Essex Bancorp Inc /New Sample Contracts

March 15, 2001 Gene D. Ross President & CEO Essex Bancorp, Inc. Interstate Corporate Center Building #9, Suite 200 Norfolk, VA 23502 Dear Gene: Centura Bank (the "Bank") is pleased to offer to Essex Acquisition Corp., a Virginia corporation (the...
Loan Agreement • March 30th, 2001 • Essex Bancorp Inc /New • Savings institution, federally chartered

Centura Bank (the "Bank") is pleased to offer to Essex Acquisition Corp., a Virginia corporation (the "Borrower"), financing on the terms and conditions as hereinafter provided.

RECITALS:
Subservicing Agreement • March 31st, 1999 • Essex Bancorp Inc /New • Savings institution, federally chartered • Virginia
FIRST AMENDMENT TO THE RESTATED EXECUTIVE SERVICES AGREEMENT
Executive Services Agreement • March 31st, 1999 • Essex Bancorp Inc /New • Savings institution, federally chartered
WITNESSETH:
Change in Control Agreement • May 30th, 2001 • Essex Bancorp Inc /New • Savings institution, federally chartered
RESTATED CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • March 30th, 2000 • Essex Bancorp Inc /New • Savings institution, federally chartered • Virginia
FIRST AMENDMENT TO CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • March 31st, 1999 • Essex Bancorp Inc /New • Savings institution, federally chartered
RESTATED EXECUTIVE SERVICES AGREEMENT
Executive Services Agreement • March 31st, 1998 • Essex Bancorp Inc /New • Savings institution, federally chartered • Virginia
RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • March 31st, 1998 • Essex Bancorp Inc /New • Savings institution, federally chartered • Delaware
THIRD AMENDMENT TO RESTATED EXECUTIVE SERVICES AGREEMENT
Executive Services Agreement • May 30th, 2001 • Essex Bancorp Inc /New • Savings institution, federally chartered
WITNESSETH:
Change in Control Agreement • May 30th, 2001 • Essex Bancorp Inc /New • Savings institution, federally chartered
RESTATED CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • March 30th, 2000 • Essex Bancorp Inc /New • Savings institution, federally chartered • Virginia