EXHIBIT 1
JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.,
XXXX X. XXXXXXXX, XXXXXXX X. XXXXXXXX AND W. XXXXXXX XXXXXX
WHEREAS, in accordance with Rule 13d-1(k) under the Securities and Exchange
Act of 1934 (the "Act"), only one joint statement and any amendments thereto
need to be filed whenever one or more persons are required to file such a
statement or any amendments thereto pursuant to Section 13(d) of the Act with
respect to the same securities, provided that said persons agree in writing that
such statement or amendments thereto is filed on behalf of each of them;
NOW, THEREFORE, the parties hereto agree as follows:
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC., XXXX X. XXXXXXXX, XXXXXXX X. XXXXXXXX
AND W. XXXXXXX XXXXXX hereby agree, in accordance with Rule 13d-1(k) under the
Act, to file a statement on Schedule 13G relating to their ownership of Common
Stock of the Issuer and do hereby further agree that said statement shall be
filed on behalf of each of them.
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX
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Name: Xxxxxxx X. Xxxxxxxx
Title: Chairman
Dated: October 13, 1998 By: /s/ XXXX X. XXXXXXXX
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Xxxx X. Xxxxxxxx
Dated: October 13, 1998 By: /s/ XXXXXXX X. XXXXXXXX
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Xxxxxxx X. Xxxxxxxx
Dated: October 13, 1998 By: /s/ W. XXXXXXX XXXXXX
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W. Xxxxxxx Xxxxxx