placed Merchant’s account on hold, Vendor Processor will generally initiate an ACH of settlement funds due to Merchant, subject to the terms of this Agreement, to the Designated Account the business day (which, for purposes herein, will mean any day on which the Federal Reserve is open for business, other than Sundays or State or Federal holidays) after Vendor Processor processes such transactions, provided that Vendor Processor successfully receives the complete transaction data by the applicable cut off time. Notwithstanding the foregoing, Vendor Processor will not be liable to Merchant if an ACH of Merchant’s settlement funds is not initiated within such one business day time period. Vendor Processor may change Merchant’s deposit time frame from Alternate Funding to Premium ACH at any time and without advance notice to Merchant. Vendor Processor may, within its sole discretion, delay Merchant’s settlement payments for up to seven (7) days, which period will begin after the settlement payments were received by VendorProcessor. In this event, Merchant acknowledges that Vendor Processor will, and Merchant expressly authorizes Vendor Processor to, delay Merchant’s settlement payments for up to seven (7) days. This delay of Merchant’s settlement funds does not preclude Vendor Processor from exercising its right to establish a Reserve Account or to suspend payments pursuant to this Agreement. The settlement payments will begin to be credited to Merchant’s Designated Account, less any monies owed VendorProcessor, on the next business day following expiration of this rolling delay period. This rolling delay of the settlement payments will be ongoing and continue as long as Vendor Processor is providing Merchant’s processing services. In addition, Vendor Processor has a right to delay, within its discretion, crediting the Designated Account with funds evidenced by submitted Card transactions. Merchant is responsible for verifying the amount of funds actually deposited to and available in Merchant’s Designated Account on a daily basis. Vendor Processor is not responsible for the availability of funds represented by submitted Card transactions, or for any charges Merchant may incur for overdrawing the Designated Account. Attachments to this Merchant Processing Agreement include: • Exhibit A – Bank Rules Summary • Exhibit B – Agreement for American Express® OnePoint® Program • Exhibit C – Privacy Notice • Exhibit D – E-Sign Notice • Schedule I – Applicable and included if Services Packages Advantage Buyer Program are selected on the Merchant Application • Schedule II – Applicable and included if NPC Check Services are selected on the Merchant Application • Schedule III – Applicable and included if Voyager Fleet Card is selected on the applicable Merchant Addendum • Schedule IV – Applicable and included if EBT is selected on the applicable Merchant Addendum • Schedule V – Applicable and included if wireless terminals using GPRS services or CDMA services are selected on the Merchant Application EXHIBIT A Operating Rules Summary All capitalized terms not defined below will have the meanings ascribed in the Bank Card Merchant Agreement/Merchant Processing Agreement. Good Business Practices That Will Help Reduce Your Processing Costs account number, indent printed account number and/or encoded account number do not agree, or the Card does not have a MasterCard hologram on the lower right corner of the Card face. This obligation upon you in no way authorizes a breach of the peace or any injury to persons or property, and you will hold Processor or Member Bank harmless from any claim arising from any injury to person or property or other breach of peace. Use an imprinted sales ticket with signature for all “key entered” transactions. This will assist you with issues such as chargebacks. Close and settle your sales transactions daily. This will help reduce those instances where “Mid-Qualified” or “Non-Qualified” discount rates are assessed. Balance your Merchant Account, processing statements from Processor, Member Bank, Associations, and Third Party Service Providers, and your sales slips to assure that you are receiving anticipated funds in a timely fashion, as more fully described below. Because of the number of parties involved in the processing of credit card and other electronic transactions, the only way to ensure that you receive all funds is by balancing each day’s sales tickets against daily ACH deposits. Respond within the acceptable time frame to retrievals and/or chargebacks in order to assure the most favorable outcome possible. Do not call the voice authorization center for services other than authorization. Settle disputes with your customers before they reach “chargeback” status. A chargeback is like a returned check, it is expensive and time consuming. Read your Merchant Processing Agreement and these Rules closely and thoroughly. Shipping products overseas without a card present should be closely monitored. Merchant has little ability to prevent a chargeback in this type of situation. You should carefully reconcile sales tickets against deposits daily, particularly in the following situations: installation of new equipment, new downloads, adding new products to your terminal, power outages, change in your Merchant Account.

Alternate Funding. If Alternate Funding is selected on the Merchant Application but Merchant is not approved by Vendor to receive Alternate Funding, Merchant will be set up with Premium ACH for Merchant’s deposit timeframe. If Alternate Funding is selected on the Merchant Application and Merchant is approved for Alternate Funding, and Vendor has not placed Merchant’s account on hold, Vendor will generally initiate an ACH of settlement funds due to Merchant, subject to the terms of this Agreement, to the Designated Account the business day (which, for purposes herein, will mean any day on which the Federal Reserve is open for business, other than Sundays or State or Federal holidays) after Vendor processes such transactions, provided that Vendor successfully receives the complete transaction data by the applicable cut off time. Notwithstanding the foregoing, Vendor will not be liable to Merchant if an ACH of Merchant’s settlement funds is not initiated within such one business day time period. Vendor may change Merchant’s deposit time frame from Alternate Funding to Premium ACH at any time and without advance notice to Merchant. Vendor may, within its sole discretion, delay Merchant’s settlement payments for up to seven (7) days, which period will begin after the settlement payments were received by Vendor. In this event, Merchant acknowledges that Vendor will, and Merchant expressly authorizes Vendor to, delay Merchant’s settlement payments for up to seven (7) days. This delay of Merchant’s settlement funds does not preclude Vendor from exercising its right to establish a Reserve Account or to suspend payments pursuant to this Agreement. The settlement payments will begin to be credited to Merchant’s Designated Account, less any monies owed Vendor, on the next business day following expiration of this rolling delay period. This rolling delay of the settlement payments will be ongoing and continue as long as Vendor is providing Merchant’s processing services. In addition, Vendor has a right to delay, within its discretion, crediting the Designated Account with funds evidenced by submitted Card transactions. Merchant is responsible for verifying the amount of funds actually deposited to and available in Merchant’s Designated Account on a daily basis. Vendor is not responsible for the availability of funds represented by submitted Card transactions, or for any charges Merchant may incur for overdrawing the Designated Account. Attachments to this Merchant Processing Agreement include: • Exhibit A – Bank Rules • Exhibit B – Agreement for American Express® OnePoint® Program • Schedule I – Applicable and included if Services Packages are selected on the Merchant Application • Schedule II – Applicable and included if NPC Check Services are selected on the Merchant Application • Schedule III – Applicable and included if Voyager Fleet Card is selected on the applicable Merchant Addendum • Schedule IV – Applicable and included if EBT is selected on the applicable Merchant Addendum • Schedule V – Applicable and included if wireless terminals using GPRS services or CDMA services are selected on the Merchant Application • Schedule VI – Privacy Notice • Schedule IV – E-Sign Notice EXHIBIT A Operating Rules All capitalized terms not defined below will have the meanings ascribed in the Merchant Processing Agreement.

Alternate Funding. If Alternate Funding is selected on the Merchant Application but Merchant is not approved by Vendor Processor to receive Alternate Funding, Merchant will be set up with Premium ACH for Merchant’s deposit timeframe. If Alternate Funding is selected on the Merchant Application and Merchant is approved for Alternate Funding, and Vendor Processor has not placed Merchant’s account on hold, Vendor Processor will generally initiate an ACH of settlement funds due to Merchant, subject to the terms of this Agreement, to the Designated Account the business day (which, for purposes herein, will mean any day on which the Federal Reserve is open for business, other than Sundays or State or Federal holidays) after Vendor Processor processes such transactions, provided that Vendor Processor successfully receives the complete transaction data by the applicable cut off time. Notwithstanding the foregoing, Vendor Processor will not be liable to Merchant if an ACH of Merchant’s settlement funds is not initiated within such one business day time period. Vendor Processor may change Merchant’s deposit time frame from Alternate Funding to Premium ACH at any time and without advance notice to Merchant. Vendor Processor may, within its sole discretion, delay Merchant’s settlement payments for up to seven (7) days, which period will begin after the settlement payments were received by VendorProcessor. In this event, Merchant acknowledges that Vendor Processor will, and Merchant expressly authorizes Vendor Processor to, delay Merchant’s settlement payments for up to seven (7) days. This delay of Merchant’s settlement funds does not preclude Vendor Processor from exercising its right to establish a Reserve Account or to suspend payments pursuant to this Agreement. The settlement payments will begin to be credited to Merchant’s Designated Account, less any monies owed VendorProcessor, on the next business day following expiration of this rolling delay period. This rolling delay of the settlement payments will be ongoing and continue as long as Vendor Processor is providing Merchant’s processing services. In addition, Vendor Processor has a right to delay, within its discretion, crediting the Designated Account with funds evidenced by submitted Card transactions. Merchant is responsible for verifying the amount of funds actually deposited to and available in Merchant’s Designated Account on a daily basis. Vendor Processor is not responsible for the availability of funds represented by submitted Card transactions, or for any charges Merchant may incur for overdrawing the Designated Account. Attachments to this Merchant Processing Agreement include: • Exhibit A – Bank Rules Summary • Exhibit B – Agreement for American Express® OnePoint® Program • Exhibit C – Privacy Notice • Exhibit D – E-Sign Notice • Schedule I – Applicable and included if Services Packages Advantage Buyer Program are selected on the Merchant Application • Schedule II – Applicable and included if NPC Check Services are selected on the Merchant Application • Schedule III – Applicable and included if Voyager Fleet Card is selected on the applicable Merchant Addendum • Schedule IV – Applicable and included if EBT is selected on the applicable Merchant Addendum • Schedule V – Applicable and included if wireless terminals using GPRS services or CDMA services are selected on the Merchant Application EXHIBIT A Operating Rules All capitalized terms not defined below will have the meanings ascribed in the Merchant Processing Agreement.Addendum