EXHIBIT 10.2 ------------------------------------------------------------------ -------------- ADOPTION AGREEMENT FOR THE BENEFIT CONSULTANTS & ADMINISTRATORS,INC REGIONAL PROTOTYPE NON-STANDARDIZED CASH OR DEFERRED PROFIT SHARING PLAN AND TRUST...Southbanc Shares Inc • February 4th, 1998 • Savings institution, federally chartered
Common Stock (par value $.01 per share)Agency Agreement • February 4th, 1998 • Southbanc Shares Inc • Savings institution, federally chartered • South Carolina
