Home Ownership and Equity Protection Act definition

Home Ownership and Equity Protection Act means the Home Ownership and Equity Protection Act (HOEPA), 15 U.S.C. Sec. 1639.
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Examples of Home Ownership and Equity Protection Act in a sentence

  • The Home Ownership and Equity Protection Act of 1994 (HOEPA) addresses certain unfair practices and establishes requirements for certain loans with high rates and fees, including certain additional disclosures.

  • The attorney general and any obligor of a covered loan may enforce this article with respect to such covered loan in the manner provided for violations of the federal "Home Ownership and Equity Protection Act of 1994", 15 U.S.C. sec.

  • Persons engaged in the purchase, sale, assignment, securitization, or servicing of covered loans shall be liable under this article for the action or inaction of persons originating such loans only in the manner and to the extent provided for violation of the federal "Home Ownership and Equity Protection Act of 1994" and the federal "Truth in Lending Act", 15 U.S.C. sec.

  • Without regard to whether the loan transaction is or may be a "residential mortgage transaction" (as the term "residential mortgage transaction" is defined in section 226.2(a)(24) of Title 12 of the Code of Federal Regulations, as amended from time to time), the annual percentage rate of the loan at the time the loan is consummated is such that the loan is considered a "mortgage" under section 152 of the Home Ownership and Equity Protection Act of 1994 (Pub.

  • Subtitle B (§§ 151–158) of title I, known as the Home Ownership and Equity Protection Act of 1994, enacted sections 1639 and 1648 of this title, amended sections 1602, 1604, 1610, 1640, 1641, and 1647 of this title, and enacted provisions set out as notes under sections 1601 and 1602 of this title.

  • Pricing terms that result in the loan’s being subject to the provisions of the Home Ownership and Equity Protection Act.

  • These include the Equal Credit Opportunity Act and the Fair Housing Act, which prohibit discrimination; the Fair Credit Reporting Act, which provides you with the right to certain credit information; and the Home Ownership and Equity Protection Act of 1994, which establishes requirements for certain loans with high rates and fees.

  • The Bureau is required to calculate annually the dollar amounts for several provisions in Regulation Z; this final rule revises, as applicable, the dollar amounts for provisions implementing TILA and amendments to TILA, including under the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act), the Home Ownership and Equity Protection Act of 1994 (HOEPA), and the Dodd- Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).

  • The Federal Reserve Board’s 2008 amendments to regulations implementing the Home Ownership and Equity Protection Act impose new and stringent underwriting standards for “higher priced mortgage loans” associated with the subprime crisis.

  • Division (A)(1) of this section does not apply to a prepayment penalty imposed in accordance with section 129(c)(2) of the "Home Ownership and Equity Protection Act of 1994," 108 Stat.

Related to Home Ownership and Equity Protection Act

  • Community protection zone means the area within eight

  • Data Protection Act means Act CXII of 2011 on Informational Self-Determination and Freedom of Information.

  • MFN Protection has the meaning set forth in Section 2.14(e)(iii).

  • Housing Act means the United States Housing Act of 1937, as amended, or its successor.

  • Fair Housing Act means the Fair Housing Act, as amended.

  • Data Protection Laws means EU Data Protection Laws and, to the extent applicable, the data protection or privacy laws of any other country;

  • Data Protection Acts means Data Protection Act 1988, as amended by the Data Protection (Amendment) Act 2003, and as may be modified, amended, supplemented, consolidated or re- enacted from time to time;

  • Home Mortgage Disclosure Act means Home Mortgage Disclosure Act of 1975, as amended.

  • PBR Act means the Plant Breeder’s Rights Xxx 0000 (Cth) as amended from time to time.

  • EU Data Protection Laws means EU Directive 95/46/EC, as transposed into domestic legislation of each Member State and as amended, replaced or superseded from time to time, including by the GDPR and laws implementing or supplementing the GDPR;

  • Applicable Data Protection Laws means all national, international and local laws, regulations and rules by any government, agency or authority relating to data protection and privacy which are applicable to CPA Global or the Customer, including but not limited to The General Data Protection Regulation (Regulation (EU) 2016/679), (GDPR);

  • the applicable data protection law means the legislation protecting the fundamental rights and freedoms of individuals and, in particular, their right to privacy with respect to the processing of personal data applicable to a data controller in the Member State in which the data exporter is established;

  • Consumer Protection Act means the Consumer Protection Act, No 68 of 2008;

  • Rail Safety Act means the Rail Safety Act 1998 (WA);

  • Data Protection Laws and Regulations means all laws and regulations, including laws and regulations of the European Union, the European Economic Area and their member states, Switzerland and the United Kingdom, applicable to the Processing of Personal Data under the Agreement.

  • Education Act means the Education Act, R.S.O. 1990, c. E.2, as amended.

  • Truth in Lending Act means the Truth in Lending Act of 1968, as amended.

  • the data protection principles means the principles set out in Part I of Schedule 1 to that Act, as read subject to Part II of that Schedule and to section 27(1) of that Act;

  • Applicable Data Protection Law means all data privacy or data protection laws or regulations globally that apply to the Processing of Personal Information under this Data Processing Agreement, which may include Applicable European Data Protection Law.

  • Air Act, as used in this clause, means the Clean Air Act (42 U.S.C. 7401 et seq.).

  • 1990 Act means the Companies Act 1990.

  • Business Corporations Act means the Business Corporations Act (British Columbia) from time to time in force and all amendments thereto and includes all regulations and amendments thereto made pursuant to that Act;

  • The "Clean Air Act means those provisions contained in 42 U.S.C. §§ 7401 to 7671q, and regulations promulgated thereunder.

  • National Housing Act means the National Housing Act (Canada), a federal law that promotes the construction of new houses and the repair and modernization of existing houses. CMHC provides mortgage default insurance under this law.

  • ACNC Act means the Australian Charities and Not-for-profits Commission Act 2012 (Cth).

  • General Data Protection Regulation GDPR" means regulation (EU) 2016/679 of the European parliament and of the council as amended from time to time.